All real estate agents should be aware of a set of new Federal consumer protection rules which went into effect July 30th. Keeping clients up-to-date with the latest, best information is key to closing successful transactions, and keeping happy clients. Kenneth R. Harney wrote a really thorough article which lays out all of the rules.  Here are a few of what I find to be the most important parts: - The new guidelines "require lenders to give you initial disclosures of your mortgage costs within three business days of your loan application. If you don't get them, you can pull the plug." - Lenders are prohibited from collecting anything more than a reasonable fee for credit check until the borrower has been given loan cost disclosures. Says Harney, "This means no more out-of-pocket, upfr... 08/10/2009

Agents, investors, consumers: there are answers to the problems you may be facing with short sales! You just need the right ones.There is alot of misleading information out there on the internet about short sales, but I'm here to tell you: in any short sale you can have a positive outcome.I have done over 150 short sales successfully and was the first agent in Maryland to become a certified short sale instructor and I teach seminars locally and nationally on a regular basis and train agents and consumers and how to approach and navigate through short sales.If you are an agent learning how to complete a successful short sale will make you overall a better agent, besides the fact that short sales are now a real part of our market.If you're a consumer and are looking to purchase a short sa... 08/07/2009

WATERFRONT HOME IN WICOMICO COUNTY, MARYLAND where Lake Johnson is the back yard and the neighbors are waterfowl and fishermen.  Priced to sell - $225,000.  Lovely Craftsman style home ready for home buyers who want a view of the water from your back yard.      BACK YARD VIEW OF LAKE JOHNSON               LAKE JOHNSON VIEW - POPULAR WITH FISHERMEN   FRONT OF HOME ON LAKE JOHNSON - Lake Johnson in back.  Property Details for listing # WC6951298 Price:  $225,000 City:  SALISBURY Bedrooms:  3 Bathrooms:  1 full  1 half Type of Home:  Detached Style:  Arts & Crafts Year Built:  1930 Lot Acreage:  0.133907 Subdivision:  JOHNSON LAKE  County:  WICOMICO, MD  State, Zip:  MD, 21801  Status:  ACTIVE  Descriptions Comments:  Offered as 'Short-Sale' Offers Welcome  School Information Elementary Mi... 03/05/2009

For those of us in the real estate business, we've come to accept the difficult state of our market. When two or more agents are together, invariably the discussion turns to how much more "work" it is to do what we do. Times have changed, and with those changes come the need to adjust our practices and procedures. Having lived through several cycles and learned from experience (both good and bad), I've figured out that there is an easier, better way to make these adjustments and survive, this time around. By reading and considering what other (successful!) practitioners have to say, we can get ideas and suggestions. The vast network opportunities offered by blogs and blogger-associates come to us at a time when we sure can use some new ideas and suggestions. Do we miss the simpler times... 11/25/2008

Yesterday I joined activerain, and began to embrace the technological advancements of the real estate industry. Well, I'm trying to embrace them.  Sometimes when things don't come easily to you the temptation is to avoid them, or at least procrastinate.  This was one of those times. I've had the good fortune to be administrative assistant to an admired friend, who happens to be a CRS Instructor for NAR.  Because he spends so much time among the elite of the real estate industry, he always knows about the most up-to-date and current innovations, techniques and technologies.  Being a card-carrying member of the last generation of real estate practitioners, these new fangled ways to do things don't set well sometimes. He tries to share and move me into the future, I resist.  I've been assu... 11/18/2008

Every year Salisbury Md. welcomes Poodle breeders and fanciers from all over the world.  It is the Poodle Club of America's National Specialy Show.  It is something to see at least once in a lifetime.  There is pagentry galore.  Sod is brought in for the rings and there are live plants and flowers.  This is bigger than Westminster for Poodle people.  It used to be held in June, now it is held in APril so the dogs flying in can avoid the heat in the planes.  Every top Poodle show dog is there.  There re also a number of performance events including hunting, obedience and agility trials.  It is free and open to the public It is held at the Wicomico Civic Center and runs n entire week.  For more information go to www.PoodleClubofAmerica.org and click on National Specialty.  I hope to see ... 11/08/2008

An exhibitor in her setup getting a Poodle ready for show. The Poodle Club of America National specialty show is coming up on the 11th of April in Salisbury Maryland.   This is the premier, eliite event for Poodles and I won't be there.  I'm bummed out!  I went last year for the 75th Anniversary show and had  ball.  I had reservations made at two hotels last year and now I have to cancel.  It seems that life got in the way.  I was sitting here thinking about it and all the friends and great Poodles I was looking forward to seeing.  This is a picture of the Purina booth at the show.  They are very gracious and provide attendees with breakfast and many freebies.  This is a dog being gated during the Stndard Poodle competition. A dog named "Noah" owned by Missy Galloway of Florida and hand... 03/23/2008

LOOK!!!Beautiful Single Family 3 bedroom 2 full bath colonial!Enjoy your beautiful new home at a spectacular price, and a spectacular incentive as well!All closing cost will be paid by the seller of this property!Many financing options are available, some with 100% financing!Located in the heart of Salisbury, Maryland in the up in coming revitalization area! Buy yourself instant equity today!Call Mark & Gloria Price, "The Price Team" today!410-718-0977410-515-7400Long&Foster Real EstateEHO 08/14/2007