Our company has been doing Short Sales for five years with a high success rate even when there was a second mortgage involved and I'm happy to announce that the Government has extended the 2007 debt forgiveness act through the end of 2012 as part of the emergency economic stabilization act. Individuals who lost their homes through foreclosure will not have to pay income tax on the amount of mortgage debt that was forgiven or canceled. Tax-free treatment is also available to people who restructured their mortgages loans for a lower balance. The tax-free exclusion applies to canceled mortgage debt of up to $2 million or $1 million is married and filing a separate return). There are additional details to consider to qualify for this tax exclusion. The house must have been used as a main ho... 01/26/2010

Closed sales are up once again in Andover in 2009. A 21% increase of closed sales shows that homes are selling again in this Anoka County suburb. However, the down side is that average price has dropped again by almost 11%. An average sale in Andover is just under $220,000 down by 8.7%. This is probably a combination of the trend for many lender-mediated sales with few high valued homes sold this past year anywhere in the Twin Cities metro. A good point is that in this Anoka County community is time on the market has stayed flat this year. While it would be better to see homes start to sell more quickly as many neighboring communities did, it is still good that the market time did not increase in 2009. Home buyers can still view Andover as one of the affordable options in the Twin Citi... 01/13/2010

Conference Champs 9-0 Final record 28-7 7th Place in Apple Valley tourney 1st Place in Mora Tourney Winners of 15 of their final 16 games, only loosing to the eventual State Champs and winning 3 of last 4 in 5 set matches. Subsection 4A North Champions Section 4A Champions 3rd in State, 1 of 9 teams in the state to finish their season with a win. Best finish in school history 8 seniors who have played together since 5th grade!   11/15/2009

The place: Minnehaha Academy The time: 1pm 11-7-2009 The teams: Meadow Creek vs Mayer Lutheran The stakes: Who goes to State? Minnehaha was rocking with the pep bands from Meadow Creek and Mayer Lutheran switching back and forth. Meadow Creek played after games 1 and 3 and Mayer played game 2 and 4 if necessary. Game one our Saints started off a little slow but quickly gained an edge in the match. The score was close throughout but our Ladies took game 1 25-22. Great start girls! Game 2 had Mayer Lutheran scoring the first 6 points. Our girls slowly fought back to even the score at 12. Then Mayer jumped out again. We fought back but Mayer ended up winning game 2 25-19. Game 3 was another closely fought battle with Mayer looking to take an edge in the match. Both teams were fighting hard... 11/07/2009

The first game of the night pitted #1 seed Southwest Christian against #2 seed Mayer Lutheran. Mayer Lutheran won the match 3-0. So now we know who we will face on Saturday if we get by Heritage Christian. Heritage came out strong and took an early lead in the first 2 games. Our Lady Saints just kept playing at a strong pace and limiting their own errors. The first game was won 25-15 by the Saints who were pounding the ball. In the 2nd game after trailing 6-2, we pulled even at 7 and then the match stayed even to 18 with every point being fought hard for. One last run by Meadow Creek proved too much for Heritage and the Saints won 25-20. 20 points was the most Heritage had managed in 5 games so far this year against our girls. The final game of the match was amazing. The Saints seemed t... 11/06/2009

Well the first 2 games of sections went by without a hitch. The girls quickly took care of Minneapolis Edison in 3 games. Last night West Lutheran came out and looked better than Edison, but we dropped them in 3 as well. Therese was able to use all of her bench in both sets and still maintain an edge over the competition. Thursday night the sub-section Championship will be held at West Lutheran in Plymouth. Southwest Christian will face Mayer Lutheran at 6 and Our Lady Saints will take on Heritage Christian at 8 pm. SHould be some great volleyball so be sure to come out and cheer on our Saints! 11/03/2009

Wow! 1st place in the Mora invitational. The girls did a great job in winning this tournament. They quickly dispatched St Cloud Apollo, then Pillager. North Branch in the semi finals was not able to keep up with our team. Finally it was Maple Lake in the finals. The first game was won by 2 points and the battle continued into the 2nd game. That one was also 25-23 giving the Lady Saints their first tourney win of the season ad priming them for a long run to state.   Orono came to our court on Tuesday the 13th. This was senior night and the last regular season home game for our 8 seniors. The girls played them tough and took all 3 games of the set, even while mixing in the younger girls on the team.   Next uo, the "Battle for the paddle!" Let's bring the paddle home again ladies! 10/17/2009

This is the year for Meadow Creek Saint's 8 senior Volleyball players. They have been playing together at the Varsity level since 8th grade, when they formed the first B squad in Meadow Creek's history. They just knocked off both Champlin Park and Maple Grove last week and started conference play against New Life Academy at home with a win. Here are some other highlights for the year. I will update this blog as the season progresses through the State Tourney. The girls stunned Heritage in a blowout and probably their best played game ever. There wasn't hardly a spike that didn't go uncontested. Every spike was hard, the sets were great. Deep serves kept Heritage off balance all night and they never built up any momentum. This was Heritage's first conference loss of the year. Bethel Show... 10/09/2009

The market is indeed changing. Sales in Anoka County are up 22.3% from July 08 through July 09.  471 sales compared to 385 last July Median sale prices have declined by 18.7% to $154500 from $190000 last July. Average sale prices are down even more from $218,325 to $171,867 which verifies the effect we have scene on the lower priced market really heating up due to current first time buyer incentive program. Day on market currently is 137 days till sold Inventory is reduced year over year from 2570 homes for sale last July to 1813 this past July. Slightly more than a four month supply of homes which means we are moving back toward a more balanced market. The number of current disclosed foreclosure homes in the county is 271 which is down from previous months.   Information gathered from ... 08/17/2009

 Real Estate  is at the lowest Prices we Have seen in years and interest rates still below 6% with some new construction building lots as low as $16,000.00 are gonna make this summers market  Hott Hott Hott !    while foreclosure listings are up its also the well maintained homes that are fetching a good price in this turbulent market well priced and properly staged homes can outperform most of the competition. If your home does not sell another option would be renting it out or possibly contract for deed to take advantage of todays historically low prices.   We work with the areas top lenders to get you the best rates and the best possible terms and conditions.   Remember Moving up Moving down or upside down  Give us a call and we can meet to discuss all the details of your move      h... 06/15/2009

!!!!!!!!!!!! Check out the photos here http://www.postlets.com/repb/2332416 06/14/2009

 Please join us at 11:30 A.M. at the YMCA community center for a homebuyer seminar you won't wanna miss. Wells Fargo HMC Reyes Garcia is co-sponsoring this event and will be present to answer any financing questions. $400.00 in materials and discounts as well as door prizes !!!!!!!! Coffee and donuts will be served Topics: tax credits short sales foreclosures/Bankowned Down payment assistance moving up without selling                        loan options                                                         Mike Nehmzow   Get You Moved Realty  You can call to confim spot 763-742-7653                 www.GetYouMoved.com 03/24/2009

The new homepath program rolled out and looks good , 3% down wth no private mortgage insurance no appraisal and up to 6% seller concessions  also investors with as little as 10 % down this is awesome news to go along with the other great news of fannie going back to 10 investment properties instead of four which will help a lot of us re-fi some of our investment properties.  to look for properties that qualify for the homepath log onto www.homepath.com Thank You for reading my post !!   Mike Nehmzow Get You Moved Realty Andover , Minnesota  www.GetYouMoved.com  763-742-SOLD (7653) Short Sales , REo's , New Construction , land , lots 03/24/2009

The good news about Andover real estate in 2008 is that homes in Andover are selling once again. The statistic for closed sales shows the number of homes sold was up 16.6% in 2008 over the previous year. The bad news is that the average price has dropped significantly as well. An average sale in Andover is just under $250,000. This is probably due to the fact that fewer high valued homes are selling anywhere in the Twin Cities metro. Another trend for this Anoka County community is that time on the market has increased by over 20% with homes staying on the market an average of a month longer. This bodes well for home buyers as Andover affordability is way up! It would be a good time to consider a purchase as sellers are looking at continued competition with a steady amount of homes com... 01/26/2009

Andover, Anoka Co. MN 2008 2007 Δ Change # Homes Sold 339 291 +14.16% Average Price $241,471 $291,122 -20.56% Median Price $228,000 $268,000 -17.54% Total Volume $81,858,982 $84,716,701 -3.49%    Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC.  For the period of January 1, 2007 thru December 31, 2008     Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when you purchase a home through me.To find out more, call Patti Ann Kasper  at 763-548-1418 today!Sellers: Your home SOLD in 39 days or less GUARANTEED, or I'll pay you up to $10,000 after closing!*National Real Estate Stimulus Program* ParticipantTo view my interactive on-line real estate magazine with listings, select the banner below:Touch the banner b... 01/19/2009

A year ago last summer, I was in my favorite Blaine hair salon getting my hair expertly cut and colored by my stylist and friend, Jill Jarvi. As she worked to make me look my best, she told me she was about to embark on her dream of opening her own salon and boutique. It was going open before the end of the year in the Ham Lake/Andover area. Her excitement and drive was evident as she described her dream of an upscale, full service hair salon for women and men. And by the fall of 2007, her dream had come true. The Parlour is in a word, beautiful! Located in a brand new building just west of the Hanson/Bunker Lake intersection, it is convenient too. Luxurious fixtures and surroundings with style make one feel welcome from the moment you walk in the door. It is a northern oasis for pampe... 12/15/2008

We attended the fund raiser for Meadow Creek Christian School last night. They have a silent auction of donated items, you could buy anything from Wild tickets to baskets for presents. There was easily 400 different items to bid on. The items made by specific classes were always bid very high as each parent wanted to bring home what their child had made. My favortie was the scrabble board with everyone's name on it. We didn't win any bids. After that we had dinner and updates on the capital campaign for the new building. Sounds like they are almost ready to start building on the land they bought in Andover, MN. The city has already apprived the plan for the lot at 161st and Tulip. Sweetwater Revival performed while we ate our meals. They are 4 lady singers that sing original gospel musi... 11/15/2008

After watching New Life Academy almost knock off Southwest Christian in their sub section final, the Meadow Creek Christian School girls volleyball team took the court against Heritage Christian. We were expecting to win coming in as the #1 seed and having beat them earlier this year. The Heritage team had a different plan though. After MCCS took an early lead in game one, they quickly found themselves in big trouble, down 23-17. Rolly called a timeout and Kelly Strandland rotation to serve was up. MCCs then rattled off the next 8 points to win 25-23. Heritage was not to be denied yet though as they came back to win game 2 25-19. The MCCS girls decided to take it to Heritage in game 3 winning decisively 25-7. Heritage never gave up and survived several match points in game 4 before winn... 10/31/2008

Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INCfor the period of July 1, 1007 through July 31, 2008. Participant in the *National Real Estate Stimulus Program* Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when you purchase a home with Patti Ann Kasper. Sellers: Your home SOLD in 39 days or less GUARANTEED, or I'll pay you up to $10,000 after closing!  That's right, a tax free cashiers check is mailed after closing, upon receipt of proof of purchase, and verification of identity.  Could you or someone you know do something with that? If you are thinking of buying or selling a home, call Patti Ann Kasper to find out howyou can receive your own National Real Estate Stimulus Program CASH BONUS!   For more... 08/27/2008

Wow, the last 2 homes I have bid on have had multiple offers on them. I haven't seen that in a few years now. The homes in the $150,000 to $200,000 range are moving like hot cakes all of a sudden. A search in Andover and Coon Rapids in this price range shows 27 pending sales out of 100 homes. I would normally expect 5-10 max. Let me know of are ready to buy your first home or potentially an investment property. Make sure your home is "SOLD by Friday!" JoelFridayHomes.com Joel Friday 612-868-6287 06/25/2008