Lees Summit Missouri VA Loan Eligibility Right now, VA loans are becoming more and more popular than ever. Especially since many of our troops are coming home from the last 10 years of war. A VA Loan is a home loan designed to help soldiers (or those who have an honorable discharge) buy a home. VA loans require ZERO down-payment, and NO PMI insurance. The loan offers 100% financing.  If any real estate agents out there have a client who is a current or former soldier, encourage them to look into a VA loan. If they're not sure how to get started, here are some tips on your Lees Summit Missouri VA Loan Eligibility requirements:  1. Obtain a certificate of eligibility (COE) for a VA Loan (or a DD214)  Each applicant must show proof that they are either current or retired military. A veter... 06/09/2014

Lees Summit Missouri FHA Home LoansLet's discuss FHA loans since you're probably wanting to learn more about them. You probably already know that FHA home loans are extremely popular because they've got plenty of advantages designed for the home buyer!You may apply here for an Lees Summit Missouri FHA Home Loans The FHA home loan is a great program since it really can help the buyer with incredible benefits when you are approved for the loan.  The advantages  start the ball rolling with guidelines on the application & approval process that are not as difficult as a traditional loan and the down payment fees are less than a conventional loan. This program is backed up by the Federal Housing Authority, what that means that buyers that have had credit problems or simply do not have the mo... 06/09/2014

Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter weather, tight credit and a few other factors were related to the downturn over the winter months, but weren't totally unexpected. While housing remained stagnant throughout February, things are looking up with building permits increasing showing us that the future of housing is going up, up and up!Better readings are anticipated in future housing reports, as the weather becomes milder around the nation. Housing Out of Reach for First-timers?While it may seem that Buying your first Home in Lees S... 05/09/2014

It should be no surprise that the loan process is a process, and it’s not over until your loan closes.  Until then, income, liabilities, and assets will continue to remain under a close eye to make sure they fit within the guidelines established for the loan you're looking to get. We're here to offer you Lee's Summit Home Loan Advice!  Every home loan process is different but here are some  common mistakes to avoid:    No Late Payments!  Nothing will drag down your credit scores faster than recent late payments.  If your new home is being built, you need to be extra careful over these 3-6 months to avoid any late payments. No New Credit! Lenders will check your credit report just before funding the loan to verify that you have not added any new monthly payments to your overall debt pict... 05/08/2014

It should be no surprise that the loan process is a process, and it’s not over until your loan closes.  Until then, income, liabilities, and assets will continue to remain under a close eye to make sure they fit within the guidelines established for the loan you're looking to get. We're here to offer you Lees Summit Home Loan Advice!  Every home loan process is different but here are some  common mistakes to avoid:    No Late Payments!  Nothing will drag down your credit scores faster than recent late payments.  If your new home is being built, you need to be extra careful over these 3-6 months to avoid any late payments. No New Credit! Lenders will check your credit report just before funding the loan to verify that you have not added any new monthly payments to your overall debt pict... 05/07/2014

VA Loan Eligibility Lee's Summit MO VA home loans are becoming even more popular than ever these days. Especially since many of our troops are returning from active duty in places like Afghanistan.The VA Loan is a home mortgage espcecially created to help soldiers (or those who have an honorable discharge) purchase a home. VA loans require ZERO down-payment, and has the added benefit of NO PMI (a monthly mortgage insurance fee). Because the loan is a 0 down payment loan that means it offers 100% financing. If you're looking into buying a home whether it's your first time or you're a veteran home buyer we would encourage you to look into a VA home loan. If you're not sure how to get started, here are some tips on your VA Loan Eligibility Lee's Summit MO requirements:   1. Obtain a certi... 05/05/2014

 Credit and Loan Approvals in Lee's Summit, MO   Credit can be either a peaceful or very scary thing for most homeowners. But especially when the home loan process is involved, credit can be crucial to your rate and approval process. If you'd like to start the process of getting a loan, get pre-approved here.   What most people don't realize is that some of the little things you do can affect your  Credit and Loan Approvals in Lee's Summit, MO in big ways.  Here's a list of things that I reccomend continuing to do and somethings that if you are doing them, you need to stop.  Let's call it the "Do's & Don'ts when it comes to your credit while you're going through a loan process.    Do:   - use your credit normally. If you use a credit card to pay for gas, clothing or other items, continu... 04/29/2014

The benefits of a preapproval (not prequalification) for Lee's Summit Home Loans A lot of consumers are not educated enough on how they should go about buying a home.   No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Lee's Summit Home Loans and the surrounding areas. You must take the steps necessary to educate yourself on your buying power, take some time to think about your lifestyle choices, and the initial investment. We will discuss each of these in this article.    Education    There are many steps to buying a home in Prosper, TX, this is one and it begins with getting pre-approved for your home loan. Take note that we didn't say anything about getting pre-qualifie... 04/23/2014

Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter weather, tight credit and a few other factors were related to the downturn over the winter months, but weren't totally unexpected. While housing remained stagnant throughout February, things are looking up with building permits increasing showing us that the future of housing is going up, up and up!Better readings are anticipated in future housing reports, as the weather becomes milder around the nation. Housing Out of Reach for First-timers?While it may seem that first time home buyers in Lees S... 04/22/2014

A major home-selling decision arrives right at the start: setting your home’s price. It’s a step that can be decisive for good or for ill.But what is the “right” price for Lee's Summit, Missouri, or any other nearby area? We know what it probably isn’t—it’s not the first number that pops into your head, nor is it likely to be The-Price-of-Your-Next-House-Plus-the Cost-of-a-Family-Vacation-in-Tahiti-Plus-the-New-Sportscar-You’ve-Always-Wanted-to-Own. It’s also not a price that will ‘test the market’ (to make sure there hasn’t been an upward spike in demand since the last comparable neighborhood home sold).Setting a home’s price in Lees Summit MO in the right ballpark can be easier than many people assume. You can get there by a number of different routes, most of them tied to recent neig... 04/21/2014

Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter weather, tight credit and a few other factors were related to the downturn over the winter months, but weren't totally unexpected. While housing remained stagnant throughout February, things are looking up with building permits increasing showing us that the future of housing is going up, up and up!Better readings are anticipated in future housing reports, as the weather becomes milder around the nation. Housing Out of Reach for First-timers?While it may seem that first time home buyers in Lee's ... 04/11/2014

A major home-selling decision arrives right at the start: setting your home’s price. It’s a step that can be decisive for good or for ill.But what is the “right” price for Lee's Summit, Missouri, or any other nearby area? We know what it probably isn’t—it’s not the first number that pops into your head, nor is it likely to be The-Price-of-Your-Next-House-Plus-the Cost-of-a-Family-Vacation-in-Tahiti-Plus-the-New-Sportscar-You’ve-Always-Wanted-to-Own. It’s also not a price that will ‘test the market’ (to make sure there hasn’t been an upward spike in demand since the last comparable neighborhood home sold).Setting a home’s price in the right ballpark can be easier than many people assume. You can get there by a number of different routes, most of them tied to recent neighborhood history:B... 04/11/2014

Spring has officially sprung and warmer weather will most likely bring a long anticipated increase for the housing market, which was stifled by extreme winter weather catching most of the nation's meteorologists off-guard.The National Association of Realtors announced that the difficult winter weather, tight credit and a few other factors were related to the downturn over the winter months, but weren't totally unexpected. While housing remained stagnant throughout February, things are looking up with building permits increasing showing us that the future of housing is going up, up and up!Better readings are anticipated in future housing reports, as the weather becomes milder around the nation. Housing Out of Reach for First-timers?While it may seem that first time home buyers in Lees Su... 04/10/2014

If you're looking for a Lees Summit VA Home Loan Lender, then look no further than Darren Copeland's office of LeaderOne Financial.  We're you're local lender (Our Headquarters is in Overland Park, KS) and our office is in Lee's Summit, MO!  We know that working with someone local means all the difference in the world when it comes to buying your own home!A local Lees Summit VA Home Loan Lender can help when it comes to several aspects of your loan program, here's just a few of them:  An in-person meeting. You will have a chance to sit down and chat with your lender about the various loan programs that might be right for you; from Home loans for first time home buyers, like the FHA loan, VA Loans for military servicemen and women, USDA loans for those looking to purchase in rural areas... 03/27/2014

The Real Estate Industry has come back and is going full bore and that means that more houses are going on the market and more people are looking for homes.  If you're searching for a home in the Lees Summit  area, there are a few things that you need to do. One of those is make sure you can qualify for a home loan, (we can help you with that here) which makes people ask Can I Afford To Buy a Home in Lees Summit? Just last week, Trulia.com , has released a Rent vs Buy Report.  And the results of that study proved what we've been saying for a long time correct; buying is cheaper than renting in the Kansas City area by 38%. So the question shouldn't be Can I Afford To Buy a Home in Lees Summit, it's really Can I afford renting?!  But this wasn't the only great thing that made purchasing a... 03/24/2014

VA Mortgage Loans Lees Summit Missouri VA Mortgage Loans Lees Summit Missouri and 100% financing on VA Loans - the best loan program and loan payment in the country!VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans.Here are some of the great features of this fantastic program: 100% financing, no down payment required. Monthly mortgage insurance is not tacked on to your payment. More lenient credit qualifying standards than other types of mortgage loans. Low rates compared to other loan programs. How do you know if you qualify for a VA Mortgage Loans Lees Summit Missouri?The first step is to know and verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. An appro... 03/21/2014

If you are looking to purchase a home or refinance using your Missouri VA Loan benefits, the rate you can obtain is a huge factor in determining which lender you choose as well as what your payment will be.  The market can be volatile at times, and Lees Summit MO VA Rates can change daily, and sometimes even fluctuate during the course of a single day.  So why does this happen, and what determines the interest rates you can get?  All mortgages are backed by bonds, securities that are traded on the open market like stocks. These bonds are what backs the mortgages, including Kansas City VA Loan products. Mortgage bonds are also called mortgage backed securities.  Mortgage backed securities can go up and down just like the stock market, therefore influencing all mortgage rates including Le... 03/19/2014

If you're looking for a Lee's Summit Home Loan Lender, then look no further than Darren Copeland's office of LeaderOne Financial.  We're you're local lender (Our Headquarters is in Overland Park, KS) and our office is in Lee's Summit, MO!  We know that working with someone local means all the difference in the world when it comes to buying your own home!A local Lee's Summit Home Loan Lender can help when it comes to several aspects of your loan program, here's just a few of them: An in-person meeting. You will have a chance to sit down and chat with your lender about the various loan programs that might be right for you; from Home loans for first time home buyers, like the FHA loan, VA Loans for military servicemen and women, USDA loans for those looking to purchase in rural areas, or e... 02/26/2014

Home Buyer Mortgage Loans in Lee's Summit MissouriIf you are a Home Buyer Mortgage Loans in Lee's Summit Missouri, there are many mortgage loan programs available just for you.One of the first steps to obtaining Home Buyer Mortgage Loans in Independence Missouri is to get pre-approved.  It is very important to work with a lender who knows home buyer programs, and can help you understand the home buying process.Here are some of the most common Home Buyer Mortgage Loans in Lee's Summit Missouri. The common features of these programs are low or no down payment requirements and easier qualifying standards.  FHA Loans:  FHA is one of the most common home buyer loans today. FHA loans offer a low 3.5% down payment requirement, and easier qualifying standards than other types of loans.FHA is t... 02/24/2014

Here are a few helpful hints that you'll want to be familiar with when applying for an FHA Home Loan Lee's Summit.First off if you are interested in getting an FHA loan you can get pre-approved here!    You can look forward to a low down payment. An FHA loan requires only a 3.5 percent down and and you may get that down payment as a gift from your parents or grandparents or any other relative. For any borrower in short supply of financial resources, this is a superb advantage.    Another helpful hint when going with the FHA Home Loan Lee's Summit is that first-time buyers have some advantages. A tremendous reward is they can have a non-occupant co-borrower, that means you can have a co-signer who can help you secure the loan, for example: If you're a student who recently completed colle... 02/10/2014