Short Sales The biggest problem withshort sale negotiations has little to do with the buyer's agent and everything to do with the listing agent. If the listing agent is incompetent and misleads on pricing the home, coupled with weak short-sale negotiation skills, nothing short of a miracle is going to help. Short sales involve asking the existing lender(s) to accept less on a sales price than the mortgage amount. They work primarily because the home is upside-down in value -- meaning more is owed against the home than the home is worth on today's market. Be aware that the seller does not need to be in default for a short sale to occur; however, the credit ramifications can be exactly the same for a short sale as a foreclosure. Negotiation Problems Many lenders do not return phone calls.... 12/31/2008

One of the greatest financial aspects of buying a home is the ability to leverage your money. Simply put, leverage allows you to use a small down payment and financing to purchase a larger investment. For example, if you bought a $125,000 home with 10 percent down, you leveraged the $12,500 down payment to purchase an asset worth 10 times that amount! AppreciationThe benefits of leverage really become apparent with appreciation, or the rise in value of a property. Using the above example, say you were to live in the house for 5 years, and during that time property values in your area were to rise an average of 2.5 percent a year. Your home would then be worth over $141,000. By putting only 10 percent down, you get to enjoy the appreciation for the full amount! Paying yourselfIn addition... 11/28/2008

Well you have come to the right place. Ocean Springs Ms is one of the Loveliest places in the South. From the Small town charm of downtown, lined with Old Oak trees and very quaint shops, and Art Galleries. To the Beaches and great waterfront properties. We are 45 Minutes from Mobile, Al 1 hour from New Orleans and the Casinos and hopping night life are just over our brand new Ocean Springs/Biloxi Bridge. For a taste of this please contact me for help. I have won the Platinum Multi-Million Dollar Award for 2006 and 2007. This award is only given to Brokers and Agents that meet very strict standards and achievments in Property Sales. I achieved this award in my first 5 months in the business in 2006. And in 2007 I was one of the only 2 or 3 Agents (not Brokers) to achieve this award in o... 07/22/2008

  Change is gonna come  and some sing the blues and some keep on going. Change did come to me in today's REAL ESTATE market as I am now with Coldwell Banker Alfonso in my hometown of Ocean Springs.  Change is happening all over the USA,  the MS GULF COAST is rebounding back with all kinds of commercial, retail and residential development and the economic indicator continues to point a finger  to the Gulf Coast as a "strong growth market". AS I continue my quest to update and provide investment opportunities that I find unique and full of potential on the Gulf Coast.   Here's another possibility  I like to share with interested investors: Nestled in the heart of the  Ocean Springs historical area  is a new mixed-use residential and commercial community located at Washington and Porter Av... 05/30/2008

People ask me all the time, "How are you?" "Where are you living now", its the same scenario over and over, with recovery happening here on the Gulf coast and the anniversary of the worse natural disaster in the United States just around the corner, I am happy to say..."I have a home now", I am no longer "homeless", although I was never homeless, I was misplaced for two years.  I am a survivor, not a victim of Hurricane Katrina.  I was one of the fortunate ones, I had a place to live, albeit small, but a place and a roof over my head that was not a formaldehyde laden FEMA trailer, I did not have to leave this area, that would have really broke my heart as this area is very near and dear to me and one I am proud to call home with my children raised here in the wonderful public schools.  ... 08/27/2007