Explore Maple Grove, MN

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
One of the biggest improvements that you can make to your home is to bring in more natural light. Sunlight is a powerful mood enhancer and a home design that brings in a lot of natural light will automatically look and feel much more pleasant. Not only will it boost your mood, bringing in natural...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
If you are applying for a mortgage to buy a home, doing your homework in advance before you submit the application means that you will stand a better chance of getting accepted at a desirable mortgage rate. According to mortgage experts, it is a good idea to gather up all of the needed documents...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
According to the National Association of REALTORS®, national sales of existing homes in June came in at 5.08 million. June's reading was reported to be the second highest since November of 2009; this should calm concerns about a lapsing recovery in housing markets. Summer typically produces the ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
If you have purchased a new home and are going to move in soon, what are the first few things that you will need to do upon moving into your new home? Moving can be very stressful, but having a checklist can make your move effortless. Here are 6 easy steps that can eliminate any frustration and h...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 3
Any family would feel violated after coming home to a ransacked house. Burglars look for specific things when choosing a home to break into, and many homeowners are unknowingly inviting criminals through the front door. Below are five ways you can avoid drawing the eyes of thieves and deter your ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The National Association of Home Builders (NAHB) / Wells Fargo Housing Market Index (HMI) rose in July. Home builder confidence in the market for newly constructed single-family homes rose six points to a reading of 57. NAHB reports that this was the third consecutive rise in the HMI and its high...

By Eric Helmers, Your Trusted Real Estate Source
Comments 27
Today I'm going to step into my old roll as a contractor and give you some ideas on how to save money on your A/C bill and how to lengthen the life of your unit. Step 1- Remove any grass, weeds, leaves and dirt from the unit.  At least 2 feet away.  The biggest ting to know is the unit needs to b...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Maple Grove's "Fit For Life" Wellness Program won the Corporate Achievement in Health Care Award presented by Twin Cities Business and Medica in their joint effort to present Minnesota's first annual "Health Care Heroes" awards. These awards recognize and honor organizations and individuals whose...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Getting the best mortgage financing for your new home can sometimes be a complicated process and, unfortunately, things can go wrong. Using a licensed and trusted mortgage loan specialist can help alleviate many of these challenges. There are certain mistakes that many homebuyers make when applyi...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 2
Just like fashion designs and hair styles, home decor trends are constantly changing and evolving. Each new season brings a new must-have feature for your home. In order to keep your home looking fresh and chic, what are the hot trends for 2013 that you can incorporate into your decor? Here are a...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Many home owners dream of having a home theater - an entire room of the home dedicated to enjoying television and film. These rooms are usually equipped with a large flat screen television or projector, comfortable seats, mood lighting and perhaps even a bar or a snack fridge. They are very comfo...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
FOMC Minutes Suggest QE Tapering by Year-End: The minutes for June's meeting of the Federal Open Market Committee (FOMC) suggest that committee members are mostly in agreement that the current quantitative easing program (QE) should begin winding down by year end, but the committee minutes are ve...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
If you are applying for a joint mortgage on your property with your spouse or partner, the name that goes first could have more of an impact than you might think. A 2010 study by the Woodstock Institute showed that mortgage lenders were inclined to show favoritism when men were the lead borrowers...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Does the time of year when you put your home on the market affect how well it will sell?  What about the final sales price? According to many studies in housing trends, the answer is yes. The time of year when you sell your home can have an effect on how many people are interested and how much th...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 3
The summer heat is starting to take its toll on you and your thirsty lawn. Homeowners spend hundreds of dollars every summer striving to grow healthy grass and keep it green. If you're sick of trying to maintain a manicured lawn, then you can go green another way. Install artificial turf. The Gra...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Winter may have taken a toll on your home's exterior this year. You've been noticing the cracking paint for months, but you don't want to shell out the big bucks to hire a professional painter. Don't fret! With the weather warming and the nice summer weekends, it's the perfect time to tackle that...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
What if you could accelerate the mortgage payment on your home so that you own your property several years earlier than your 15 or 30 year term? Making your final mortgage payment and owning your house is an incredibly good feeling and there is a simple way that you can bring about that rewarding...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Imagine that you've found the perfect home and are ready to apply for financing. Your home loan approval amount comes back lower than you would have expected and at an interest rate significantly above what you have heard is available on the market. This could be because you have an average to po...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
You've got a new job offer across the country and you are planning to pack your things, buy a home and make the big move. However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her fri...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The S&P Case-Shiller Home Price Indices for April indicate that the housing recovery gained ground. In April 2013 average home prices tracked in the Case-Shiller 10 and 20-city Composites increased by 11.60 and 12.10 percent year-over-year. On a month-to-month basis, the Composites increased by 2...

Maple Grove, MN Real Estate Professionals