Gregory T. Taylor, Esq. 306-B South 12th St. P.O. Box 505 Murray, KY 42071 Ph/Fax (270) 761-4558 2010 Kentucky Certificate of Delinquency Update DISCLAIMER: I’ve got to start with this first. This is not an exhaustive review of the statutes and is merely for informational purposes. Don’t take it as legal advice. There are still a lot of things to be fleshed out with this but it is good to know what is going on now. The recent overhaul of the Kentucky Certificate of Delinquency laws has resulted in a few more hoops for those of us interested in tax lien investing to jump through. I’ll be referring to the Certificates of Delinquency as “liens” throughout this summary. Here is what has remained the same: 12% simple interest rate earned on amount paid for liens Interest is accrued at 1% pe... 03/17/2010

I am Greg Taylor. I am a Murray, Kentucky attorney and a native of Murray and Calloway County. I have been practicing law since graduating from the University of Kentucky College of Law in 2003. I graduated with a Bachelor of Arts from Murray State University in 2000 and have returned to my alma mater to teach Estate Planning for Financial Planners as an adjunct professor in the Economics and Finance Department. In addition to the practice of law, I am active in the Murray and Calloway County community. My family includes my wife, Kristin, and daughter, Cate, and son, Ben. We are active in our church and serve as leaders of their small group at Christian Community Church in Murray. In addition to these activities, I and my parents also own Cornerstone Realty & Rental, LLC, which is a r... 02/03/2010

Local Investors to Discuss Negotiating Tactics Murray, KY. – In real estate investing you make your money when you buy, so don’t pay too much on your next deal! Learn how to negotiate your best deal at this month’s Western Kentucky Real Estate Investment Association meeting. Each month the group discusses a topic relevant to real estate investing. This month’s meeting will be on campus at Murray State University’s Curris Center, 3rd floor Barkley Lecture Room on Thursday June 18, 2009 at 6:30 p.m and the discussion topic will be “Negotiating Tactics.” Formed in 2008, the Western Kentucky REIA is comprised of real estate investors from throughout the Jackson Purchase who represent many different areas of investing. The Western Kentucky REIA has diverse group of investors that make it eas... 06/18/2009

Creative Property Solutions, Inc. - About Us   About Us Creative Property Solutions, Inc. is a full-service real estate company based in Murray, Kentucky. We are a Christian owned and operated company and our business is based on the principles of honesty, fairness, and compassion taught by Jesus Christ. We want to make a difference in the lives of people in which we come in contact with. Our vision is to treat each and every person with fairness, honesty, trust and most of all integrity. We buy, renovate, rent and sell residential properties, from single-family homes to larger multi-unit apartment complexes. We seek undervalued properties or uniquely situated property owners that offer the opportunity to create value and help people. We solve people's real estate challenges – from pen... 04/15/2009

Bluegrass Mitigation Services Who We Are Bluegrass Mitigation Services is a lender negotiation and loss mitigation service provider based in Murray, Kentucky. We are a Christian owned and operated company and our business is based on the principles of honesty, fairness, and compassion taught by Jesus Christ. We want to make a difference in the lives of people in which we come in contact with. Our vision is to treat each and every person with fairness, honesty, trust and most of all integrity. What We Do We mitigate your foreclosure by negotiating the short sale of the property. That means the property is sold for less than you owe as approved by the mortgage companies. Why We Do What We Do We want to help those in distress with their mortgages and housing situation by attempting to crea... 04/15/2009

This video will tell a little bit more about how Creative Property Solutions can help you by buying your house or selling you a house. We buy and sell homes, houses and real estate in Murray, Benton, Mayfield, and all of Western Kentucky, as well as Paris and Henry County, Tennessee. We are real estate investors with a purpose. Please contact us at 270-761-HOME for more information or visit us online at www.creativepropertysolvers.com, www.wkyhomesellers.com, or www.wkyrealestatedeals.com. 03/05/2009

Below is a video that I created to tell you a little bit about my company, which buys and sells houses and real estate in Murray, Kentucky. We actually focus on buying homes in Murray, Benton, and Mayfield in Western Kentucky, as well as Paris in West Tennessee. If you'd be interested in selling a home in Western Kentucky or West Tennessee, please call us at 270-761-HOME or visit us online at www.761home.com or www.wkyrealestatedeals.com or www.wkyhomesellers.com Thanks and have a great day. I hope you enjoy the video. 02/19/2009

Being an an attorney in Calloway County, Kentucky is a job that I truly enjoy.  I am a native of Calloway County and being a lawyer here at home is a privilege that I take very seriously.  I am a May 2000 graduate of Murray State University, and I have been an attorney here since graduating from the University of Kentucky College of Law in 2003. Kentucky is blessed with many great lawyers, but I believe the ones here in Western Kentucky have a great attitude of collegiality that is unmatched in our profession. In addition to my job as an attorney, I am active in the Murray and Calloway County community, serving on the Board of Directors of the Murray-Calloway County United Way.  In addition, I and my wife, Kristin, and daughter, Cate, are active in our church and serve as leaders of our... 12/12/2008

How to Save 10% or More When Buying a House For most people, the buying their house is by far the biggest investment they will ever make. Most people also think of themselves as bargain hunters, able to find a good deal on any purchase they make. However, when purchasing a home, most people follow a path that leads to them paying full retail value for their home. You know how it’s done. You find a Realtor to show you the houses on the Multiple Listing Service, look at several houses with them and then make an offer on the house that you like the most in your price range. Most of the time, at your Realtor’s suggestion, that offer will be within 8-10% of the asking price, which was likely set at the appraised value of the home. If you’re lucky, that price is accepted. If you’re not lucky,... 10/28/2008

Greg Taylor | CPS, Inc. | 270-761-4663 421 S. 9th St., Murray, KY Walking distance to hospital.  Nice rental home for a family.  Murray City School District. 4BR/1BA Single Family House $650/month   Bedrooms 4 Bathrooms 1 full, 0 partial   Sq Footage 1,500 Parking 3 dedicated   Pet Policy No pets Deposit $650     DESCRIPTION Nice 4 BR, 1 BA house in the heart of Murray.  Clean and nice and waiting for a good person to move in.  Call Bonnie or Melinda at 270-761-RENT or visit them on the web at 1cornerstonerealty.com for more information.   see additional photos below     RENTAL FEATURES Air conditioningCentral heatTile floorLiving roomRefrigeratorStove/OvenWasherDryerLaundry area - insideYard    COMMUNITY FEATURES Garage parking   LEASE TERMS Non-smoking house.  Pet deposit required, o... 09/30/2008

Greg Taylor | CPS, Inc. | 270-761-4663 1492 Hwy 94 West, Murray, KY Clean and nice and close to campus! Garage access for one vehicle and additional parking for second vehicle. 3BR/1BA Duplex $510/month Bedrooms 3 Bathrooms 1 full, 0 partial Sq Footage 1,200 Parking 2 dedicated Pet Policy No pets Deposit $510 DESCRIPTION 3 Bedroom duplex just outside the city limits. Central H/AC, recently updated, move-in ready. see additional photos below RENTAL FEATURES Air conditioning Central heat Refrigerator Stove/Oven Washer Dryer Laundry area - garage Yard COMMUNITY FEATURES Covered parking LEASE TERMS One month deposit, smoke free apartment, and pet deposit required if pets. ADDITIONAL PHOTOS Renter contact info: Greg Taylor CPS, Inc. 270-761-4663 Equal Opportunity Housing Posted: Sep 18, 200... 09/18/2008

The Western Kentucky Real Estate Investment Association (WKREIA) welcomes everyone in attendance! We hope to make this association one of the finest learning alternatives to develop, support and promote regional real estate investment while serving the interests of the Real Estate Investment Community and Industry as a whole through Education, Motivation, Mentoring, Training, Leadership, Investment, and Networking Opportunities on all issues involving the regional real estate community, and promoting professionalism and standards of excellence in the industry. The only way we can make this association a success is to get everyone's involvement to the fullest extent possible. We sincerely hope you see the benefit of having, joining and participating in an organization like this and hope ... 09/18/2008

Here in Murray and Calloway County, KY, our real estate market has several factors that keep the market among the tops in Western Kentucky.  We have Murray State University, which provides home buyers and renters, along with many cultural and entertainment experiences. We also have beautiful Kentucky Lake and Land Between the Lakes, which provide a great atmosphere.  Combine all of this with a low cost of living and you have a GREAT place to live. As an attorney and real estate investor here in Murray, I have noticed that home sales have slowed somewhat over the past few months, mirroring the national economy.  We have been insulated here for several months but eventually the national economy is going to trickle down to us. I have also seen a rise in the number of foreclosures and pre-f... 09/16/2008

With many thanks to Lance Allison, Lisa Satterwhite and the staff at the Murray Chamber of Commerce, here's what's happening this week around Murray:   What's Happening Around Town: Humane Society Dog Obedience Class, Carmen Pavilion, Tuesdays beginning Sept. 16, call 759-1884 for more info. Murray Art Guild's Photography Exhibit, Robert O. Miller Conference Center, 201 S. 4th St., Sept. 17 - 28. Speaker Marcia Thibeault, DVM, retired equine practitioner, professor and author of I Make Horse Calls and More Horse Calls, Wrather Museum Auditorium, Sept. 18, 7 - 8:30 p.m., free. Murray's Fall City Wide Yard Sale, Sept. 20, 7 a.m. - 3 p.m., call 759-2199 for more info. 7th Annual Dr. James W. Hammack Jr. Scholarship Banquet, Alicestyne Adams of the Underground Railroad Research Institute sp... 09/15/2008

Not to put down the various hometowns of the rest of you guys, but Murray is a great place to call home or vacation.  We have a thriving business community, as well as great cultural and recreational opportunities.  Murray State University is the region's premier public university and one of the "best values" according to US News and World Report.  Then we have Land Between the Lakes and all of the fishing, boating, and swimming opportunities that it offers.  There is simply no other place that I'd rather live and work.  Real estate prices have not severely deflated like in many locales across the nation, and this is a GREAT place to buy a home or investment property.  We are interested in buying and selling houses in the Calloway, Graves, and Marshall County areas and would love to hea... 07/31/2008

Murray, Kentucky's downtown transforms itself on the south side of the square on Saturday mornings in the summer and fall.  It becomes the site of the Saturday morning farmer's market selling fruits, vegetables, flowers, home made goods and even fish!  This 10 plus year tradition gives local folks a place to come, get some good fresh produce, visit and even let their pets intermingle.     Shoppers wander the area while the Cantalope wait to be inspected   You sometimes have to get up there to "pick" the right one     Fresh corn is always a popular item     Lots of fresh veggies and fruit are available     Bags are handed out for free on the condition that you will reuse them each week     Fresh Amish baked goods are available for sale     Even the four legged customers seem to have some... 07/21/2008

This Four bedroom 2.5 bath home is located in Sprig Creek Oaks Subdivision. It boasts 2 story ceiling heights in living room, 2 fireplaces (one in living room and the second one in the kitchen) Hardwood flooring in entry, dining and kitchen.  To see more pictures and access this home's virtual tour go to:  http://www.realtor.com/realestate/murray-ky-42071-1098326631  For further information on this home contact listing agent, Earleene Woods at Grey's Properties, LLC, Murray, KY.  Her cell phone # is 270-752-0077   7 07/09/2008

Murray, KY- Murray is a city in Calloway County, Kentucky, United States. The population was 15,725 as of 2006 census estimates and has a micropolitan area population of 35,421. It is the county seat of Calloway County[2] and is the home of Murray State University. GeographyMurray is located at (36.609494, -88.315656).According to the United States Census Bureau, the city has a total area of 9.7 square miles (25.1 km²), all of it land.Murray is situated 15 miles (24 kilometers) west of the 170,000 acre (688 km²) Land Between The Lakes National Recreation Area, which offers fishing, boating, swimming, camping, and a large wildlife population. ClimateMurray has a borderline humid continental climate and four distinct seasons. The warmest month of the year is July, with an average high tem... 06/25/2008

ANALYZING RENTAL PROPERTY TO DETERMINE CASH FLOW THE SCENARIO Duplex for sale for $70,000.00. You put it under contract for $65,000.00, with financing as follows – 5% down, with $1,500 in closing costs, at 7.25% for 20 years. Total debt service for the year would be $5,856.72 in this scenario. Your total acquisition costs are $4,750 (5% down or $3,250 + $1,500 closing costs). The property is currently rented with good tenants for $400.00 per side for a total of $800 per month rent. How do you analyze the deal? First, some rules of thumb. For rental property, the rule is to figure on a 5-10% vacancy rate per year. If you have less than a 5% vacancy rate, you are probably charging too little. 5% vacancy amounts to about 18 days per year where your property is vacant. Second, on maintenanc... 05/16/2008

If you're looking for a place to post your listings or to sell anything, really, we now have Craigslist in Western Kentucky http://westky.craigslist.org/ It is pretty cool that we have this site.  It is something that investors in bigger cities have used for years and now we can post our listings and information on the site.  Check it out, you might be surprised what you can do.  04/30/2008