Explore Hammonton, NJ

By Karl Peidl, Accredited Loan Consultant
Comments 4
Mortgage Rate UpdateHow Does Inflation Impact Interest Rates? If you've seen the news lately, you know that inflation is a very serious issue that will likely be on the rise as the year proceeds.But What Does This Really Mean to You? The bottom line is that as inflation increases, mortgage rates...

By Karl Peidl, Accredited Loan Consultant
Comments 2
  Credit Report Dispute Letter - Sample If you have reviewed your credit report and believe that some of the information it contains may be inaccurate, you can legally dispute it via mail or, for faster results, the Internet. Once notified of a mistake on your report, a credit bureau has thirty ...

By Karl Peidl, Accredited Loan Consultant
Comments 0
Mortgage Rates & Homebuyer Protection Alert! Recent Federal legislation can impact your closing date. When completing your Purchase Agreement, even if you are prepared to move forward and close quickly, a more conservative timeframe of at least 30-45 days from the time of the contract acceptance...

By Karl Peidl, Accredited Loan Consultant
Comments 0
  Know Your Credit Score: Three Steps to Better Credit If you are looking to buy, invest in, or refinance real estate now or in the coming months, your credit is going to play a more significant role in today's tight-fisted credit environment than it has in the past. It's that simple. Would-be b...

By Karl Peidl, Accredited Loan Consultant
Comments 0
  Education may be priceless, but it sure isn't cheap. Financing tuition requires careful investment planning. If you or someone you know is preparing for this challenge, give us a call. We'll maximize the opportunities available and create a plan that's right for you.   Karl PeidlSenior Loan Of...

By Karl Peidl, Accredited Loan Consultant
Comments 4
Shopping For A Mortgage - The Inside Scoop On How To Do It Right (Part II) Once you are satisfied that you are working with a top-quality professional mortgage advisor, here are the rules and secrets you must know to "shop" effectively for a mortgage.   First, IF IT SEEMS TOO GOOD TO BE TRUE, IT ...

By Karl Peidl, Accredited Loan Consultant
Comments 2
Shopping For A Mortgage - Here's The Inside Scoop On How To Do It Right!   First:  make sure you are working with an experienced, professional loan officer.  The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you p...

By Karl Peidl, Accredited Loan Consultant
Comments 2
Credit Scores: When Good is not Good Enough    In the past, a consumer with a FICO score of 620 was considered to be a low-risk borrower by Fannie Mae and Freddie Mac. Not anymore. After suffering major losses in the mortgage market last year, the nation's two largest mortgage finance lenders ha...

By Karl Peidl, Accredited Loan Consultant
Comments 0
 Inflation and Interest Rates - What's Going On?   If you've seen the news lately, you know concerns about inflation are increasing. But what does it really mean to you?The fact is, inflation is a very serious issue, and it will likely be on the rise as 2009 proceeds...and along with it, home lo...

By Karl Peidl, Accredited Loan Consultant
Comments 10
  Have you ever had your day end and wonder where it went? Have you ever been frustrated by how reactive you have been to "emergency" situations that significantly reduced your productivity?Many of us have experienced this to an excessive degree in our business practices. One of the greatest way...

By Karl Peidl, Accredited Loan Consultant
Comments 0
The Elements of a Credit Score A credit score is an extremely important financial tool. It provides access to the financing you need in order to buy a car, a home, or pay for college tuition, among other things. Since higher scores equate to lower costs and vice versa, it's vital to understand t...

By Karl Peidl, Accredited Loan Consultant
Comments 2
  Recent Federal legislation can impact your closing date. When completing your Purchase Agreement, even if you are prepared to move forward and close quickly, a more conservative timeframe of at least 30-45 days from the time of the contract acceptance would be a more realistic expectation at t...

By Karl Peidl, Accredited Loan Consultant
Comments 0
Are You Withholding Enough for This Year's Taxes?The Answer May Surprise You! Based on the "Making Work Pay" tax credit, employers now use new withholding tables to lower the amount of tax that is withheld from eligible workers' paychecks. That means, you're probably receiving more money in each...

By Karl Peidl, Accredited Loan Consultant
Comments 2
It's no secret that many facets of lending and real estate have changed as a result of the credit crisis. In addition to tightened lending practices that resulted from rising mortgage delinquencies, Washington has been heavily involved in altering the way lenders do business today. Two individua...

By Karl Peidl, Accredited Loan Consultant
Comments 0
It's not just banks and lenders that rely on credit scores to help make important credit decisions. Landlords, employers, insurance companies, and even cell phone and other utility companies all reportedly utilize credit scores to help determine their business and credit relationships with consu...

By Karl Peidl, Accredited Loan Consultant
Comments 8
Before your next meeting with a prospective client or potential referral source, take a long look in the mirror and ask yourself, "If I was a prospect, would I want to do business with this person?"The image you create, and the way people perceive you, has a tremendous impact on your long-term s...

By Karl Peidl, Accredited Loan Consultant
Comments 0
Take Stock of Your Stuff...While You Can Imagine the nightmare of having your home damaged or destroyed. Then, to make matters worse, imagine trying to recreate and remember all of the contents of your home for insurance and replacement purposes. Many thousands of Americans find themselves in th...

By Karl Peidl, Accredited Loan Consultant
Comments 2
  When you refinance your existing mortgage, you are essentially paying off the existing mortgage debt and replacing it with a new loan. Many of the same costs are involved in refinancing a loan as are in first-time financing.To start with, the lender will need personal information to verify emp...

By Karl Peidl, Accredited Loan Consultant
Comments 0
  Freedom is essential to the American way of life. Today we celebrate those who dared to declare our independence and ensure our right to pursue happiness and the American dream. We wish you a happy and safe Independence Day, and we're truly honored that you've chosen us for all of your mortgag...

By Karl Peidl, Accredited Loan Consultant
Comments 0
Sure-Fire Technique to Create Safe, Memorable Passwords Passwords are crucial to accessing your personal accounts and information. But they're only really useful if they're easy for you to remember...and tough for others to break. The following steps can help you achieve both! 1. Think up a phra...

Hammonton, NJ Real Estate Professionals