Owner Financing on Homes and Lots IN THE NORTH GA MOUNTAINS:IMPORTANT PROPERTIES CHANGE DAILY SO PLEASE CALL OR EMAIL FOR A COMPLETE AND UPDATED LIST. tHANKS Click here to view properties What is Owner Financing? (aka "Seller Financing") You might be thinking, "Hey, could I just make payments directly to the seller instead of getting a mortgage? Then I wouldn't have to qualify for the mortgage." That indeed could be a good deal, except that owner-financed deals like this are rare. Here's why. The seller has to pay off their existing mortgage before they can sell. Let's say the seller is selling the house for $150,000 house, and they've got $110,000 left on the mortgage. If they sell it the regular way, where you get your own loan from a bank, then $110,000 of the your new mortgage will ... 09/17/2009

06/03/2009

I've always wanted my own fire engine. Not the kiddie car type, but a full size red fire engine with sirens, hoses, ladders...the whole works. So when I heard that there was a 1936 Maxim fire engine for sale in North Georgia, I hesitated only a short time before I gave into temptation and made it mine. Now as all of you who have acquired fire engines know, the next big question is: what on earth am I going to do with it? Fortunately, I own a real estate company that will take any good publicity it can get. Suddenly my 1936 Maxim Fire Engine was slated to become a drawing card for Mike Kelly Realty. Getting the fire engine ready to meet the public took a lot of work. The brakes didn't work, the choke had to be set just right before the engine would start and plumes of black smoke poured... 05/26/2009

A good friend and business associate Art Miller who is also a Realtor here at Blairsville Realty, has been heavily invested in writing an article for the Blairsville Union County Chamber of Commerce about the 10 Best Reasons To Retire in the North Georgia Mountains. I asked Art if he wouldn’t mind if I posted his thoughts here on The Porch so that you will know “Why You Should Retire in the North Georgia Mountains!” Reason 1: Why You Should Retire In The North Georgia Mountains Our Weather, Climate and Change of Seasons! Union County ranges in elevation from 1,600 ft. to 4,784 ft. above sea level. Because of its unique topography, Union County offers residents Four Distinct Seasons. Winters are generally mild, with an occasional dusting of snow. The average annual snowfall is 3 inches. ... 05/13/2009

  The retail price of gasoline is rising nationwide, now up 30 percent since the New Year. It’s a similar run-up to what we’ve seen for retail gas prices in each of the last 5 Spring Seasons. For people trying to time the mortgage markets bottom, clues about the future of mortgage rates may be at the local gas station. Rising gas prices are indicative of the rising cost of energy and, indeed, crude oil is closing in on its 2009 high point.  As these energy costs grow, so do inflationary pressures on the U.S. economy. Inflation, of course, is awful for mortgage rates. When it’s present, mortgage markets deteriorate and rates tend to rise — often sharply and with little advance warning. So, for today’s home buyers-in-process and would-be refinancers, prices at the pump may fore shadow bad... 05/13/2009

It's A Buyers Market!!The North East GA MOuntains is One OF the Most Affordable Places in The Country to Own a Second Home.   Frequently Asked Questions: " I Have Answers"1) Why Hire a Professional?2) How Can I Estimate My Taxes? 3) Purchasing and Owning A Home (See Options Below)    Find tips to help you hunt for the right house in the right neighborhood, make an offer and close on a home. Also learn how to protect the value of your home, manage the financial responsibility of homeownership, and manage homeownership in the event a disaster strikes. House Hunting Making an Offer Closing On an Offer Moving Owning and Keeping a Home Purchasing and Owning a Home Quick Quiz Other Helpful Information for HomeBuyers. Learn About the New HomeBuyers $8000 Tax Credit.Living Green Tax CreditBuye... 05/11/2009

If you are looking for Blairsville, GA Real Estate Foreclosures  you have come to the Right Place! I have Access to Foreclosures in Blairsville, Blue Ridge, Hiawassee, Young Harris, Morganton, and Suches.  Click here to view properties The GA Dream NSP Program: $14,000 Towards Closing Costs and Needed Repairs on ForeClosures Only. The Georgia Dream NSP Purchase Program was created to encourage the purchase of foreclosed properties. Funds utilized are an allocation of federal dollars received by the Department of Community Affairs from the Housing and Economic Recovery Act of 2008. The program provides $14,000 to eligible borrowers purchasing foreclosed properties in eligible areas. Funds are disbursed in the form of a second mortgage lien with no interest and no monthly payments. The li... 05/11/2009

Now is The Time To Buy a Home. HOmes in Union County, Blairsville, Ga.  UNDER $70,000I have 3 Great Homes Available Under $70,000. I am an Agent Here in Union County GA. ( Amanda BRock, Realtor with Union Realty COmpany) Cell: 706-897-6636 PLease Call me or Email me today for Pictures and Additional information on these Properties. There are great new loans out that may finance you 102%. Call Today and Lets Get you in a Home. 1. MLS# 183882- $54,900 3 Bedroom/ 1 Bath Site Built HOme that is Very Spacious. Close to Town. This is a Foreclosure so It will move Fast. Right Now The State of GA is Offering up to $14,000 as a gift when you purchase a foreclosure that may be used for closing costs or repairs. 2. MLS# 183221 $ 67,000. 3 Bedroom/ 1 Bath Home in a Beautiful Area. You will Not Find... 05/11/2009

Built in 2003   .76 Acres   Offered at $239,900 PEACEFUL, YET CLOSE TO TOWN!  You can have it all with this immaculate 2 story home only a few miles from the center of Blairsville. It features 3 Bedrooms and 3 .5 Baths on a full, unfinished basement with tall ceilings should you wish to expand. Great open, light, flowing floor plan with extras like a woodburning fireplace, main floor office with French doors and 2 levels of shady back yard decks. The master bedroom suite has a bath with jetted tub, separate shower, dual vanity and large linen closet. There are many dogwood trees on the property.  This is a good value for the money! 04/24/2009

      OHVs are defined as any motorized vehicle which travels off-road for recreational purposes. OHV's include: motorbikes such as mini bikes, dirt bikes, and motor cross bikes; four-wheel drive vehicles such as jeeps, land rovers, and pickups; all-terrain vehicles such as the popular three and four-wheelers; dune buggies; and snowmobiles. U. S. Forest Service rules, regulations and safety tips. OHVs are popular with individuals and family groups that want a scenic and challenging ride within the National Forest. Beasley Knob OHV Trail System Contact: Blue Ridge Ranger District, 1881 Highway 515, Blairsville, GA 30512Phone: 706 745-6928 - Fax: 706 745-7494 Office Hours: Monday - Friday, 8:00 - 4:30 Beasley Knob OHV Trail System Trail Description: 10.6 miles length. Trail is suitable fo... 04/22/2009

In dealing with a recent transaction, I have become very aware of the dangers involved with Radon Gases in North Georgia. Radon causes Lung Cancer and kills thousands of Americans every year, in Non-Smokers and Smokers alike. As a matter of fact, Radon is the number 1 cause of lung cancer among non-smokers, according to EPA estimates. Overall, Radon is the second leading cause of lung cancer. Unfortunately I know this to be true, I lost my Mother-In-Law to lung cancer very sudden in the Spring of 2007. She never smoked a day in her life. What Is Radon Gas And Where Does It Come From? You can’t see Radon, nor can you smell or taste it. Radon is a radioactive gas. It comes from the natural decay of uranium that is found in nearly all soils. It typically moves up from the ground to the air... 02/13/2009

On my way into the office one morning back in the early part of December, I noticed the low lying clouds that surrounded me. It was the perfect time to catch a picture at the Top of The Summit, a Residential Development in the Beautiful North Georgia Mountains located just outside of Blairsville Georgia. There is currently one Home For Sale within The Summit, and 18 Residential Lots For Sale. The views are Spectacular not only at the top, but from virtually anywhere within the development. If you would like for Me to provide you with additional information about the North Georgia Mountains, or more particularly The Summit in Blairsville, GA., I would be grateful for the opportunity to assist you with any Real Estate need you may have and answer any question you may have. I have recently... 01/31/2009

  I want to go ahead and apologize a little bit in advance because you are going to think that I have absolutely lost my mind as you continue to read through this post. I am going to be jumping all over the place as I report to you exactly where we were as far back as 4 years ago when I got into Real Estate, where we are now, and of course where I think we are going. As you can see from this first Graph, we have seen a very sharp decline in sales here in Union County progressively over the course of the past 4 years.  However, as you will see in later posts, that it is not just Union County that has been seeing numbers like this. Over in Blue Ridge Georgia, and Ellijay Georgia, Mountain Homes For Sale there have also been on the rise because of a decrease in Homes being Sold. I have to ... 01/31/2009

In an attempt to Reduce Emergency Response Time in Union County, residents may have to put up with a little aggravation. There will be more than 13,000 marker signs put in place throughout Blairsville and all of Union County. This means that your current address may change. “Boy, I am glad I didn’t spend the money for that new Address Sign Engraved with our Family name on it!” I am sure that this is going to inconvenience a lot of folks out there, but an aggravation that could even save their Mountain Home or even their own lives. There are 2 Very Important things to know if you are a Primary Resident or even if you own a Second Home, or Vacation Home in Union County. Do NOT move the Markers once they have been put in place Do NOT use the New Address until officially notified by Union C... 01/29/2009

                You North Georgia Real Estate Expert     Helpful Numbers   Better Business Bureau 404-766-0875 Blairsville City Hall 706-745-2000 Blairsville Municipal Airport     706-745-4307 Blue Ridge Mountain EMC 706-379-3121 Board of Education 706-745-2322 Burn Permit 706-781-2398 Dept. of Family & Children's Serv. 706-781-2381 Dept. of Veteran's Serv. 706-745-6341 Downtown Development Authority 706-994-4837 GA Mountain Research & Education Center 706-745-2655 Health Dept. 706-745-6292 Humane Society 706-781-3843 Library - Union County Public 706-745-7491     Lifelong Learning Center 706-781-6342 Mountain Education Center 706-745-9575 Post Office - Blairsville 706-745-2541 Post Office - Suches 706-747-2611     Union County Historical Society 706-745-5493 Union County Development A... 01/20/2009

Smart Investing- Blairsville, GA Real Estate Check Out www.mountaincabinrealtor.com for all of your real estate needs.  Over 10,000 Listings.                 Interesting Fact: Theodore Rosevelt is quotes saying, " Every person who invests in well selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for Real Estate is the basis of wealth." It is never a bad time to invest in land and property expecially in the mountains of North GA.   BUILDER CLOSE OUT SALE.... MUST SEE THESE GREAT DEALS        Chestnut Mountain is an upscale Mountain Community with all the amenities you will ever need.  Chestnut Mountain offers Upscale home sites, paved roads, Amazing Mountain Views, Walking trails, a Pavilion with a Pond and W... 01/20/2009

Amanda Brock-Union Realty Company  VISIT OUR WEBSITE      PRINT  EXIT   Amanda Brock-Union Realty Company197 Earnest Street · Blairsville, GA 30512 (706) 897-6636 · (800) 648-2686 · Fax: (706) 745-7445 http://mountaincabinrealtor.com Welcome to Union County, where the possibilities are endless and the memories last a lifetime! I am Your Full Service Agent Servicing the North GA Mountains. www,mountaincabinrealtor.com Hours of Operation:Monday- Friday: 9:00- 6:00 Saturday by Appointment Available by Cell Phone Anytime- 706-897-6636 01/20/2009

Please Visit www.mountaincabinrealtor.com for all of your real estate needs. Union County Facts Union County, the 88th county formed in Georgia, was created in 1832 from the Cherokee Indian territory. Union County was not named for its support of the North in the Civil War. The county received its name from a then emerging political party called the "Union Party" that was in existence 28 years before the Civil War started.   The county seat of Union County is Blairsville, which is the only incorporated community in the county. Blairsville was named for Captain James Blair, a negotiater with the Indians. The county is rich in Indian lore. Of particular note was a battle between Creek and Cherokee Indians near Blairsville, the site of which was given the name of Slaughter Gap. The area in... 01/20/2009

Local Resources  Please Visit WWW.MOUNTAINCABINREALTOR.COM for all of your real estate needs in the North GA Mountains. Union Realty is the Oldest Active Real Estate Company in Union County, GA.  Come and See Amanda Brock today for Your Real Estate Needs. Take a look at some of the great things Blairsville and Union County have to offer. These resources are designed to help you move and get settled, and to acquaint you with the area after your move. Golf Courses   Owen Glen - Owen Glen is the culmination of ideas planned and created by a group of developers raised in the North Georgia Mountains. With over 200 years of experience between them they have built and designed this unique 325 acre community to showcase their beloved Union county. The rich history of Scottish Irish settlers in ... 01/20/2009

As your Real Estate Professional, I will bring a fresh approach to the ever changing real estate market. My enthusiasm and flair combined with my strong work ethic produce a high level of satisfaction to all of my clients. I will provide a personal one-on-one service throughout the entire real estate process and I will maintain an open line of communication with all of my clients. Being in real estate , I now have the opportunity to help others find their "Perfect HOME" in the mountains. I consider it a blessing to live in such a beautiful area where people sincerely help one another. It would be my pleasure to not only provide all your real estate needs but to earn your trust to ensure a long term professional relationship.  Sincerely, Amanda Brock, Realtor PLEASE VISIT MY WEBSITE AT W... 01/20/2009