September Housing Market Update: What the Federal Funds Rate Cut Means for Portsmouth Homeowners and SellersAs we move into September, all eyes are on the Federal Reserve (the Fed), with widespread expectations that they’ll cut the Federal Funds Rate at their upcoming meeting. This is largely driven by recent signs of cooling inflation and a slowdown in the job market. “They’re ready to cut, just as long as we don’t get an inflation surprise between now and September, which we won’t.” Mark Zandi, Chief Economist at Moody’s Analytics But what does this mean for homeowners and potential sellers in Portsmouth, New Hampshire? How will this affect your plans to sell your home with real estate professionals like Ann Cummings and Jim Lee?Why a Federal Funds Rate Cut Matters for HomeownersThe F... 09/05/2024

Why Selling Your Home is a Big DealSelling a home is one of the most significant decisions you’ll ever make. It’s more than just a transaction; it’s about letting go of a place where memories were made and stories were lived. Whether you’re downsizing, upgrading, or moving to a new city, the process of selling a home can be both exciting and daunting. In Portsmouth, NH, and the broader New Hampshire Seacoast area, you deserve more than just a standard real estate service—you deserve a personalized experience that treats your home sale with the attention it warrants. That’s where REALTORS® Ann Cummings and Jim Lee come in. Jim Lee & Ann Cummings, REALTORS, Homesellers, Certified Residential Specialists (CRS)Why Choose Ann Cummings and Jim Lee?Ann Cummings and Jim Lee are not just any REA... 08/29/2024

As the Portsmouth, NH housing market continues to draw attention, residents and potential buyers are naturally concerned about the possibility of a housing market crash, fluctuating mortgage rates, and whether it’s a buyer’s or seller’s market. Local real estate experts Ann Cummings and Jim Lee shed some light on these critical issuesMyth 1. Will There Be a Housing Market Crash in Portsmouth, NH?The concept of a housing market crash in Portsmouth, NH or the broader New Hampshire Seacoast area has been a topic of discussion for some time. The term “housing crash” often invokes memories of the 2008 financial crisis, leading to fears that history might repeat itself. However, the current market dynamics tell a different story. The number of months of housing supply indicates whether we’re ... 08/22/2024

In the fast-paced world of real estate, having access to accurate, up-to-date real estate data is crucial. Real estate agents and investors know that the right information can make all the difference between a successful deal and a missed opportunity. Mojo Selling Solutions understands this need better than anyone, having transformed from a company known for its cutting-edge telecommunication tools into one of the industry’s most formidable data and lead providers. The Early Days: A Focus on Telecommunication Tools Mojo Selling Solutions started with a vision to revolutionize the way professionals communicate. The flagship product, the Mojo Dialer, quickly became infamous for its ability to streamline and optimize the cold-calling process. Real estate agents, in particular, found immen... 07/24/2024

Selling your home in Portsmouth, NH, and the New Hampshire Seacoast doesn’t have to be overwhelming. By focusing on these top 10 priorities and working with experienced agents like Jim Lee and Ann Cummings with RE/MAX Shoreline, you can confidently navigate the process and achieve a successful sale. If you’re considering selling your home, contact Jim and Ann for a personalized consultation and take the first step towards a smooth and efficient selling experience.Understanding Your Home’s Market Value What’s Your House Worth? One of the first steps in selling your home is understanding its market value. Pricing your home correctly is crucial for attracting buyers and achieving a successful sale. Jim Lee and Ann Cummings use a comprehensive market analysis to determine the right price fo... 07/21/2024

Buying a home is an exciting journey, but it’s also filled with potential pitfalls that can turn your dream into a nightmare. As experienced Realtors with over 40+ years each in the industry, serving the New Hampshire Seacoast and southern Maine markets, Ann and Jim at RE/MAX Shoreline in Portsmouth, NH have seen it all. Here are the four biggest mistakes many homebuyers make and how to avoid them.Mistake 1: Not Getting Pre-Approved for a MortgageOne of the first steps in the homebuying process should be getting pre-approved for a mortgage. Failing to do this can leave you scrambling when you find the perfect home, only to realize you’re not financially prepared.Without pre-approval, you might miss out on your dream home or lose negotiating power.We recommend starting the mortgage pre-a... 07/19/2024

Housing Market Forecast: What’s Ahead For The Second Half Of 2024 access_timeJune 24, 2024personJim LeehomeBlog Home Edit As we move into the second half of 2024, here’s what experts say you should expect for home prices, mortgage rates, and home sales. Home Prices Are Expected To Climb Moderately Home prices are forecasted to rise at a more normal pace. The graph below shows the latest forecasts from seven of the most trusted sources in the industry: The reason for continued appreciation? The supply of homes for sale. Jessica Lautz, Deputy Chief Economist at the National Association of Realtors (NAR), explains: “One thing that seems to be pretty solid is that home prices are going to continue to go up, and the reason is that we don’t have housing inventory.” While inventory is up compa... 06/24/2024

Sign up at www.vt-sign-up.com... sit back at home in your favorite chair & participate in our upcoming, complimentary & no obligation LIVE webinar and factory tour showing how we can help you design & build a custom home in any size & style... you'll explore the following: The Benefits of Modular ConstructionThe Design Software & how you can take a 3D walkthrough of your home before it is actually builtThe Modular Construction ProcessThe Financing Options3D Tours of our Modular Homes Factory3D Tours of Models & Customer HomesQ & A Session at the end of the Webinar 06/23/2024

It’s time for summer vacations but it’s important to take a few minutes to give your online security some thought and planning. The bad guys are out there worldwide just waiting for you to let your guard down so they can steal your identity or invade your bank account. Compared to last year your risk of being attacked online has increased 23.9%. 90% of global cybercrimes are social engineering attacks like phishing or scams There is a hacker attack every 39 seconds. Here are some tips on how to protect yourself while away from home. Update your devices. Make sure your software and apps are updated on all the devices you plan to take with you. This will keep you safer from viruses, malware, and other threats. Back up all your data. Losing your phone to a thief is no fun at all but if you... 06/14/2024

LIVE VIRTUAL TOURS of our factory, design center & sample homesWestchester Modular Homes is an employee owned custom modular homes manufacturer located in Wingdale, Yew York. We are the national leader in the design and production of  high-quality custom homes. Established in 1986, we realized the benefits of state-of-the-art construction techniques in a climate controlled factory environment. We are able to effectively manage costs and on-time delivery of your new home. We work with professional builders and developers throughout New York, New Jersey, Pennsylvania, Connecticut, New Hampshire, Rhode Island, Massachusetts, Vermont and Maine to enable them to create high quality customized homes in any style, size and layout for their individual clients. They are very familiar with our pr... 06/11/2024

Sign up at www.vt-sign-up.com... sit back at home in your favorite chair & participate in our upcoming, complimentary & no obligation LIVE webinar and factory tour showing how we can help you design & build a custom home in any size & style... you'll explore the following: The Benefits of Modular ConstructionThe Design Software & how you can take a 3D walkthrough of your home before it is actually builtThe Modular Construction ProcessThe Financing Options3D Tours of our Modular Homes Factory3D Tours of Models & Customer HomesQ & A Session at the end of the Webinar 06/08/2024

There’s no denying mortgage rates are having a big impact on today’s housing market. And that may leave you with some questions about whether it still makes sense to sell your house and make a move.Here are three of the top questions you may be asking – and the data that helps answer them.1. Should I Wait To Sell?If you’re thinking about waiting to sell until after mortgage rates come down, here’s what you need to know. So are a ton of other people.And while mortgage rates are still forecasted to come down later this year, if you wait for that to happen, you may be dealing with a lot more competition as other buyers and sellers jump back in too. As Bright MLS says:“Even a modest drop in rates will bring both more buyers and more sellers into the market.”That means if you wait it out, yo... 05/27/2024

YOU ARE INVITED - JOIN US - LIVE GUIDED INTERACTIVE VIRTUAL TOURSRegister for our next Live Virtual Factory, Design Center & Models Tours at www.vt-sign-up.comExperience a live virtual tour of our actual Westchester Modular Homes factory & models located at the factory, as well as custom homes that our customers have allowed us to shoot in 3D and share with you. If you are interested sign up at www.vt-sign-up.comWhat will you learn by attending the Live Virtual Factory Tour? - Learn about the Benefits & Advantages of Modular Construction - Experience the Design Software & how you can take a 3D Walkthrough of your Home before its built - Experience a 3D Tour of our Factory - Go on a 3D Tour of our Model Homes - Explore your Financing Options - Participate in a Q & A Session after Present... 05/09/2024

You need a REALTOR® on your side for your next real estate transaction, whether you’re selling, buying, or both. Here are 5 of the top reasonsREALTORS have local market knowledgeRealtors have access to a wealth of information about the local real estate market, including recent sales data, pricing trends, and neighborhood insights. This knowledge can help you make informed decisions about buying or selling a property. We live in Portsmouth and work in the New Hampshire Seacoast and Southern Maine markets daily. Our website has the most up-to-date listing data available. Sign up for updates on the areas you’re interested in.Negotiation SkillsWe are experienced negotiators who can help you get the best price for a property whether you’re buying or selling Having a skilled negotiator on yo... 05/08/2024

Do you know how much equity you have in your current home?Your equity is the difference between your current mortgage balance and the price your home would sell for in today’s market. Over the years you gain equity as you pay down your mortgage and home values rise. According to CoreLogic, the average homeowner has $298,000 in equity.Do you know how to use your equity to fund your next home?Did you know the equity you have in your current house can help make your move possible?Once you sell, you can use it for a larger down payment on your next home, so you’re borrowing less. Or, you may even have enough to be an all-cash buyer. One huge benefit to making a large down payment is that if you can pay more than 20% your lender won’t require you to buy private mortgage insurance. That could... 04/26/2024

YOU ARE INVITED to attend our PUBLIC OPEN HOUSE on Saturday, May 4thth, 2024 from 10:00 AM to 4:00 PM where you can tour the factory, design center and our model homes. Please RSVP today @ https://www.wmh-factory-tour.com/ and choose your tour time. Complimentary refreshments will be served. LOCATION: Westchester Modular Homes, Inc 30 Reagans Mill Rd Wingdale NY 12594 RSVP NOW and select your tour time at https://www.wmh-factory-tour.com/ to learn everything about custom modular homes... 04/25/2024

Is there a small home in your future?Portsmouth, NH Real EstateIt’s a definite possibility. Over a third of builders surveyed said they built smaller homes in 2023. More than 25% plan to build even smaller homes this year. Here’s why.Here are the reasons whyThe top two home-buying generations are searching for smaller homes. Millennials are looking for starter homes Baby Boomers are looking to downsize Both groups for different reasons don’t require a home of more than 2,500 square feet. Many millennials are moving from either their parents’ homes or smaller apartments and do not need a large detached home as their first house . . . Similarly, baby boomers looking to move may be empty nesters wanting to downsize from their current homesSmaller households are increasing with the majority... 04/24/2024

Navigating the world of real estate can be daunting, especially with the industry-specific jargon used by professionals. Whether you are looking to buy or sell a home, understanding common real estate terms is essential. As your dedicated real estate experts, we’re here to break down the most important terms you’ll encounter, ensuring you’re well-prepared for the journey ahead.  For Home Sellers 1. Listing Agreement: This is a contract between you, the homeowners, and a real estate agent (like us), authorizing the agent to represent you and sell your home. Let’s discuss how we can represent your interests.2. Asking Price: The initial price you set when your home is put on the market. It’s crucial to set a competitive asking price that reflects the current market conditions. We can provi... 04/17/2024

YOU ARE INVITED - JOIN US - LIVE GUIDED INTERACTIVE VIRTUAL TOURSRegister for our next Live Virtual Factory, Design Center & Models Tours at www.vt-sign-up.comExperience a live virtual tour of our actual Westchester Modular Homes factory & models located at the factory, as well as custom homes that our customers have allowed us to shoot in 3D and share with you. If you are interested sign up at www.vt-sign-up.comWhat will you learn by attending the Live Virtual Factory Tour? - Learn about the Benefits & Advantages of Modular Construction - Experience the Design Software & how you can take a 3D Walkthrough of your Home before its built - Experience a 3D Tour of our Factory - Go on a 3D Tour of our Model Homes - Explore your Financing Options - Participate in a Q & A Session after Present... 04/16/2024

YOU ARE INVITED to attend our PUBLIC OPEN HOUSE on Saturday, April 6th, 2024 from 10:00 AM to 4:00 PM where you can tour the factory, design center and our model homes. RSVP @ https://www.wmh-factory-tour.com/   LOCATION: Westchester Modular Homes 30 Reagans Mill Rd Wingdale NY 12594   RSVP NOW and select your tour time at https://www.wmh-factory-tour.com/ 04/04/2024