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Pensacola, FL Real Estate News

By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
The conventional loan limits for Pensacola, Pace, and Gulf Breeze, Florida, are set by the Federal Housing Finance Agency (FHFA) and generally align with the conforming loan limits applicable to most of the United States. For 2024, a single-family home's baseline conforming loan limit is $726,200.However, the limits can vary depending on the county and whether the area is considered high-cost, which typically increases the limit. Escambia County (Pensacola), Santa Rosa County (Pace and Gulf Breeze), and many parts of Florida generally follow the standard conforming loan limit.For the most accurate and up-to-date information, check with local lenders or the FHFA website.Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts he...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Choosing Charles Stallions CRS, CBE, CIE as your real estate broker in Pensacola offers numerous advantages for home buyers and sellers. With a deep understanding of the local market, Charles Stallions provides expert guidance tailored to each client's unique needs. He offers a comprehensive portfolio of properties for buyers, ensuring you find the perfect home that fits your budget and lifestyle. His keen negotiation skills and market insights guarantee the best possible deal.Home sellers benefit from his strategic marketing approach, utilizing the latest digital tools and local advertising to reach a broad audience. Charles Stallions' commitment to excellence ensures your property is showcased in the best light, attracting qualified buyers quickly. His extensive network and reputation...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certified Property Investor, New Home Specialist, Certified Buyer Expert, and Broker of Real Estate since 1995.Are you looking to sell your home? Click here for a Free Appraisal and a Guide on Selling Your Home in the current market.Need to sell your home before you buy and are concerned about managing two payments? Click here to receive an instant offer today and see if it suits your needs.We charge a 1% Commission with no hidden fees or gimmicks—not the average 5, 6, or even 7% charged by others. This saves the average homeowner $12077.00. We offer a 206-step selling system with 28 specifics tailored to your home's market...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Written by Charles Stallions, CRS, GRI, CBR, a leading real estate broker since 1995.Buying a home in Pensacola, Florida, can be a strategic move for wealth building and leaving your family a legacy that will grow generation after generation. This charming Gulf Coast city offers a blend of affordable housing, strong market growth, and a high quality of life, making it an attractive destination for first-time homebuyers and seasoned investors.Affordability and Market GrowthOne key advantage of purchasing a home in Pensacola is its affordability. Compared to national averages, Pensacola’s housing market provides a range of options that cater to different budgets without compromising on quality. As of mid-2024, the median home price in Pensacola hovers around $300,000, which is relatively ...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Charles Stallions, a local real estate broker and investor in Pensacola, Florida, says buying a home in this city renowned for its stunning beaches and vibrant culture requires careful consideration. Key elements to ensure a smooth transaction and future peace of mind include a property disclosure, a home inspection, and a home warranty.A property disclosure is crucial as it mandates the seller to reveal known defects and past issues with the property. This transparency helps buyers make informed decisions and prevents unpleasant surprises after the purchase. Disclosures about flood risks, hurricane damage, or previous repairs are essential in a coastal city like Pensacola.Equally important is a thorough property inspection. An independent inspector examines the home’s structure, system...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
    If you’re considering selling your house on your own as a “For Sale by Owner” (FSBO), you may want to consider whether it’s worth the extra stress. We charge a 1% Commission with no hidden fees or gimmicks—not the average 5, 6, or even 7% charged by others. This saves the average homeowner $12077.00. We offer a 206-step selling system with 28 specifics tailored to your home's marketing. It may be a better choice. Going the route of For Sale By Owner means shouldering many responsibilities yourself—and, if you’re not an expert, that opens the door for mistakes to happen and can quickly become overwhelming. A report from the National Association of Realtors (NAR) shows that people who sold their own houses struggled the most with two key areas: pricing and paperwork. Here are a few wa...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
June is Homeownership Month, and there's no better time to celebrate the joys and benefits of owning a home in Pensacola. As the sun shines brighter and the days grow longer, many dream of a place to call their own. Pensacola, with its stunning beaches, vibrant community, and rich history, offers the perfect backdrop for these dreams.Owning a home is more than just a financial investment; it’s about planting roots, creating memories, and having a space that truly reflects who you are. The real estate market in Pensacola is thriving, offering diverse options from charming bungalows to modern condos. Whether you're a first-time buyer or looking to upgrade, June is an ideal month to explore the possibilities.Navigating the real estate market can be complex, but the process becomes seamless...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
What you'll find in this article: How Your Credit Score Affects Renting When Buying Might Be a Better Option Than Renting Expenses to Consider When Setting Your Budget Let’s discuss one of the enormous financial investments in your life: housing. Whether you rent or buy a home, this portion of your monthly budget is typically the most substantial. We’ll break down the finances of renting a home. We’ll look at credit scores, determine whether renting or buying is better for your budget, and learn how to calculate an appropriate budget.   How Your Credit Score Affects Renting “A credit score is a statistical number that evaluates a consumer's creditworthiness and is based on credit history.” — Investopedia While your credit score seems like your twice-removed cousin loosely tied to you, ...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Today's unemployment report has effectively ruled out any possibility of a July rate cut by the Federal Reserve. Nonfarm payrolls increased by 272,000 in May, significantly surpassing the expected 180,000. Additionally, hourly earnings rose at an annualized rate of 4.1%, exceeding the forecast of 3.9%. Interestingly, other economic indicators, such as last week’s manufacturing data, indicate a weakening economy. Financial markets struggle to interpret the economy's direction amid these conflicting signals.A key debate centers on whether the current interest rate levels, widely considered restrictive, might not be as restrictive to economic growth as many believe. The upcoming Consumer Price Index (CPI) release next Wednesday morning, followed by the FOMC's rate decision in the afternoon...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
In addition to words of gratitude and affirmation, here's how to help veterans and their families access affordable housing choices that accept their hard-earned benefits. Did you know that some veterans and their families are being denied housing, not because of sketchy background checks or dismal credit, but simply because they want to use their hard-earned military benefits? More Information  The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certified Property Investor, Author, and Broker of Real Estate since 1995.Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts here. We research whether it's a VA, FHA,...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
At Charles Stallions Real Estate Services, we utilize our TRI-merge System, known for its impeccable accuracy. We integrate data from the MLS, Zillow, Tax Rolls, and an appraisal evaluation system, along with one other secret ingredient, to determine the TRUE VALUE of your home. 🏡 According to recent data, the market has a 2.71-month supply of inventory, reflecting a significant 73.72% increase over the past year. This surge indicates a robust demand for homes in the area. Now is an excellent time to list your property! Reach out to Charles Stallions for expert guidance. #PensacolaRealEstate #MarketTrends Are you thinking about selling your home in Pensacola, FL 32514? With a list-to-sold price ratio of 97.1%, you can be confident in getting top dollar for your property. Homes are selli...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Some of life's best things are free, which is undoubtedly true in the Pensacola Bay Area. Here's a list of 25 fun, free things to do in Pensacola.SHARESure, we have some of the most beautiful beaches in the world. Our legendary sugar-white sand and turquoise water were discovered in 1559 by Don Tristan de Luna, and Pensacola has been loved by explorers ever since. But what many don’t know is that there is a world of fun, free things to do in Pensacola after you visit our award-winning beaches. From Perdido Key to Downtown Pensacola to Pensacola Beach, you’ll find unforgettable things to do that are accessible year-round. Please get to know our history, culture, and wildlife, and have some family fun with our list of 25 of Pensacola’s best free concerts, events, activities, and more. Pen...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
You've landed on the right page if “sell my house” is at your to-do list. We break down the process into easy-to-follow steps, with insights from real home-selling experts. This is the ultimate guide to how to sell your house — from deciding if you really should sell to finding a real estate agent who’ll be your partner through it all to pricing your home, prepping it, holding an open house, and negotiating offers. Selling a home isn’t hard if you’ve got the right guide. Check out the latest Guide to Selling Your Home. Are you looking to sell your home? Click here for a Free Appraisal and a Guide on Selling Your Home in the current market. Need to sell your home before you buy and are concerned about managing two payments? Click here to receive an instant offer today and see if it suit...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
We are Ambassadors for Pensacola, Pace, and Gulf Breeze, Florida. Whether you're a first-time guest or a frequent visitor, do as the locals do when you need to know something — whether about an excellent place to eat, job opportunities, or a real estate question. Call or text Charles Stallions at 850-476-4494 or email charles@charlesstallions.com. It's Who We "R." Sign up for our Monthly Real Estate Newsletter and be informed before it happens in Pensacola, Pace, or Gulf Breeze, Florida.  IT'S TIME TO PLAYEXPLORE THINGS TO DO IN PENSACOLA    We get it. By day three of your beach vacation, your family may need a break from nonstop sand and sun. So, when looking for a creative way to entertain your whole family, have no fear! Pensacola boasts many fun-filled attractions, offering everythi...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Finding Your Dream Home: A Comprehensive Guide to Buying in Pensacola, FloridaBy Charles Stallions Broker/ CSP since 1995Pensacola, Florida, known for its stunning beaches, rich history, and vibrant culture, is an enticing location to call home. Nestled along the Gulf Coast, this city offers a unique blend of Southern charm and coastal living, making it a desirable destination for those seeking a new home. If you're considering making Pensacola your home, this guide will walk you through buying a new home in this beautiful city.1. Understanding the Market:Before starting your home search, it's essential to understand the current real estate market in Pensacola. Like many coastal cities, Pensacola experiences fluctuations in housing prices and availability. Researching market trends, ave...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Are you a property owner overwhelmed by the endless tasks of managing your rental properties? I am amazed. As the saying goes, folks throw away hundreds of dollars to save pennies, and so it is with property management. Perhaps it's time for you to consider hiring a property manager. While some property owners may hesitate due to concerns about costs, the benefits often outweigh the expenses. Let's explore why: Time and Stress Management: Property management entails many responsibilities, from finding and screening tenants to handling maintenance requests and ensuring rent is paid on time. Entrusting these tasks to a property manager frees up your time and reduces stress, allowing you to focus on other aspects of your life or business. Tenant Screening and Relations: One of the most cru...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Ahhh! Sparkling floors, gleaming windows, and zero dust bunnies—a thorough cleaning can make your abode feel brand new. But that immaculate house comes with a price—sore biceps. Here's how to deep clean your home without skimping or pulling a muscle. Click Here for a complete list. Bottom Line: "We 'R' The Realtors For That." Sign up for our Monthly Real Estate NewsletterWe are Ambassadors for Pensacola, Pace, and Gulf Breeze, Florida. Whether you're a first-time guest or a frequent visitor, do as the locals do when you need to know something — whether about an excellent place to eat, job opportunities, or a real estate question. Call or text Charles Stallions at 850-476-4494 or email charles@charlesstallions.com. It's Who We "R."#PensacolaHomesForSale #PensacolaRealEstate #Pensacola Ho...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Are you looking to buy a home in Pensacola, Pace, or Gulf Breeze, Florida? Embarking on this journey with your trusted real estate broker, Charles Stallions can make the process smoother. Starting your home search requires clarity and focus. Keeping a top 10 list of essentials and deal breakers is crucial. Let's dive into how to streamline your search and find your dream home in these beautiful Florida communities.Begin by sitting down with your family to identify the must-haves and nice-to-haves for your new home. Charles Stallions recommends creating separate lists for essential features and things you'd prefer to avoid. This could include location, elevator access, bedroom and bathroom count, and desirable amenities such as a swimming pool or fireplace. Consider your lifestyle, inclu...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Are you dreaming of a home that perfectly suits your lifestyle? Look no further than the vibrant community of Pensacola, where new home construction is booming, and Charles Stallions stands out as your certified New Home specialist!With its stunning beaches, rich history, and vibrant culture, Pensacola is not just a place to visit but a place to call home. With the guidance of Charles Stallions, finding your dream home becomes an exhilarating journey.With a keen eye for detail and a passion for matching clients with their ideal homes, Charles Stallions brings expertise and dedication to every home-buying process step. From selecting the perfect neighborhood to customizing floor plans and amenities, Charles Stallions ensures that your new home reflects your unique vision and needs.Imagin...
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By Charles Stallions, 850-476-4494 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
The further you live from your rental property, the harder it is to protect, care for, and manage its well-being. And if you’re like thousands of military landlords, you have much personal and work-related business. It may be time to consider hiring a property manager.You may be inclined to hire a property manager if you’re moving across the country and don’t want to be responsible for finding tenants and handling the day-to-day property upkeep, like scheduling maintenance and repairs. These are all great reasons to hire a property manager. But before hiring one, you need to know precisely how their business operates and how you’ll work with them in the future. 1) What a property manager does.Fill vacancies. A property manager's primary responsibility is to advertise your vacant rental ...
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