Bargain Hunters Beware! We currently have three prime properties for sale, with more to come. We also have several homes that are bargains BUT not yet ready for PRIME TIME. If bargains are what you are looking for, you will want to email me NOW at charles@charlesstallions.com with Bargain in the subject line. You will be emailed a list of available homes with more to come, and you can stop at any time. YOU WILL NOT BE SPAMMED but only receive bargain homes, pre-foreclosures, foreclosures, or prices below the current market. Do Not Be Left Out!"Explore our latest inventory of homes or conduct your search at your convenience.Check out the latest Guide to Buying a Home.Check out the latest Guide to Selling Your Home.At Charles Stallions Real Estate Services, we utilize our TRI-merge System... 03/26/2024

Click Here to View Listings of Pensacola, FloridaPensacola is the westernmost city in the Florida Panhandle. It is the county seat and only incorporated city of Escambia County, Florida, United States. At the 2020 census, the population was 54,312. It is the principal city of the Pensacola metropolitan area, which had 509,905 residents in 2020.Map Of Pensacola, Florida Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts here. We research whether it's a VA, FHA, conventional, or non-traditional loan for you. We can help simplify the process and remove the challenges.How to Get Mortgage Info and a FREE Credit Report"Explore our latest inventory of homes by, or conduct your search at your convenience.Check out the latest Guid... 03/25/2024

In Pensacola, Florida, the average long-term U.S. mortgage rate has risen for the fourth consecutive week, presenting another setback for prospective homebuyers just as the spring homebuying season kicks off.According to mortgage buyer Freddie Mac, the average rate on a 30-year mortgage increased to 6.94% from 6.90% last week. A year ago, the rate averaged 6.65%. Currently, the average rate sits just below its peak since mid-December, when it reached 6.95%.As mortgage rates climb, they can significantly raise monthly costs for borrowers, limiting their purchasing power in a market that's already beyond the reach of many Americans. Moreover, they discourage homeowners who secured low rates two or three years ago from putting their homes on the market.In recent weeks, rates have been cree... 03/25/2024

In this article:  What Kind of Move Is It? CONUS or OCONUS? Will You Move Yourself? Get Organized! Your Budget and Belongings Make Packing and Unpacking Easier Leaving Your Current Home Research the New Location Finding Your New Home Preparing Kids for a Military Move Military Spouse Employment & Connections Plan for Moving Your Pets  Getting the notification that you have orders for a military move, or Permanent Change of Station (PCS), is undoubtedly an exciting moment! The prospect of new adventures, new surroundings, and new experiences awaits. However, it's natural to feel overwhelmed by the laundry list of tasks that must be accomplished before, during, and after the move.  Whether it’s your first move or your tenth, getting organized and knowing what to expect will help ease some... 03/23/2024

A Comprehensive Guide to Pricing Your Home to Sell with Charles Stallions as Your Realtor in the Pensacola Area.Selling your home can be both exciting and daunting. You've likely invested time, money, and memories into your property, and now you're ready to move on to the next chapter of your life. However, one of the most critical aspects of selling your home is pricing it right. The right price can attract potential buyers, spark interest, and ultimately lead to a successful sale. That's where Charles Stallions, a 28-year veteran real estate broker, comes into play. With his expertise and guidance, you can navigate the intricate process of pricing your home to sell effectively. In this comprehensive guide, a part of his 206-step Home Market System, we'll delve into the strategies and ... 03/20/2024

When buying a home in a gated community, leveraging the expertise of a seasoned real estate professional like Charles Stallions can make all the difference. With 28 years of experience in the industry, Stallions brings a wealth of knowledge and insight to the table, particularly in navigating the unique intricacies of gated community living.First and foremost, Stallions understands the nuances of gated communities, from their amenities to their rules and regulations. He can help buyers identify the right community based on their lifestyle preferences, whether they prioritize security, privacy, or access to exclusive amenities like pools, golf courses, or clubhouses.Furthermore, Stallions' extensive network and market experience enables him to access off-market listings and negotiate fav... 03/19/2024

When purchasing a home in Pensacola, Charles Stallions is your go-to realtor for expert guidance. A home represents the single largest purchase for most individuals, and in recent years, the cost of homes has significantly increased.For many, purchasing a home involves obtaining a mortgage, as few buyers can afford to pay in cash outright. Mortgages, secured by the property, facilitate home ownership, with the title transferring to homeowners upon full repayment.Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts here. We research whether it's a VA, FHA, conventional, or non-traditional loan for you. We can help simplify the process and remove the challenges.How to Get Mortgage Info and a FREE Credit ReportHowever, not all... 03/19/2024

Mastering Short Sales: Expert Advice from Charles StallionsIn the labyrinthine world of real estate, few transactions carry the same level of complexity and opportunity as short sales. These unique transactions, where a property is sold for less than the amount owed on the mortgage, demand a nuanced understanding of market dynamics, negotiation skills, and legal intricacies. In navigating this terrain, one name stands out as a beacon of expertise: Charles Stallions.Charles Stallions, a seasoned real estate professional with decades of experience, has established himself as a trusted authority in short sales. With a keen eye for market trends and a commitment to client success, Stallions has earned a reputation for delivering results in even the most challenging circumstances.So, what ex... 03/12/2024

The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certified Property Investor, Author, and a 28-year broker of real estate, designed to put HUNDREDS, if not THOUSANDS, of dollars back in your pocket. There are as many ways to do real estate as there are probably agents, but here at Charles Stallions Real Estate Services, we "do it right," starting with the customer's end in mind. When contemplating selling your house in Pensacola, Florida, do you find yourself torn? Affordability remains a concern, but understanding your home equity might simplify your decision-making process. Charles Stallions, the real estate professional, sheds light on this crucial aspect:"Home equity ... 03/12/2024

Beware! Avoid These Popular Real Estate Scams with Charles Stallions, Your Trusted Local BrokerAre you in the market for a new home or looking to invest in real estate? While finding your dream property or making a lucrative investment is exciting, it's crucial to be aware of potential scams that could derail your plans and cost you dearly. As your local real estate broker, Charles Stallions is committed to protecting you from these scams and ensuring a smooth and secure transaction process. Here are some common real estate scams to watch out for and how you can avoid them: Wire Fraud: One prevalent scam involves hackers intercepting emails between buyers, sellers, and real estate agents to redirect closing funds to their accounts. To avoid falling victim to wire fraud, always verify wi... 03/11/2024

As mortgage rates turn downward, Charles Stallions, our esteemed real estate expert, observes a notable rebound in mortgage applications. This trend underscores the sensitivity of homebuying demand to interest rate fluctuations.According to Freddie Mac's latest data, the average rate for a 30-year fixed-rate mortgage dipped to 6.88% this week, marking the first decline in borrowing costs in over a month. Stallions emphasizes the significance of this shift, highlighting how even minor mortgage rate adjustments can swiftly influence prospective homebuyers' behavior.Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts here. We research whether it's a VA, FHA, conventional, or non-traditional loan for you. We can help simplify ... 03/11/2024

The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certified Property Investor, Author, and a 28-year broker of real estate, designed to put HUNDREDS, if not THOUSANDS, of dollars back in your pocket. There are as many ways to do real estate as there are probably agents, but here at Charles Stallions Real Estate Services, we "do it right," starting with the customer's end in mind. As a Pensacola Real Estate Expert, Charles Stallions sheds light on the complexities driving the housing market's current state. Despite inflation easing and a surge in job growth, the strain of costly housing persists, fueled by robust demand, scant inventory, and fluctuating mortgage rates.Over ... 03/06/2024

Looking to buy? Click here to view homes for sale in Pensacola, Florida, with many below market, or search as often as you'd like. It mainly has three bedrooms and two baths, but we can find specifics if you like. Homes are below market or have not yet reached the market."Explore our latest inventory of homes by, or conduct your search at your convenience.Check out the latest Guide to Buying a Home.Check out the latest Guide to Selling Your Home.Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts here in Pensacola, Florida. We research for you whether it's a VA, FHA, conventional, or non-traditional loan. We can help simplify the process and remove the challenges.How to Get Mortgage Info and a FREE Credit Report in Pensaco... 03/05/2024

The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certified Property Investor, Author, and a 28-year broker of real estate, designed to put HUNDREDS, if not THOUSANDS, of dollars back in your pocket. There are as many ways to do real estate as there are probably agents, but here at Charles Stallions Real Estate Services, we "do it right," starting with the customer's end in mind. Buying your first home is a big, exciting step and a significant milestone that can improve your life. As a first-time homebuyer, it’s a dream you can make come true. Still, there are some hurdles you’ll need to overcome in today’s housing market—specifically, the limited supply of homes for sale ... 02/28/2024

Charles Stallions, a seasoned real estate broker with 28 years of experience, anticipates steady growth in the Pensacola housing market for 2024. Fueled by its picturesque coastline, thriving economy, and desirable lifestyle, housing demand continues to soar. However, potential growth may be moderated by factors like interest rate fluctuations and supply chain disruptions affecting construction. While home prices could experience gradual increases, affordability remains a concern for some prospective buyers. Nevertheless, the market is projected to maintain its strength, offering opportunities for both buyers and sellers in the upcoming year. Monitoring economic indicators and local developments will be essential for informed decision-making in this dynamic market.Stallions highlight th... 02/28/2024

Pensacola is the westernmost city in the Florida Panhandle, the county seat, and the only incorporated city of Escambia County, Florida. Pensacola is the principal city of the Pensacola Metropolitan Area, which had an estimated 502,629 residents in 2019. At the 2020 United States census, the population was 54,312.COMBINED SALES WERE DOWN 7% COMPARED TO THE SAME MONTH LAST YEAR.THE AVERAGE JANUARY DOM FOR RESIDENTIAL AND CONDOS COMBINED WAS 59,UP 4 DAYS FROM DECEMBER.SINGLE-FAMILY INVENTORY INCREASED 8% OVER DECEMBER AND 20% OVER LASTJANUARY.CONDO INVENTORY INCREASED 10% OVER DECEMBER AND 61% OVER LASTJANUARY.WHILE JANUARY PENDING SALES WERE 26% MORE THAN DECEMBER’S, THEY WEREDOWN 24% COMPARED TO THE SAME MONTH LAST YEAR.Looking to buy? Click here to view our inventory of the latest home... 02/26/2024

In Pensacola, Florida, Charles Stallions stands out as a trusted realtor who understands the intricacies of the local market. Home sellers in the area who chose to bypass professional representation have shared their experiences, highlighting the pitfalls they encountered without the guidance of a knowledgeable adviser.According to a recent survey, homeowners who opted not to use a real estate agent were notably dissatisfied with their selling experience, with twice as many expressing dissatisfaction compared to those who worked with an agent. Many admitted that they underestimated the complexities of selling a home and acknowledged that they likely missed out on potential profits and endured more stress without professional representation.Initially, these sellers believed that real est... 02/19/2024

Pensacola is known for its sugar sand beaches from Sanders Beach To Pensacola Beach and many along the way, as well as the nightlife of Downtown Pensacola, sports, and museums. This brings us to today's Sunday FUNDAY. One of the best parts of Pensacola is the many museums The National Naval Museum is an attraction all its own. Experience the magic of flight like never before at the National Naval Aviation Museum, where history comes alive with over 4,000 artifacts and 150 aircraft representing the rich heritage of Navy, Marine Corps, and Coast Guard Aviation. Nestled in the heart of Naval Air Station Pensacola, this iconic museum offers a captivating journey through the evolution of aerial warfare and the brave men and women who have soared the skies to defend our nation.Upon entering t... 02/18/2024

Charles Stallions, CBR, CRS, is a local historian and real estate expert. Whether buying your first home, an investment property, or downsizing, do as the locals do; call or text Charles at 850-476-4494 and be well informed.  Home Horizons: Where Family Values and Wealth Unite in Pensacola - Pace, FloridaIn the bustling real estate landscape of Pensacola - Pace, Florida, Charles Stallions stands out as the trusted realtor who understands the significance of family values and financial prosperity when buying a home.For many young adults, purchasing a home marks a monumental achievement. Yet, navigating this journey can be daunting. As a parent, you may find yourself in a position to support your child in realizing this dream. However, before delving into this process, it's crucial to gra... 02/08/2024

Charles Stallions, CBR, CRS, is a local historian and real estate expert. Whether buying your first home, an investment property, or downsizing, do as the locals do; call or text Charles at 850-476-4494 and be well informed.  There are many rules and regulations when buying a home in Pensacola through a lender. For instance, your lender will want to know the origin of your down payment funds. If you're contemplating giving or receiving down payment assistance, here's a comprehensive breakdown of the standard rules and prerequisites.What Constitutes Down Payment Gifts? A down payment gift refers to money given to a buyer from another party to be used towards a down payment or closing costs during a home purchase. These gifts don't necessitate repayment.Gift Regulations and Documentation ... 02/07/2024