Less Debt + Low Interest Rates = More Buying Power: A Winning Equation
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
7
Less Debt + Low Interest Rates = More Buying Power: A Winning Equation In marketplaces where high demand for home buying is coupl...
Happy Thanksgiving to All!
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
15
The VA's IRRL Refinance Loan is Simple, Easy, & Beneficial for Veterans
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
3
The VA's IRRL Refinance Loan is Simple, Easy, & Beneficial for Veterans It sounds like an obvious. Elementary too ... A loan program's primary mission should be: Make life better and easier for the consumer(s) utilizing it. If that's the goal, then the VA (Veteran's Administration) has nai...
Don Quixote, Mortgages and Going With the Flow
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
14
Don Quixote, Mortgages and Going With the Flow Do you remember the story of Don Quixote? Or the Broadway play and musical, "Man of La Mancha"? If so, you probably remember it includes a windmill, a donkey, and some pretty great music. But a brief synopsis I found condenses this classic's st...
Borrower Expectations: Homeowners Insurance When Purchasing & Financing a Home
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
20
Borrower Expectations: Homeowners Insurance When Purchasing & Financing a Home There are a lot of moving parts to know about and consider when purchasing a home and applying for a mortgage. There's the mortgage application itself, the requests for information and documentation, the processing ...
Mortgage Rates are Currently "Prime Day", "Cyber Monday", and "Black Friday" Rolled Together
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
17
Mortgage Rates are Currently "Prime Day", "Cyber Monday", and "Black Friday" Rolled Together Serious shoppers make plans when looking for hot deals, especially around the holidays ... Consider all that is done in their pursuit of the perfect gift and monetary savings: Conduct and save searc...
Contract Provisions, Housing Supply, Mortgage Volume: Learning Juggling 101
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
14
Contract Provisions, Housing Supply, Mortgage Volume: Learning Juggling 101 Are you actively pursuing homeownership and out looking at homes with a realtor? If so, I'm sure your realtor has broached many topics with you already. There's a lot to know and stay informed of when buying and financi...
The Year 2020 - Changes Affect Mortgages
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
21
The Year 2020 - Changes Affect Mortgages The year 2020 has been like no other ... In many ways, because of all the challenges and upheaval, time has felt like it was moving at a snail-like pace. Frustratingly slow and perhaps at times, seemingly standing still. Yet, here we. It's September a...
I Need a Mortgage. What Interest Rate Can I Get?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
21
I Need a Mortgage. What Interest Rate Can I Get? Multiple times a day, I hear the question ... "What are the current interest rates" if I want to buy or refinance a home? Oh boy ... Sounds like an easy question to ask a lender, doesn't it? But in reality, it's not. And that's a good and bad...
Mortgage Application During COVID-19: The Need for Information and Documentation is Amplified
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
18
Mortgage Application During COVID-19:The Need for Information and Documentation is Amplified The weekend is often our family's opportunity to tackle errands. That was true again this weekend.My wife had to stop at a store to pick up just one item. The task was supposed to be a short one, so ...
My Partner Has Poor Credit ... Is It Still Possible to Get a Mortgage?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
5
My Partner Has Poor Credit ... Is It Still Possible to Get a Mortgage? The topic of credit is an important one when it comes time to prepare and apply for a mortgage. Questions surrounding every facet of credit arise during my initial conversations with prospective borrowers. The following is j...
Self-Employed? What You Need to Know if Financing a Home
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
23
Self-Employed? What You Need to Know if Financing a Home As of June 11, 2020, changes in the processing of SELF-EMPLOYED borrowers have been implemented by Fannie Mae and Freddie Mac ...Why?The financial impact meted out by the COVID-19 pandemic. Uncertainty has befallen many businesses and re...
Navigating a COVID-19-Era Mortgage Transaction Successfully
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
17
Navigating a COVID-19-Era Mortgage Transaction Successfully A few weeks back, I wrote an article regarding the need for homebuyers to adopt the right mindset and being ready to "go to work" when approaching, preparing, and entering the home buying process ... Over the last few weeks that advic...
Summertime is Finally Here! Do You Have an Emergency Disaster Kit for Your Pet?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
8
Summertime is Finally Here! Do You Have an Emergency Disaster Kit for Your Pet? Summertime ... It elicits memories and thoughts of great backyard barbeques and family and friends enjoying warm nights on decks and patios. You can almost feel the mist and cool water of lawn sprinklers and swimmi...
Protect Your Financial Health & Credit During COVID-19 ... Take These Steps Now
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
6
Protect Your Financial Health & Credit During COVID-19 ... Take These Steps Now Your physical health and mental well-being must always be an important focus. The grave challenges posed by the current COVID-19 crisis, make that even more true ...But it's not only your physical and mental healt...
Appraisal Waivers: What are They? Who's Eligible?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
24
Appraisal Waivers: What are They? Who's Eligible? Many changes surrounding residential appraisals have occurred recently. Some have come as a response to the challenges presented by Covid-19. Others were put into place prior to our facing current viral challenges. In this article, I address o...
Mortgage Forbearance: The Who, What, When, Where & How
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
33
Mortgage Forbearance: The Who, What, When, Where & How No one knowingly buys a home envisioning that financial hardships lie ahead ... Yet hardships and challenges come even when planning and preparations have been made. Those are the circumstances that many American homeowners now find thems...
This is the Perfect Year to Start Your Container Vegetable & Fruit Garden
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
12
This is the Perfect Year to Start YourContainer Vegetable & Fruit Garden This Spring of 2020 seems like the perfect time to plan and start a vegetable or fruit garden ... Providing yourself a ready-source of fresh vegetables and fruits meets the challenges currently found upon entering grocery s...
Adopt a Winning Mindset If Preparing for Mortgage Financing
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
12
Adopt a Winning Mindset If Preparing for Mortgage Financing Springtime means just one thing to countless millions of people like myself ... The Masters Golf Tournament ... The delay of this year's 2020 tournament left golf fans with a void to fill until fall. But thankfully, last year's Mast...
How to Declutter & Donate in the Age of COVID-19
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments
7
How to Declutter & Donate in the Age of COVID-19 Millions of Americans have been ordered to stay at home during the COVID-19 crisis. Many have taken advantage of some of their time while at home to clean, declutter, and organize their homes. The process of doing so obviously minimizes the ...