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Miramar, FL Real Estate News

By Sandy Williams
(eXp Realty, sandy@sandywilliams.com)
  Expansive Lovely Family Home 4250 SW 139th Ave, Miramar, FL 33027 (Click Here for more Info) Property Information:  Style: Detached Bedrooms: 4 Full Baths: 2 Year Built: 1975 Sq. Feet: 3074 View: Pool Area View, Canal Garage: Attached Parking: Circle Drive, Driveway, Other Stunning and lovely 1-story single family home is located  in the quiet residential community of Country Club Ranch Section in Miramar, Florida. Approximately 3000 sq ft, the property is large with room for expansion. It has 3 horse barn that can be converted to a guest house or quarters, a room for boat/RV, screened large pool, a deck for entertaining, BBQ pit/patio, a shed, a circular driveway and 2.5 car attached garage. Home has great interior featuring tile and marble floors, hurricane shutters, updated kitchen...
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By Sandy Williams
(eXp Realty, sandy@sandywilliams.com)
  Stunning Lake Front Home in sought after Sunset Lakes 2751 SW 190th Ave, Miramar, FL 33029 (Click Here for more Info) Property Information: Style: Detached Bedrooms: 4 Total Baths: 4 Full Baths: 3 Half Baths: 1 Year Built: 2000 Sq. Feet: 3467 View: Lake Garage: Attached Parking: Driveway, Pavers This stunning home is one of the sought after homes in Sunset Lakes! It is is nicely landscaped. has large back yard and fully fenced with grill. Interior features a spacious kitchen with hardwood cabinets, center island, granite countertops and recessed lighting. Home boasts exquisite marble floors throughout and a possible 5th bedroom or office on main floor. Many upgrades abound including a high efficiency A/C with ultra violet technology and tinted energy efficient windows. A Must See!    
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By Sandy Williams
(eXp Realty, sandy@sandywilliams.com)
  Beautiful Cozy Starter Home 7010 SW 24th Ct, Miramar, FL 33023 (Click Here for more Info) Property Information: Style: Detached Bedrooms: 3 Total Baths: 2 Year Built: 1964 Sq. Feet: 1337 Parking: Driveway This beautiful cozy home with 3 bedrooms and 2 full baths is waiting for you and your family to enjoy! It is located in a well established and friendly neighborhood. This home boast an open living area with a kitchen dining room combo and a big Florida room. It has a split floor plan. Nice tiles cover the living area and the kitchen is updated with wood cabinets and stainless steel appliances. The front of the house features a carport and a driveway that can accommodate up to 4 cars. The private backyard is great for family gathering and play yard for children. Give me a call.  Sandy...
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By DALIA KIBBY, Selling Florida Homes with Passion!
(One Sothebys International Realty)
Look no further! Miramar, Fl  updated & spacious corner condominium with split bedroom plan; two walk-in closets, nearly new kitchen appliances, front-loading washer & dryer; updated lighting throughout, on first floor near ample resident & guest parking & tot lot; great gated community with swimming pool, gymnasium, tennis courts; monthly association fee covers building insurance, roof reserves, basic cable, water, security alarm, all amenities, landscaping & exterior building maintenance. Investors welcomed; Residents & their guests enjoy an enviable location near Miami, Ft. Lauderdale, Florida's turnpike & other highways, near shopping, schools, Miramar's cultural center, parks. Don't hesitate, will sell quickly! Contact me with any questions about this property or any other propert...
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By Jaime Charouf, Broker/Owner
(EZ Realty & Investment Group | EZ Funding Group, Inc.)
Home Seller Mistakes     Industry studies reveal that there are 7 common costly mistakes that most homeowners make when selling their home. Because of vast changes in the real estate market over the past decade, the traditional ways of selling homes have become increasingly less and less effective in today’s market.   The fact of the matter is that fully three quarters of homesellers don’t get what they want for their home and become disillusioned and – worse – financially disadvantaged when they put their home on the market.   These 7 deadly mistakes can cost you literally thousands of dollars if you’re not aware of them, but the good news is, each and every one of them is entirely preventable.   In answer to this, industry insiders have mapped out these issues in a report entitled “Th...
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By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
The "HECM Choice" Offers Consumers More Choices Months after unveiling their new reverse mortgage product, the "HECM Choice," Reverse Mortgage Funding has announced that it has expanded the HECM Choice to include all payment options at origination. When the HECM Choice was first announced, it was the first fixed rate reverse mortgage product in the market after the changes that were implemented at the end of September 2013. Until then, all reverse mortgage products were adjustable, offering little options and flexibility to consumers who were looking for fixed options. The HECM Choice, which came into play on December 2013, offered consumers a fixed rate reverse mortgage, where, after taking out 60% of their principal limit at closing, the rest of the funds would be disbursed throughout...
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By Jaime Charouf, Broker/Owner
(EZ Realty & Investment Group | EZ Funding Group, Inc.)
Exciting News Years Resolution…     As a fellow Lover of Holiday Time, I wanted to write you this personal letter and share with you some exciting news for the New Year.   It seems most people establish new years resolutions, but for whatever reason they fall short of their goals. There’s a great book that helped me and my sales team dramatically improve our follow through on achieving important goals and I want to share that with you – as sort of a Happy New Year after Christmas Gift; more on the book in a moment.   Some of your friends, neighbors, associates or relatives may have a New Years resolution to make a move. Well - we can help them with that. And of course, help you at the same time.   To help them – we will guarantee in writing that they will get the best no hassle service ...
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By Jaime Charouf, Broker/Owner
(EZ Realty & Investment Group | EZ Funding Group, Inc.)
Thanksgiving is one of the most amazing holidays of the year, many people love it because they can have days off, a yummy turkey, and most of all because it's the time of year that we are able to look back at our progress in these past few months and be grateful of how blessed we are. It's the little things sometimes we take for granted like a breath of air, seeing the sun, watching the stars coming out to dance, being around those you love, and so much more.   There is so much to be thankful for that we should always appreciate what we have, because when its gone those little things become the big things-the most important in one's life. This holiday is about being around the people you love, whether it’d be friends, family, or even your pet, and to remind them how much you love them ...
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By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
Why Age In Place With a Reverse Mortgage? The first thing to consider…is whether or not you want to age in place. When you chose to age in place, you chose to live in your home, comfortably and safely, until the end of your days. This is particularly important if you cherish your home, your neighborhood, the connections you've made, etc. and don't want to let it go, despite the fact that you're retired. In truth, your home can provide the perfect conditions for you to age in place. However, it's crucial to establish what changes will need to be made to the home to make it suitable for aging in place. Sometimes nothing needs to be changed, other times the changes are more extensive. It's important to consider what you'll be gaining, though, if you decide to age in place....peace of mind....
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By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
How to Make Your Home "Retirement Ready" Moving when you're entering retirement, or worse yet, when you've been in retirement for a few years, is the worst. I know because I've moved, we all have, and it's always a hassle.  Where do I move? How fast can I sell my house? How fast can I get a new house? Can I afford it? What do I take and what do I leave? If you want to age in place, however, then it's time to consider a reverse mortgage. Why? It can help improve your home in order to age in place, pay for (un)expected costs or give you the peace of mind you want (and need) during retirement. A study done last year, presented in Reverse Mortgage Daily, found that 90% of older Americans intend to age in place and 74% of them intend to modify their homes to in order to make it more hospitab...
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By Broker Patty Da Silva Da Silva, Top Listing Broker
( Green Realty Properties® - 954-667-7253)
Rented Home in Miramar 17714 SW 19th  Miramar, FL 33029 by Green Realty Properties         Great 4/2 upgraded home w/designer kitchen & baths. Granite counters, wood cabinets, stainless appliances & top of the line fixtures. This home also features tile in all main areas w/pergo in the bedrooms.                   Green Realty Properties found the tenants of this beautiful home at 17714 SW 19th  Miramar, FL 33029 for $ 2,000 rental.           
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By Jacob Thomas, Weston, Davie, Coopercity, Southwest Ranches, Miramar Realtor, South Florida Estate Homes Inc.
(South Florida Estate Homes Inc)
South Fla real estate news- Help Buyers stand out in a multiple-offer! South Fla real estate news- Help Buyers stand out in a multiple-offer!   FREE LIST of Today's Short sale homes for sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation. FREE LIST of Today's Foreclosures for Sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation.   Fannie Mae changes mortgage loan restrictions On Nov. 16, Fannie Mae's minimum loan downpayment goes from 3% to 5% and loans top out at 30 years - but unlike FHA, it doesn't require upfront costs. Read more. Home flipping down 13%, but high-end flipping up 34% RealtyTrac: Some hot cities for home flips, including Tampa and Orlando, saw a drop in 2013's third quarter. Overall, Fla. second to Calif. ...
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By Jacob Thomas, Weston, Davie, Coopercity, Southwest Ranches, Miramar Realtor, South Florida Estate Homes Inc.
(South Florida Estate Homes Inc)
South Fla real estate news-Hackers take control of Internet appliances South Fla real estate news-Hackers take control of Internet appliances   FREE LIST of Today's Short sale homes for sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation. FREE LIST of Today's Foreclosures for Sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation.   ‘Strategic default’ ex-owners face debt collectors The feds plan to crack down - and demand the loan balance - from some people who walked away from a home's mortgage even though they could still afford it. Read more. Google ad plan: Use comments in marketing Following on the heels of Facebook, Google will allow company ads to showcase the names, photos and comments of users who submitted web revie...
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By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
FHA Urges Lenders to NOT Charge Late Fees Due to Shutdown In addition to their contingency plan, HUD is making strides in order to ensure that borrowers continue to be well insulated during the shutdown. Strictly speaking, borrowers who are going through financial hardships, as a result of the shutdown, and are unable to keep up with their financial obligations for the time being. For Carol Galante, the commissioner and assistant secretary for Housing at FHA, it's crucial that all lenders and mortgagees help out borrowers during this time. In a letter for all reverse mortgage professionals, Galante urges mortgagees extend an informal forbearance and seek out available loss mitigation options for government employees affected by the shutdown, in order to avoid foreclosure for the time be...
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By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
Mike Anderson in his column published in NerdWallet states:  "Reverse Mortgage Changes Make Retirement Harder..." I resent the implication because Anderson is saying that retirement is getting harder for seniors BECAUSE the reverse mortgage program has changed, implying that A equals B. This is not true.  To be honest, I've done posts before about the current state of retirement in America, and it paints a grim picture even before these changes were to be implemented. The reverse mortgage is an OPTION for retirees planning their retirement or looking to secure a "rainy day fund" on top of their current income but it is not the be all and end all of retirement. In fact, that kind of thinking is what has brought upon the changes Anderson is talking about in the first place. The reverse mo...
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By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
Non-Borrowing Spouses Benefit from HECM Loan Counseling As Well HECM Loan counseling is an essential part of any reverse mortgage transaction. Those who tell any client otherwise are lying. Reverse mortgage counseling is a safeguard against unethical practices, ensuring that consumers who apply for a reverse mortgage are fully aware of the in's and out's of the program. In addition, counseling makes sure that consumers are aware of their financial obligations, such as homeowner's insurance and property taxes, before they sign on the dotted line. Personally, I go over every document with the client face-to-face as well, even if they are have been to counseling. A successful reverse mortgage transaction is one in which the consumers fully understand what they're getting and what they're g...
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By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
HECM Loan Changes...What They Mean for Borrowers: Part 3 of 3 The changes to the reverse mortgage program will affect everyone. From HUD to brokers to borrowers, these new changes are poised to change the reverse mortgage program (as we know it) completely. For borrowers, these changes will affect the amount they can potentially receive, if they are able to qualify at all. The new financial assessment, coupled with mandatory set-asides, which will be implemented on January 13, will affect who will and who will not qualify for a reverse mortgage. It's scary to think about, especially for those borrowers who see the reverse mortgage as a "last resort," but maybe that's the problem. The more the reverse mortgage is used a last resort, the greater risk of that the borrower will go into defa...
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By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
Who Will Care for Baby Boomers in the Future? Times continue to change for baby boomers--and not just in terms of when they will retire and how they will pay for it--but also about who will care for them in their 70s and 80s.  A recent study, conducted by the AARP, documented the "caregiver support ratio"  in order to assess the declining availability of family caregivers to meet the demands for long-term services and support in the future. The study, which paired a potential caregiver (aged 45-64) with one person 80 years of age and older, found that potential caregivers will shrink from 7.2 to 1 in 2010 to as little as 2.9 to 1 by 2050. How is this possible? Well, succeeding generations are having less children so they will be less able-bodied family members to take care of baby boome...
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By Phil Stevenson, CRMP, "Mortgage Nerd" in Miami, Florida and Texas
(PS Mortgage Lending 305-791-4874 or 888-845-6630)
Does Less Money Mean Less Problems? The changes to the reverse mortgage program are becoming a reality. By the end of September, the reverse mortgage program (as we know it) will be gone, and with it, the old principal limit factors. According to an article in Reverse Mortgage Daily, the new principal limit factors under the consolidated reverse mortgage program, will be, roughly, 15% less than HECM Standard PLF for 2011. In a nutshell, if a borrower could qualify for a HECM loan for the full 60%, under the new program they would receive 50% of that. Or, if a borrower could qualify for 58% of the HECM loan, they will receive 48% under the new program. In my opinion, these changes will bring more stabilization to the reverse mortgage program, making the program safer, overall, for curren...
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By Jacob Thomas, Weston, Davie, Coopercity, Southwest Ranches, Miramar Realtor, South Florida Estate Homes Inc.
(South Florida Estate Homes Inc)
South Fla real estate news- HUD rule can make more eligible for loan South Fla real estate news- HUD rule can make more eligible for loan   FREE LIST of Today's Short sale homes for sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation. FREE LIST of Today's Foreclosures for Sale in Weston, Cooper City, Davie, Sunrise, Miramar, Southwest ranches, Plantation.   New HUD rule could make more eligible for mortgages Though it probably won't. An ex-owner could qualify for a new mortgage only one year post-foreclosure or bankruptcy, but most banks still won't take the risk. Read more. Fla. CFO rolls out healthcare webpage for small biz Brokers: CFO Atwater unveiled small business Q&A webpage, scheduled webinars and offered a warning: Watch out for health insurance ...
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