Explore Joliet, IL

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 14
  Establishing Legal Ownership: Condos, Dwelling Parcels, PUDs I've "been around" ...  Around the mortgage business, that is.  For over 40 years. And during those 40 years,  besides being a Mortgage Originator, I also held an IL Real Estate Appraiser license for around 2 decades.  Plus I was hono...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 20
  Reduced Costs Seen for Private Mortgage Insurance In a period of rising mortgage interest rates, some good news has recently arrived from the Private Mortgage Insurance (PMI) industry ... Most of the predominant PMI companies have reduced rates charged to borrowers that finance a home and have ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 11
  Do You Own Real Estate Property? Are You an IL Disabled Military Veteran? Last week, I had another opportunity to provide financing services for a home purchase made by one of America's most cherished assets ... a military veteran. It's always a huge honor and distinct pleasure to assist one of...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 27
  Myth-Busting Mortgage Credit Scoring Over the years, Mortgage Credit Scoring has evolved.  It continues to do so at a fairly constant and rapid rate ...   As a result, a large supply and wide variety of updated articles and reports regarding the topic of Credit Scores (Fair Isaac Corporation (F...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 10
  2018 Forest Preserve District of Will County "Food Truck Fridays" Visit the Forest Preserve District of Will County, either in person or online, and you'll quickly find out that the benefits and services offered by the Forest Preserve District go way beyond the trails, animals, preserves, and b...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 35
  Avoid "Mortgage Approval-Ivy". Don't Make These Mortgage Mistakes When our boys were little, we decided to construct a home in the Lincoln-Way Area of the Chicago Southland.  When choosing a lot to build on, we visited subdivision after subdivision in the area.   After deciding on the subdivisi...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 5
  No Need to Fear the Topic of Private Mortgage Insurance if you Know the Facts If you've done much research regarding mortgage financing, you've probably heard the term "Private Mortgage Insurance" ... You may have also heard that Private Mortgage Insurance is scary or should be avoided.  But in...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 6
 Home Buying & Financing: Taking the Steps to Reap BIG Change Have you set yourself a goal of buying a home in the Chicagoland area?  If serious about buying, I'm betting you've tried to grow your savings, improve your credit standing, and raise your credit scores ... and chosen to work with a Mo...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 9
 Is a New Chicagoland Home on Your Wish List? If I had one wish ... Remember as a kid how you made wishes all the time?   You made "wishes" over your birthday cake.  On coins you tossed in a fountain.  You "wishes" on the twinkling stars at night ... or the leftover turkey "wishbones" on Thanksgi...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 23
 Mortgage Transactions Need Game Plans & Options Too  If you watch sports much (and admittedly, I do.  Just ask my wife), you've probably seen clipboards and playbooks in the hands of coaches on the sidelines. Those clipboards and playbooks hold the "game plan" for their team and their path to (h...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 7
 EMBRACE and LOVE Mortgage and Home Buying Education During a recent face-to-face mortgage application with first-time home buyers, it soon became abundantly clear to me that ... The couple simply Had. No. Clue.  As we talked together further,this also became obvious ... Beyond the time we'd spen...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 30
 Thinking of "Flipping" a Chicagoland Home?   "Flipping" shows are increasingly popular on TV these days ..."Flip or Flop", "Masters of Flip", "Flip this House" represent just a small sampling of the shows currently on air featuring the buying, renovating and selling of homes within a short timef...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 38
 Applying for a Mortgage? When "Plan A" Doesn't Work ... One of the social media sites I find most helpful (and enjoyable) is Pinterest.  And I don't mean just business-wise either ...  Need ideas for your home?  Want to know how to repair something?  Ideas for your landscaping, gardening?  Love ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 11
 What's Your Motivation to Buy and Finance a Home?        During conversations with my new mortgage applicants, I try to discern what their "motivation" is for purchasing a home ...       Is the motivating factor ... the stimulus to buy and finance ... obvious or unclear?  Is the motivation based...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 3
 Mortgage Reviews Provide Real Opportunity       Reviews, sometimes referred to as "testimonials", deliver a unique opportunity ...        They provide you a chance to educate yourself regarding the services delivered by a service provider, company, or professional.  They also offer insight into ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 18
 Interest Rate "Indifference" ... it Can Cost You      Interest Rates are talked about endlessly ...     Will interest rates rise ... or won't they?   How big will the rate hike be? How soon will the Federal Reserve Board raise its benchmark interest rate? What indicators could influence a decisi...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 25
 Turning the IMpossible into the Possible via HomeReady Loans      Today's home financing is all about having options available to you as a Borrower.  The wider the selection of financing options you have at your disposal, the better ...      Fannie Mae's HomeReady Program is a recent addition to...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 13
 Knowing the ABC's of FHA Loans           Did you know that the FHA has been around since it was established as part of the National Housing Act of 1934?  Yet, there is a mystique that still surrounds the FHA (and FHA loans), even after its many decades of existence.            The letters FHA ar...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 28
How High Demand, Low Inventory, Multiple Offers Effect Chicagoland Appraisals           Media Reports regarding the somewhat limited inventory of homes currently for sale within Chicagoland housing markets are everywhere.  They certainly are supported by a large portion of my mortgage clients' pe...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 29
O Say Can You See ...   and Read Your House Numbers?          Over the last year, I've been lucky enough to work with some great clients.  And quite a few of them added to their family via the birth of a new baby ... or even two.  Yep .. twins!          For those with new babies, Mother's Day has...

Joliet, IL Real Estate Professionals