Lee's Summit, MO Real Estate News

By Darren Copeland, Darren Copeland
(Leader One Financial)
Lees Summit Mortgage Pre-ApprovalI hear it all the time. A family stumbled upon their dream house, then found a Realtor in a short time, after which got things going without getting a pre-approval from a mortgage lender, only to see their dream home out of their price range! All of us fall into the trap of being lured into things and then wanting them NOW, but I like to recommend that everyone going through the house shopping for course of ensure that to get a pre-approval earlier than you go to any showings.  If you want to go ahead and get pre-approved, click this link, or give us a call at (816)268-4025Why should I get pre-approved?A Lees Summit Mortgage Pre-Approval is beneficial for everybody involved. For the buyers: they'll avoid getting their hopes up on a house they cannot affo...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
FHA Loans Lees Summit MO I thought I would touch a bit on FHA loans in case you may be needing a refresher and want to know more about them. As you know, FHA loans are one of the most popular loans in the market because they have more than a few advantages, You can apply here for an FHA Loan Lees Summit MO! The FHA home loand may also help more home owners purchase property because of the amazing reward that it brings to each person who is approved for one. Together with less stringent rules for applications and approvals and  lower down payment fees. Because the Federal Housing Administration & the US government backs up this program, buyers with less-than-ideal credit or funds have the ability to purchase a home. FHA Loan Requirements: Two years of steady employment Income over the pr...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Home Mortgages Lees Summit It's one of those days around the office that make us really happy.  Several of our clients are closing on their brand new homes, it's actually really fun to watch these folks come in, take the first step of getting pre-approved (usually over the phone or online.) Move the document gathering phase, finding their home, move through processing and underwriting and finally closing on their loans!  It's pretty hard not to have a good day when you see people's dreams coming true and knowing that we got to be a big part in that.  That's really why we do what we do - we love to see smiling faces!  That's our primary reason for wanting your business, because we love to see you feel good!  Unfortunately, not everyone who gets pre-approved with us gets to closing and it...
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By Kalene Bagwell, Realtor - Selling Blue Springs - Kansas City Metro
(Realty Executives Of Kansas City)
   Here Below are your market stats for April 2013 from the Bagwell Team for Lee' Summit, Missouri!  Overall, the Lee's Summit area home sales indicate that your area is in a NORMAL SELLER's Market.  Overall, the numbers indicate there is 5.65 months of inventory available for buyers to choose from indicating the normal seller market.  There appears to be a demand for homes priced between $100,000 to $200,000 and under with three to six months of inventory in those price bands.  On the other end of the spectrum, there appears to be 11 months of inventory in the $200k-$300k price band indicating a BUYER'S Market in that price band. Seller's in that price range can expect a longer period of time to get their home sold, so patience is a key factor for those folks. If you are thinking a sel...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Mortgage Loans Lees Summit One of many things that I enjoy most about my business in the Home Loan trade is that I am getting to watch the smiling faces of other people that have simply discovered their dreams are coming together!  I like visiting closings and watching how people's arms cramp up as a result of signing their names so many instances, however in the end they are simply beaming since they now have a place to call their very own! To start the process that will bring a smile to your face you should actually get pre-approved for a home mortgage by means of calling us at (816)268-4025 or you will get pre-approved online. It is no wonder why it's so motivating for me to attempt to get as many individuals into their homes. Are you on the lookout for a house to buy there is not an...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Lees Summit Vet Loans Here are a couple of helpful hints when looking for a Lees Summit Vet Loans. Get Pre-Approved Before you start the hunt for a house, The best thing you are able to do is getting pre-approved for your VA loan. The time you save fairly literally will likely be your own.  After you have the determined mortgage quantity that you're approved for, you can start home searching with confidence. In this excellent housing market it is going to also offer you an advantage with the seller, seeing that other potential consumers might not have taken this vital action. Realizing ahead of time what you'll manage to pay for offers a substantial amount of security. That sort of security will go a great distance since you search for the perfect value for the money. Having a VA mortga...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Lees Summit Homes for HeroesIt’s no secret that we’re keen on giving back to veterans and individuals who serve our country. With our specialty in VA loans, we feel honored to help those that sacrifice for our freedom and get them into homes. So once we realized the value of the Homes for Heroes program, it was a pure certainty that we wanted to be a part of it. We couldn’t be thrilled more to be an affiliate mortgage lender within the Kansas City region and we're welcoming a a new Homes for Heroes agent into the neighborhood: Jaime Hillbrand! For those who use an area lender affliate and a Realtor affliate you may very well enhance your financial savings!  in case you're fascinated about getting a mortgage, get pre-approved with us online or call (816)268-4025.Homes For Heroes Home Loa...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Lees Summit Home Loan Guide We all know that there are a thousand questions you need answers to once you begin the process of shopping for a home and getting a home loan. We're here with the Lees Summit Home Loan Guide to let you understand that there are some  DO's and DON'Ts that you will want to keep an eye fixed on for entire course of your home buying process.  The first step when searching for houses available on the market is to get pre-approved with a area lender, It is best to get pre-approved with us on-line or by calling (816)268-4025. With regards to home mortgage approvals, and home purchasing, many people do not understand how their actions can have an effect on their house buying experience. Here's what I encourage individuals once they ask me about the right options to s...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Homes For Heroes Mortgage Loans It’s no secret that we’re keen on giving back to veterans and people who serve our country. With our specialty in VA loans, we feel honored to assist those who sacrifice for our freedom and get them into homes. So once we learned of the Homes for Heroes program, it was a natural fit. We couldn’t be any more thrilled to become involved as an affiliate mortgage lender in the Kansas City region and we're welcoming a local real estate agent: Jaime Hillbrand into this system, For those who use a local lender affliate and a Realtor affliate you may actually increase your financial savings!  if you're interested in getting a mortgage loan, get pre-approved with us today online or call (816)268-4025. Homes for Heroes was started by a real estate group out of Minn...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Home Mortgage Lender Lees Summit If you're looking for a home in the Lees Summit area we're here to help you find a Home Mortgage Lender Lees Summit, so that dream home you're looking for can be yours and we can make your day complete and you can have a smile on your face!  We are a local mortgage lending company called Leader One financial, and we've been in Lees Summit for over 10 years helping people get their home loans from the first step of getting pre-approved to the final step of closing!  If you would like to start the process of getting you and your family into a new home, you can do that by getting pre-approved online or by calling us at (816) 268-4025. It's important that you find a local mortgage lender when you are looking for your house. Why?  Because  a Home Mortgage Len...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Homes for Heroes Lees Summit We are super excited to hear that we have a new friend joing us in the Homes for Heroes program in Lee's Summit, a real estate agent named Jaime Hillbrand!  We are so excited to have her helping out the heroes in our community!  If you don't know about the Homes for Heroes program you're missing out!  It's basically a way to say thank you to our military fighting forces, our police, firefighters, and first responders by getting them discounts on their mortgages.  If you're interested in buying a home you should always get pre-approved first! You can get pre-approved online with us or you can call us today at (816)268-4025.   Here are some details on the Homes for Heroes Lees Summit: 1. Homes for Heroes was started in Minnesota by a group of real estate profe...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Lees Summit Homes For Sale When You're looking for a Lees Summit Homes for Sale there are some  DO's and DON'Ts that you'll want to keep an eye out for in the first steps of you home buying process.  The first step when looking for houses for sale is to get pre-approved with a local trusted lender, You can get pre-approved with us online or buy calling (816)268-4025. When it comes to home loan approvals, and house shopping, many people don't realize how their actions can impact their home buying experience. Here's what I encourage people when they ask me about how to live life while they're in the process of securing a mortgage for their new home:DO:- live life as normally as possible.- continue operating on a household budget.- don't hold up your life just because you're in a loan proc...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Lees Summit Local Lenders What most people don't know when they go to buy a house is that there are a ton of people who want you to get a loan through them; but we think you should try a Lees Summit Local Lender a lot of them are big banks with branches in your area.  But we suggest that maybe you should avoid the big banks that don't offer everything locally and try someone who is in your community.  If you'd like to get started on a home loan with someone who is local, you can call (816) 268-4025 or you can get pre-approved for a home loan online. So what are the benefits of using a , here are just a few important facts: 1. They are in your community.     No one knows more about your community than people who live and work there.  If you use a local lender, like Darren Copeland, you c...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Homes near Lees Summit If you're looking for Homes near Lees Summit, you're definitely hitting the housing market at the right time!  The housing market is making a recovery much quicker than most people expected and that means more poeple are making the jump from renting to home buying.  There's only one tiny bit of bad news - there aren't that many houses for sale right now; which means it's a seller's market.  But don't worry, the house buying season is coming into full swing and that's a good thing. Let's say that you're looking to purchase a home for the first time, well, don't hesitate there are plenty of things you can do right now to get ready for the home purchase that's in your near future.  The first thing I would suggest is giving us a call at (816) 268-4025 to get pre-appro...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Best Mortgages Lees SummitSo you've determined that it's time to purchase a house, and your looking for the Best Mortgages Lees Summit, but simply fascinated about the process and the phrase 'mortgage lender' gives you a migraine about the size of the living room of the home you want to purchase!  What do I learn about this complete process? How do I pick a mortgage lender?  Here is what you have to be looking for on the subject of what sort of person you need as your mortgage lender, (and know this is how we grade ourselves too), so if you want to go forward and start the mortgage process of you have to get pre-approved online or call (816)268-4025.We're completely happy to clarify everything for you, because the more you understand what is going on on in the process, the easier our jo...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Lee's Summit Home Loan Preapproval If you're looking to purchase a new home; you're going to need a home loan and before you can get a home loan you'll need to get pre-approved.  As you're beginning the mortgage pocess we reccomend the first thing you need to find a lender who you can trust and one that knows what you're doing.  While it sounds daunting, it's really not that hard. Try searching for their reviews and rankings on Google.  The second step is really our focus:The pre-approval process.  Again, this sounds daunting, but it's really pretty simple!  There are two ways to do it: you can click here, and do it online or call us at (816) 268-4025  and speak with one of our folks who can get you pre-approved ASAP! The majority of the process takes about 10 mintues (over the phone) a...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
  Home Loan Pre-approval Lees SummitIn today’s blog post we thought it would be really helpful for you if we spent some time talking about why it’s important that you’re “mortgage ready,” and what that means.  Just because you’re eligible for a home doesn’t mean you’re going to qualify.   We are more than happy to help you get ‘mortgage ready,’ which means you’ve got all your information together and ready to go when we the rubber hits the road.   It’s also important that you know that we’re willing to help you work through some issues (if you have any) that come up during the pre-approval  process.  You can take that first step by clicking here and getting pre-approved!When ...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Lees Summit Home Loan Pre-Approval If you currently live in the Kansas City/Lees Summit area, now is the time to buy a house.  Did you know it's 68% cheaper to buy a home vs. renting according to CNN Money?  Now is the time to buy, the housing market is making a comeback and is headed back to where it was pre-crash!  So what does that mean for you? It means that more houses are coming on the market and interest rates are still low.  You should always begin your housing search by getting pre-approved for a Lees Summit Home Loan.  Getting pre-approved is a great first step for many reasons; 1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you should get ...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Home Buying Lees Summit We'd like to say thanks to Alison Underwood for providing us with such great information; we thought it was so good we're sharing it with you! Not everybody can buy a home. In case you are more likely to reside in the area for several years, and particularly in case your household revenue exceeds $60,000 a year, then it does make sense to buy a house. If you would like to start the home buying process then click here to get pre-approved for a home loan. Here are a few reasons why buying a home pays off:1. Equity2. Appreciation3. Lowered income taxesFairness is obvious. Paying $900 a month in rent is money down the tubes. If you pay  $1100 a month for a mortgage, most of that's interest, however a few of it is cost  on the loan principal. After a couple of years, ...
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By Darren Copeland, Darren Copeland
(Leader One Financial)
Home Loans Lees Summit CNNmoney.com's Real Estate guide for 2013 recently proclaimed that "Housing is Back!"  The article continues on to say that in some places even bidding wars are taking place on homes.  That means that home prices are edging upwards however interest rates still remain low.  People who found themselves underwater in their current mortgages are starting to get room to breath and that means there are more homes coming on the market.  With all that said there is still a shortage of houses for sale and that means you need every edge you can get when you're looking to purchase a home in times like these. The best 'edge' you can give yourself over another home buyer is to get pre-approved for a home loan. Click here to get pre-approved! Since there are more people looking...
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