Hello and Good morning: Looking at my post I saw I have not send out anything regarding Lawrenceville for a while, so I looked for information that could be usefull to the residents as well as any new transferee that may not be very familiar with the city. I will send more e-mails with additional information. Found the information below at the following weblink : http://www.visitlawrenceville.com/index.php?option=com_content&view=article&id=188&Itemid=130   The Singin' Bean195-B North Perry StreetLawrenceville, GA 30045(770) 339-7464www.thesinginbean.com UpTown Café117 South Perry StreetLawrenceville, GA 30045(770) 995-0805 The Lunch Box225 W. Crogan StreetLawrenceville, GA 30045(678) 407-3444www.eatatthebox.com Dominicks197 Crogan StreetLawrenceville, GA 30045(770) 277-8477www.dominick... 11/15/2008

If you're behind on your mortgage or facing foreclosure, contact your mortgage company first to see whether a new payment plan can be worked out or the loan can be refinanced. But be careful you are likely to get a mailbox full of "opportunities" to help you save your home. Please read the fine print very carefully it is unfortunately but their are companies developing new scams. Housing counselors approved by the Department of Housing and Urban Development can be found at http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfmor by calling HUD's interactive voice-response system at 800-569-4287. ACORN Housing offers a Home Equity Loss Prevention program with mortgage-delinquency counselors who can intervene to help homeowners who face foreclosures. The toll-free agency HELP line is 888-409-3557... 11/05/2008

Foreclosure Homes For Sale In Georgia GO VOTE THEN READ DAILY REPORT Foreclosure Homes / Short Sale Homes List Nov 4th 2008 Fulton, North Fulton, DeKalb, Gwinnett, County Georgia. Cities of Decatur, Tucker, Stone Mountain, Lithonia, Duluth, Buford, Lawrenceville, Dacula, Grayson, Snellville, Loganville, Suwanee, Norcross, Winder, This list is updated daily with Homes added to MLS in the last 24 hours Due to the nature of Foreclosure Homes and Short Sale Home, Buyers should act quickly ! For all Your Real Estate Needs Call ! Eric Reid, Managing Broker Renaissance Realty Group Inc.Office: 404-921-2067 x 102 Fax: 770-513-4443 Short Sale list click here Foreclosure list click here 11/04/2008

You read it right.  I was talking to a seller yesterday as he ranted about giving his home away at a discount and I asked him, "Discount? Where is the discount coming from?"  He replied that the home appraised last year at a higher price thus making it at least a $10K discount.  I asked him if the home would appraise for that now.  ... Wait for it....  Then he says, "of course it would! If anything it would appraise for more! Appraisers don't look at the market!"  So the conversation went on like that, but I would shudder to think that evaluation methods whether replacement costs or actual value (cost per square foot) would not take the market into consideration.  Sure, I agree, the real estate market is like the stock market, but it's actually pretty darn slow moving and it's ALMOST pr... 10/29/2008

In today's market you think it is a great time buy a house to flip but where do you start.  Questions about how much to offer, what will the carrying costs be, what is the potential profit be. Well in order to make a nice profit in a real estate flip. You'll need to understand the different costs that you will need to include in order to complete a real estate flip deal. Flipping can not be done with out available cash in hand or strong lines of credit available, or there is OPM (Other Peoples Money). Financial planning is a critical part of investing in real estate. Flip real estate investment deals can be a great way to make $10,000 to $50,000 in a relatively short period of time, but here is what you have to know: 1. Target Sales Price 2. Closing Costs 3. Carrying Costs 4. Fix up / R... 10/29/2008

6:00 AM - Playing golf didn't help the cold, no working out today.  It's raining and miserable outside. 8:00 AM - Trying to start today, 154 E-mails.  Always odd how Thursdays are slow in Real Estate for me. 8:45 AM - Cleaned up e-mails.  With the weather and my cold, I have some reduced goals today. Call 40 People, 50/50 follow up and new leads Finally finish off the sign and installation on 1694 Peachcrest Drive Clean up my office and new contract that has been sitting on my desk for a week.   9:15 AM -  Oooh breakfast... 10:27 AM - I'm thinking of getting rid of my errands first so I can gather energy up for later in the day to make the calls. After Lunch 2:14 PM - Really dragging today.  Luckily I did most of the important "A" items.  I'm going to finish up my calls then do some low... 10/24/2008

Bank-Owned Properties and Government Homes If a foreclosure auction fails to satisfy a minimum bid amount, or the lender bids on the property themselves, then the foreclosure home may be awarded to the lender. This is most common with bank and government lenders like HUD. When this happens, banks will usually fix up the properties themselves before selling them, which can help you save on repair costs after you buy. However, the discounts you'll find on bank-owned homes aren't generally as high as through the auction method. But this can still be a great way to find quality properties for less. Buying foreclosures can be a great way to save money, but you'll have to have the information and tools necessary to find the right properties and decide which methods of buying and homes are bes... 10/21/2008

Foreclosure Homes For Sale In Georgia DAILY REPORT Foreclosure Homes / Short Sale Homes List Updated Oct 20 2008 Fulton, North Fulton, DeKalb, County Georgia. Cities of Decatur, Tucker, Stone Mountain, Lithonia, Duluth, Buford, Lawrenceville, Dacula, Grayson, Snellville, Loganville, Suwanee, Norcross, Winder, This list is updated daily with Homes added to MLS in the last 24 hours Due to the nature of Foreclosure Homes and Short Sale Home, Buyers should act quickly ! For all Your Real Estate Needs Call ! Eric Reid, Managing Broker Renaissance Realty Group Inc.Office: 404-921-2067 x 102 Fax: 770-513-4443  Short Sale list click here Foreclosure list click here 10/19/2008

In passing my ear heard the following quote and now my mind has become obsessed by it. When I goggled (all things are gogglable) I learned how this simple little quote came to be that now will hopefully impact the rest of my day and then the day after that and again after that. ..... We never touch people so lightly that we do not leave a trace Peggy Tabor Millin  "I was on a train on a rainy day. The train was slowing down to pull into a station. For some reason, I became intent on watching the raindrops on the window. Two separate drops, pushed by the wind, merged into one for a moment and then divided again - each carrying with it a part of the other. Simply by that momentary touching, neither was what it had been before. And as each one went on to touch other raindrops, it shared n... 10/16/2008

For the money this Lawrenceville Home for Sale has so much to offer. The private wooded fenced backyard is ideal for pets and children or just enjoying nature. Lawrenceville Georgia is known as the "Crepe Myrtle City" and these lovely flowering shrubs line many of the streets. 10/12/2008

Lawrenceville Georgia Listings - Lawrenceville Real Estate Update October 2008 - Lawrenceville GA Real Estate for Sale - Single Family Detached Homes. As of today 10/12/2008 these are the current statistics for Lawrenceville FMLS  listings entries.  Lawrenceville GA in Gwinnett County there are 2453 single family detached Lawrenceville homes for sale.  The Lawrenceville GA MLS breakdown for single family detached homes for sale is below. Lawrenceville Georgia Real Estate - MLS SINGLE FAMILY LISTINGS  Active - 2453 Lawrenceville GA homes for sale Pending - 294  Lawrenceville homes for sale Contingency - Due Diligence - 5 Lawrenceville GA homes for sale Contingency w/Kickout - 3 Lawrenceville GA homes for sale Contingency - Other - 8 Lawrenceville GA homes for sale 10/12/2008

GEORGIA FORECLOSURE DAILY REPORT Foreclosure Homes / Short Sale Homes List Updated Oct 10Th 2008 Fulton, North Fulton, DeKalb, County Georgia. Cities of Decatur, Tucker, Stone Mountain, Lithonia, Duluth, Buford, Lawrenceville, Dacula, Grayson, Snellville, Loganville, Suwanee, Norcross, Winder, This list is updated daily with Homes added to MLS in the last 24 hours Due to the nature of Foreclosure Homes and Short Sale Home, Buyers should act quickly ! For all Your Real Estate Needs Call ! Eric Reid, Managing Broker Renaissance Realty Group Inc.Office: 404-921-2067 x 102 Fax: 770-513-4443  Short Sale list click here Foreclosure list click here 10/10/2008

STAGGERS LOOK OUT THEY ARE COMING FOR YOU... LOCK YOUR DOORS... RAN ACROSS THIS STORY TODAY AND THOUGHT ,, OMG (no not old Milwaukee gold).THE STORY TELLS ABOUT STAGED HOMES ARE GETTING STRIPPED CLEAN. GUESS WE HAVE TO STAGE A FEW OF THESE HOMES WITH PIT BULLS. I WOULD ALSO HAVE TO ASK HOW WOULD THESE ITEMS BE COVERED UNDER INSURANCE. 10/07/2008

Whats the Difference Between Prequalification and Preapproval Prequalification and Preapproval In many cases, you'll want to know how much mortgage you can get before you look at homes so you won't waste time drooling over places that you can't afford. Your potential lender can either prequalify you or preapprove you for a mortgage. Lenders use several standard ratios to determine how much mortgage you're eligible for. Generally, if you're applying for a conventional mortgage, your monthly housing expenses (mortgage principal and interest, real estate taxes, and homeowners insurance) should not exceed 28 percent of your gross monthly income. In addition, your total long-term debt (monthly housing expenses plus other debt payments that won't be repaid within a year) should be no more tha... 10/04/2008

  Renting Owning What You Pay For Rent(and possibly renter's insurance) Once* Down Payment* Closing Costs For 15-30 years* Mortgage Payment (principal + interest) Forever* Taxes* Insurance* Maintenance   What You Can Deduct on your Taxes Nothing * Interest on mortgage, and property taxes * When you sell your home, you don't have to pay any taxes on the gain, in most cases. Whoa! How you can build an investment Take the money you would have spent on a down payment and invest it or out it in savings. Your house is your investment. If you put 10% down, you own 10% of the house when you start. As you make monthly mortgage payments for 15-30 years, you'll gradually own more and more of the house.   How you could mess  up this investment Fail to invest your extra money somewhere else. In tha... 10/03/2008

Applying for a Mortgage With all of the paperwork and questions that you need to answer, applying for a mortgage can be stressful. But knowing what's involved in the process can make things a lot easier. Here's some information to get you started. Before you apply Do some homework before you apply for a mortgage. Think about what type of home you want, what your budget will allow, and what type of mortgage you might seek. Get a copy of your credit report, and make sure it's accurate; dispute any erroneous information to get it corrected. Be prepared to answer any questions that a lender might have of you, and be open and straightforward about your circumstances. What you'll need when you apply When you apply for a mortgage, the lender will want a lot of information about you (and, at so... 10/02/2008

In case you did not hear this just in ...JPMorgan Chase buys WaMu assets after FDIC seizure JPMorgan Chase & Co. Inc. came to the rescue of ailing Washington Mutual Inc. Thursday, buying the ailing thrift's banking assets after WaMu was seized by the Federal Deposit Insurance Corp. The FDIC, which insures bank deposits, said it would not have to dip into the insurance fund as a result of the seizure. There had been concerns that the fund, which took a big hit after the seizure of IndyMac Bank, could be depleted by a WaMu seizure.  In a statement, JPMorgan Chase said it was not acquiring any senior unsecured debt, subordinated debt, and preferred stock of Washington Mutual's banks, or any assets or liabilities of the holding company, Washington Mutual Inc. So what does this mean .. in sh... 09/25/2008

Foreclosure Homes / Short Sale Homes List Updated Sep 19th 2008 Fulton, North Fulton, DeKalb, County Georgia. Cities of Decatur, Tucker, Stone Mountain, Lithonia, Duluth, Buford, Lawrenceville, Dacula, Grayson, Snellville, Loganville, Suwanee, Norcross, Winder, This list is updated daily with Homes added to MLS in the last 24 hours Due to the nature of Foreclosure Homes and Short Sale Home, Buyers should act quickly ! For all Your Real Estate Needs Call ! Eric Reid, Managing Broker Renaissance Realty Group Inc.Office: 404-921-2067 x 102 Fax: 770-513-4443 Short Sale list click here Foreclosure list click here  09/19/2008

Bartow Jenkins, the beloved teacher, coach and long-time mayor of Lawrenceville, died at age 81 early yesterday morning. "Coach" Jenkins has been a fixture in Lawrenceville and Gwinnett county since the mid-50's. Serving as a teacher in Lawrenceville from 1954 to 1974, then as the first football coach and the creator of the driver's education program at Central Gwinnett High School. Virtually anyone who grow up in Lawrenceville has memories of "Coach" Jenkins, including Lawrenceville's current Mayor Rex Millsaps, who was a student of "Coach" Jenkins. In addition to his service to the young people of Lawrenceville and Gwinnett county, he helped to shape the future of the city and county with his long-time service as a heavily-involved civic leader. First serving as a member of city counc... 09/18/2008

An REO is a general term for a Bank owned foreclosure home that have been repossessed due to the previous home owner's default on their bank-sponsored home mortgage loan. When a homeowner defaults, the lending bank will have to repossess the home and sell it in order to retrieve the remaining debt left on the loan. Attending bank repossessed home sales such as these can be a great opportunity for home buyers and investors, since so many bank owned foreclosures are sold for huge discounts through foreclosure sales. Since a lending bank will only need to sell a bank owned home for a portion of the full loan amount provided to the homeowner, and not its full amount, they can consequently sell the foreclosure home for less than its actual value. 09/13/2008