Explore Oswego, IL

By John Hruska
(Homes Charlotte, LLC)
Comments 0
The shopping season is now in full swing. And whether you bought electronics or clothes or toys this weekend...or just stayed home and enjoyed football and leftovers...retailers everywhere enjoyed a long day of consumer spending on Black Friday, the busiest shopping day of the year. And did you k...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
It appears the only ones who love the holiday season more than children are criminals.You may be familiar with the term Phishing - where scammers send you emails in an attempt to acquire sensitive information like credit card details and passwords by masquerading as a trustworthy person or busine...

By John Hruska
(Homes Charlotte, LLC)
Comments 6
The other night I was invited out for a night with "the boys". I told my wife that I would be home by midnight ..promise!Well, the hours passed and the beer was going down way too easy. At around 2:30 a.m., drunk as a skunk, I headed for home. Just as I got in the door, the cuckoo clock in the ha...

By John Hruska
(Homes Charlotte, LLC)
Comments 1
The following short quiz consists of 4 questions and will tell you whether you are qualified to be a professional.Scroll down for each answer. The questions are NOT that difficult.But don't scroll down UNTIL you have answered the question!# 1. How do you put a giraffe into a refrigerator?>> > > >...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
Location - Local Community, Town or CityBefore you can actually pick out a house, you need to choose what cities or communities you would like to live in. There are many factors you should pay attention to, not only for yourself, but because you intend to eventually sell the home to someone else....

By John Hruska
(Homes Charlotte, LLC)
Comments 2
 VIDEO CONSOLESNintendo WIIMicroseft X Box 360 HDSony Playstation 3TOYSElmo TMXLego Mindstorms NXTV tech V. Smile Learning CenterElectronicsPortable GPSDigital CamerasPlasma/BIG Screen TVsIPOD Video/Shuffle/NanoNew Music Phones/Devices

By John Hruska
(Homes Charlotte, LLC)
Comments 0
In December 2005, the village of Oswego commissioned BCA to provide architectural design services to a new village hall in Oswego, Illinois. The building program includes the following departments: administration, finance, community development, building and zoning, village clerk and public works...

By John Hruska
(Homes Charlotte, LLC)
Comments 4
How Many Homes Will You See?Studies show that the your memory dramatically improves after consumption of carbs and slows upon consuming sugar. So, layoff the soft drinks and have a hearty meal of carbs before venturing out to tour homes. The average number of homes that I show to a buyer in one d...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
1. Move MoreMake it a daily challenge to find ways to move your body. Climb stairs if given a choice between that and escalators or elevators. Walk your dog; chase your kids; toss balls with friends, mow the lawn. Anything that moves your limbs is not only a fitness tool, it's a stress buster. Th...
APRILSUNMONTUEWEDTHUFRISAT    MAYSUNMONTUEWEDTHUFRISAT   JUNESUNMONTUEWEDTHUFRISAT    JULYSUNMONTUEWEDTHUFRISAT     AUGUSTSUNMONTUEWEDTHUFRISAT  SEPTEMBERSUNMONTUEWEDTHUFRISAT MWL PLAYOFFSSEPTEMBER 4 - 15

By John Hruska
(Homes Charlotte, LLC)
Comments 1
"Your attitude, almost always determines your altitude in life."

By John Hruska
(Homes Charlotte, LLC)
Comments 4
1. Don't buy if you can't stay put. If you can't commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner. 2. Start by shoring up yo...

By John Hruska
(Homes Charlotte, LLC)
Comments 3
By Matthew Heimer From The Wall Street Journal Online After hurtling along for years, the nationwide real-estate boom has come to a screeching halt. In 2005, home prices in the U.S. rose more than 12%; this year, the National Association of Realtors expects appreciation to reach just 1.9% -- the ...

By John Hruska
(Homes Charlotte, LLC)
Comments 3
PCs are an integral part of our lives. We use them extensively at work and usually end up logging on in the evening as well, to read email and catch up on the day's events.Since we spend so much of our time in front of the computer, it makes sense to find ways to improve our efficiency. This is w...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
Over the past 17 years, the record rates on the average 30-year fixed mortgage are:High 10.37% (1990)Low 5.1% (2003)Source : mbaa.org

By John Hruska
(Homes Charlotte, LLC)
Comments 0
WASHINGTON - Rates on 30-year mortgages fell sharply last week to the lowest level in eight months, reflecting easing inflation concerns.Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages dipped to 6.24 percent, down from 6.33 percent the previous week. The decline pu...

By Scott Gerami, Helping people find their place in the world!
(Compass Real Estate)
Comments 0
  Summary  2006 Closed Volume is 27.05% less then 2005  Closed Listings average days on market increased 77 days in 2005 to 101 days in 2006  Average Sales price to list price ratio 100% in 2006 vs.  104.35% in 2005  Average Sales Price increased in 2006 by 7.47%  2006 SOLD LISTINGSCLSD Price Ran...

By John Hruska
(Homes Charlotte, LLC)
Comments 0
Summary  2006 Closed Volume is 27.05% less then 2005  Closed Listings average days on market increased 77 days in 2005 to 101 days in 2006  Average Sales price to list price ratio 100% in 2006 vs.  104.35% in 2005  Average Sales Price increased in 2006 by 7.47%  2006 SOLD LISTINGSCLSD Price Range...

By John Hruska
(Homes Charlotte, LLC)
Comments 4
One of the country's top housing economists has come out with a new forecast and timeline for the market over the coming months - and it's got some great insights for anybody interested in real estate.Dr. David Seiders, chief economist for the National Association of Home Builders, says that hous...

Oswego, IL Real Estate Professionals