Explore Oswego, IL

By John Hruska
(Homes Charlotte, LLC)
Comments 2
Does anyone know if the laws regarding what a buyer could pay to a seller that is in pre-forclosure have changed in Illinois?I spoke to an agent friend of mine over the weekend who stated that things have changed here in Illinois regarding this topic.I tried to do a google on the matter and came ...

By John Hruska
(Homes Charlotte, LLC)
Comments 1
The last few days I have been posting about the Australian Open Tennis matches.  For those who follow you may already know that the unstoppable Roger Federer has won again.  It's something like 167 straight weeks he has been at #1.Well today while I was at the gym working out, they did a comparis...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
One of my hobbies is working out at the gym.  I've been commited to this pass time on and off for over 20 years.  When I was younger, I found myself reading alot about different exercise programs, nutrition, etc.  As time passed, I figured I knew enough and gave up the reading.I still work out no...

By John Hruska
(Homes Charlotte, LLC)
Comments 4
You can turn it off whenever you want, right? Or can you? Find out what TV is really doing to you and how altering your habits can change your lifeThe average American adult watches a shocking amount of television: 26 to 30 hours a week, or roughly four hours a day. Cheap, easy, and always availa...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
Guidelines For Improved Spending Don't buy on impulse. Put items on an impulse list and wait 30 days to purchase. Obtain a minimum of three alternatives and comparison prices before purchase. Never have more than one item on the impulse list. Become a comparison shopper on all items you plan to p...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
A few days ago, I posted a blog about tennis.  I mentioned Roger Federer and the kind of year he is having.  Especially with the Australian Open.  He beat Andy Roddick , whom I am a BIG fan.Andy didn't even seem to phase Roger with his strongest attribute, his serve.  Sometimes closked at 140 m.p...

By John Hruska
(Homes Charlotte, LLC)
Comments 2
I will try to figure out why I *really* need 9 e-mail addresses.I will stop sending e-mail to my wife (husband).I resolve to work with neglected children -- my own.I will answer my snail mail with the same enthusiasm with which I answer my e-mail.I will stop sending e-mail, ICQ, Instant Messages ...

By John Hruska
(Homes Charlotte, LLC)
Comments 2
Happy Wednesday Morning to all !How many AR users watch the Apprentice?In it's 1st season when Bill Rancic won, I was a huge fan and addicted to the show.I went away for awhile as a viewer and thought I would give it a try this season again.It appears I am hooked all over.Did anyone see this past...

By John Hruska
(Homes Charlotte, LLC)
Comments 1
A pilot, Michael Jordon, Bill Gates, the Pope, and a pizza delivery man were all in a plane together traveling through stormy conditions.Suddenly, the pilot came running back to the passengers and announced that lightning had hit the plane, and they were going to crash in a matter of minutes. "Th...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
Annual income aside, there's not a person among us who wouldn't welcome the idea of having more money in their savings account. This is the money we use on everything from yearly vacations to family presents. Come holiday time, wouldn't it be nice to have an extra thousand or so dollars at your d...

By John Hruska
(Homes Charlotte, LLC)
Comments 2
A guy runs into a bar and says, "Bartender, quick! Give me 20 shots of the best Scotch!"So the bartender lines up 20 shots of his best Scotch and watches this guy down one after the other. "Man," the bartender says, "I've never seen anyone drink shots that fast!" "You'd drink them that fast too i...

By John Hruska
(Homes Charlotte, LLC)
Comments 7
I don't know how many of you watched the game on Sunday afternoon, but it brought back some good memories of the 1985 Bears.  I'm not a BIG football game watcher myself, but you can't helped but getting dragged into the excitement when a local TEAM is doing well.At the health club this morning th...

By John Hruska
(Homes Charlotte, LLC)
Comments 3
Here's an interesting website that others may have already been aware of that tracks gas prices in your area. Gas BuddyIt appears to be pretty accurate with what prices are currently.That is one commodity we could not avoid using in the real estate industry.When prices were over $3/gallon, it rea...

By John Hruska
(Homes Charlotte, LLC)
Comments 2
I don't know how many people there are that enjoy watching tennis, but the Australian Open is currently going on.  I myself, cannot play the sport well, but enjoy viewing a good match.  My favorite player at the moment is Andy Roddick.  The question I have for those willing to respond is could an...

By John Hruska
(Homes Charlotte, LLC)
Comments 3
Two old guys, Abe and Sol, are sitting on a park bench feeding pigeons and talking about baseball, like they do every day. Abe turns to Sol and says, "Do you think there's baseball in heaven?" Sol thinks about it for a minute and replies, "I dunno. But let's make a deal: if I die first, I'll come...

By John Hruska
(Homes Charlotte, LLC)
Comments 1
On January 1st, 2007, a new law went into effect making Private Mortgage Insurance (PMI) tax-deductible for new borrowers whose personal adjusted gross income is $100,000 or less. Designed to protect the lender from default and foreclosure, PMI was viewed as a double-edged sword by consumers for ...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
1. Hold It SteadyA problem with many photographs is that they're blurry. Avoid 'camera shake' by holding the camera steady. Use both hands, resting your elbows on your chest, or use a wall for support. Relax: don't tense up. You're a marksman/woman holding a gun and it must be steady to shoot. 2....

By John Hruska
(Homes Charlotte, LLC)
Comments 2
A President of a democracy is a man who is always ready, willing, and able to lay down your life for his country.A backscratcher will always find new itches; a brown-noser will always find new sense.A bad day fishing is better than a good day at work.A bird in the bush usually has a friend in the...

By John Hruska
(Homes Charlotte, LLC)
Comments 1
A little girl and her dog are walking through the forest when they suddenly fall into a pit. They scramble and scramble but can''t make their way out. The little girl yells, the dog barks, but no one is around to hear their calls for help. Slowly, the night sky turns black and they find themselve...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
Pretty grim, but we mustn't forget the trends which, the forecast said, come and go; however, in the last five years there have been three trends that have "remodeled housing finance and become fixtures of the housing market." The first trend is a higher level of refinance activity. The housing b...

Oswego, IL Real Estate Professionals