The effort put into repairing and cleaning your property is likely to be returned in a fast sale at an attractive price. As buyers approach your property the first time, impressions are formed quickly. Paint house - this can do more for sales appeal than any other factor. Yard - Remove all toys, garbage, garden tools and other items from view. Mow lawn and keep edged. Close garage doors. Put colorful flowers in front of house.  Often, while waiting to be let in, the first thing a buyer looks at closely is the front door. Put new paint on the front door. Buy a new door mat. Buyers take a close look at the basement of a home. They will look for bad wiring, leaky pipes and signs of decay. Clean out basement and dispose of everything you are not going to move. Ensure that there is plenty o... 02/20/2008

Each year, more and more people turn to the Internet to do their holiday shopping, and last year was no different. According to Forrester Research, US online retail sales over the holiday season alone grew 11% over the previous year, for a total of $33 billion. This year, if you're planning to shop online and add to these incredible figures, do not buy anything without first checking out www.RetailMeNot.com, a great website that offers coupons and promotional codes that could save you big on the things you were already going to buy. The site offers more than 50,000 codes and coupons at any one time, so there's a good chance they can save you money on whatever you need. Also, be sure to check out www.Current-Codes.com and www.CouponMountain.com, similar sites also recommended by Kiplinge... 02/20/2008

  In late 2006, The Pension Protection Act was signed into law, making saving money a whole lot easier for many Americans. Well over 900 pages in length, the law not only protects pensions, it makes permanent many features introduced in the Economic Growth and Tax Relief Act of 2001 (EGTRRA), which were set to expire in January, 2011. This includes enhancements to 403(b), 457(b), and 401(k) plans, IRAs, and 529 college savings plans. With pension plans becoming more and more rare, and the uncertainty surrounding the viability of Social Security, consumers need to take advantage of what many financial experts call "generous" benefits designed to hold Americans accountable for their own retirement planning.   For instance, maximum 2007 contributions to 401(k) plans and IRAs not only incre... 02/19/2008

  If you have followed the financial or political news at all this year you are aware that the housing market has been thrown into turmoil.  Lenders are going out of business right and left as well as credit is getting very tight and more difficult to obtain.   The good news is that the FHA fixed rate mortgage remains as the best loan product in the United States today.  Many of you may be familiar with FHA as you currently have an FHA mortgage.  For those of you who don't who may wish to refinance for any number of reasons such as shortening your term, reducing your interest rate or taking cash out of your home to pay for college, pay off debt or make home improvements - FHA is available to you too.The advantages of the FHA mortgage are great!The first feature that many of our clients ... 02/19/2008

02/17/2008

 Junk mail is not only annoying, it's expensive, too! Did you know that over the course of your lifetime you will spend up to 8 full months perusing junk mail, half of which you'll throw away without ever even opening? It's true. Americans reportedly pay $370 million to haul 5.6 million tons of unrecycled junk mail to US landfills each year - that's 1.5 trees for each American household, according to the Center for a New American Dream! With this in mind, there are a few simple things you can do to significantly reduce the sheer volume of junk mail you receive each year. While experts suggest that it's impossible to stop all commercial mail, you may be able to slow it down by up to 90% by following the tips below.Opt-out of Pre-approved/Pre-screened Credit OffersVisit www.optoutprescree... 02/13/2008

Looking to buy a house? Make sure you know what will truly hurt and help your case with lenders.There's a lot of misinformation being propagated about what does and doesn't hurt your credit score. Now, we've worked with several excellent lenders who really knew their stuff and kept up to date, not only on loan trends but on the information that's available about credit scoring. That's important, because the FICO credit score, in its various permutations, is used in three-quarters of all mortgage lending.But what we've heard from several lenders was the kind of bad advice that can cost you money and keep you from getting the best loans. So if your mortgage broker gives you any of the following advice, take a tip from us: Find a new broker.Closing accounts can help your credit scoreNo, no... 02/10/2008

The credit score system used today has evolved since the 1960's.  It was originally designed to provide lenders with financial profiles on consumers who wished to borrow money. The biggest concern was whether or not an individual had the ability to repay a loan, and establish what percentage of risk might be involved. Congress passed the Fair Credit Reporting Act in 1971 to establish guidelines for fair practices in regard to the use of credit scoring. This law was designed to promote accuracy in reporting and protect the privacy of consumers. In light of the increased use of credit scoring and growing fear of identity theft, recent legislation had been passed to further protect Americans and improve consumer awareness. The Fair and Accurate Credit Transactions Act of 2003 (sometimes re... 02/10/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 2820 Linda Lane, West Lafayette, IN Stunning home in West Lafayette - walk to Cumberland Elementary! 4 Bdrm Single Family House offered at $147,500 Year Built 1968 Sq Footage 1,868 Bedrooms 4 Bathrooms 3 full, 0 partial Floors 3 Parking 2 Car garage Lot Size .28 acres HOA/Maint $0 per month DESCRIPTION Stunning home in West Lafayette - walk to Cumberland Elementary! This home offers four bedrooms and three full bathrooms. Features include a large living room with refinished hardwood flooring, nice kitchen with a breakfast bar and Stainless appliances, a dining area and a family room with a wood burning fireplace flanked by built-in bookshelves. There is a light and bright laundry room, 4th bedroom could also b... 02/07/2008

Looking for Investment Property in West Lafayette, Indiana?  Want Real Estate close to Purdue University?   Visit http://www.yourrealestatespecialists.com/ for the latest investment properties for sale!Look no further!  My Team, Your Real Estate Specialists Groupis listing several single family & multi-family units in 2 weeks.There are several duplexes that would be great to live in one side, and have a renter pay your mortgage.  These are 2 story town homes with 2.5 baths & 2 car garages. We also have a 3,000 SF one family owned home that overlooks Happy Hollow Park.  This property features 17 rooms, 6 bedrooms, 3 fireplaces, and a full length balcony.  This is a perfect investment opportunity!  The location itself is worth the investment...blocks from the University, yet nestled away ... 02/07/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | erinromanski@kw.com | 765-807-7121 3429 Woodfield, West Lafayette, IN Fantastic 2-story home on a large corner lot in West Lafayette! 4 Bdrm Single Family House offered at $155,000 Year Built 1985 Sq Footage 2,034 Bedrooms 4 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size .30 acres HOA/Maint $0 per month DESCRIPTION You are welcomed into this home by a charming covered front porch leading into the foyer entry. There are formal living and dining rooms and a family room with a fireplace. The light and bright recently updated kitchen looks out into the private fenced backyard with a patio. Features include four bedrooms, two and a half bathrooms with over 2,000 square feet of living space. Additional featur... 02/06/2008

Erin Romanski and The Romanski Group | Keller Williams Realty | 765-807-7121 1100 Cherry Lane, Lafayette, IN Great West Lafayette home across from Ackerman Hills Golf Course and Purdue Stadium. 4 Bdrm Single Family House offered at $250,000 Year Built 1976 Sq Footage 2,406 Bedrooms 4 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size .60 acres HOA/Maint $0 per month DESCRIPTION Enjoy the view of Ackerman Hills Golf Course and Ross Ade Stadium while looking out the southern windows. Admire the beauty of nature, with wildlife among the myriad of trees in the oversized yard. This spacious home offers four generous bedrooms, two and a half bathrooms with over 2400 square feet plus a finishable basement. Features include formal living and dining rooms, a large family room wi... 02/06/2008

 www.yourvirtualshowing.comWinding Creek offers Prestigious Living Steve Connors with grandsons. Winding Creek offers the highest standard of living with villas, executive, and estates homesites.Winding Creek, just north of West Lafayette, Indiana has been extremely well received. More than half the lots in the subdivision's different phases have been developed. Winding Creek features beautiful estate and executive homesites for custom homes. Winding Creek Development LLC is a consortium primarily made up of local community members dedicated to developing properties for a diversified professional clientele. "We have designed Tippecanoe County's most innovative development, encompassing villa, executive and estate living," said Steve Connors, Managing Partner of Winding Creek. The princi... 01/17/2008

­Lafayette & West Lafayette Indiana  - We're lucky to have so many great news resources!  Here are some ways to keep you in the know: NEWSPAPERS      Journal & Courier - Our Local Daily Newspaper   http://www.jconline.com/  Lafayette, Indiana      The Exponent - West Lafayette's News Resourcehttp://www.purdueexponent.org/  West Lafayette, IndianaThe Lafayette Leader - Weekly Business Newspaper Monthly Chamber of Commerce Issue Lafayette, IndianaTopix - Lafayette & West Lafayette Online News Feedshttp://www.topix.net/city/lafayette-in/  Lafayette, Indiana TVWLFI - Lafayette & West Lafayette Indiana's Newshttp://www.wlfi.com/  Lafayette, Indiana And of course, www.lafayetteblog.com  your community resource!  I'd be happy to help you make your move!Erika Fultz(765)404-5855erikafultz@yahoo.... 01/17/2008

                    Luxury Home Tours & Decorating Ideas in Lafayette & West Lafayette Indiana         Looking for Design Ideas, or want to Tour Luxury Homes right from your own home?  I can take you on home tours of a lifetime!  Visit http://www.lafayettein.bydesigntv.tv/  for your personal luxury home tour.  I'm excited to offer buyers & sellers this amazing source for access to lovely Luxury Homes and exotic travel destinations.  Enjoy! I'd be happy to help you make your move!Erika Fultz(765)404-5855erikafultz@yahoo.comHOME SEARCH & VIRTUAL TOURS: www.yourrealestatespecialists.com   01/17/2008

 Visit http://www.tourmajestichomes.com/ for tours & photos of new construction homes for sale in the Lafayette & West Lafayette area! There are many quality home builders here in the Greater Lafayette & West Lafayette Indiana Area.  New construction is an alternative to existing homes, providing the floorplan & fixtures you've always wanted.  Your Real Estate Specialists Group works hand-in-hand with Majestic Custom Homes.  They build a solid home & offer standards that most other area builders sell as upgrades.  Majestic Custom Homes' standards include ceramic tile flooring, frieze carpeting, gas fireplace, new appliances, brushed nickel fixtures, and more!  Contact us today to talk about building your dream home!  (765)426-1141  http://www.tourmajestichomes.com/  We'll build in any n... 01/13/2008

Have you been to The Lafayette Theater Since It's Amazing Transformation? It's Lovely!  I was pleasantly surprised when I went to the Lafayette Theater just before Christmas to see the original Miracle on 34th Street in Technicolor.  I really enjoyed the ambience of the old theater, with the new additions.  The atmosphere is quaint, and from another era. There are Movies Played Every Tuesday Night with a Dinner Option.  It's a great way to spend a Tuesday Night!Lafayette Theater600 Main St.Lafayette, Indiana  47901Every Tuesday NightJan, 8th 2008 - Mar. 25th 2008Doors Open at 5:30 pm. (for drink specials and concessions)Movie Begins at 7:00 pm.$6.00 General Admission$7.00 DinnerCatering provided by Texas Roadhouse        Upcoming Showings:    Jan. 8thThe Sound of Music     Jan. 15thThe ... 01/07/2008

"A home is a house brought to life."How do you make your house your own? The answer is different for everyone.What is universal is that when we buy real estate, we're really adopting a particular lifestyle as well.That's what makes buying and selling real estate such a difficult, complicated process... and in the end such an enjoyable, satisfying one.I can provide insight into every aspect of Lafayette real estate, but also into the often-overlooked aspect of the transaction: adjusting to your new home.I've provided a few helpful hints and reports that I thought you might find useful.When you call me to represent you, know that the business aspect of your transaction will be treated with the utmost importance... but that the human element will never be forgotten.I look forward to chatti... 01/07/2008

Becky Johnson | Keller Williams Realty | 765-426-2083 3423 Ferdinand, Lafayette, IN Gorgeous New Home in Upscale Area Close to Purdue University...Quality & Class Unite! 4 Bdrm Single Family House offered at $239,900 Year Built 2007 Sq Footage 2,182 Bedrooms 4 Bathrooms 3 full, 0 partial Floors 2 Parking 3 Car garage Lot Size .30 acres HOA/Maint $0 per month see additional photos below PROPERTY FEATURES Central A/C Central heat Fireplace High/Vaulted ceiling Walk-in closet Hardwood floor Tile floor Family room Office/Den Dining room Dishwasher Refrigerator Stove/Oven Microwave Stainless steel appliances Laundry area - inside Balcony, Deck, or Patio Yard ADDITIONAL PHOTOS Seller contact info: Becky Johnson Keller Williams Realty 765-426-2083 For sale by agent/broker Equal Opportunity Ho... 11/14/2007

Erika Fultz | Keller Williams Realty | 765-404-5855 3380 Alysheba, West Lafayette, IN Own A Brand New Home in Huntington Farms! 3 Bdrm Single Family House offered at $164,900 Year Built 2007 Sq Footage 1,731 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .21 acres HOA/Maint $0 per month DESCRIPTION Own a Brand New Construction Home...to be Completed by December. Attractive New Home - Minutes from Purdue in Upscale Huntington Farms Neighborhood. Enjoyable Covered Back Patio, Great Floor Plan. Featuring 3 Bedrooms + Office / Study, 2 Full Baths, and an Open Floor Plan. Grand Fireplace, Master Suite with Garden Tub, Custom Ceramic Tile Throughout. December Completion Date - Built by Majestic Homes of Lafayette. Contact us today for your personal tour: topage... 11/14/2007