Avoiding ForeclosureHelping Clients Keep Their Homes Few things are as devastating as losing your home. Sadly, it's not always inevitable. In many cases the foreclosure could've been avoided with some outside help.You are in a unique position to advise your clients in financial matters. If you know that a client is on the path toward foreclosure, take the time to show them how it can be avoided. First, remind them of some of the hidden difficulties that will arise if foreclosure occurs.Finding a new home. Don't let your clients believe that it will be better to let the foreclosure happen, because after they lose their home, they will still need to find a new place to live. All too often, the price they will need to pay in rent will be almost as high if not higher than their current mor... 07/26/2009

Yesterday we traveled to Durham to visit with Jimmy's Mom.  She is now 92 years old and doing very well for 92 years of age.   She is very sharp and still calls the shots.  WE are so glad that she continues to do well. At 92, and being the publisher of the State Port Pilot, she is very much in her control.   She is a wonderful person with whom I have a lot of respect.  I pray that my days at 92 are as good as hers. Visit the paper online at "  http://www.StatePortPilot.com "A good news paper in a good community"!   Ginger Harper of Southport NC   07/26/2009

This is our Granddaughter Kathleen.. Can you name the bridge in the background and tell me where it is..?  She is just a junior at Page High School in Greensboro. This was a class Trip.  She is one Bright Person...and we are very proud of her.  We will do all that we can to help her travel as much as she would like. Ginger of Southport   07/20/2009

I am in the process of short selling a house that I have had listed for 3 months.  The sellers owe  about 215K on it and there is a 2nd on it too. I am so working with both banks and they want me to get an offer in  for 175K. Both of these banks are going to be taking substantial losses. This is not feel very comfortable to me. Any suggestions?   Ginger 07/17/2009

This was a glorious day in Southport NC.  My Grandchildren Clay and Jonah are feeding the Gulls.  This is on the waterfront in Southport in  Waterfront Park.  These two young men, are my grandsons, Clay Harper Tuttle and Jonah Foster Gouger. It was a special day.  It was the 90th Birthday for my Mother In Law, Margaret Taylor Harper.  WE had  many friends and family to join us in the celebration  of her birthay. We are blessed with a wonderful  family. Thanks, Ginger Harper     07/15/2009

Have you ever heard of Angel Food Ministries? In today's economic situation...I am sure that you know of someone who can benefit from this service. Go online to:  http://www.AngelFoodMinistry.com  and you may be able to help those less fortunate that yourselves.  It is a food service that is about half of the actual cost. Think...someone you know needs this. Ginger Harper of Southport NC 07/14/2009

We have to speak up and not let others control our county like this.. This is absolutely terrible and I can't believe the case has already gotten this far. Y'all can go to www.DontTearMeDown.com and let your voice be heard. I have a sibling who served in Vietnam, father who was wounded in the South Pacific, grandmother at Pearl Harbor on Dec. 7th, great, great, great grandfather and his sons who fought in the War Between the States ... one who died from wounds received in the Battle of Bull Run (Manassas for you northerners!) and on and on and on. This is just insanity.   Isn't it sad that one person can dictate to our whole country that this should be destroyed?     THERE HAVE ONLY BEEN 12,600+ HITS ON THIS VIDEO.  IT NEEDS TO BE SEEN BY MANY, MANY MORE PEOPLE.  PLEASE SPREAD IT AROUND... 07/08/2009

Price: $364,000 FIZBER.com ID 11646491 Single Family with 3 bed, 3.0 bath, in 6486 Walden pond lane Southport, NC, 28461 http://www.fizber.com/11646491/ 6486 Walden pond lane - For Sale By Owner Property Details: Type: Single Family Address: 6486 Walden pond lane, Southport, NC, 28461 Sq footage: 2400.0 Floors: n/a Bathrooms: 3.0 Bedrooms: 3 Year built: 2005 View full property details and seller's contacts. View more North Carolina homes for sale. Homes for Sale by Owner. Description: Own a Beautiful Coastal Home in Winding Creek with Deep Water Access to Atlantic Ocean Our Southport, NC home is being offered for sale just in time for Spring. Built in 2005 our house and neighborhood offers the following: 2,323 finished sq. ft. plus approx. 600 partially finished sq. ft. on 3rd level 3 ... 07/05/2009

Well, it's over. All of the food has been eaten, all of the games have been played, and all of the fireworks have been seen. Southport has finally returned to its normal, calm, mellow self again. Our Fourth this year, as with every year previous, began on the 2nd, when I'd say the majority of the family came down to celebrate our nation's independence with us, and ended at 9:15 on the 4th, after the fireworks. We spent our three days sitting on the porch, enjoying each other's company, catching up on each other's news, and just being happy with what we have. The 4th of July brings our distant family members close again, and it reminds us that we're happiest when we're together.   It has been a wonderful 4th.  Thanks Kathleen... Ginger of Southport 07/05/2009

We really enjoyed the N C Fourth of July fireworks display in Southport last night. To make it even better was our successful footrace to our cars and hitting the side streets, making it out of town, over the Intracoastal Waterway bridge, onto Oak Island then home in 20 minutes, no kidding! 07/05/2009

We have had a most awesome 4th with Family and Friends.... Starting out this morning at 8:30...taking food from home over to my mother in laws.. Parade started at 11:00 Cooking ham, boiling potatoes for Potato salad, baked beans, stewed squash and onions, fresh tomatoes from the garden, cucumber and vinegar, barbecue, cantaloupe, blueberry crunch, cake, tea, lemonade...for beginners.. Then...performing with the SeaNotes choral society at 3:00. Back to the front porch..to watch the entertainment and to dance and sing along. Fireworks began at 9:00.. It has been such a great day with family and friends.   God Bless you all... and Happy 4th.... Ginger of Southport 07/04/2009

Happy 4th of July! State Flowers   This is a cool  site and I think you will enjoy it very much.  It gives us each state flower and then  does something really special that the end. Know that I am thinking about you, my fellow American, on this 4th of July 2009. We have  to unite as a nation for the good of the Natiion. Hope you are enjoying your time with your family  on this 4th.   Ginger Harper of Southport NC 07/03/2009

Need some advice.  It is just not happening  here in our area.  Our inventory  is so high....the choices are so many.  It is like being in a candy store with a pocket full of coins.  Buyer are having a hard time making a decision. Then when we finally get something undercontract...it seems like the lenders are trying to kill  the deal. Help...   Ginger of Southport 07/03/2009

Today is going to be a hot...busy day.  All of the family has arrived from all over, Atlanta, Greensboro, Nashville and  of course Southport. Last night we had a delicious Barbque dinner, with Potatoes and Squash Casserole and then there was dancing on the porch to the Big Band Music. Sitting on the porch rocking and gazing out over the crowd, listening to the music and looking at the ships coming into the harbor at the mouth of the Cape Fear River.  It is just glorious. Wish you were here.   Ginger of Southport 07/03/2009

The festivities have started. There are bands playing on the waterfront..as we speak.  They are bands from all over. Have you ever heard of the Embers?  They will be here for the fireworks on the 4th. The park is set up with crafts from all over.  They folks are showing their finest.  You can get some really great buys in the park. Wish you were here...come if you can. Ginger of Southport 07/02/2009

  Freedom is essential to the American way of life. Today we celebrate those who dared to declare our independence and ensure our right to pursue happiness and the American dream. We wish you a happy and safe Independence Day, and we're truly honored that you've chosen us for all of your mortgage needs. Feel free to call us any time.   Happy 4th of July, Ginger Harper of Southport 07/01/2009

Meaning  of Flag Draped Coffin   All Americans should be given this lesson. Those who think that America is an arrogant nation should really reconsider that thought. Our founding fathers used GOD's word and teachings to establish our Great Nation and I think it's high time Americans get re-educated about this Nation's history. Pass it along and be proud of the country we live in and even more proud of those who serve to protect our "GOD GIVEN" rights and freedoms. I  hope you take the time to read this ... To understand  what the flag draped coffin really means ... Here is  how to understand the flag that laid upon it and is  surrendered to so many widows and  widowers.   Do  you know that at military funerals,  the 21-gun  salute stands for the sum of the numbers  in the year 1776? Ha... 07/01/2009

  Navy Petty Officer Mike Monsoor  sPO2 (EOD2) (Explosive Ordnance Disposal) Mike Monsoor, a Navy EOD Technician, was awarded the Congressional Medal of Honor posthumously for jumping on a grenade in Iraq, giving his life to save his fellow Seals. (Notice: Mike was not a Navy SEAL, he was EOD.He gave his life to save a group of Navy SEALS.)During Mike Monsoor's funeral in San Diego , as his coffin was being moved from the hearseto the grave site at Ft. Rosecrans National  Cemetery , SEAL's were lined up on both sidesof the pallbearers route forming a column of two's,with the coffin moving up the center. As Mike'scoffin passed, each SEAL, having removed his gold Trident from his uniform, slapped it downembedding the Trident in the wooden coffin. The slaps were audible from across the ce... 06/30/2009

If you live in Southport, it's that time again....time to hang the buntings, replace that faded "Old Glory," clean off the front porch for visitors, and get ready to sit back and watch another 4th of July festival in Southport unfold. Is it really almost here? You betcha... the Fireman's Competition will kick things off today! It seems early but it's not. The town never looks better than it does right now. If you feel like I do, that there seems to be a serious lack of patriotism in our Country these days, then this is just what the doctor ordered. Tomorrow at 5PM, bring your chairs and come to the Garrison for the 2nd Marine Division Band Concert. There's not a better spot to enjoy a Sunday evening, with the mouth of the Cape Fear as your backdrop. Another highlight of Southport's 4th... 06/29/2009

I just love it.  Hot and sweltering... Summer is here. This is the week that we begin all of our wonderful activities for the 4th of July.  Yesterday on the Garrison lawn, the Marine Corp Band entertained us.  What a magnificent performance. Come on down for the 4th...and celebrate with us.   Ginger of Southport 06/29/2009