The Federal Housing Administration (FHA) is giving struggling borrowers an opportunity to deed their property over to the lender in exchange for up to $2,000. Under the Cash for Keys program, borrowers with FHA-backed loans who agree to a deed-in-lieu-of-foreclosure do not have to repay the mortgage. To qualify, owners must face long-term financial hardship, put the house on the market at a fair price for at least 90 days, face no additional claims or liens other than the first mortgage on the house, and leave the property clean and in good condition.  This is one possibility for homeowners behind in payments. I really believe it is really hard for homeowners to make this decision.  If a homeowner can ride out and keep making payments on their home and not fall behind in payments, many ... 11/07/2009