Explore Maple Grove, MN

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
With spring just around the corner, now is a good time to begin decorating your home for the upcoming season. Whether you enjoy chic decorations that are budget-friendly or easy changes to create a fresh look, below are five quick ideas to brighten up your home for the season. Add a Pop of Color:...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
The most recent S&P/Case-Shiller Index showed all three composites posting double-digit increases over the last four quarters.  The national composite, which is the broadest based index, showed an increase of 10.2% annually. The 20-City composite posted even stronger annual growth at 10.9%. Click...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
As the weather gets warmer, the desire to get outside and enjoy the fresh air begins to take hold. Having a place to entertain or just unwind can add a new dimension and enjoyment to your home. First, you have to decide what type of space you want to create. Whether you want to have an outdoor li...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The National Association of REALTORS reported that sales of existing homes in April reached 4.97 million on a seasonally-adjusted annual basis. Although this reading fell short of Wall Street's expectations of 5.00 million existing homes sold, it surpassed the March 2013 upwardly revised reading ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Memorial Day weekend is widely regarded as the beginning of summer and many people kick off their summer plans on the weekend coming up. We take this time to remember the brave men and women who have given their lives to protect and defend our liberty and freedom. But even while giving thanks for...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Minutes of the April/May Federal Open Market Committee (FOMC) recently released may have a significant impact on mortgage rates going forward.  One significant development from the meeting suggests that the present quantitative easing (QE)  program may be modified in the near future.  The current...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Flowerbeds can be a very attractive addition to any Maple Grove home -- if you have the time to set up and maintain them. Flowerbeds don't necessarily require a profusion of costly flowers that need to be fertilized, mulched, covered during severe weather, and possibly re-planted on a yearly basi...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 2
It can be very difficult to determine what your property is worth in the current marketplace, because you are biased by what the property is worth to you. These emotions can get in the way of impartially evaluating a property and often cause sellers to overprice their home. When pricing your prop...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 2
Going green is not just a new trend; it is a way of life that benefits not only the environment, but also your health — and your pocketbook.  Green living cuts down on carbon emissions and creates a healthier environment both inside and outside of a home. While green structures sometimes cost mor...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Home builders are gaining confidence in current and future market conditions for new homes, but continue to see below-average foot traffic in new homes. The reading for May's National Association of Home Builders (NAHB) /Wells Fargo Housing Market Index (HMI) increased by three points to a readin...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 2
Everyone knows that first impressions are important. By carefully staging your home, you can positively influence the feelings your potential buyers have when they are viewing the property. Staging is the art of decorating and arranging the spaces within your house to make it more appealing to bu...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
When deciding to sell a piece of Minneapolis real estate, there are certain things you must disclose about the property to the buyer before the sale can go through. Disclosure laws are put in place to protect the buyer from unknowingly purchasing defective property. Not disclosing certain inform...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
RealtyTrac recently reported that national foreclosure filings are down while foreclosure filings are seeing marked increases in some states. There are two systems for foreclosing residential real estate in the United States; judicial and non-judicial foreclosure. The states individually decide w...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Whether you're looking to buy a new house this month or do a little remodeling, take advantage of the opportunity to give the mom in your life a present she'll appreciate every day. Below are a few ideas for housing priorities and renovation projects that typically rate high on women's wish lists...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The Bureau of Labor Statistics released its monthly Non-farm Payrolls and National Unemployment Rate for April last Friday. These two reports are collectively called the Jobs Report. 165,000 jobs were added in April, while the unemployment rate dropped from 7.60 percent in March to 7.50 percent i...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 2
In almost every Maple Grove home, there are awkward spaces that are difficult to utilize. Especially in older houses, there are rooms, closets and nooks that once had a purpose that is now outdated. So before you try to cover it up or fill it with junk, take a look at the smart solutions below to...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 2
When it comes to selling your home in Plymouth , you've probably thought of the most common staging tricks, such as clearing out the clutter to make your rooms look bigger and bringing in more light to brighten things up. However, have you considered that the colors in your house might affect whe...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Wednesday's Federal Open Market Committee (FOMC) statement indicates the Federal Reserve's commitment to keeping long term interest rates and inflation under control. The Fed will continue monitoring inflation, but does not expect inflation to rise more than 0.50 percent above its target rate of ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Housing markets continue to improve according to the S&P Case Shiller Home Price Indices released April 30 for February's data. The Indices consist of a 10-City Composite Index and a 20-City Composite Index with housing markets for each city reported based on a three-month rolling average of home...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Whether you have new neighbors next door or old friends moving across town, a housewarming gift is a great way to show you care. New owners always appreciate anything that relieves the pressures of moving and settling in to an unfamiliar neighborhood. Here are seven fun and easy housewarming-gift...

Maple Grove, MN Real Estate Professionals