Explore Maple Grove, MN

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
What if you could accelerate the mortgage payment on your home so that you own your property several years earlier than your 15 or 30 year term? Making your final mortgage payment and owning your house is an incredibly good feeling and there is a simple way that you can bring about that rewarding...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Imagine that you've found the perfect home and are ready to apply for financing. Your home loan approval amount comes back lower than you would have expected and at an interest rate significantly above what you have heard is available on the market. This could be because you have an average to po...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
You've got a new job offer across the country and you are planning to pack your things, buy a home and make the big move. However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her fri...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The S&P Case-Shiller Home Price Indices for April indicate that the housing recovery gained ground. In April 2013 average home prices tracked in the Case-Shiller 10 and 20-city Composites increased by 11.60 and 12.10 percent year-over-year. On a month-to-month basis, the Composites increased by 2...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Paying off the mortgage on your home faster means that you will not only have the satisfaction of owning your own home sooner, you will also have the benefit of paying much less in interest over the years. The faster you pay off your mortgage, the more money you can save, so here are some tips to...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
The Federal Open Market Committee (FOMC) of the Federal Reserve decided to continue its current policy of quantitative easing (QE) based on current economic conditions. The Fed currently purchases $40 billion in mortgage-backed securities (MBS) and $45 billion in Treasury securities monthly. Obje...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Are you buying a property as your second home? Perhaps you are looking for a small cottage or apartment where you can escape to for your vacations, or maybe you want to have another home closer to your relatives? Maybe you want to rent out your second property and make a steady income from your i...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
U.S. housing markets are gaining as demand for homes exceeds available supplies in many areas. The National Association of Home Builders/ Wells Fargo Housing Market Index (HMI) for June increased by eight points over May's reading to achieve a positive reading of 52. This last happened in August-...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Foreclosure actions increased by 2.0 percent in May from April's 75 month low point for foreclosure activity according to RealtyTrac's U.S. Foreclosure Market Report released June 11. However, the good news is that May 2013 foreclosure filings were still 28 percent below May 2012 filings. Realty...

By Myra Jensen, MN Luxury & Lake Homes - www.LuxHomesMN.com
(BRIX Real Estate)
Comments 0
Find Out How Much Your Maple Grove MN Home Is Worth For Free Online... If you're going to sell your Maple Grove home in the next six to 12 months, what you do right now to prepare for the sale could make a difference of thousands of dollars. Now you can get a FREE online evaluation of your home's...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Whenever a scene in a film or television show takes place in a private home, have you ever thought about who owns that property? Well, it could be you! The fact is that film and television production companies are always on the lookout for new locations where they can shoot their footage. If you ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Many home buyers have found the perfect house, signed on the dotted line and may think they've watched enough home improvement shows to know if the home they're getting is in good shape. Unfortunately, some buyers make the mistake of skipping a home inspection in order to save a little cash. Even...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Filing your taxes can be a complicated and confusing process. If you are a home owner you may have many different home tax deductions and credits to consider. Since we recently passed the filing date for 2012 taxes, it may be a good time to plan for next year and get your tax tracking systems in...

By Reuben Saltzman, Delivering the Unbiased Truth.
(Structure Tech Home Inspections)
Comments 45
Goodbye post hole. Goodbye post hole digger. Goodbye worker bending over the hole. Goodbye two-man auger, and the gas that goes in it. Goodbye concrete mix. Goodbye wheel barrow. Goodbye sonotube, and the rebar inside it. Goodbye frost heave, and Goodbye heaved steps. Goodbye heaved footings, and...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The U.S. Department of Labor released its Non-Farm Payrolls and National Unemployment Rate reports Friday showing 175,000 jobs were added in May, which surpassed expectations of 164,000 new jobs and April's reading of 149,000 jobs added. The jobs added in May were largely from the private sector....

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Imagine walking into your home and turning off the alarm, locking your doors, opening the windows and starting your coffee maker, all with a few taps of your finger on your smart phone? What if you had a home security camera that you could monitor from anywhere and a motion sensor that would send...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
One of the important aspects of owning a home is having the knowledge of how to keep it maintained to avoid costly repairs and serious damage. Over the years weather and use will wear down both the interior and exterior of your property. If you are able to practice preventative care on your home,...

By Reuben Saltzman, Delivering the Unbiased Truth.
(Structure Tech Home Inspections)
Comments 15
One of the most common problems with decks in Minnesota is frost heave. Today I’ll explain how this works, why it matters, and what steps can be taken to help prevent damage from frost heave when building a deck. How Frost Heave Works When expansive soils freeze and expand, the earth rises. Wikip...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
When you are looking for a mortgage for your home, your credit score is very important. Any potential lender will check your score and will use the number to assess your creditworthiness and the interest rate that they offer you. The better your credit score the lower the mortgage interest rates ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
If you're absolutely sick of looking at the popcorn ceiling of your 1980's home - it's time for a change. However, behind the facade of a ceiling is a mess of plumbing, wiring, joists and structural beams, so you have to be careful and creative when updating your home. Whether you're dealing with...

Maple Grove, MN Real Estate Professionals