Maple Grove, MN: IRS Notices U might come across if U owe back taxes
(FishCoin Tax Solutions)
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I represent taxpayers in Maple Grove, Minnesota and all the 50 States in the United State before all administrative levels—examination, collection, and appeals—of the Internal Revenue Service (IRS).The IRS sends out several notices to taxpayers. In this blog, I want to talk about notices you migh...
#1 Needs Analysis Congratulations on your decision to purchase a new home. Your first step toward buying your new home will be to analyze your needs. By analyzing your needs you will be able to get a clear picture of exactly what you want your new home to look like and how it should function fo...
The Video that CNBC posted on You Tube explains part of the Subprime problem. How they sold subprime mortgage paper as Grade AAA. Easy to understand explanation. They have been doing the same thing with Alt A (stated income) paper as well. The video shows in a flip chart fashion that everybody c...
If you're still not convinced of the value of a REALTOR®, here are more reasons to use one:
(Our Home Real Estate)
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If you're still not convinced of the value of a REALTOR®, here are more reasons to use one: Your REALTOR® can help you determine your buying power - that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income a...
A real estate agent can help you understand everything you need to know about the home buying process. Not all real estate licensees are the same; only those who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR " ®" trademark on...
Abusing Your New-Found Wealth Although tapping into your equity provides you with a whole host of positive situations, there are some things to avoid. 1. As you live in your new home, avoid outlandish remodeling. Sooner or later, whether you're retiring, moving to a new town, or find it diffi...
Using Your Equity If you're not familiar with how using equity works, allow us to explain some of the ways in which you can tap into the value of your home: 1. Some people chose to "trade down." Trading down is when you move into a less expensive home on or after retirement. For example, if y...
How Owning a Home Affects Your Wealth Owning a home should significantly increase your financial net worth, which is the difference between your assets, including bank accounts, retirement accounts, stocks, bonds and mutual funds, and your liabilities or d...
Finding Homeowner's Insurance Homeowner's insurance is a requirement of owning a home when you take out a mortgage. No mortgage lender will permit you to close the deal unless you can prove that you have adequate coverage. Lenders will also frequently request that you pay the entire first year's...
What You Need to Know About Personal Property Taxes Personal property taxes can be another unexpected cost when buying a new home. If you're still renting, you might not be familiar with how personal property taxes work. Below, you'll find some useful...
With summer weather, thefts from vehicles increase in parks, residential neighborhoods, and public parking areas. You have the ability to help prevent this crime from happening. Follow these tips to help avoid becoming a victim: • Lock your doors and roll the windows up tight. • Park in a well l...
Home Buyers Want to Know Your Home Inside And Out While home-buyers are as individual as the homes they plan on purchasing, one thing they share is a desire to ensure that the home they will call their own is as good beneath the surface as it appears to be. Will the roof end up leaking? Is the wi...
This short video explains the confusing "Truth-in-Lending" disclosure and how the APR is computed. I discuss the flaws in only looking at APR to determine what is really the lowest cost option.
How a Fee Appraisal compares to a CMA. New Video:[Updated 7/13]
(Sierra Pacific Mortgage)
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This short video explains the similarities and the differences of what a fee appraiser produces with what a professional real estate agent produces. It explains some of the constraints the appraiser is under which the real estate professional is free to ignore. The term CMA refers to a Competiti...
This short video gives you the background on what happens when an appraiser does an appraisal. It gives you an understanding of how the appraiser determines value. At MortgagesUnlimited you always get a copy of the appraisal at closing. If you are using someone else, always insist on getting a c...
Five of six special consumer reports about the advantages of using buyer agents:
(Our Home Real Estate)
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5. Read This Report Before You Sign Anything! The right or wrong decision when signing your home mortgage can mean thousands of dollar's difference in interest paid. There are very important considerations to evaluate before you commit to a mortgage and promissory note. For many of us, our mor...
Four of six special consumer reports about the advantages of using buyer agents:
(Our Home Real Estate)
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4. Relocating ? Relocating? Do you desire to buy a new or second home to escape the cold weather four to six months of each year? If you answered yes to these questions, relocation can be a hair-raising experience. A roller coaster of emotions from choosing the right agent, to finding the rig...
Two of six special consumer reports about the advantages of using buyer agents:
(Our Home Real Estate)
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2. Are you just out of college or new in your career or job? Are you making big rent payments but have little or no down payment? What if you could buy, are you confused between new construction versus existing homes? Buying a residence can be a fretful experience, one that you may be think...
One of six special consumer reports about the advantages of using buyer agents:
(Our Home Real Estate)
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1ARE ALL REALTORS® ALIKE? No. There are four types of Realtors: Seller Agents, Exclusive Buyer Agents (or Brokers), Dual Agents (including non-exclusive Buyer Agents), and Transaction Brokers. 1. SELLER AGENTS - list property and represent the seller. Remember that if you are buying a home and c...
10 Steps to Selling Your House 1- Needs Analysis2- Pricing Strategy3- Property Preparation4- Marketing Strategy5- Receiving an Offer6- Negotiating to Sell7- Sell8- Pre-close Preparation9- Closing10- Post-ClosingWhy you should list your home with us!1) Trained Negotiators, In addition to years o...
Take time this summer and get out and enjoy all of the Great Parks and Trails, that are in this Great City.. For more information about the parks. Check out the Elm Creek Park ReserveAddress13080 Territorial Rd.Maple Grove, MN 55369Phone(763) 694-7894 Business 1(763) 559-9000 Business 2Emailfeedb...
