What Do You Actually Need to Get a Mortgage? Thursday January 21st, 2016 Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers   Real Estate with  Pat Baker Get in Touch Home  Language What Do You Actually Need to Get a Mortgage? Thursday January 21st, 2016 Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers Facebook Twitter LinkedIn Google+ Print Fannie Mae recently released their “What do consumers know about the Mortgage Qualification Criteria?” Study. The study revealed that Americans are misinformed about what is required to qualify for a mortgage when purchasing a home. Here are three takeaways:   59% of Americans either don’t know (54%) or are misinformed (5%) about what FICO score is necessary 86% of Americans either don’t know (59%) or are misinformed... 01/21/2016

Thinking of Selling Your Home? Get Ready to Negotiate!   Real Estate with  Pat Baker Get in Touch Home  Language   Thinking of Selling Your Home? Get Ready to Negotiate! Tuesday December 29th, 2015 For Sellers, FSBO's Facebook Twitter LinkedIn Google+ Print Now that the market has showed signs of recovery, some sellers may be tempted to try and sell their home on their own (FSBO) without using the services of a real estate professional.   Real estate agents are trained and experienced in negotiation. In most cases, the seller is not. The seller must realize their ability to negotiate will determine whether they can get the best deal for themselves and their family. Here is a list of some of the people with whom the seller must be prepared to negotiate if they decide to FSBO: The buyer ... 12/29/2015

You Will Need to Sell Your Home Twice   Real Estate with  Pat Baker Get in Touch Home  Language   You Will Need to Sell Your Home Twice Thursday December 10th, 2015 For Sellers, Pricing Facebook Twitter LinkedIn Google+ Print A recent post on “The Home Story”, a site published by Fannie Mae, explained the difference between the price a seller may get for their home and the value an appraiser might assign the property.   The Sales Price Of course, most sellers want to maximize the value they get for the house. However, the price they set might not be reflective of the other comparable homes in the neighborhood. As the article stated: “People tend to view their homes emotionally, and that can become quickly apparent when they decide to sell.” That doesn’t mean that the home won’t necessa... 12/10/2015

Real Estate with  Pat Baker Get in Touch Home  Language   Homeownership is Still a Huge Part of the “American Dream” Monday November 2nd, 2015 First Time Home Buyers, For Buyers Facebook Twitter LinkedIn Google+ Print There have been some who have voiced doubt as to whether or not the younger generations still consider buying a home as being part of the “American Dream”. A study by Merrill Lynch puts that doubt to rest.   According to their research, every living generation still maintains that owning a home is in fact important. Here are the numbers: This should not surprise us as many studies have revealed the benefits enjoyed by the families who own their own home. One such study was done by the Joint Center of Housing Studies at Harvard University that addressed a major financial b... 11/01/2015

I spend a lot of time in Holliston, MA and this is a wonderful cafe to visit.  There is entertainment on the weekends and I just thought others might like to take advantage of it.  The crepes are wonderful.  The service is superb and the entertainment is great too.  Holliston is just a dear little town.  My son and family live here and although I live in Needham it is just a 20 minute ride to a lovely rural town with lots of fun things to do and great people.  There are wonderful gift and antique shops.  I love visiting "The Grapevine" unique gift shop at 21 B Charles Street, just behind the Holliston Library too. Here is a photo from the Holiday Stroll.   This week at the Cafe!         This weekend's live Music LineupFriday - 9/6Rising Tribe8:30 - 11:30PMOne of our favorites!Island Alt... 09/01/2010