Are You Ready for Fall?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Newsletter: September 9, 2015 Friends ...The Fall season offers us cooler days and nights to enjoy our homes. Golden hues of sunlight and colorful falling leaves. The celebration of friendship around warm outdoor fires. Fall also provides us time to prepare our homes for the colder winter mont...
Lincoln-Way Community HS, Dist #210 2015 Varsity Football Schedules
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Let's Play Some Football! Lincoln-Way Community High School, District #2102015 Varsity Football Schedules Nothing says Fall like football ... And the Lincoln-Way Community High School, District #210, serving the New Lenox,Frankfort, Mokena, and Manhattan communities, provid...
2 Successful Home Buying and Mortgage Transactions NEEDS
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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2 Successful Home Buying and Mortgage Transactions NEEDS Two themes I pound away on in my mortgage posts concern: The need for good communication skills That clients conduct homework prior to choosing their real estate and lending professionals Both were certainly front-and-center ...
Homebuying & Mortgages: What Should be Learned
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Homebuying & Mortgages:What Should be Learned The summer has slipped away quickly. And schools are already back in session or will be soon ... It makes it the perfect time to talk about the value of "learning", specifically within the financing process. Both from the homebuyer's perspecti...
How to ROCK the Rest of your August - Gene Mundt, Chicagoland Mortgage Lender Newsletter
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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How to ROCK the Rest of your AugustGene Mundt, Chicagoland Mortgage Lender Newsletter Friends! Hard to believe! We're already in the middle of August and School and Fall are just around the corner again. That means time is of the essence if you hope to tackle and complete some "end of Summer" t...
Disputing Disputed Accounts
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Disputing Disputed Accounts Have you reviewed your Credit Report and Credit Scores recently? If not, I urge you to do so. For a number of reasons. But if you have: I applaud you. Did you find a debt, account, or error there though? After finding it, did you contact a Creditor, ...
Why It's Smart to View a Home During the Rain
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Why It's Smart to View a Home During the Rain Some people walk in the rain, others just get wet.Roger Miller Today's weather has been a good representation of our weather over the last week ... Today's weather has been: Cloudy. It's included a storm watch and a floo...
Choose the Wording For Contracts Carefully
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Choose the Wording For Contracts Carefully Today I'm working on a rather challenging mortgage scenario for new and hopeful applicants ... There are many elements to this transaction that serve to make it somewhat extraordinary. But the one thing that's proving the mo...
Important Reasons to Pay Attention to Credit and Credit Management
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Important Reasons to Pay Attention to Credit and Credit Management My experience has taught me: Way too many people don't spend enough time ... or pay proper attention to ... their finances. That simple tasks regarding credit maintenance are often overlooked, forgotten, or dismis...
Mortgages: The Importance of Response Time
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Mortgages: The Importance of Response Time I have clients that are in the midst of their mortgage process. I've been trying to get ahold of them for days, but haven't had much luck. Early yesterday, I'd contacted them yet again, this time letting them know that the interest rate th...
Help a New Home Owner Celebrate Valentine's Day, Saturday, 2-14-2015
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Help a New Home Owner Celebrate Valentine's Day this Saturday, 2-14-2015 Valentine's Day is this Saturday, February 14, 2015 ... Do you know a new home owner or have a new home owner in your neighborhood? Valentine's Day would be the perfect time to stop by and help them celebrate t...
Mortgage, Real Estate, & Credit News, February 7, 2015 - Gene Mundt, Mortgage Lender
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Friend: Hope this finds you surviving all the snowfall we had this last week ... and you're healthy, safe, and warm ... I've included a variety of topics within the articles for this week's blast. Finances to gardening and more. All included to educate, entertain, and be helpful as we mo...
Spring 2015: Are You Hoping to Become a Successful Home Buyer or Seller?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Spring 2015: Are You Hoping to Become a Successful Home Buyer or Seller? In the Chicago-area, February typically means Spring ... and warmer weather ... is still a couple months away ... Brrrrr ... But that doesn't mean that you can't dream and plan for Spring or warm w...
Info Requirements for Mortgages Fall Into 4 Categories
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Info Requirements for Mortgages Fall Into 4 Categories I often hear the comment about "how hard" it is to get a mortgage today ... I hear about the challenges faced within the current mortgage process VS those when anyone breathing could get a Mortgage. At those times, I s...
Mark Your Calendars: Changes Ahead for Mortgage Financing, 1/26
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Mark Your Calendars: Changes Ahead for Mortgage Financing, 1/26 Both FHA and Fannie Mae (Conventional Loans) have recently announced upcoming changes that will kick-in on January 26, 2015 ... FHA has announced a 50 Basis Point reduction in Monthly Mortgage Insurance costs to Borrow...
It's a MYTH: You Don't Need 20% Down to Buy!
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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It's a MYTH: You Don't Need 20% Down to Buy! It's a MYTH: You Don't Need a 20% Down Payment to buy a home! Let me repeat that ... I said, You Don't Need a 20% Down Payment to buy a home! I'm not sure how I can say that more clearly, more often, more concis...
Gene Mundt's Holiday News and Cheer - December 22, 2014
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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First, I want to thank you again for your business and support offered during this past year and beyond. I, my team, and my family all appreciate it greatly. I hope this message finds you and yours enjoying all the fun and joy the Holiday Season brings. Below, you'll find some timely tips,...
Rent or Buy in Chicago or Chicagoland? Discover Your Options
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Rent or Buy in Chicago or Chicagoland? Discover Your Options It's no secret. The cost of renting has been rising all across the U.S. ... A recent article in the New York Times, reported the following regarding the cost of renting nationwide ... and in Chicago/the Chicagoland a...
Santa's Elves Babysitting December 19th, 2014, at the New Lenox Park District
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Santa's Elves Babysitting December 19th, 2014, at the New Lenox Park District Are you a busy parent with lots to accomplish this Holiday Season? Holiday parties to attend? Shopping to complete? Do you live in or near New Lenox, IL? Then I have some great news and information f...
Why Are the Most Recent 2 Years of Your Life Important in Financing?
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
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Why Are the Most Recent 2 Years of Your Life Important in Financing? It's definitely true. Much has changed in the Mortgage Industry and the financing of homes in a very short time. But one thing has not changed. That is the importance placed by Mortgage Lenders and their Underwri...