Explore Hammonton, NJ

By Karl Peidl, Accredited Loan Consultant
Comments 0
According to the AARP, the median amount of today's inheritance is about $64,000. While that won't provide financial security for life, it is a lot of money and, therefore, requires careful planning before deciding what to do with it. The following tips can help you manage an inheritance. Step O...

By Karl Peidl, Accredited Loan Consultant
Comments 0
  The Federal Reserve is scheduled to meet this week and announce its new Policy Statement and Interest Rate Decision Wednesday...and will cut the Fed Funds Rate once again. This is no big surprise. Throughout 2008, the Fed has lowered key interest rates in an effort to stimulate the economy - i...

By Karl Peidl, Accredited Loan Consultant
Comments 0
If you are looking to buy, invest in, or refinance real estate now or in the coming months, your credit is going to play a more significant role in today's tight-fisted credit environment than it has in the past. It's that simple. Would-be borrowers need to address any and all credit issues now ...

By Julie Staradumsky, CREN
(Keller Williams Realty - Atlantic Shore)
Comments 0
10/27/2008  UPDATE 1,950 acres of forest in the Wharton State Forest have burned.  The fire is now under control with the help of Mother Nature.....rain. ************************************************************************************** A FOREST FIRE WAS FUELED BY STRONG WINDS AND DRY WEATHER...

By Karl Peidl, Accredited Loan Consultant
Comments 8
Ever have a friend or family member ask you for a loan? It can be awkward and may lead to a strained relationship. So before you decide to be a banker, consider these steps to help avoid a potentially ugly situation. Don't Commit Right Away. When asked for a personal loan, don't say yes right aw...

By Karl Peidl, Accredited Loan Consultant
Comments 2
In the past, a consumer with a FICO score of 620 was considered to be a low-risk borrower by Fannie Mae and Freddie Mac. Not anymore. After suffering major losses in the mortgage market last year, the nation's two largest mortgage finance lenders have redefined risk, announcing new Loan-Level Pri...

By Karl Peidl, Accredited Loan Consultant
Comments 26
I received a call today from a customer I had not heard from in 8 months.  He had contacted me originally about helping his dad buy a home.  The last few times I had called him in February he did not return my calls, so I moved on. Today he calls me out of the blue.  He wants to know if his dad s...

By Karl Peidl, Accredited Loan Consultant
Comments 2
Ben Bernanke and the Fed brought financial aid to the streets, lowering the Federal Funds Rate and Discount Rate by 0.50%. In an unprecedented emergency move, central banks across the globe joined in lowering interest rates. This move follows Washington's passing of the $700 billion Rescue Plan....

By Karl Peidl, Accredited Loan Consultant
Comments 2
The IRS permits a maximum exclusion on capital gain of $250,000 for individuals and $500,000 for married couples filing a joint return who sell their home, but of course some conditions apply.For the five-year timeframe prior to the date of the sale of your primary residence, you must meet the O...

By Karl Peidl, Accredited Loan Consultant
Comments 14
  Annual income aside, there's not a person among us who wouldn't welcome the idea of having more money in their savings account. This is the money we use on everything from yearly vacations to family presents. Come holiday time, wouldn't it be nice to have an extra thousand or so dollars at you...

By Karl Peidl, Accredited Loan Consultant
Comments 2
    The Chinese have a proverb:  "May you live in interesting times."  And we are living through interesting times indeed.    Whatever the political posturing regarding the current rescue plan, a plan needs to be passed. Credit markets are frozen and banks are going bust every day. This is not to...

By Karl Peidl, Accredited Loan Consultant
Comments 24
Check this out!!!  You have to read this blog!!! You will not believe it!!! What you are about to read is going to surprise you.... Are you interested in knowing more?  Who is she?  What happened?  These are questions that you surely want an answer to.  Why else would you be reading this. Want to...

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