Explore Maple Grove, MN
While the traditional method of trawling for sale listings, making bids, and negotiating with the seller has been a popular rite of passage for many home buyers, buying a house at auction is swiftly becoming a favored way to purchase property. Buying a home through auction can be tricky, so it's ...

By David Kosmecki
(Bay Equity)
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Water is the planet's most precious resource. Access to clean water is a privilege that, unfortunately, many people still take for granted. By utilizing new water efficiency technologies and age-old conservation methods, we can help preserve the water supply for future generations. Cutting down o...

By David Kosmecki
(Bay Equity)
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When you're looking for ways to supplement your retirement income, there are a number of different options to consider. A reverse mortgage is becoming a more popular and more common way to provide income when your retirement savings don't leave enough to live on. But with all the information out ...

By David Kosmecki
(Bay Equity)
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1) Do I Have Enough Equity To Get A Mortgage? To get a conventional loan, you will usually need to have at least 20 percent equity. This means that your house will have to be worth at least $250,000 to get a $200,000 loan. If you have less equity, you could end up having to pay for private mortga...

By David Kosmecki
(Bay Equity)
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Paying your income taxes each year leave your wallet a bit thin? There may be money hiding in your home that lessens your tax burden. Here are four places to look: 1. Home-Office Deduction: If you work from home, you could qualify for a home-office deduction. Taking the deduction can be a bit com...

By Eric Helmers, Your Trusted Real Estate Source
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Data on websites like Zillow, Trulia and many other sites can be out dated and highly inaccurate. One study found that up to 30-40% of the data was incorrect on many sites. If you want to search for homes that are actually available in your market or want to view your neighborhood sales activity,...

By Eric Helmers, Your Trusted Real Estate Source
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It's slowly gaining public attention, but likely you have not heard of the Heartbleed Open SSL bug that researchers at Google discovered recently.  However, this bug is waking up tech and business people worldwide do to it's intrusive nature, inability to trace origins and it's potential uses. It...

By David Kosmecki
(Bay Equity)
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Though it can be an entirely different story for a trend shift in the opposite direction, which then requires you to get out the soaking bucket and scraping tool, wallpaper coming back into style is a home décor blessing for many. Wallpaper is back in - in a big way! - and it's making your dreams...

By David Kosmecki
(Bay Equity)
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The economy seems to be finally turning, and home loan interest rates are still historically low. Real estate values are starting to climb as well, all of which makes for a growing opportunity for new homeowners to get into the market before it gets too expensive again. Millennials Don't Seem To ...

By David Kosmecki
(Bay Equity)
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As the federal reserve continues to taper quantitative easing measures, financial experts project mortgage interest rates will climb in the next two years. Could this be the much awaited ray of light at the end of the proverbial tunnel for builders and investors or will it drive hesitant home buy...

By David Kosmecki
(Bay Equity)
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Being a homeowner is exciting. It can be financially rewarding, too. Unfortunately, it can also put you in a tough legal position. Between the complexities of owning a house, having to deal with lenders and the risk that comes from owning something valuable, keeping yourself legally protected is ...

By David Kosmecki
(Bay Equity)
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If you live in a climate where your yard has been hibernating for months, then you're probably ready for warmer weather and a hint of green outside your kitchen window. So, in preparation for children running on lush grass through spritzing sprinklers, use the five tips below to get your lawn rea...
Harsh winter weather conditions contributed to home prices falling in January. The S&P Case-Shiller 20-City composite index reported that home prices dropped by 0.10 percent in January, but after seasonal adjustments, home prices increased by 0.80 percent in January as compared to December. 12 of...

By David Kosmecki
(Bay Equity)
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It can be pretty intimidating to dip your toes into the realm of home ownership, especially if you're a first-time homebuyer. To make things worse, there are a number of myths floating around out there surrounding the home buying process. Such misconceptions have many kept many would-be homeowner...

By David Kosmecki
(Bay Equity)
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The Federal Reserve's Federal Open Market Committee met last week and Janet Yellen held her first press conference as Fed chair. According to the FOMC statement released after the meeting, the Fed cited severe winter weather conditions as a reason for slow economic growth in recent months. FOMC m...

By David Kosmecki
(Bay Equity)
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Spring is around the corner, and it's time to get your home in order! Spring cleaning can be fun and easy if you follow some general guidelines, which are sure to get your home ready for the nice weather and looking as beautiful as the weather is about to. Kick the winter clutter to the curb with...

By David Kosmecki
(Bay Equity)
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Spring is here, and the National Association of Home Builders Housing Market Index (NAHB HMI) thawed slightly in March. The current reading of 47 is one point higher than for February, but still indicates pessimism among a majority of builders surveyed. Analysts expected a March reading of 50. Th...

By David Kosmecki
(Bay Equity)
Comments 1
So you are thinking of refinancing? Well you are in luck because I have 4 quick and important questions you should ask yourself before doing so. 1) Do I Have Enough Equity To Get A Mortgage? To get a conventional loan, you will usually need to have at least 20 percent equity. This means that you...
For those of us who have a mortgage, we know very well how stressful it can sometimes be to make the monthly payment on time. And then for some of us, late payments are inevitable. In fact, in 2013, from October to December, a whopping 3.85 percent of homeowners were behind on their mortgage paym...

By David Kosmecki
(Bay Equity)
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You're ready to make some changes to your home, but you want to be smart with your money and see a positive return on your investment. While most homeowners don't see that return until they sell their home, you can start seeing the benefits now through conserving energy by making your home green....

Maple Grove, MN Real Estate Professionals