🎉 We’re honored to share some exciting news! 🎉Our Ann Cummings & Jim Lee Realtors Blog has been recognized by FeedSpot as one of the Top 20 New Hampshire Real Estate Blogs on the web! 🏅From coastal charm to market insights, we're proud to provide valuable content about life and real estate along the New Hampshire Seacoast and Southern Maine.A huge thank you to our readers, clients, and community—you inspire every post we write! 🙏🏡 Dive into our blog and explore all things coastal living:👉 https://www.newhampshiremainerealestate.com📞 Questions about buying or selling? Call us directly at 603.436.1221. 05/31/2025

If you hit pause on your home search last year, you weren’t alone. In 2024, nearly 70% of buyers stepped back from the real estate market due to a perfect storm: low housing inventory, rising prices, and rollercoaster mortgage rates. If you’re looking to buy or sell along the New Hampshire Seacoast or Southern Maine, we understand how frustrating the past year may have felt.But here’s the good news: 2025 is already showing signs of a shift. And it could be the perfect time to reignite your real estate goals.Whether you’re buying or selling, there are real opportunities unfolding right now in the Portsmouth, NH real estate market—and throughout coastal communities from Rye and Exeter to Kittery and York.  More Inventory Means More PossibilitiesOver the last few years, limited inventory m... 04/02/2025

  Three important facts about selling your house in Portsmouth, NH If you’re considering selling your home in Portsmouth, NH, or along the New Hampshire Seacoast but feel unsure, you’re not alone. Many homeowners hesitate because of lingering questions and misconceptions. However, with the right information and expert guidance, you may realize these concerns aren’t roadblocks. At RE/MAX Shoreline in Portsmouth, NH, Ann Cummings and Jim Lee have years of experience helping sellers confidently navigate the market. Let’s break down some of the biggest questions homeowners have—and the real answers you need to make an informed decision and put you in this picture. 1. Is It a Smart Time To Sell? You might be hesitant to list your home because of mortgage rates, worried about moving into a hi... 02/17/2025

Manchester NH Real Estate Market REPORT Feb. 10, 2025.  Welcome back to our weekly post with what is going on in our Market. Even though winter has picked up here in NH, the Street Market is ready to get started. The amount of "First Time Buyers" remains strong. The amount of homes on the market is still low. That makes now a great time to List with us to get your home sold before the Spring flood of new listings.  Pricing your home correctly is a must in this market. You do not want to over price but also do not want to under price your home. One of the trends to return is an increase in home inspections and mortgages again. With that we have seen an increase in problems where sales are running into trouble and coming back o the market.With the change in market, a Home Seller really ne... 02/14/2025

For most Americans, buying a home is the biggest investment they will ever make. Whether you’re purchasing a charming coastal retreat or selling a property in the heart of Portsmouth, NH, understanding tax benefits can help you maximize your financial return. (*NOTE)Jim Lee and Ann Cummings of RE/MAX Shoreline—trusted local real estate experts—are here to guide you through the process, ensuring you sell your home for the best price, in the shortest time, and with the fewest complications. Below, we explore key tax deductions, credits, and strategies for homeowners in the New Hampshire Seacoast.Key Tax Deductions for HomeownersMortgage Interest DeductionHomeowners who itemize deductions can deduct mortgage interest paid on loans for their primary or secondary home, with some limits: For ... 02/06/2025

Manchester NH Real Estate Market REPORT Jan. 13, 2025.  Welcome back to our weekly post with what is going on in our Market. 2025 brings so many changes in our market and to Real Estate Overall. Interest rates have come down slightly. We see nearly twice as many listings as last year, however we still have an overall shortage of homes. Values increased greatly again in 2024. The amount of Pending sales is down over last year at this time. Some homes continue to sell quick bur there is a greater amount of over priced homes that stay on the market longer. There is quite a difference from area to area and a homes condition. With the change in market, a Home Seller really needs to choose a listing agent wisely. No longer do you put a home on the market and it sells in days and for more than... 01/13/2025

Expert Insights from Jim Lee and Ann Cummings, Accredited Buyer Representatives (ABR) at RE/MAX Shoreline in Portsmouth, NH Whether you’re buying your dream home or preparing to sell your current property, a home inspection is a crucial part of the real estate process. As local experts specializing in Portsmouth, NH, and the New Hampshire Seacoast, we’re here to guide you through every step of the home inspection journey. What is a Home Inspection? A home inspection is a detailed evaluation of a property’s condition performed by a certified professional. The goal is to assess key components, including: Structure and Foundation: Identifying cracks or signs of instability. Roof and Exterior: Checking for leaks, damage, or worn materials. Plumbing and Electrical Systems: Ensuring safety an... 12/21/2024

Are you considering selling your home but unsure how long the process might take? It’s a common question, and understanding market conditions is key to setting realistic expectations.What’s happening in the New Hampshire Seacoast market?While each local real estate market has its own dynamics, understanding national trends can provide a helpful baseline. However, when it comes to timing, your local market truly matters. Partnering with experienced local experts like Ann Cummings and Jim Lee is essential to getting accurate, up-to-date information about the Portsmouth, NH, area. They will guide you through the market conditions specific to your neighborhood.Here are some of the market factors we will walk you through.More Homes, More Options, More Time on the MarketThe number of homes on... 10/23/2024

September Housing Market Update: What the Federal Funds Rate Cut Means for Portsmouth Homeowners and SellersAs we move into September, all eyes are on the Federal Reserve (the Fed), with widespread expectations that they’ll cut the Federal Funds Rate at their upcoming meeting. This is largely driven by recent signs of cooling inflation and a slowdown in the job market. “They’re ready to cut, just as long as we don’t get an inflation surprise between now and September, which we won’t.” Mark Zandi, Chief Economist at Moody’s Analytics But what does this mean for homeowners and potential sellers in Portsmouth, New Hampshire? How will this affect your plans to sell your home with real estate professionals like Ann Cummings and Jim Lee?Why a Federal Funds Rate Cut Matters for HomeownersThe F... 09/05/2024

Why Selling Your Home is a Big DealSelling a home is one of the most significant decisions you’ll ever make. It’s more than just a transaction; it’s about letting go of a place where memories were made and stories were lived. Whether you’re downsizing, upgrading, or moving to a new city, the process of selling a home can be both exciting and daunting. In Portsmouth, NH, and the broader New Hampshire Seacoast area, you deserve more than just a standard real estate service—you deserve a personalized experience that treats your home sale with the attention it warrants. That’s where REALTORS® Ann Cummings and Jim Lee come in. Jim Lee & Ann Cummings, REALTORS, Homesellers, Certified Residential Specialists (CRS)Why Choose Ann Cummings and Jim Lee?Ann Cummings and Jim Lee are not just any REA... 08/29/2024

As the Portsmouth, NH housing market continues to draw attention, residents and potential buyers are naturally concerned about the possibility of a housing market crash, fluctuating mortgage rates, and whether it’s a buyer’s or seller’s market. Local real estate experts Ann Cummings and Jim Lee shed some light on these critical issuesMyth 1. Will There Be a Housing Market Crash in Portsmouth, NH?The concept of a housing market crash in Portsmouth, NH or the broader New Hampshire Seacoast area has been a topic of discussion for some time. The term “housing crash” often invokes memories of the 2008 financial crisis, leading to fears that history might repeat itself. However, the current market dynamics tell a different story. The number of months of housing supply indicates whether we’re ... 08/22/2024

In the fast-paced world of real estate, having access to accurate, up-to-date real estate data is crucial. Real estate agents and investors know that the right information can make all the difference between a successful deal and a missed opportunity. Mojo Selling Solutions understands this need better than anyone, having transformed from a company known for its cutting-edge telecommunication tools into one of the industry’s most formidable data and lead providers. The Early Days: A Focus on Telecommunication Tools Mojo Selling Solutions started with a vision to revolutionize the way professionals communicate. The flagship product, the Mojo Dialer, quickly became infamous for its ability to streamline and optimize the cold-calling process. Real estate agents, in particular, found immen... 07/24/2024

Selling your home in Portsmouth, NH, and the New Hampshire Seacoast doesn’t have to be overwhelming. By focusing on these top 10 priorities and working with experienced agents like Jim Lee and Ann Cummings with RE/MAX Shoreline, you can confidently navigate the process and achieve a successful sale. If you’re considering selling your home, contact Jim and Ann for a personalized consultation and take the first step towards a smooth and efficient selling experience.Understanding Your Home’s Market Value What’s Your House Worth? One of the first steps in selling your home is understanding its market value. Pricing your home correctly is crucial for attracting buyers and achieving a successful sale. Jim Lee and Ann Cummings use a comprehensive market analysis to determine the right price fo... 07/21/2024

Buying a home is an exciting journey, but it’s also filled with potential pitfalls that can turn your dream into a nightmare. As experienced Realtors with over 40+ years each in the industry, serving the New Hampshire Seacoast and southern Maine markets, Ann and Jim at RE/MAX Shoreline in Portsmouth, NH have seen it all. Here are the four biggest mistakes many homebuyers make and how to avoid them.Mistake 1: Not Getting Pre-Approved for a MortgageOne of the first steps in the homebuying process should be getting pre-approved for a mortgage. Failing to do this can leave you scrambling when you find the perfect home, only to realize you’re not financially prepared.Without pre-approval, you might miss out on your dream home or lose negotiating power.We recommend starting the mortgage pre-a... 07/19/2024

Housing Market Forecast: What’s Ahead For The Second Half Of 2024 access_timeJune 24, 2024personJim LeehomeBlog Home Edit As we move into the second half of 2024, here’s what experts say you should expect for home prices, mortgage rates, and home sales. Home Prices Are Expected To Climb Moderately Home prices are forecasted to rise at a more normal pace. The graph below shows the latest forecasts from seven of the most trusted sources in the industry: The reason for continued appreciation? The supply of homes for sale. Jessica Lautz, Deputy Chief Economist at the National Association of Realtors (NAR), explains: “One thing that seems to be pretty solid is that home prices are going to continue to go up, and the reason is that we don’t have housing inventory.” While inventory is up compa... 06/24/2024

Sign up at www.vt-sign-up.com... sit back at home in your favorite chair & participate in our upcoming, complimentary & no obligation LIVE webinar and factory tour showing how we can help you design & build a custom home in any size & style... you'll explore the following: The Benefits of Modular ConstructionThe Design Software & how you can take a 3D walkthrough of your home before it is actually builtThe Modular Construction ProcessThe Financing Options3D Tours of our Modular Homes Factory3D Tours of Models & Customer HomesQ & A Session at the end of the Webinar 06/23/2024

It’s time for summer vacations but it’s important to take a few minutes to give your online security some thought and planning. The bad guys are out there worldwide just waiting for you to let your guard down so they can steal your identity or invade your bank account. Compared to last year your risk of being attacked online has increased 23.9%. 90% of global cybercrimes are social engineering attacks like phishing or scams There is a hacker attack every 39 seconds. Here are some tips on how to protect yourself while away from home. Update your devices. Make sure your software and apps are updated on all the devices you plan to take with you. This will keep you safer from viruses, malware, and other threats. Back up all your data. Losing your phone to a thief is no fun at all but if you... 06/14/2024

LIVE VIRTUAL TOURS of our factory, design center & sample homesWestchester Modular Homes is an employee owned custom modular homes manufacturer located in Wingdale, Yew York. We are the national leader in the design and production of  high-quality custom homes. Established in 1986, we realized the benefits of state-of-the-art construction techniques in a climate controlled factory environment. We are able to effectively manage costs and on-time delivery of your new home. We work with professional builders and developers throughout New York, New Jersey, Pennsylvania, Connecticut, New Hampshire, Rhode Island, Massachusetts, Vermont and Maine to enable them to create high quality customized homes in any style, size and layout for their individual clients. They are very familiar with our pr... 06/11/2024

Sign up at www.vt-sign-up.com... sit back at home in your favorite chair & participate in our upcoming, complimentary & no obligation LIVE webinar and factory tour showing how we can help you design & build a custom home in any size & style... you'll explore the following: The Benefits of Modular ConstructionThe Design Software & how you can take a 3D walkthrough of your home before it is actually builtThe Modular Construction ProcessThe Financing Options3D Tours of our Modular Homes Factory3D Tours of Models & Customer HomesQ & A Session at the end of the Webinar 06/08/2024

There’s no denying mortgage rates are having a big impact on today’s housing market. And that may leave you with some questions about whether it still makes sense to sell your house and make a move.Here are three of the top questions you may be asking – and the data that helps answer them.1. Should I Wait To Sell?If you’re thinking about waiting to sell until after mortgage rates come down, here’s what you need to know. So are a ton of other people.And while mortgage rates are still forecasted to come down later this year, if you wait for that to happen, you may be dealing with a lot more competition as other buyers and sellers jump back in too. As Bright MLS says:“Even a modest drop in rates will bring both more buyers and more sellers into the market.”That means if you wait it out, yo... 05/27/2024