Explore Maple Grove, MN

By David Kosmecki
(Sierra Pacific Mortgage)
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Home builder confidence was unchanged for September according to the National Association of Home Builders/Wells Fargo Housing Market Index HMI released Tuesday. After four months of rising confidence, September's HMI reading came in at 58, which was not far from expectations of a reading of 59. ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Most of the time when buying a property, there are a few obvious factors that you will consider – such as the location, the number of bedrooms, the accessibility to schools or your workplace, the need for repairs and any interior features. However, there are a few things that might not have cross...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
If you are on the verge of buying real estate, you've probably heard the term Private Mortgage Insurance(PMI). Mortgage professionals talk about it a great deal, but you may be asking, "What is it exactly? And why should I care?" Private Mortgage Insurance Defined: PMI is required by lenders if t...

By David Kosmecki
(Sierra Pacific Mortgage)
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Weather patterns across the United States seem to be getting more and more erratic. From tornadoes and earthquakes to flash floods and wild fires, there are many natural disasters that can quickly consume your home without warning. Because you never know when disaster might strike, it's best to b...

By David Kosmecki
(Sierra Pacific Mortgage)
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Making the decision to build a home might be one of the biggest you make in your life. You've found the perfect plot of land and have a vision of what type of home you want, but you need someone to bring your dream to life. That means it's time to start interviewing architects. Hiring an architec...

By David Kosmecki
(Sierra Pacific Mortgage)
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There are many reasons people take out reverse mortgages. However, this option is usually considered by cash-strapped seniors who own their homes and are looking to ease the burden of their golden years. The beauty of reverse mortgages is that you'll receive money as long as you are current on pr...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Most men, and even handy women, dream of a perfectly organized work space where their tools are orderly and they can tackle that list of home DIY projects. However, renovations can get put on hold because there's not a designated place to work. Tools are usually scattered throughout closets and t...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Most of the financial advice out there is focused on how you can pay off the mortgage on your home as quickly as possible, from making lump sum payments to switching to bi-weekly payments rather than monthly. However, there are a few things that you might want to consider before you put all of yo...

By David Kosmecki
(Sierra Pacific Mortgage)
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Paying off the mortgage on your home as quickly as possible will ensure that you pay less interest and save money in the long term. But how can you accelerate those payments so that you own your home sooner? One simple and easy way that you can pay off your mortgage faster is to round up your mor...

By Eric Helmers, Your Trusted Real Estate Source
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Its fall and my favorite time of year both personally and professionally! On a personal level, I love the change of season, the turning of the fall colors, the cool breeze and most of all, I love fantasy football, tailgating and going to football games either high school, college or pro. On a pro...

By Eric Helmers, Your Trusted Real Estate Source
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JUST LISTED 16919 78th Place N, Maple Grove, MN Highly Desired Maple Grove Town Home Bedrooms: 3 Bathrooms: 2 full, 1 half Living Area Approx: 1682 List Price: $Get Current Price Schedule a Showing Maple Grove Homes For Sale Search Maple Grove Forclosures Search All Homes For Sale Free List of F...

By David Kosmecki
(Sierra Pacific Mortgage)
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You have found your dream home and you are eager to get a mortgage, move into the property and start enjoying life there. However, there is only one problem standing in your way – the fact that you have been through some hard financial times in the past. If you (or your partner) have been bankrup...

By David Kosmecki
(Sierra Pacific Mortgage)
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Not only does the Labor Day weekend signal a little time off work, but it also indicates a close to the summer season, which means it's time to get ready for colder weather. So get in the spirit of the long weekend and put the labor of love into your home by creating a cozy hideaway that your fam...

By David Kosmecki
(Sierra Pacific Mortgage)
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The National Association of REALTORS reported Wednesday that pending sales of existing homes fell by 1.30 percent in July. According to the organization's Pending Home Sales Index, this was the second straight month that pending home sales dropped. July's Pending Home Sales Index reading was 109....

By David Kosmecki
(Sierra Pacific Mortgage)
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Home prices are still rising, but at a slower pace according to the S&P Case-Shiller Home Price Indices for June.  Home prices for the cities surveyed in the HPI rose by 12.10 percent on an annual basis as compared to May's reading of 12.20 percent. This is the highest rate of monthly growth for ...

By David Kosmecki
(Sierra Pacific Mortgage)
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The National Association of REALTORS reported that existing home sales for July came in at 5.39 million on a seasonally adjusted annual basis. July's reading exceeded both expectations of 5.21 million existing homes sold and June's reading of 5.06 million homes sold. This suggests good news for h...

By David Kosmecki
(Sierra Pacific Mortgage)
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You're brushing your teeth and you turn on the faucet. It's not draining and starts to back up. Here's the dilemma; do you spit and let it sit or run to the kitchen? One thing is for sure; having a clogged drain can be a major annoyance. Clogs not only frustrate a homeowner but they can be hard o...

By David Kosmecki
(Sierra Pacific Mortgage)
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The minutes of last month's Federal Open Market Committee (FOMC) meeting show significant support for tapering the Fed's current amount of monthly securities purchases. These purchases, known as quantitative easing (QE), are an effort to maintain lower long-term interest rates including mortgage ...
As lenders tighten mortgage guidelines for Minneapolis home buyers, minimum down-payment requirements are increasing. Several years ago, you could finance a home with nothing down. Today, most conventional mortgages require at least 5 - 10 percent. Incidentally, these guideline changes have led t...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The National Association of Home Builders (NAHB) reported Thursday that its Housing Market Index rose three points to a reading of 59 for August. Confidence among builders is likely growing in connection with stronger housing markets and high demand for homes. These conditions are being driven by...

Maple Grove, MN Real Estate Professionals