Explore Maple Grove, MN

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
The kids are back in school, the weather is getting cooler and your yard is covered in a layer of fallen leaves. Yep, it's that time of the year again, but don't think of fall leaves as a chore. They can be a useful resource for fertilizing your lawn or even decorating your home for autumn. Finis...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The National Association of Homebuilders/Wells Fargo Housing Market Index dropped two points to 55 from September's revised reading of 57. Builder concerns over labor costs and availability and economic uncertainty related to the federal government shutdown were noted as factors contributing to t...

By Eric Helmers, Your Trusted Real Estate Source
Comments 0
Nottingham Homes| Maple Grove, MN 55311   See what's for Sale in the Nottingham Neighborhoods of Maple Grove today.   Nottingham neighborhood is located in the heat of Maple Grove. Nottingham is a comprised of 5 neighborhoods built by Lundgren home builders.  Neighborhoods include the The Preser...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
You may have heard the term Private Mortgage Insurance when looking to finance real estate. What is PMI, and how do you know when you need to purchase it? The answer can be hard to find among all the real estate jargon you're hearing lately. Below is the short version of what you need to know. Wh...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
By the time you get to the final walkthrough on your property, the home buying process is almost complete. However, it is still important to pay close attention to this final step, as it will be crucial in the success of your home purchase. The final walkthrough is your last opportunity to ensure...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
From crunched-up leaves stuck to bottoms of shoes to bulky coats shed as soon as kids walk through the door, mudrooms are ideal for keeping outdoor dirt, wet clothing and outerwear from being strewn throughout your home. Mudrooms not only keep the rest of your house clean, but they also designate...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 4
Having your home broken into is completely violating. Burglars don't just steal your stuff; they steal your peace of mind. While this is the sort of thing you think will never happen to you, it's worth the time and effort to make sure you're not a target. Below are five strategies to help secure ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Home inspections are a tense time for everyone. Sellers are fervently hoping that nothing major is wrong with their home that could hold up the transaction. Buyers are eager to hear that their new house is in prime condition. Whatever the wishes, one thing is for sure; any news from an inspector ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
A home equity loan is a type of loan that allows you to use the equity of your home as collateral. It is an option that home owners have available to them and that some people use to pay for major expenses such as home renovations, college education or medical bills. These types of loans became p...

By Eric Helmers, Your Trusted Real Estate Source
Comments 0
I thought I would share a simple tip that should make it loud and clear that your landlord is upside down on their mortgage and you may be facing eviction soon or you may have a landlord that likely will not be addressing maintenance issue should they occur in your building.  One of the biggest c...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 2
Whether you just got a puppy, have newly mobile children or built a pool, there are a multitude of reasons for wanting to keep people and animals in your yard, while preventing other from entering. Picking the perfect fence can be difficult, so below we've outlined the main fencing materials to c...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
When you own a home, there are additions that you can make to the property that will improve the value of your home. For example, a newly renovated kitchen or bathroom is a popular choice that will really make the home more desirable to buyers. Also, adding storage space or a well-thought-out fam...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
When you have been researching your different options for a mortgage on your home, you might have heard of an "Interest-Only Mortgage". What exactly does this type of mortgage mean and how does it work? Usually when you take out a loan, you must pay back the capital debt (the amount you borrowed)...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
A recent study of US and UK home buyers, conducted by the London based Nationwide Building Society, found that more than 40% of people buying homes were confused by the jargon that lenders used to describe mortgages. When it comes to taking out a mortgage on your home, could confusing mortgage ja...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 3
Every home seems to have a never-ending remodeling list. As you consider tackling your next project, it usually pays off if you also think about helping the environment. Green remodeling can last longer, utilize recycled materials and typically end up saving you money in the long run. Below are s...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Investing in property at a young age seems like a bit of a daunting prospect sometimes. Most young people don't have a lot of disposable income, often have poor credit and perhaps even student loans. When you are in your early 20s, you are not likely thinking about investing in property and are p...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 3
Home prices were still gaining in July, but for 15 of 20 cities included the S&P Case-Shiller 10 and 20-city Home Price Indices, the pace of increasing home prices is slowing down. National home prices rose by 1.80 percent in July as compared to 2.20 percent in June. Home prices grew by 0.60 perc...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Sales of existing homes reached their highest volume in almost six years in August. The National Association of REALTORS reported Thursday that sales of existing homes rose 1.70 percent in August to a seasonally-adjusted annual rate of 5.48 million existing homes sold. This was the highest number...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
You've been searching for the perfect home for quite a while, and finally, you've found it! You get all of your finances in order and place an offer on the house. However, you're not the only one that loves the home, because there are multiple offers — and one of them is cash. Cash buyers are see...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The Federal Open Market Committee of the Federal Reserve decided not to reduce the Fed's current quantitative easing program of purchasing $85 billion monthly in Treasury securities and mortgage-backed securities. Going against wide expectations that the Fed would reduce the QE purchases, Fed Cha...

Maple Grove, MN Real Estate Professionals