Erika Fultz | Keller Williams Realty | erikafultz@yahoo.com | 765-404-5855 5004 Saddle Dr., Lafayette, IN Sprawling Ranh on East Side of Lafayette...Close to New Hospitals.McCutcheon Schools! 3 Bdrm Single Family House offered at $130,000   Year Built 1996 Sq Footage 1,602   Bedrooms 3 Bathrooms 2 full, 0 partial   Floors 1 Parking 2 Car garage   Lot Size .30 acres   HOA/Maint $0 per month     DESCRIPTION Wonderful Brick Faced Ranch Home with Extra Large Lot. Fenced Yard, All Appliances Included. Great East Lafayette Location, Close to 2 New Hospitals, Dining, and Shopping. Easy Access to I65.Call Erika for Your Personal Tour: (765)404-5855Web: http://www.yourvirtualshowing.com   see additional photos below      PROPERTY FEATURES Central A/CCentral heatHigh/Vaulted ceilingWalk-in close... 03/08/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 2350 N. 20th, Lafayette, IN Spacious and updated 2-story home with a basement! 3 Bdrm Single Family House offered at $97,500 Year Built 1920 Sq Footage 1,576 Bedrooms 3 Bathrooms 1 full, 1 partial Floors 2 Parking 1 Car garage Lot Size .12 acres HOA/Maint $0 per month DESCRIPTION This spacious home has been updated throughout and is ready to move into! This 2-story home offers three bedrooms, one and a half bathrooms with nearly 1600 square feet plus a basement. Features include a charming covered front porch, foyer entry with ceramic tile, large living room with pocket doors, a formal dining room and a den. Enjoy the remodeled oak kitchen with all the appliances and a breakfast nook. Addtional features includ... 03/02/2008

Keller Williams Realty is not just listing homes, but getting them SOLD!  Check out our average statistics taken from the Lafayette MLS for February 2008!  Keller Williams Realty and MLS StatisticsKeller Williams Average Sales Price:  $157,410MLS Average Sales Price:     $129,026Keller Williams Average Residential Days on the Market: 87MLS Average Days on the Market: 152(WOW - our listings are averaging nearly 1/2 the number of days as the average in the MLS!!!)Keller Williams Average List Price: $141,914MLS Average List Price: $131,465Keller Williams % of List Price to Sales Price Ratio: 96.63%MLS Average % of List Price to Sales Price Ratio: 94.81%(WOW - we average nearly 2% more in sales prices compared to the average MLS!!!)Call Keller Williams Realty today at (765) 807-7177 or visi... 03/02/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 3020 Ferry Street, Lafayette, IN Full basement w/ rec room and bathroom. Great location convenient to Home Hospital and Columbian Park. 3 Bdrm Single Family House offered at $105,000 Year Built 1948 Sq Footage 1,536 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 2 Parking 1 Car garage Lot Size .15 acres HOA/Maint $0 per month DESCRIPTION Adorable and charming home in a convenient Lafayette location near Columbian Park and Home Hospital. This recently updated home offers three bedrooms and two full bathrooms with over 1500 square feet plus a finished basement. Features include a hardwood floors, natural woodwork, a 1-car attached garage and a large fenced backyard with nice deck. Updates include a remodeled kitc... 03/02/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 3982 Ensley, Lafayette, IN MOVE RIGHT INTO THIS NEW HOME W/ 3 GENEROUS BEDROOMS PLUS A LARGE GAME ROOM ON THE 2ND FLOOR. 3 Bdrm Single Family House offered at $169,900 Year Built 2006 Sq Footage 2,613 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking Unspecified Lot Size .19 acres HOA/Maint $0 per month DESCRIPTION This beautiful newly constructed home is situated on a nice lot in Stones Crossing! This home offers three generous bedrooms, two and a half bathrooms with over 2600 square feet of living space. Features include a formal living room, family room with a gas log fireplace, oak kitchen with a breakfast nook and a 2nd floor game room. Additional features include patio, neutral decor, 2-car attache... 03/02/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 4729 Saintsbury Court, Lafayette, IN Stunning new ranch w/ over 2000 sq. ft. 3 bedrooms plus a den! 3 Bdrm Single Family House offered at $199,900 Year Built 2006 Sq Footage 2,037 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .25 acres HOA/Maint $0 per month DESCRIPTION Located in Hickory Ridge, this spacious ranch by Gunstra Builders, offers three generous bedrooms plus a den, two full bathrooms with over 2000 square feet. Features include a split floor plan, beautiful kitchen with a breakfast nook, great room with a gas log fireplace, ceramic tile flooring, large backyard with a patio and a 3-car attached garage. Contact The Romanski Group today at (765) 807-7121 for a private... 03/02/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 530 Graham Court, Lafayette, IN Fantastic home situated on a cul-de-sac lot in Ashton Woods - south Lafayette! 3 Bdrm Single Family House offered at $112,500 Year Built 1995 Sq Footage 1,538 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size .33 acres HOA/Maint $0 per month DESCRIPTION This great home offers three spacious bedrooms, two and a half bathrooms with nearly 1600 square feet of living space. Features include a formal living room, family room and an oak kitchen wiht a breakfast nook, cathedral ceilings and a plant ledge. The backyard is open wiht a patio and some trees with no neighbors behind. Additional features include a huge storage shed wih a loft, 2-car attached garag... 03/02/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 748 Meadow Lane, Dayton, IN Quality built one story home on a crawl space near SIA, I-65 and new hospitals! 3 Bdrm Single Family House offered at $115,000 Year Built 1960 Sq Footage 1,248 Bedrooms 3 Bathrooms 1 full, 1 partial Floors 1 Parking 2 Car garage Lot Size .25 acres HOA/Maint $0 per month DESCRIPTION This quality ranch offers three bedrooms, one and a half bathrooms with 1,248 square feet of living space. Features include a welcoming covered front porch, foyer entry with hardwood floors, large living room and an eat-in kitchen. Additional features include some new carpet and paint, a 22x22 2-car attached garage, large deck with built-in benches, storage shed and a nice back yard with mature shade tree... 03/02/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 4301 Zanik Lane, Lafayette, IN Beautiful wooded lot in south Lafayette on nearly 3 acres! 2.74 acres Vacant Land offered at $65,000 Lot Size 2.74 acres DESCRIPTION BREATHTAKING FULLY WOODED LOT OVERLOOKING A RAVINE IN A SMALL NEIGHBORHOOD. NEARLY 3 FULLY WOODED ACRES. BEAUTIFUL VIEWS OF THE SUN RISING AND SETTING! GREAT LOCATION IN WEA RIDGE AND MCCUTCHEON SCHOOLS! COVENANTS & RESTRICTIONS AND SOIL TESTS AVAILABLE. SELLER IS A LICENSED REALTOR. Square Feet Requirements: 2100 SQ FT RANCH; 2350 SQ FT FOR 2 STORY; MINIMUM OF 3 BR/2 BATH. see additional photos below LOCATION FEATURES Wooded Level ADDITIONAL PHOTOS Seller contact info: Erin Romanski and The Romanski Group Keller Williams Realty 765-807-7121 For sal... 03/02/2008

Are you looking to build a new home?  There are some exciting new developments getting underway here in the near future.  We're proud to announce the development of the Villas at Cascada, the newest neighborhood on the East side of Lafayette.  This community will appeal to the medical industry with the close location to our 2 new hospitals.  This is also a great opportunity for 1st time home buyers to build their new home.  The pricing will start in the $130,000's.  Prices include the lot, ceramic tile flooring, new appliances, frieze carpeting, brushed nickel fixtures, and a gas fireplace.Contact me today to discuss your options & look over floorplans.  I would love to help you build your new home!Visit http://www.yourrealestatespecialists.com/ for community information & property sear... 02/25/2008

Sage Interiors of Lafayette recognizes the need for sustainable GREEN products. Our SageGREEN Design Program gives you the opportunity to make a change in your home that will contribute a positive effect on our planet and it's environment. Choose from fabrics, accessories, furniture, paint, flooring, and building materials designed for GREEN inspired homeowners. James Jewell, C.I.D. Sage Interiors of Lafayette 765-404-5964 www.sageinteriorslafayette.com 02/24/2008

SageMix: READY, SET, CHANGE! For one hour you will receive design advice on colors, furniture arrangement, window treatments and solutions for troubled spaces. We will remix items you already have (giving them a fresh look and new life) and suggest new pieces based on desire and budget. Call for your SageMix consultation today! James Jewell, C.I.D. Sage Interiors of Lafayette 765-404-5964 www.sageinteriorslafayette.com 02/23/2008

Sage Interiors of Lafayette is dedicated to helping you create the style, serenity, and atmosphere you desire in your home. We have the ability to introduce you to the right color palette that will turn your home into a restful haven and retreat. Our goal is to incorporate the existing items in your home with new and exciting accents. We specialize in Eclectic, Whimsical, Contemporary, and Lodge/Cabin decorating styles. Those who prefer Traditional, Early American, Oriental, Victorian, Contemporary, Country and Classical tastes are welcomed as well. Antiques and Heirlooms hold a special place in our decorating style. We find it exciting and a joy to incorporate precious heirlooms from yesteryear with pieces that will surely become treasured. Sage Interiors of Lafayette is able to design... 02/23/2008

What is title insurance?Title insurance protects the named insured against loss because of defects, liens, encumbrances, adverse claims or other matters not shown or disclosed to the new owner that attach before date of policy. What is a wood-destroying organism inspection report?A wood-destroying organism inspection report is a written opinion by a qualified state licensed structural pest control inspector based upon what was visible and evident at the time of inspection. The inspection report does not in any way represent or guarantee the structure to be free from wood-destroying organisms or their damage, nor does it represent or guarantee that the total damage or infestation is limited to that disclosed in the report. Wood-destroying organisms include subterranean termites, dampwoo... 02/20/2008

  Just when home prices and interest rates are really starting to look attractive, Fannie Mae and Freddie Mac announced increased delivery fees and new Loan-Level Price Adjustments, making credit much more expensive for potential homebuyers and homeowners looking to refinance. These increased fees are mandatory and have nothing to do with your mortgage professional. They are simply Fannie and Freddie's way of recouping losses associated with the recent rise in delinquencies and foreclosures. Under Loan-Level Price Adjustments, additional costs are assessed to mortgages based solely on FICO credit score ranges that fall below 680. In the mortgage industry, this is called risk-based pricing, and it can really add substantial costs to a mortgage if borrowers aren't credit ready.   If you ... 02/20/2008

 Cars these days have a dazzling array of extra bells and whistles that really add nothing but zeros to the car's price tag. Following are a few expensive extras that most drivers could probably do without.  Automatic Stick Shift: Beyond adding $1,000 or more to the price, this useless feature allows the driver to "shift" gears without a clutch. The car, however, has an automatic engine and will shift on its own either way. Purely for show, this feature quickly loses its appeal.  Individual Climate Control: This expensive feature claims to allow the driver and passenger to control the temperature of his or her own "zone". But how much more effective is this feature than individually controlling the vents and windows?  Keyless Ignition: With this $300 to $500 feature, a driver can start ... 02/20/2008

Buyer1Considers purchasing a home2Selects a real estate agent3Determines needs and wants4Discusses financial issues5Views & researches target homes6Makes an offer to buySeller1Decides to sell property2Selects a real estate agent3Determines needs4Prepares home for marketing5Agent markets the home6Accepts, rejects or counters offer7Offer Accepted8Loan Application9Inspections10Title Search11Appraisal12Loan Approval13Closing Papers Signed14Documents Recorded15Funds Available To Seller16Seller Moves Out17Buyer Moves InYour Local Mortgage Services:David MennenMortgage Loan Consultant,OwnerTippecanoe Mortgage, Inc.1221 S. Creasy Lane, Suite JLafayette, IN 47905Direct: 765-448-3200Fax: 765-448-6398Email: dmennen@tippecanoemortgage.comWebsite: http://www.davidmennen.com/  Local Mortgage services... 02/20/2008

  Thanks to the Federal Trade Commission's Do Not Call Registry, 150 million Americans have enjoyed far fewer unwanted sales calls over the last few years. It hasn't been perfect, but progress has clearly been made due to this important program.    But, just when you thought it was safe to eat dinner with your family, the telemarketers may be back in your life for good when your 5-year Do Not Call Registration expires in June 2008.   The good news is, you can always re-register for another five years, and continue to enjoy the peace and quiet. Simply call 1-888-382-1222 or visit http://www.donotcall.gov/ to register any or all of your home and cell phone numbers. Don't forget. Telemarketing companies are counting on millions of Americans to drop the ball. Don't be one of them.Your Loca... 02/19/2008

When it comes to real estate, foreclosures aren't the only big story in the news. Builders and sellers are reportedly offering huge savings and massive incentives in order to pull in buyers and compete in today's marketplace.  Business Week recently revealed that some big builders have been auctioning homes discounted by as much as 50% in selected markets, while other large builders have been providing up to $100,000 in savings and incentives. Many individual sellers are getting in on it, too, by offering incentives like special financing, plasma TVs, vacations, and even motorcycles, cars, and boats. But, be wary. While there are many sweet deals to be found in today's market, there are also scams, lemons, and unreliable builders, sellers, and industry professionals. Make sure that any ... 02/19/2008

  If you have followed the financial or political news at all this year you are aware that the housing market has been thrown into turmoil.  Lenders are going out of business right and left as well as credit is getting very tight and more difficult to obtain.  The good news is that the FHA fixed rate mortgage remains as the best loan product in the United States today.  Many of you may be familiar with FHA as you currently have an FHA mortgage.  For those of you who don't who may wish to refinance for any number of reasons such as shortening your term, reducing your interest rate or taking cash out of your home to pay for college, pay off debt or make home improvements - FHA is available to you too.The advantages of the FHA mortgage are great!The first feature that many of our clients h... 02/19/2008