Explore Maple Grove, MN

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
To refinance a mortgage means to pay off your existing loan and replace it with a new one. There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity. Each has its ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Real estate investments are still going strong and will probably continue to be a popular method of financial gain into the future. Real estate is solid. It is a tangible product that is attractive to both beginning investors and experienced pros. The most important part of getting started in rea...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 2
When people purchase their home, one of their common requests is "plenty of light." And for good reason! This is a critical factor for enjoying your home, and when designing your interior, you should pay special attention to just that: your sources of light. See them not only as a way to brighten...

By Eric Helmers, Your Trusted Real Estate Source
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Attention Home Buyers, Sellers, Renters, Landlords or anyone else searching for properties and rentals on the worldwide web.  Especially sites like Craigslist, BackPage.com, Zillow or other free listings sites that allow non licensed people place ads for real estate! There is a HUGE SCAM running ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
When it comes to selling your home and getting the full selling price you want, there are certain tactics and methods you can employ to ensure that this wish becomes a reality. Avoiding the commonly made mistakes that end up lowering the value of your home and discouraging people from viewing it ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Something that the Europeans have been doing for decades has finally made its way over the Atlantic Ocean to North America: the trend is called micro housing, and it's turned into an entirely new way of living. With micro housing, we're beginning to do away with oversize condos and even detached ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
While the traditional method of trawling for sale listings, making bids, and negotiating with the seller has been a popular rite of passage for many home buyers, buying a house at auction is swiftly becoming a favored way to purchase property. Buying a home through auction can be tricky, so it's ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
Water is the planet's most precious resource. Access to clean water is a privilege that, unfortunately, many people still take for granted. By utilizing new water efficiency technologies and age-old conservation methods, we can help preserve the water supply for future generations. Cutting down o...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
When you're looking for ways to supplement your retirement income, there are a number of different options to consider. A reverse mortgage is becoming a more popular and more common way to provide income when your retirement savings don't leave enough to live on. But with all the information out ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
1) Do I Have Enough Equity To Get A Mortgage? To get a conventional loan, you will usually need to have at least 20 percent equity. This means that your house will have to be worth at least $250,000 to get a $200,000 loan. If you have less equity, you could end up having to pay for private mortga...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Paying your income taxes each year leave your wallet a bit thin? There may be money hiding in your home that lessens your tax burden. Here are four places to look: 1. Home-Office Deduction: If you work from home, you could qualify for a home-office deduction. Taking the deduction can be a bit com...

By Eric Helmers, Your Trusted Real Estate Source
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Data on websites like Zillow, Trulia and many other sites can be out dated and highly inaccurate. One study found that up to 30-40% of the data was incorrect on many sites. If you want to search for homes that are actually available in your market or want to view your neighborhood sales activity,...

By Eric Helmers, Your Trusted Real Estate Source
Comments 0
It's slowly gaining public attention, but likely you have not heard of the Heartbleed Open SSL bug that researchers at Google discovered recently.  However, this bug is waking up tech and business people worldwide do to it's intrusive nature, inability to trace origins and it's potential uses. It...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Though it can be an entirely different story for a trend shift in the opposite direction, which then requires you to get out the soaking bucket and scraping tool, wallpaper coming back into style is a home décor blessing for many. Wallpaper is back in - in a big way! - and it's making your dreams...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
The economy seems to be finally turning, and home loan interest rates are still historically low. Real estate values are starting to climb as well, all of which makes for a growing opportunity for new homeowners to get into the market before it gets too expensive again. Millennials Don't Seem To ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
As the federal reserve continues to taper quantitative easing measures, financial experts project mortgage interest rates will climb in the next two years. Could this be the much awaited ray of light at the end of the proverbial tunnel for builders and investors or will it drive hesitant home buy...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Being a homeowner is exciting. It can be financially rewarding, too. Unfortunately, it can also put you in a tough legal position. Between the complexities of owning a house, having to deal with lenders and the risk that comes from owning something valuable, keeping yourself legally protected is ...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 1
If you live in a climate where your yard has been hibernating for months, then you're probably ready for warmer weather and a hint of green outside your kitchen window. So, in preparation for children running on lush grass through spritzing sprinklers, use the five tips below to get your lawn rea...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
Harsh winter weather conditions contributed to home prices falling in January. The S&P Case-Shiller 20-City composite index reported that home prices dropped by 0.10 percent in January, but after seasonal adjustments, home prices increased by 0.80 percent in January as compared to December. 12 of...

By David Kosmecki
(Sierra Pacific Mortgage)
Comments 0
It can be pretty intimidating to dip your toes into the realm of home ownership, especially if you're a first-time homebuyer. To make things worse, there are a number of myths floating around out there surrounding the home buying process. Such misconceptions have many kept many would-be homeowner...

Maple Grove, MN Real Estate Professionals