Make your reservation now Who has time to cook at the end of a long summer weekend? Our chefs do. So make a date to come in and enjoy our complete 3-course Sunday Prime Rib Dinner. This month only, it's available at the special price of $29.95,* in addition to our regular menu. Hurry, just a few more Sundays left to enjoy! FIRST COURSE Your choice of salad: The Wedge, Fleming's or Caesar SECOND COURSE Prime Rib Au jus, Creamy Horseradish and Dijon sauces Served with your choice of one Fleming's side THIRD COURSE Your choice of dessert Complement your meal with a selection from the Fleming's 100®, our award-winning collection of 100 wines by the glass. Perfect for a family toast. Click here now to reserve your table. It will be our pleasure to welcome you and your family. 07/29/2011

Use Testimonials To Envoke Emotions About Your Business Nothing expresses the great work than you do for your clients than the words of a previous satisfied client. In my opinon, testimonials are social proof that your trade,service, or product are of doing what you worked so hard to accomplish. So let's look at some of the positive aspects of a referral Testimonials are more believable, and credible, than fancy websites and advertising They can touch on aspects about you, your products or services, that you could never say yourself, or at least without sounding self absorbed They are very impactful with your current prospects. Testimonials give potential clients a reason to move forward and do business with you Your testimonial may point out benefits that you never thought were actuall... 07/27/2011

I just wanted to highlite an alternative to the FHA 3.5% down loan for clients with strong credit scores and lower debt to income ratios. Overview This is a loan program that provides a fixed interest rate and level payments for the life of the loan. This program is for borrowers with good credit histories who may have difficulty in saving for a down payment. The borrower does not have to be a first-time homebuyer. Cash Reserves 2 months reserves required, regardless of DU approval Condominiums/PUDs Condominiums are not allowed. Credit Minimum 720 FICO regardless of DU approval. For additional credit history requirements for bankruptcy, foreclosures, or short sales, refer to Derogatory or Adverse Information. For additional credit report requirements, such as inaccurate tradelines, refe... 07/25/2011

365 Things to do in Worcester County - Enjoy a concert with Blue Oyster Cult in Webster.  Ok, am I showing my age when I recall that Blue Oyster Cult had a following when I was in High School.  And what if I am.  After all, I am turning 42 in three days.  In the meantime, I am letting everyone know that Blue Oyster Cult is coming to Worcester County.   Opener: Overdrive Saturday, August 6 – Doors at 11:00 am show at 1:00 pm Tickets are on sale now Reserved Tickets: $37.50, $35, $32.50 General Admission: $25 "Indian Ranch is the most intimate live concert venue in New England. The Summer Concert Series at Indian Ranch offers our music audience an opportunity to see their favorite artist in an intimate setting. Every seat nestled between the scent of pine trees has a premier view of the s... 07/24/2011

This is going to be a very interesting week in the market. We have a lot of political issues that could pressure the market and hamper the positive energy coming out of a very good season of earnings. The countdown is on for what is going to come of the debt talks. It's frustrating for all Americans no matter what party you align with. We have a debt problem and we can only solve it with spending cuts and/or raising taxes. We have tax loop holes, and unnecessary military involvement around the world but it stills come back to poor domestic budget issues. Whether you want to blame this administration or the previous we need to change our thinking in this country. I don't want to ramble on this too much, but the longer this debt issue plays out the more volatile it will make the market. W... 07/24/2011

  365 things to do in Worcester County - Audition for a Musical in Worcester Auditions for 42nd Street Theatre - Auditions/Entries Thursday, July 28, 2011 - Sunday, July 31, 20117:00 PM-9:00 PM, 7:00 PM-9:00 PM Our Lady of Mount Carmel Recreation Center 28 Mulberry StreetWorcester, MA 01605Up Stage Right announces auditions for it's fall musical 42nd Street. Directed by critically acclaimed Mike Hoffmann and choreographed by award-winning choreographer Melissa Lynch Hoffmann. Please prepare a vocal solo and be prepared to learn a short dance combination. While tap experience is not necessary (we will teach you), we certainly won't turn anyone with experience away.Production dates are November 11, 12, 13 of 2011. Suggested Audiences: Middle School, High School, College, Adult, Elders E-m... 07/23/2011

I was recently selected to be the "education coordinator" for my Wed. am BNI (Business Network International) group. What this essentially means, is that I will be doing a one minute education spot every week discussing ways to build business and connect people. One of the many reasons I joined BNI was to share ideas on how to connect like minded business people and grow business referrals. I also wanted to get more comfortable with public speaking. As a mortgage consultant, I spend a lot of time on the phone and a l ot of time doing one on one appointments, but even with conducting the occasional seminar I wasn't getting over those public speaking jitters. This one minute educational spot looks to be a great catalyst to more comfortable with this very common fear. This past week was m... 07/23/2011

 365 Things to do in Worcester County - enjoy a concert in Worcester 8th Annual Summer Concert Series Join GWO for a popular summer concert series. Enjoy a comfortable and air-conditioned atmosphere, while experiencing engaging performances by some of the areas finest singers. The music is exquisite, the price reasonable and the refreshments complimentary- it's a great way to support the arts while having a wonderful time! 2011 Concerts: Broadway Melodies (July 20) features both traditional and contemporary musical theatre American Songbook (July 27) classic tunes, crooned by our wonderful singers Operetta- from London to Vienna (August 3) lovely selections from European Light Opera along with G&S favorites Opera Gala (August 10) always a favorite- a night of wonderful arias, followed b... 07/14/2011

Hi everyone. "The Mortgage Buddy" just wanted to take a couple of minutes to make sure that home owners, prospective home owners, and agents are aware of the changes to the MA Act of Homestead. This is an opportunity to get informed and get protected. We have to spread this good word to better service our clients and work in their best interest. I wanted to update everyone on some changes that although came into a effect a few months ago are probably being seen more now as we are few months into the law. I ran into a frustrating scenario with a client that was luckily covered and clarified under the new additions made to the law. The New Changes to the MA Act of Homestead That Was Approved by Gov. Patrick on Dec. 16th Went Into Effect March 16th Here are the highlites taken directly fro... 07/14/2011

I'm Seeing Mortgage Products Opening Up I have the luxury of being both a direct lender and a broker with Home Savings which allows me to provide my clients virtually every loan product available with a variety of rates and a variety of underwriting turn times. This adds value to my process and value to my referral partners. On a regular basis I will receive emails from the lenders I am approved with talking about their niche products and how they can help me close more business. In the past few weeks I have noticed a positive trend; lenders are starting to open up their underwriting guidelines a bit. Banks that used to go to down to a 640 credit score are going to a 620 credit score. Different constricting bank overlays are being relaxed a bit. I think the reason this is happening is t... 07/13/2011

365 Things to do in Worcester County - get a great deal on museum tickets in Worcester Admission for Two or One-Year Membership to Museum Worcester Historical Museum $10 $5 view deal Worcester has pioneered many important firsts: a pair of Nobel Prize winners, the American-published dictionary, the smiley face. Continue to prime your knowledge of local roots with today's deal from Worcester Historical Museum: Pay just $5 and get admission for two -- a $10 value. Or, spend $25 and get... Find out more » 1 Deal Location 30 Elm Street Worcester, MA, 01609 07/13/2011

    We are expanding our escrow hold backs to help move the inventory out there. There are so many properties with a little bit of damage that may not require a 203k loan. Our escrow hold back is a great alternative. Escrow Holdbacks for the completion of minor repairs will now be permitted as long as they adhere to all of the following: The Holdback amount must be at least 1.5 times the amount needed for repairs Holdback amount not to exceed $5,000, which means the cost of repairs cannot exceed $3,333.00 Holdbacks will be permitted up to 10 Business Days MAXIMUM. The lock period must be valid through the 10 business day escrow time frame. A copy of the invoice/contractor's bids reflecting an estimate of repairs to be completed and must be sent to the ROC Manager and UW Manager for appr... 07/11/2011

10 Dighton Worcester, MA 01603 WHAT A YARD!!! Great value in this house! Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Amy Mullen, Realtor CPA MBA Office:508-784-0504 Mobile:617-899-2146 Website:Visit Website Price : $140,000 Bedrooms : 2 Bathrooms : 1 Square Foot : 1,140 Lot Size : 29,620 County : Worcester Property Type : Detached Year Built : 1930 MLS Number : 71255863 click for more information and pictures Property Description Amazing value in this home! Priced right and ready to go - not a short sale or a foreclosure - just motivated sellers!2 bedrooms with a possible 3rd on the main floor and an entire second floor to use your imagination with. Play room? Study? Fourth bedroom? You decide! This house is a great starter home because it has r... 07/11/2011

Mortgage Buddy Rate Outlook for the Up Coming Week Last week we saw a run up in rates until we hit the wall of weak unemployment report on Friday morning. In fact the report was miserable with only 18,000 jobs created in the month of June. The question remains was this just a "soft patch" or are we starting a trend walking away towards the recovery we were starting. This coming week will be dominated by the second quarter earnings report starting as usual with the aluminum giant Alcoa AA. Good earnings will push the market higher and rates higher but it will also show that companies don't need to be hiring in order to be profitable. The other question is how much did the quake and tsunami in Japan slow down the market. Let's take a look at the economic data on tap for the work Tuesday 2... 07/10/2011

365 things to do in Worcester County - listen to Beatles remake band in Holden for Free. Many of us enjoy Beatles music.  They are easy to listen to and sing with.  In fact, many will agree that they are classic.  So when a Beatles remake band comes to town and has a concert, I have to tell everyone.  Especially when this concert is free. So bring a blanket or a chair and join me on July 12, 2011 to sweet Beatles sounds from Beatles for Sale.  Gale Free Library is sponsoring this Free Concert On The Lawn @ 23 Highland Street, Holden, MA6PM - 7PMFree / Open To Public To get you in the mood, listen to this video and enjoy: 07/10/2011

Every now and then I get an email that catches my eye.  I subscribe to livingsocial.com and they send me "your daily deal".  This is what gave me the inspiration for today's 365 Things to do in Worcester County - Get a great deal on Worcester Tornado tickets in Worcester worcester 4 VIP Tickets, 4 Food Vouchers, and 4 Hats Worcester Tornadoes $148 $70 view deal It's easy for the thrill of summer to wear off as sunburns set in. Step up to the plate for today's deal to rally from an in-season slump: Score a family four-pack to see the Worcester Tornadoes baseball team take the field in Can-Am League play for $70 (a $148... Find out more » The location of this event is at: 303 Main Street Worcester, MA, 01608 So if baseball and hot dogs are your "cup of tea", feel free to use the link abo... 07/07/2011

Friday's Job's Numbers Will Set the Track for Rates Last week saw a break out to the upside for mortgage rates after hitting their lowest point since last year. The exact reason is hard to pin point of course but a couple of the factors that contributed to the jump in rates. Greek Bailout-Once again Greece is looking for money from the EU to bail them out so they can make their debt payments. They passed an unfavorable austerity program that the other countries were looking for so they would be will to give them the cash flow. I'm sure they will stumble again but at least there is a new band-aid. There is fear this will spread to Portugal and Italy but the bleeding has slowed for now The End of QE2-The fed ended their controversial quantatative easing program, at least for now. It ended... 07/06/2011

365 Things to do in Worcester County - enjoy fireworks early in Worcester.  One of my favorite things is to watch fireworks.  I loved them since I was a kid.  Growing up in the Soviet Union, I watched the fireworks on New Years and I wish that American tradition extended to this winter benchmark.  But I can't complain too much since American Heritage allows me to enjoy the fireworks in the wormth of a summer night.  So today, I want to alert you to one place in Worcester County to enjoy the beauty and exhuberance of fireworks.  Put on your red, white and blue and grab your spot early for Worcester’s Fourth of July celebration sponsored by Fallon Community Health Plan. The Independence Day celebration will take place on Friday, July 1, at East Park on Shrewsbury Street in Worcester. The ... 06/30/2011

Greek Bailout Boosts Market and Rates Jump FRIDAY IS KEY FOR RATES & STOCKS I started this week with my usual Monday post about where I anticipated mortgage rates to be moving this week. I anticipated a flat to lower trend for rates and so far I have been wrong. I hate to be wrong but I'm glad when it's on the heels of stronger than expected economic data. There have been a slew of positive reports this week that have surprised to the upside. Pending Home Sales where better than expected and the Case/Schiller Home Price Index showed an increase in the home prices overall. The question is, are we forming a bottom in the housing markets with these reports or is it just a good month. A couple of consecutive reports would make me feel better about that assessment but as for now it looks a l... 06/29/2011

The Mortgage Buddys Says Thank you Vee Somoulaylack of Keller Williams for 2 Great Closings this week Vee is a fantastic buyers' agent for with Keller Williams in Worcester,MA. I have the privilege to work with Vee on a monthly basis helping close the clients that she is generous enough to trust with my mortgage services. I can't say enough positive things about Vee but I'm going to name a few right now. Vee as usual took extra time to help this first time home buyer find the home of her dreams. She worked right along side me with amazing communication to help me make certain our client closed on time, so everyone was happy. Vee is one of the top buyers' agents that I get to work with. She has the tenacity to get the purchase closed and the empathy to understand that each client is uniq... 06/29/2011