First-Time Home Buyers…Knowledge Is Power!It is overwhelming, frustrating, and confusing when you don’t know the steps to buying a home. In fact many people get discouraged and give up. Doing the proper steps and working with a professional who educates you through the process makes buying a home easier.Pre- Approval This tells you how much you can afford to spend on a home. Make a list Features you must have and features you can live without. (Such as a dishwasher, bathroom, garage, tile floors, and so on.) Know what style of home you want New Construction Older Home Ranch 2 Story Time is of the essence Home on the market today…Gone tomorrow. (There are other buyers out there looking for a home also. Sleeping on it isn't always the best decision.)   Listed above are just a few steps to... 07/05/2010

AllYouNeedIsReed.Com is launching this month! I have designed this website for consumers to access my listings as well as our currant MLS (Multiple Listing Service). Also there will be tips for buyers and sellers that will help them prepare for purchasing and selling their home.  You find AllYouNeedIsReed.Com website to be informative and a useful tool to use for your Real Estate needs.   Investment property, Lots for New Construction, Residential, and Commercial...We've got it! Contact me TODAY! 07/05/2010

Alright, I'm getting a little off track here, but this still fits in with my First Time Home Buyer theme I've got going. In case you had not heard, there has been a first time home buyer tax credit available for home purchases by July 1st of 2009, for a credit of up to $7,500(10% of the purchase price) that would be repayed by the borrower for the next 15 years. Basically it was an interest free loan. As of Friday the House and the Senate passed the stimulus package, and I gotta say, I wish I were a first time home buyer now.Straight from National Association of Realtors here is a graph that illustrates the changes: FIRST-TIME HOMEBUYER TAX CREDITAs Modified in the American Recovery and Reinvestment ActMajor Modifications BoldedFebruary 2009   FEATURE CREDIT AS CREATED JULY 2008 APPLIES... 02/15/2009

At this step, the funding is in place and we know how much you can afford. This is a great time to find a Realtor, if you haven't already. It's important to choose a Realtor that you get along with well since you're going to be spending quite a bit of time with them. They also need to be knowledgeable, and be willing to spend the time with you that you deserve.A great place to start looking for a Realtor is with your own family and friends. They will be able to tell you their first hand experiences with specific Realtors. I'm not saying that just because one person liked a certain Realtor means you will, a lot of that depends on individual personality, but at least it gives you a name in the industry to start with.If you'd like to meet Realtors in person but don't really want to go thro... 02/13/2009

Alright, you've decided that it's time to buy a home, what is the first thing you should do?Go find the perfect house?Start shopping for furniture?No! You absolutely need to get your funding in order immediately. I'd love to show you homes right away, it's one of my favorite parts of this job. I don't want you to find the perfect house only to discover that you aren't qualified to buy it. So, first things first, figure out how you're going to afford a house. If you're like a majority of the population, this means you have to go shopping for a lender. Every lender is different, they offer different services, different fees, different interest rates or they may have different qualifications needed for approval. Don't be afraid to shop around, you need to make sure that you're getting the ... 02/12/2009

For first time home buyers the process of buying a home can be overwhelming...especially if you don't have the right Realtor. When I bought my first house, I had no idea of the process. I did not know what Earnest Money was, or anything that was involved in the month that it took to close on my new property. I do my best to make sure that I put myself in the buyers shoes with every new client, this keeps me grounded and reminds me that the lingo I use daily may be foreign to some people.So, this week, I thought I'd go over a few things first time home buyers need to know. Today, I thought I'd start with some basic terms you might hear when discussing the buying process.Trust Account: An account held by Seller's Broker that is just for holding clients or any other persons funds until a t... 02/12/2009