After a week of sunny sort of warmish weather it is raining.     Rain is really good since we live in an arid climate.  What is even better is that I am not running an open house in the rain today!!! Today is National History Day and my son, Joshua, is completing.  Therefore, I took the day off.  This afternoon I will probably try to call some clients.  They might even be home because it is raining.  I like showing houses in the rain.  You can see if they leak. Boise is a great place to live!!!  Come check us out!!!!! The Boise real estate market is picking up!!! Boise in the Summer!!!   03/01/2008

81 year old crooner, Tony Bennett will be performing on May 10th at the Morrison Center. Mr. Bennett will be in Boise taking part in the Children's Home Society Idaho Centennial Celebration. His fundraiser concert tickets go on sale Friday, 2/29 at all Select-a-Seat outlets and at the Morrison Center box office. Tickets can alsobe purchased online atwww.idahotickets.com. Ticket pricing will range from $75-$500. The $500 tickets are orchastra seating, and are limited. Talk soon, Boise Idaho / Treasure Valley Homes & Real Estate The Idaho Home Specialist Blog   02/24/2008

Should I buy a house in this market? Treasure Valley in Idaho (edit/delete)   Debbie and my youngest son after a chess tournament Every where I go people ask me:How is the housing market?Can I sell my home?Are we at the bottom of the market?When should I buy and/or sell my house?I'm upside down in my house. What do I do?Where do I go for help?Should I rent?Can I get a loan?Can I get a good deal on a home?What is a short sale?What is a bank owned property?Should I buy at a foreclosure auction?Why should I hire a real estate agent anyway?      Debbie before  she became a real estate agent..... When I was a chemist no one asked me anything about my work but everyone seems interested in real estate.....With my scientific background I am able to analyze large amounts of data quickly and accu... 02/20/2008

It happened.  At least we signed.  The house that was supposed to close on January 30 finally closed today.  My seller disappeared the second I got the time from title.  I found her 20 minutes before closing.  When we got there she told me she forgot to pick up her husband.  It is supposed to fund tomorrow.  This has been very aggravating and we have 9 addendum's on the contract due to the delay in funding.  Sometimes one wishes for a day job.  So that is at least one sold on the Boise real estate market.  sold!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! This one is gone but I have others:   02/19/2008

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02/05/2008

With all the negative publicity surrounding mortgages, its easy to get the feeling that no one is getting money to buy or refinance residential real estate.  Just for the record, here's a list of just a few of the programs still available for loan amounts of $417,000 or lower:100% financing for primary residences with documented income and assets. First time home-buyers are OK.95% financing for primary residences with stated income and assets for 680 FICO scores and above90% financing for investment properties with documented assets and income.75% financing for investment properties with stated assets, income, and credit scores of 680 and above.90% financing for One Time Close construction loans, primary residences with documentation of assets and income.80% financing for building lots ... 02/04/2008

For a slow market I seem to be busy all of a sudden. I showed house 3 days in the last 4.....  I showed my tenant houses and townhouses.  He is the best tenant I ever had.  I offered him the house he lived in. When I called him he told me he thought he wanted to buy that one.  Maybe it will work.....  He is talking to the loan officer.  Saturday, I showed houses to a young women with 2 roommates,  her parents convinced her to wait 6 months, she even qualifies for the loan.......  The customer that was screwed by the loan officer is still trying to work with him... I am going to send him an addendum demanding a change or loan officer If this deal doesn't close tomorrow....  This loan officer has screwed up every step of the way....  8 days for a commitment letter with flimsy excuses........ 02/04/2008

Debbie and my youngest son after a chess tournament Every where I go people ask me:How is the housing market?Can I sell my home?Are we at the bottom of the market?When should I buy and/or sell my house?I'm upside down in my house. What do I do?     Debbie before  she became a real estate agent..... When I was a chemist no one asked me anything about my work but everyone seems interested in real estate.....  I am not a fortune teller and I have no crystal ball:   Here is my opinion.  Don't sure me if I am wrong........ In the Treasure Valley of Idaho (which includes but is not limited to Boise, Meridian, Eagle, Kuna, Star, Nampa and Caldwell) the market has declined a little.  It isn't like much of the country.  We didn't have the huge run up and speculation so we don't have a huge fall ... 02/03/2008

Wonderful spacious condo with 1386 sq. ft. living space. This beautiful second floor unit has 2 bedrooms and a large living/dining area with a balcony and spectacular view of the mountians and common area. This unit has lots and lots of storage, skylights, gas fireplace, gas bbq, carport with storage unit. All appliances are included. The community boasts beautiful grounds, walking paths and a community swimming pool. This is a must see condo! Buyer to verify all information. mls #98343005.  Only $150,000 Call Debbie from Gold Key Real Estate 208-761-2551 Check out my website at www.debbieholmes.net  02/02/2008

HELP  This is about to expire and it is so nice........................  Only$164,500   Directions : From Vista E on Overland, S on Annett to address on right. This comfortable home is Georgeous!!! This home has 3 bedrooms, 2.5 bathrooms with 1546 sq ft with a master bath. The house is full of custom tile work which gives it a European flair. Their is stone tile in the living room and brand new laminate in the master bedroom. The kitchen is very modern and easy to work in with corian counters, breakfast bar, dishwasher, disposal. The dining room room area has an gas fireplace and an exit to your private patio. The house boasts a 1 car garage. There are built-in bookshelves upstairs plus beautiful views from the homstairs. This is a home you shouldn’t miss looking at. This beautiful home... 02/02/2008

It  is Saturday and the Boise real estate market is a little slow but I have some active buyers.  Today at 10 AM  I am showing houses to a new buyer from house values.  This will be the second time I actually took a buyer out from them in 8 months.  Maybe 8 months is the charm.  I seem to be getting more interest from my drip campaign.  I have two different websites and this Blog.  They are www.debbieholmes.net and www.homepages/com/debbieholmes1.both are useful in their own separate ways.  I prefer the www.debbieholmes.net.  The lady I'm showing houses to wants a house of 1500 sq ft or more, newer, at least 3 bed 2 bath.  Fortunately,  we have a lot of choices in this price range in the Boise and the Treasure Valley.   LaterWell I went and showed my homes.   I showed mostly new homes b... 02/02/2008

Thinking of relocating?  Boise is a great to live.  We are the capital city of Idaho and have many attractions of a big city but still has a small town atmosphere.  People of all ages can find a high quality of life.  The cost of living is reasonable and we have a low unemployment  rate.  Idaho is a haven of recreational opportunities from our  beautiful mountains, winter sports, rivers, hunting, parks, pools, Boise State Broncos etc.  I've lived here since 1991 and have been very happy here.  I bet you will to..... Are you interested in checking us out?  Look at my website:  www.debbieholmes.net for information about Boise and the surrounding areas.    Here are some pictures of Boise and the surrounding area:        01/31/2008

I am interested in helping buyers and sellers interested in Charter Pointe.  This is an excellent location in South Boise - there is a community Clubhouse, pool, gym, tennis, volley ball and miles of walking paths.  There is an elementary school located inside the community.  It is the perfect location for large families because of the affordable prices and family oriented community here.  If you are looking for an expert that knows this area - call me.Hubble Homes offers lots of sq ft for the $.  The homes are pretty basic outside - but upgrades can be added to add interest outside.  Covered porches - shutters - covered patios.  The newer phases have more detail on the outside elevations.  Inside you can upgrade to granite counters - tile floors.  The homes are well built.  I have reso... 01/27/2008

If you have been looking for an REO agent or BPO agent in Idaho in either Canyon or  Ada County to complete Broker Price Opinions or Market Values for you, I have over 25 years experience selling Idaho homes!  I have been doing BPO's for RRReview, Asset Valution, Mark to Market, Rels, and many more.  As the Short Sales balloon seems to be bursting, I am looking for REO business in Ada and Canyon Counties.  I service Nampa, Caldwell, Kuna, Middleton, Star, Eagle, Meridian and Boise. 01/27/2008

Wonderful spacious condo with 1386 sq. ft. living space. This beautiful second floor unit has 2 bedrooms and a large living/dining area with a balcony and spectacular view of the mountians and common area. This unit has lots and lots of storage, skylights, gas fireplace, gas bbq, carport with storage unit. All appliances are included. The community boasts beautiful grounds, walking paths and a community swimming pool. This is a must see condo! Buyer to verify all information. mls #98343005. Call Debbie from Gold Key Real Estate 208-761-2551 Check out my website at www.debbieholmes.net 01/26/2008

Someone should look at this townhouse in Boise. It is beautiful and inexpensive. It is even a good investment.  The owner says sell this or lease it with an option to buy!!!!!!!! 1859 Annett St. Boise Directions : From Vista E on Overland, S on Annett to address on right. This comfortable home is Georgeous!!! This home has 3 bedrooms, 2.5 bathrooms with 1546 sq ft with a master bath. The house is full of custom tile work which gives it a European flair. Their is stone tile in the living room and brand new laminate in the master bedroom. The kitchen is very modern and easy to work in with corian counters, breakfast bar, dishwasher, disposal. The dining room room area has an gas fireplace and an exit to your private patio. The house boasts a 1 car garage. There are built-in bookshelves up... 01/26/2008

The real estate market has slowed in the last few months in Boise Idaho. Selling your house is not an easy process. Boise is the capital of Idaho and is located in that same County as Eagle, Star, Meridian and Kuna. In November 2007 there were 5,253 houses for sale in Boise and the surrounding area and only 8.1%, 427 of them sold in November. That means the rest of the over 4,800 home sellers are still waiting for an offer on their home.  The best price rang to be selling a home right now is the lower price range. Homes with a sales price between $120,000 and $160,000 have the best chance of selling fast. There are only 313 homes for sale in this price range and they are selling at an average of 50 homes per month. That is still a 6.5 month supply of houses on the market for this price ... 01/22/2008

Lets face it, life is not always easy and is not always perfect. Many good people get into financial situations which cause them to get behind on their mortgage payments. One day things were going great so you purchased a new house. A few months later you lost your job and now you can not make your mortgage payments.Situations like this happen to many people each and every day. When a life changing event like loosing your job, or going through a divorce happen, usually your house becomes a large financial burden. In fact, with the real estate market slow and buyers having trouble getting financing your house can become a stressful, financial nightmare. In September 2007 there are approximately 5,000 homes for sale in Ada County. Ada County is made up of the larger populated cities like,... 01/22/2008

The best way to sell your house fast in Boise Idaho is to get a free confidential offer from ExpertHomeOffers.com. They will give you a free, confidential, no obligation offer for your house. You can accept or deny the offer you receive. ExpertHomeOffers.com connects you with a local real estate investor in Boise Idaho. They are familiar with the local Boise real estate market and can meet you in person at your house. It is easy to sell your house to ExpertHomeOffers.com. You simply complete our very short seller form, receive a call from your local home buying expert, discuss our selling solutions, accept a solution, and receive your home equity check. At ExpertHomeOffers.com we give you honest, free service and we include integrity with every offer. We want to help people in their rea... 01/13/2008