READ MORE! 05/25/2021

Below are the top 3 reasons for moving to Jacksonville FL, scroll to the bottom and for the link to a longer article. Jacksonville is a great place to live and you won't regret moving to this amazing city. 1. Jacksonville FL Cost of Living​Jacksonville is a great low-cost city and the current 2021 cost of living index has it at 93.5, which is lower than the average for the entire country. With the amenities and beaches that Jacksonville has, it is a true bargain to live in this great city.Housing is rated at a low 78 for the cost of living index, so it's far below the national average. With all the people moving to Jacksonville, this will surely go up in the coming years so now is a great time to buy real estate before prices skyrocket. 2. Jacksonville FL Nightlife​Nightlife in Jacksonv... 02/25/2021

The Jacksonville multifamily market is on fire!As investors compete to pick up Jacksonville investment property, sales prices SOAR!FIND OUT MORE! 01/25/2021

Mandarin is a neighborhood located in the southside community of Jacksonville FL. The neighborhood consists mostly of older homes built in from the 1960s to the 1980s but does have some newer residential tracts that have popped up in recent years. These new residential tracts are compromised of modern homes on smaller lots which is in contrast to the larger lots many of the older homes sit on. Unlike many of the communities in Julington Creek Plantation just to the south, Mandarin doesn't have any community development Districts but does have some residential tracts with HOAs. This is a big deal as it saves between $1000 and $4000 a year in extra fees. The downside is that the amenities those CDDs offer can't be found in Mandarin. However many homes in Mandarin have residential private ... 01/17/2021

Riverside is a small community located in the Urban Core neighborhood of Jacksonville Florida. The designated historic community is mainly compromised of homes built before the 1930s. The community is largely residential but does have commercial areas including Five Points and King Street. King Street is the bar area of Riverside and is the hotspot for young military personnel stationed on NAS Jacksonville. There are multiple parks in the neighborhood including Memorial Park which is located on St Johns River.  The Cummer Museum of Art & Gardens is a popular art museum in the Five Points area that houses 5,000 works of art.  The Museum has a beautiful large garden that is located along St Johns River. The museum is an easy bike ride or walk from the majority of the homes available in Ri... 01/14/2021

Check out this new Listing!   With Mortgage Rates Near Historic Lows Now is The Time To Buy! Get a FREE NO OBLIGATION MORTGAGE PRE-APPROVAL NOW Mortgage Pre-ApprovalVIEW THIS HOME       11/12/2020

Have you tried selling your house through traditional listing process? There could be a chance that a traditional sale is not right for you. Learn about the tops signs that you should not go the traditional sale way in this post.Traditional sale is not right for every property in Jacksonville, Florida. Some situations and houses will find greater benefits by simply selling directly and quickly. Many homeowners don’t usually consider a direct sale. However, they should. With very expensive commission costs coupled with no guarantee sale date, trying to sell a house by listing it can be a gamble. In this post, we have highlighted some top signs that you should sell a house directly instead of going the traditional listing process in Jacksonville.You have a specific timeframeThe traditiona... 10/24/2020

 The Jacksonville, Florida real estate market has been on fire for years and 2020 is no exception! FIND OUT MORE! 10/21/2020

Pumpkin Patches in Northeast Florida 2020Pumpkin Patches in Jacksonville Florida Hidden Fields Jax Pumpkin Patch NO PUMPKIN PATCH  Isle of Faith Pumpkin Patch Location: 1821 San Pablo Road S., Jacksonville, FL, 32224 Dates: October 10th thru the 31st 2020 Hours: Monday - Friday: 12:oopm-7:00 pm; Saturday & Sunday 11:00 am-7:00 pm They also have a trick or treat day October 31  Mandarin United Methodist Church Pumpkin Patch Location: 11270 San Jose Blvd., Jacksonville, FL, 32223 Dates: Until October 31 Hours: 10am - 9pm Monday to Saturday and 11am - 9pm on Sundays Ortega United Methodist Church Pumpkin Patch Location: 4807 Roosevelt Blvd., Jacksonville, Fl, 32210 Dates: September 30 - October 31, 2020 Hours: 7 days a week 10:00am - 8:00pm (904) 389-5556  River of Life United Methodist Ch... 10/21/2020

How to Sell and Buy A Home at The Same Time Without Going CrazyThe key word here is crazy, isn't it? Real estate can make you a little crazy with just one transaction happening, but throw in another one and boom! Stress levels have climbed Mount Ernest, but hopefully after you read this blog post you will feel a little bit better about selling your current home and buying another one. Here are 7 options to help you sell, then buy a home with the least amount of stress and hassle............ The ideal option is to be able to buy a house, without having to close on your current one first. You feel less rushed, and can look without that nagging feeling that you're running out of time. Negotiations are easier, because you won't have the contingency of having to sell before you can close on ... 10/21/2020

  Bank Levy: Insider Tricks To Stop One  Your Best Defense Against A Bank Levy A Collection Due Process Hearing, also known as a CDP hearing, may be your last best chance to resolve a tax controversy and stop a bank levy with the IRS short of tax litigation. The IRS does not allow taxpayers to request these hearings for “frivolous” reasons. That includes refusing to pay tax on religious or moral grounds. What Are Some Legitimate Reasons to Request a CDP Hearing? You want to seek payment alternatives such as a payment plan or an offer in compromise. To get these plans accepted, you must file all delinquent returns. You have a terminal illness and overwhelming medical bills. You can’t pay because you’re living on Social Security or unemployment. You can’t afford to pay with your income—th... 10/10/2020

Collection alternatives if you cannot pay the tax debt We know the story: things are tight financially, so you either (1) do not file the tax return, or (2) file the return but don’t pay the balance due. But do not worry, you tell yourself, next year will be better. Now it is 2-3 years later and a letter arrives from the IRS, and the threats start, and maybe it has even gotten to the point of actual levy and seizure activity. Now the IRS is wreaking havoc on your financial life and you simply do not know what to do. We know. We have helped many clients through that exact scenario. Fear not, there is a light at the end of the tunnel. Table of Contents Collection alternatives if you cannot pay the tax debt Installment Agreement Uncollectable Status Offer-in-Compromise As it turns out the ... 10/10/2020

Protecting Your Family While Selling Your Homein A Covid WorldYou may have heard, that the inventory levels in Northeast Florida real estate market is very low. We are seeing even more multiple offers situations and houses going under contract quickly.If they’re priced right and not ugly, of course. Levels like we saw in 2005, even lower! So that means we need more houses for the current buyer demand. I think a big reason we have such a small amount of homes on the market is due to owners being nervous about listing their home, and opening it up to strangers who may or may not have the virus.That’s very understandable and while I’ll be talking about ways to protect you and your family in this blog post, I am not going to guilt you into listing and tell you that it’s perfectly safe. That... 10/07/2020

5 Things To Do Before You Put Your House Up For Sale   Welcome to my blog! I'm a real estate agent in Northeast Florida and I write seller and buyer tips, plus information about the area, which includes Jacksonville, Orange Park, Fleming Island, Middleburg, Green Cove Springs, St Johns County and the Beaches.Today's blog post is about 5 things you should do before you put your house on the market. There's more than 5, but these are the biggies.  Where To When What's your end game? Where are you going when your home closes? Do you need to close on your current house before you can buy your next one? If you need to sell before you can buy, what will you do if you can't find a home to buy right away? I know I just threw a bunch of questions at you, some that may have made your anxiety leve... 10/07/2020

The Difference Between Being Pre-Qualified & Pre-Approved for a MortgageToday’s blog I’m going to talk about the difference between between being pre-qualified and pre-approved for a mortgage. Going home searching without a preapproval is like going outside without any clothes on, OK that might be a little more extreme, because you’re not gonna get arrested for not having a preapproval letter, but wearing clothes and being pre approved will get ya closer to home ownership. 😁Let’s talk about pre-qualification. This can be as simple as giving the lender your numbers over the phone or even online. Numbers meaning income, debts or assets. Nothing verified. Usually no credit pulled. Pre approval is where you gotta prove your numbers via bank statements, pay stubs, credit reports, employment ... 09/23/2020

Down Payment Assistance Programs in Northeast FloridaSometimes that can seem a little overwhelming or you might think you need a ton of money to buy a home. Not so at all. Right now, there are around 5 different programs. I won’t go through all of them in this blog, but, check this link with the a flyer of the various progra Down Payment Assistance Programs Some can be in the form of a 2nd mortgage. Some are forgiven and some are not. Forgiven? You’re wondering if you have to give some kind of confession aren’t you? Nope, no worries you’re good, that’s not the kind of forgiveness I’m talking about. 🤣 🤣 Forgiven means that after a certain set are terms or rules are met, you no longer owe the down payment assistance portion. So for example, one program is 3 or 4% of the purchase price tha... 09/18/2020

Home values keep rising, and we are firmly planted in the midst of a seller's market here in Jacksonville FL.COVID has had NO negative effect on the selling prices of homes in the Jacksonville Metro area.In fact, it’s quite the opposite. Low inventory and high demand (due to historically low interest rates) has put upward pressure on list prices, and appraisals are holding steady. Per the NEFAR stats for June 2020, the sales prices of homes in the market has risen 5.4% year-over-year. That is an increase from growth of 5.2% for the same time period year-over-year, 2018-2019.  So, even though we are in the midst of a pandemic, home sale prices in the metro area are strong, and appraisals have not quashed growth.If you’ve been in your home 3 years or more, chances are you’re sitting on po... 07/14/2020

 FIND OUT MORE!  05/21/2020

Mike and Cindy Jones Jacksonville Real Estate Agents just SOLD another house in Jacksonville in the Mandarin area in record time and for the highest price per square foot in this neighborhood since the crash in 2008. We did some pre-marketing on this house prior to putting it on the market and while we were waiting for the photos to be professionallty done, the web sites to be built out and the video to be shot. When it did finally hit the market the repsonse was incredible. Constant showings keep the sellers busy for two days. We recieved multiple offers and the first offer hit the table in just 6 hours. After it was said and done the sellers accepted a full price cash offer on the second day.... we closed April 1st even amidst the Covid 19 pandemic. Buyers are still out buying homes a... 04/03/2020

Facing foreclosure? Did you know you own your home all the way up to the day it forecloses? There are several ways to stop foreclosure and keep your home. Here's How:  GET THE SCOOP AND TALK TO US TODAY! 03/05/2020