Veteran’s Home Loans for Lake City  FloridaIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you ... 05/19/2021

I represent taxpayers in Lake City and the rest of Florida who have civil and criminal tax issues, and have recently seen an increase in the number of folks coming to us who have not filed tax returns, some for many years. In fact, the non-filer issue is a major priority for the IRS, who have stated publicly that they have identified more than 7 million taxpayers who failed to file returns, and that the IRS plans to roll-out an initiative to target these tax laggarts.In addition, it is worth noting that the willful failure to file a tax return is a federal tax crime under the Internal Revenue Code's Section 7203.So what can non-filers do, and how can we help them get their tax return issue resolved with the IRS? It depends upon why they failed to file in the first-place.If the failure t... 05/07/2019

If you are looking for a Lake City Real Estate School to take your online courses with, check our website.   Rowlett Real Estate School is the leading Florida Real Estate School with online Real Estate Courses at prices that can’t be beat.  Lake City FL is a great place to begin a career in Real Estate.  You can get your real estate license in Lake City with Rowlett Real Estate School Online Pre Sales Associate Course in just a few short weeks.  Our online real estate school courses are state approved and fully accredited to meet all your real estate license requirements. www.rowlettrealestateschool.com  Choosing A Lake City Real Estate School with a high passing rate for the Florida State Exam is just a mouse click away.  Our passing rate is among the highest in the state of Florida.  ... 05/17/2013

We are a full Service Florida Real Estate School with the best online Florida Real Estate License Courses available at the best prices at www.rowlettrealestateschool.com If you are looking for the best Lake City Florida Real Estate School to take your online real estate license course, you have come to the right place.  Go to our website at www.rowlettrealestateschool.com  We are a full service Florida Real Estate School dedicated to serving Lake City Florida with the finest in Real Estate Education. In Lake City Florida, choosing a Real Estate School to take your Florida Pre Sales Associate Class with is easy.  Rowlett Real Estate School has online Florida Real Estate Courses for Pre Sales Associates and Broker License in Lake City FL. It will only take a few short weeks to get your Fl... 04/19/2013

Get your real estate license in a few short weeks with Rowlett Real Estate School and begin a new career in Lake City, FL with our Lake City, FL Real Estate School online Pre Sales Associate course. Rowlett Real Estate School provides real estate courses online in Lake City, FL for all your real estate license requirements.  Captain Wayne Rowlett offers the best prices for our state approved online real estate courses. Visit our website at www.rowlettrealestateschool.com for a full line up of real estate courses online as well as classroom.  Feel free to call Captain Wayne Rowlett at 850-547-1333.  Rowlett Real Estate School is actively seeking a Florida licensed real estate instructor in Lake City, FL that would be interested in employment with Rowlett Real Estate School to teach our c... 07/31/2012

The process of purchasing a new home today is more complex than ever. Adding to the complexity is the majority of homes for sale today in Florida are distressed sales.  Foreclosures, short sales, REO, the list goes on. Navigating through the process requires a trained Realtor. We often recommend that Florida home buyers, (especially first time homebuyers) work with a Realtor to assist them with contract negotiations and all the other tasks at hand. Florida home buyers need to remember the home buying process has many moving parts. During the course of a standard transaction you are working with the lender, appraiser, surveyor, closing agent, insurance company, home inspector and the list goes on. Your Realtor acts somewhat as a “project manager” and helps coordinate all the moving part... 09/22/2011

LAKE CITY HOTELS, MOTELS & RESORTS FOR SALE IN LAKE CITY, FL.   PLEASE INQUIRE FOR CURRENT STATUS!   PLEASE CALL FOR CURRENT & UPDATED INFORMATION ON WHAT IS AVAILABLE.  Are you looking for Hotels, Motels & Resorts to add to your Local or Global investment portfolio? We can represent you in the acquisition of any hotel, motel & resort property in the U.S.  Bankrupt Properties / Bank Managed Properties / Regular Sale / Broken Asset Representation is everything, contact a specialist that knows the inner working of the hotel/motel/resort world. The foundation of our investment sales is the depth of our local market knowledge, The firm has closed, Thousands of investment transactions for private and institutional investors. By closing more transactions annually than any other firm, our inve... 08/21/2011

Columbia County Florida Home Buyer Assistance Program Process and Time Line 1.  County sponsored home buyer education class is required. 2.  Home buyer is APPROVED and signs contract for home. 3.  Lender sends Reservation Form with contact to county. 4.  With-in 5 days, home is inspected by county staff. 5.  If necessary, lead based paint assessment is completed. 6.  Lender sends loan package to county. IF NO REPAIRS ARE NECESSARY...... 7.  County approves application package. 8.  County contracted appraiser completes appraisal. 9.  Home buyer meets with home buyer counselor. 10. Mortgage package e-mailed to title company. 11. Home buyer assistance check is released by county after HUD 1 is approved. 12. Closing occurs at the offices of the title company. FOR MORE INFORMATION PLEASE VIS... 06/20/2011

Many people crazy of gambling don’t like one feature of it - the loss of money in case of bad luck. Sometimes when all fails they may feel depressed after going home from the casino on bus instead of taking a taxi. Let’s face it, such things happen with everyone who likes taking risks. As for me, I prefer feel financially safe while playing such games, and until recent time it was next to impossible, but thanks to Viaden Mobile and their new product - slots for ipad I may not worry about that. In fact with this application you’ll have everything- the atmosphere of real casino with special sounds and graphics, the choice of games and all this with no money loss! 10/18/2010

If you have great people skills, a proven sales ability, consider yourself to be a self-starter and the idea of becoming an entrepreneur appeals to you, you just might want to consider a career in real estate. Beyond just selling houses, today's real estate profession offers a number of different career choices, each focusing on a different aspect of the business. Captain Wayne Rowlett is one of finest real estate trainers in North Florida.   Rowlett Real Estate School's pre-licensing course provides all the preparation you need. And we'll prepare you for the state test in as little as 2 weeks. You will receive a quality educational experience including all the knowledge and expertise necessary to fulfill all of your state's licensing requirements.  You can get a Florida real estate lic... 10/03/2010

Here is an update on the lawn watering issue for the Lake City, FL area. Occuring to Suwannee Water Managment District, you can water your lawn twice a week, anytime on any day except from 10:00 am to 4:00 pm. If you are looking for Lake City, FL Real Estate, check out www.NorthFlHomesandLand.com Bruce Dicks, Realtor Lake City, FL Coldwell Banker Bishop Realty 03/16/2010

  There have been quite a few rumblings about the USDA program over the last few weeks, and I just got some concrete news – USDA is on track to run out of funds by the end of April. Following is a portion of the letter from them: This message is to notify you that program funding for the Single Family Housing Guaranteed Loan Program will likely be exhausted by the end of April, 2010.  Once funding is exhausted, the Agency will not issue Conditional Commitments “subject to receipt of appropriated funds."  This is because it is not certain when additional funding will be available. USDA’s fiscal year ends on September 30th, and there’s no indication that there will be any interim funds allocated for the program. Previously when USDA had funding shortfalls wholesale lenders would continue ... 03/12/2010

Price: $210,000 FIZBER.com ID 13745863 Farm/Ranch with 3 bed, 2.0 bath, in 605 NW WEIGHTTY GLEN Lake city, FL, 32055 http://www.fizber.com/13745863/ 605 NW WEIGHTTY GLEN - For Sale By Owner Property Details: Type: Farm/Ranch Address: 605 NW WEIGHTTY GLEN, Lake city, FL, 32055 Sq footage: 1940.0 Floors: n/a Bathrooms: 2.0 Bedrooms: 3 Year built: 1992 View full property details and seller's contacts. View more Florida homes for sale. Homes for Sale by Owner. Description: THIS LITTLE FARM HAS A VERY NICE 3 BEDROOM 2 BATH TRIPLE WIDE THAT HAS A HUGH SCREENED FLORIDA ROOM THAT OVER LOOKS THE PROPERTY...AND 3 DECKS....A NICE WOODBURNING FIREPLACE ...HAS BE NEWLY REMODELED AND MORE !!! IT HAS A HUGH BARN... 1.5 GARAGE AND A LARGE STORAGE SHED. THE PROPERTY IS FENCED AND CROSS FENCED... PLENTY... 01/11/2010

A good way to save money and even lower your monthly payments on a home or mobile home that was bought in 2009 is to get Homestead Exemption. You can for the Lake City and Fort White FL area go to the Columbia County Property Appraiser's Web Site at http://g2.columbia.floridapa.com/ for more information. To be able to get the benefit you will need to have lived on the property by December 31, 2009. An application will not be started unless you have the following information; 1. You will need a Fl. Drive Lic. with the New Property Address on it. 2. You will need a Fl. vehicle Registration. 3. You will need your Social Security Number. 4. You will need your Columbia County Registeration Card, if you are registered. 5. If you are applying for a Mobile Home, you will need your Mobile Home R... 01/06/2010

Probably the biggest question I get these days is "Has the $8,000 tax credit been extended??" The short answer is NO. There are bills in the Senate right now that are anticipated to be approved in the coming days, but nothing is concrete at this point. A few points about the proposed extension: The tax credit would still be $8,000 for first-time home buyers, but would allow $6,500 for move-up buyers.  The new tax credits will be available from December 1, 2009 to April 30, 2010.  The tax credit will end on April 30, 2010, but as long as you have a binding contract by that date, you will still qualify as long as you complete the transaction within 60 days.  Move-up buyers are eligible, as long as the home they’re leaving has been used as their principal residence for 5 years or more.  In... 11/04/2009

Many people are talking about repealing HVCC...the law stating that mortgage brokers cannot be involved in choosing the appraiser or ordering an appraisal on a conventional loan. I truly hope they do repeal this, however the real news of the day is that FHA is now following in Fannie & Freddie's footsteps - As of Jan 1 2010 all FHA appraisals are required to be ordered through an independent third party with no loan officer involvement. A couple notable points: FHA is saying that AMC's must pay appraisers normal market rates for their appraisals, which is good for appraisers, however the buyer will end up paying a higher price when the AMC adds in their fee. Appraisal reports will only be good for 4 months rather than 6 months.  The only way another appraisal can be done if there is a v... 11/04/2009

Tonight (8/28/09) the Columbia High Tigers will host the Fort White Indians in a kickoff classic. These teams are the only High School Teams in Columbia County. The Columbia High Tigers are located in Lake City, FL and the Fort White Indians are from Fort White, FL.The Tigers are in the Class 4A, while the Indians are in the Class 2B.The game starts at 7:00 pm in Lake City, FL.Looking for Lake City, FL Real Estate? Check out www.NorthFlHomesandLand.com .Bruce Dicks, Realtor, e-PROColdwell Banker Bishop RealtyLake City, FL 08/28/2009

Got the news this week that Taylor Bean was shut down.  A sad day for mortgage brokers and Realtors.  Taylor Bean had been one of the biggest players in the residential mortgage business.  They focused on the customer with the best rates, and one of the few big banks with empathy.  The sudden shut-down surprised everyone.http://www.mortgagenewsdaily.com/08052009_tbw_shuts_down.asp What this means for the customer, is increased turn times, higher rates, more thorough examining of every file. I supposed it is good in the long run to really hold these banks accountable to a very high standard, but the fact is: The ability for a lot of mediocre credit buyers to get a good loan is going away again.  As we see underwriting start to tighten up, and rates start to rise again, this can only mean... 08/06/2009

Lake City, Florida's top plumber is Plumbing Now!! I recently needed a plumber to handle a plumbing emergency in the Lake City, FL area, and called Plumbing Now - I was thouroughly impressed with the experience. The name Plumbing Now describes their service perfectly. Their friendly office manager was a delight to work with & answered all my inital questions while scheduling the service call. They lived up to their name, Plumbing NOW, & sent a plumber out within minutes, not days. The plumber that came out, Jake was extremely knowledgable, and fixed numerous other issues while he was there. Their prices were extremely reasonable & their professionalism far surpassed any other plumbing company I've dealt with in the past. I've used other plumbers from Lake City Florida before, and was s... 08/03/2009

More FHA loans were originated in June than ever before. FHA guaranteed almost 186,000 mortgages in June, a monthly record for the agency in its 75-year history. The total number of FHA loans originated last month surpasses the previous record of 157,000 set last October. Having never crossed the $40 billion threshold in a month’s span, the mortgage association issued $43.5 billion in mortgage-backed securities in June. Currently nearly 36% of all mortgage applications are FHA loans and are guaranteed by Ginnie Mae, a government backed agency. With conventional loans becoming ever more difficult to obtain (They now require a 720 credit score & minimum of 10% down payment), and alternative loan products having disapeared in recent months many borrowers have turned to FHA. FHA is not stri... 07/27/2009