The Neighborhood Finance Corporation, a non-profit organization long dedicated to improving the quality of housing in Des Moines has begun to offer its home improvement financing program in select areas of West Des Moines. The great thing about NFC's home improvement financing is that they offer a $10,000 forgivable grant for qualified repairs. Repairs that qualify are major repairs or those for health or safety problems such as repairing or replacing roofs, foundations, siding, garages, sidewalks and driveways, windows, furnaces, plumbing, electrical systems, functional landscaping, energy efficiency and independence measures. The program is subject to the following restrictions: Must live in the designated area Must be an owner occupant Must have owned the home for one year Must have ... 08/04/2010

Homes for Heroes is happy to introduce our new affiliate, Cy Phillips! Click here to read more! 06/25/2010

04/11/2010

Price: $139,000 FIZBER.com ID 15041014 Single Family with 3 bed, 1.0 bath, in 420 4th Street West des moines, IA, 50265 http://www.fizber.com/15041014/ 420 4th Street - For Sale By Owner Property Details: Type: Single Family Address: 420 4th Street, West des moines, IA, 50265 Sq footage: 1506.0 Floors: n/a Bathrooms: 1.0 Bedrooms: 3 Year built: 1910 View full property details and seller's contacts. View more Iowa homes for sale. Homes for Sale by Owner. Description: This home offers over 1300 square feet of living space plus a brand new finished formal entry way with sconce lighting, an arch-way coat closet, heat and air conditioned, tiled floor and large windows. There is a door way leading to a just-finished, built in office with 2 desks, new carpet, large windows, and a separate the... 03/14/2010

Cy Phillips | Remax Opportunities, Inc. | 515-422-4731 900 S 67th St. #701, West Des Moines, IA Fantastic opportunity for equity in today's market! Call today for details 515-422-4731 SHORT SALE. 3BR/2.5BA Townhouse offered at $165,000 Year Built 2004 Sq Footage 1,710 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size Unspecified HOA/Maint $110 per month DESCRIPTION Large 3 bedroom 3 bath town home in fantastic West Des Moines location. This home is situated minutes from Jordan Creek Town Center and has a park-like backyard. With over 2300 sq ft of finish and a walk-out completely finished basement this home is perfect for anyone in the market today! Features of the home include security system, four seasons porch, large private deck, lots of updates, great a... 02/24/2009

The acquisition of land in West Des Moines for the United States headquarters of London-based Aviva was finalized recently. Aviva is the fifth-largest insurance group in the world based on gross worldwide premiums as of 12/31/06. Aviva US is ranked #1 in sales of "indexed life insurance," which appears to be one of the new code words for whole life policies.The new facility will house Aviva's 360,000 square foot office building and corporate campus. It will be located on the southwest corner of the intersection of Jordan Creek Parkway and Mills Civic Parkway. That makes the new facility situated about 2.5 miles west of my company's headquarters lavish headquarters, which are slightly smaller than Aviva's proposed construction.  Des Moines continues to be a major headquarters for the ins... 01/08/2008

I recently attended classes to gain my SRES Designation!   The more knowledge I have, the better I will be able to serve you! Below is a description via http://www.seniorrealestate.com/ of what this designation stands for.  I look forward to helping you and your family with any and all of their real estate needs!  Who Are the Seniors Real Estate Specialists®?Seniors Real Estate Specialists® are REALTORS® qualified to address the needs of home buyers age 50-plus. The SRES® Council awards the SRES® Designation to those members who have successfully completed its education program.By earning the SRES® designation, your REALTOR® has demonstrated necessary knowledge and expertise to counsel clients age 50-plus through major financial and lifestyle transitions involved in relocating, refinanc... 10/31/2007

Did you know that less than 10% of all adult Americans have a will? Amazing, because it is one of the most important documents you will ever create, especially if you have children. In addition to your will, it is advisable to create Power-of-Attorney's to allow someone you trust to be able to make financial decisions or pay bills on your behalf if you are not able to do so yourself.Also consider creating a living will, outlining the types of treatments that you would want or not want to have performed. Typically a living will is accompanied by a health care proxy, which is a Power-of-Attorney specifically for making medical decisions.  - Tip taken from the Mortgage Market Guides Weekly Update 10/10/2007

Attorney General Tom Miller announced a new foreclosure mediation program at a press conference last week. Iowa Mediation Service Inc., which is managing the program, received more than 200 telephone calls in the first day. Photo by Joe GardyaszForeclosure hotline swamped with calls on first day of program BY JOE GARDYASZ Iowa Mediation Service Inc. is hopping busy with calls. The nonprofit organization fielded more than 200 telephone calls on Sept. 12, a day after Iowa Attorney General Tom Miller announced the start of a new toll-free hotline to assist homeowners facing foreclosure due to subprime mortgage loans. "We're hearing interest-rate problems that are pretty mind-boggling," said Mike Thompson, director of the West Des Moines-based organization, who said about 60 percent of the ... 09/27/2007

This article was taken from Realtor Magazine Online, September 4th edition.  I really think there is some good information on this list for someone who is looking to purchase a house and fix it up or flip it. 10 Tips for Buying a Fixer-UpperBuying a basically sound house and updating the cosmetics is a profitable thing to do in almost any market. But be careful what you buy or it may end up costing you later on.Here are 10 things to consider when selecting a fixer-upper:1. Purchase homes that are at least 30 percent below the market value of comparable nearby homes.2. Choose a location with a low crime rate, good schools, and quiet streets. There isn't anything you can do to cure a poor location.3. Choose a house with three or four bedrooms. Smaller homes are unlikely to have enough buy... 09/07/2007

Some of the basic principles of the Code of Ethics include:Protect and promote the client's interests, but be honest with all parties Avoid exaggeration, misrepresentation, and concealment of pertinent facts. Do not reveal facts that are confidential under the scope of your agency relationship Disclose present or contemplated interest in any property to all parties Avoid side deals without your client's confirmed consent Accept compensation from only one party, except with full disclosure and informed consent Keep the funds of clients and customers in escrow Assure, whenever possible, that transactional details are in writing Provide equal service to all clients and customers Be knowledgeable and competent in the fields of practice in which you ordinarily engage. Obtain assistance or di... 08/31/2007

Here are the new two deeps released today.  Go Hawks! OFFENSEWR - Stross, DJK, SandemanWR - Brodell, ClevelandLT - Calloway, BulagaLG - Kuempel, DoeringC - Eubanks, MeadeRG - Vandervelde, BlumRT - Olsen, AeschlimanTE - Moeaki, MyersRB - Young, SimsFB - Busch, McLaughlinQB - Christensen, Nelson/StanziDEFENSEDE - Iwebema, ClaybornDT - King, NarinskiyDT - Kroul, KlugDE - Mattison, GearyOLB - Edds, HunterMLB - Klinkenborg, AngererWLB - Humpal, GattasCB - Shada, Gardner/BernstineCB - Godfrey, Fletcher/EversonSS - Dalton, Tillison/MorrowFS - Moylan/GreenwoodSPECIAL TEAMSP - Donahue, GuthrieK - Signor/MurrayPunt returns - BrodellKick returns - Sims, Chaney 08/24/2007

Ever wondered about the most expensive house...in the world. I have. Come to find out, it's called Updown Court in Windlesham, England. It comes in at a nice $139 million. Not bad, unless you're Tim Blixseth and want to top it. Tim, you see, is building a new dream home just outside Bozeman, Montana that he's wanting to sell for $155 million. That's right $155 million! The 10 bedroom home will sit on 160 acres of land and have it's on lift to the private ski resort's slopes. Not too shabby. Find the whole article here. Of course, all this talk got me thinking about dream homes. Obviously that's going to be someone's dream home. What about your dream home? When will you find it? How will you find it?  When you're ready to find your dream home in Des Moines or central Iowa, give me a call... 02/01/2007