Explore Albany, NY

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Guilderland New Construction - Lot 3 Westlyn Lot 3 Westlyn Guilderland, NY 12203 New Construction Homes to be built in excellent Guilderland Location, close proximity to... More Info   Owning a home is nearly everyone's dream and realizing that dream is anything but easy. For starters, the entir...

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Thursday, June 4, 2009  –  Thursday, August 13, 2009 Albany's free outdoor summer concert series celebrates 20 years! Albany Riverfront Park at the Corning Preserve Thursdays, 5pm-8pm.

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Saturday, May 9, 2009  –  Sunday, May 10, 2009 This highly anticipated spring festival celebrates its 61st year in 2009 as over 200,000 tulip bulbs blossom into a sea of colors just in time for Mother's Day. Historic events take place annually during this three day festival including the street s...
The IDA Directory allows you to search for IDA programs using multiple criteria. http://www.cfed.org/ida/directory/

By Ryan Gonch
(Keller Williams Realty Capital District)
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John Kennedy said, "We must use time as a tool, not a crutch."...But he never told us how to do it... I was driving home today from New Jersey and I was thinking about everything that I had to do when I got home...It was then that I started to get overwhelmed...I paused for a moment and thought t...

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The bill provides an additional $500 million to existing USDA Rural Housing programs.  The RHS provides both a guaranteed loan program and a direct housing loan program for those meeting the program’s eligibility criteria. The direct loan program will receive $270 million while $230 million will ...

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Division A, Title XII of the bill provides $2,000,000,000 in additional funding for the Neighborhood Stabilization Program (NSP).  The NSP was created by the Housing and Economic Recovery Act of 2008 (Public Law 110–289) to provide grants through the Community Development Block Grant program (CDB...

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The bill reinstates last year's 2008 loan limits for FHA, Freddie Mac, and Fannie Mae loans.  These limits were equal to the greater of 125% of the 2008 local area median home price or $271,050 for FHA and $417,000 for Fannie and Freddie, with an overall maximum cap of  $729,750.  For the few ar...

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The homebuyer tax credit is one of 10 key provisions of the American Recovery and Reinvestment Act signed by President Obama into law on Feb. 17, 2009. The bill provides for a $8,000 tax credit that would be available to first-time home buyers for the purchase of a principal residence on or afte...

By Ryan Hanley
(The Murray Group Insurance Services Inc)
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I was recently introduced to the President of iZoca, a new networking site located convienently at www.iZoca.com.  We all probably use numerous networking sites all established for different purposes.  But with the busy schedules that most of us keep its extremely hard to keep up with them all.  ...

By Kevin Clancy, Real Estate Broker - Albany New York
(Http://www.clancyrealestate.com)
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I love Albany NY Student housing. While it can be tough on  properties renting to college students can be a very profitable side of the rental property business. However, as a student rental landlord you need to have a general knowledge of Albany codes. One in particular is the Grouper law that d...

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Take a look: http://www.albany-ny-homes.com/listing-split-level-briar-ave.-campus-area-4.html  

By Kevin Clancy, Real Estate Broker - Albany New York
(Http://www.clancyrealestate.com)
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I met with a couple of downstate investors today who said they were fed up with the inexperienced real estate"kids" they had spoken to about purchasing investment property. It made me remember what I have always told buyers. Don't ask your agent how many homes they have sold. Ask them how many ho...

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If you don't already have plans in place, there is no time to delay. The time to get ready is now. Clear the clutter. Go through each room. Decide what should stay and what can go. If you haven't used it in two years, it is time to find it a new home. Throw it away, sell it or give it away, but g...

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What should come first: Affording a home goes beyond being able to pay the mortgage. You have to have enough money set aside for a down payment, closing costs, moving costs, and the initial costs of living in the home (e.g. new furniture and paint). So before you do anything, "take a hard look at...

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There's been a lot of talk lately about loan modifications for homeowners facing foreclosure, a discussion that reached a crescendo on Wednesday when the White House announced details of its "Making Home Affordable" plans. A woman I'll call Mags (we're preserving her anonymity) had heard the talk...

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First-time purchasers get a tax credit windfall if they buy before December. There's a nice windfall for some homebuyers in the economic stimulus bill awaiting President Obama's signature on Tuesday. First-time buyers can claim a credit worth $8,000 - or 10% of the home's value, whichever is less...

By Ryan Hanley
(The Murray Group Insurance Services Inc)
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For idea number two let's stay on business cards.  Business cards, even the most jazzed up business cards are very inexpensive.  There is so much competition between business card producers that you can always find a deal.  To that extent, many professionals do not take the importance of business...

By Ryan Hanley
(The Murray Group Insurance Services Inc)
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I am always looking for ways to stay top of mind with my current clients.  A member of my BNI chapter, Crossroads Connections in Delmar, NY, mentioned something he does with every client.  This gentleman buys business card magnets from Office Max or Staples, attaches his business card and places ...

By Ryan Hanley
(The Murray Group Insurance Services Inc)
Comments 0
Water and Sump Pump Backup is an endorsement to the Homeowners Policy that is often forgot about by first time home buyers.  A homeowners insurance policy in its basic form will not cover water that is backed up through a drain, toilet, etc.  If you own a Sump Pump and it fails or is over-loaded,...

Albany, NY Real Estate Professionals