Real Estate News from Popular Kentucky Cities

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Real Estate News from Popular Kentucky Counties

By Barbara Flannery, "Homes for Everyone In London Kentucky"
(USA Realty,Inc.)
Comments 4
tMaking the Best of the Current Pandemic!! Ive been in Real Estate since 1992 and I have owned my own building since 1995!! So I decided to sell my building move my office Home. Best decision that I have made in awhile, Loving it !!!Most Buyers and Sellers in our Area never come to the Office, Li...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
Thanks for your candor! I have spoken with several folks over the last few months about home financing. Quite a few of them contacted me because they have seen advertisements that interest rates are at all time lows. Some of them tell me the rates they are seeing and ask if it is really true, mos...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
Why Borrowers Get Spam After Their Credit Is Pulled A borrower needs a mortgage to purchase a home. They contact the mortgage broker or bank they want to work with, apply for a mortgage loan, have their credit pulled, and boom! they start getting spam calls out of the blue asking if they are buyi...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
The Benefit of Seller Paid Closing Costs Did you know seller's often pay part or all of a buyer's closing costs and prepaid items?  In our Northern Kentucky and Ohio market they do. Now more than ever this can be a benefit to the buyer because we for the time being are in a very different world o...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
Mortgage Lending Guidelines & Corona Virus The arrival of the Corona virus has changed our lives significantly and it should come as no surprise that it has changed the mortgage lending world. Not only has it changed the interest rate market for refinance and purchase loans but it has changed at ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
UNEMPLOYED? PUTTING YOUR HOME BUYING ON HOLD Our country is experiencing something it has never gone through before. Over the last few years we've experienced a shortage of homes for home buyers. Now with the the corona virus how many folks will put their homes on the market? Will it create an ev...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
Trusted Mortgage Adviser Needed Now More Than Ever  If you've been involved the mortgage or real estate business for any period of time you've heard the term "TRUSTED MORTGAGE ADVISER".  A lot of loan officers have used it as a marketing catch phrase.  Who would not want a trusted mortgage advise...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
Feds Dropped Discount Rate, Now What? Feds dropped the discount rate .5 points in a surprise move. A surprise move for the markets and unsuspecting public.  Now what? Now the phone will start ringing for L O's  from those with mortgages saying is my rate going down half a point?   No, long term m...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 2
Underwriters Request Additional Documents When underwriting a mortgage loan underwriters usually start out with some specific documents for the particular loan. These documents are provided when a seasoned loan officer gets them from the borrower and structures the file for the underwriter to rev...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Getting Organized For a Mortgage Loan Thinking of applying for a home mortgage? Organizing the information required is necessary. I take a lot of applications by phone and we work through the necessary data right there and then on the phone. If the applicant has not already organized their inform...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
What Are Higher Balance Loans? Conforming loan balances are out for the year 2020. A conventional loan that does not exceed $510,400 for a single family and $765,600 for a two family home fits into the conforming loan balance maximum. But does that mean a loan balance higher than that only has a ...

By Austin Rankin, First Time Home Buyer and Re-location Specialist
(Keller Williams Realty Services)
Comments 1
Preparing to sell your home in Northern Kentucky? Our top to bottom guide separates the whole procedure into 8 basic steps. Figure out how to locate an incredible agent, value your home, consult with purchasers, easily get through closing, and that's only the tip of the iceberg!8 Steps to Selling...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 3
SHOP SMALL BUSINESS SATURDAY NOV 30, 2019 SATURDAY NOVEMBER 30, 2019  is shop small businesses Saturday.  This is the day the focus is on small businesses.  It is hoped that on this Saturday if you make it a point to stop into a small shop you may just find a reason to return!  So if you need som...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
 Are you looking for fast or a trusted adviser when buying a home? When it comes to getting a home mortgage to buy a home are you looking for fast or a trusted adviser? (This is kind of a trick question because you can have both.)  Many mortgage companies are marketing the fast easy peasy mortgag...

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Elizabethtown, KY - Continuing with our discussion on who can be held responsible in a Trust Fund Recovery case, let's take a look at what further constitutes a responsible party.A responsible party can be defined as anyone who is responsible for collecting, reporting and paying the payroll taxes...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 0
Is it time to refinance your home mortgage? Is it time to refinance your home mortgage? How do you know when it is time? Interest rates have improved of late compared to where they were the earlier part of the year. This has brought a lot of lenders out of the woodwork pushing refinancing. Random...

By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
Comments 12
 It's no secret that when I started in real estate, my first and favorite mentor was and still is Floyd Wickman. Believing in his philosophy You Get By Giving is the way we run our business and our life. There is a two-day workshop taking place in Lexington, Kentucky and the information is below....

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Elizabethtown, KY - One of the most aggressive stances that the IRS takes in collections is in Trust Fund Recovery cases. This is where an employer fails to report and pay the taxes withheld from employees paychecks. One of the 1st things the IRS will determine, is who is responsible for payment ...

By Dora Griffin, NMLS 6380
(D A Griffin Financial.LLC)
Comments 4
Refinancing? Get All The Facts. The Feds dropped the prime rate yesterday. Does this mean long term rates are coming down? The prime rate does not equate to an equal drop in long term rates. However, when the prime rate goes down it is indicative of negativity in the market generally speaking. So...

By Michelle Brown, Enrolled Agent / Tax Resolution Professional
(Hallmark Accounting & Tax Solutions, LLC)
Comments 0
Elizabethtown, KY - Our firm has been in business for a little over two years now, and we have helped several businesses who have been in trouble with the IRS, Commonwealth of KY, and local taxing authorities for unpaid payroll taxes. It doesn't take long for the bill to add up when you fail to p...

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