Explore Albany, NY

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What are the risks of "b" and "c" loans? The major risk is the cost of the loan. Desperate home buyers who are not selective when seeking an "A-," "B," "C" or "D" loan may find themselves locked into long-term loans with outrageous fees and interest rates. "Watch out how costly they are," said J...

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What is a wrap-around loan? "This method of seller financing is risky if the underlying first loan has a "due on sale" clause because the loan might be called due when the first lender becomes aware that the property has transferred title," says Dian Hymer, author of "Buying and Selling a Home, ...

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Where do I get information about housing discrimination? For information about housing discrimination, call the U.S. Department of Justice at (202) 514-2000, 950 Pennsylvania Ave., NW DC 20530 or your local U.S. Department of Housing and Urban Development office.For detailed information, the boo...

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What is negative amortization? Negative amortization occurs when the monthly payments on a loan are insufficient to pay the interest accruing on the principal balance. The unpaid interest is added to the remaining principal due. When home prices are appreciating rapidly, egative amortization is ...

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The Internal Revenue Service publishes a number of real estate publications. They are listed by number: 521 "Moving Expenses" 523 "Selling Your Home" 527 "Residential Rental Property" 534 "Depreciation" 541 "Tax Information on Partnerships" 551 "Basis of Assets" 555 "Federal Tax Information on C...

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What are the benefits of seller financing? Seller financing offers tax breaks for sellers and alternative financing for buyers who can't qualify for conventional loans. If you are a seller, the risks you face are the same as those facing any lender: Is the borrower a good credit risk? Will the p...

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What is a lease option? When a renter signs a lease with an option to purchase a property for a specific price within a certain time frame, that is called a lease option. In most lease-option situations, a portion of the rent is applied to a future down payment.Lease options are most popular amo...

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Can I get a HUD home for as little as $100 down? If you are strapped for cash and looking for a bargain, you may be able to buy a foreclosure property acquired by the U.S. Department of Housing and Urban Development for as little as $100 down.With HUD foreclosures, down payments vary depending o...

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Are there programs for fixer-uppers? If you need home loan to buy a "fixer-upper" and remodel it, look at the U.S. Department of Housing and Urban Development's Section 203(K) loan program. The program is designed to facilitate major structural rehabilitation of houses with one to four units tha...

By Kevin Clancy, Real Estate Broker - Albany New York
(Http://www.clancyrealestate.com)
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$239,000 This historic 4 unit home was just listed and is perfect for owner occupancy. The home has over 4,600 square feet of living and and features a huge two story 2,000 S.F. apartment perfect for owner occupancy!  Owner this building and live in an apartment that is larger then many entire ho...

By Kevin Clancy, Real Estate Broker - Albany New York
(Http://www.clancyrealestate.com)
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I recently had the pleasure of sitting through one of the most tension filled and difficult closings I have had in the last several years. I represented the buyer and the sellers were represented by the listing agent that worked for a major local real estate company. The day before the closing th...

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If you find yourself saying, "I must sell my Albany NY house now," you have come to the right place. I know how to get your house sold as quickly as possible. If you have a special situation like a landlord that wants to sell now or you are behind on payments and are facing foreclosure, please do...

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If you're looking for Albany NY New Construction, then you've come to the right place. This site was designed to be a comfortable, hassle free place to check out Albany NY New Construction in the Capital District and surrounding areas. I hope you find everything you need here on the real estate ...

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If you're looking for Albany NY Land for sale, then you've come to the right place. If you have a piece of land to sell, we can help you with that as well. This site was designed to be a comfortable, hassle free place to check out Albany NY Land in the Capital District and surrounding areas. I h...

By Kevin Clancy, Real Estate Broker - Albany New York
(Http://www.clancyrealestate.com)
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It seems interest in buying Albany NY foreclosures or HUD homes is growing. I am getting more and more calls about buying HUD homes. Buying a HUD home is easy! A HUD home is a home that was purchased using an FHA loan with a bank or mortgage broker. Since it was an FHA insured loan HUD takes the ...

By Kevin Clancy, Real Estate Broker - Albany New York
(Http://www.clancyrealestate.com)
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Despite the media hype now remains a great time to buy a home. There is still a relatively high inventory and good selection of homes for sale entering the fall market. If you have good credit today's rates just dropped below 6% for a 30 year fixed rate.  If you want to check daily mortgage rates...

By Kevin Clancy, Real Estate Broker - Albany New York
(Http://www.clancyrealestate.com)
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Doing business as an Albany landlord and real estate investor is a challenge. I often describe the difficulties to clients of dealing with the City of Albany. The Albany Water department and building departments are two  of the most difficult to deal with. Below is a story of from a local investo...

By Steven Dearstyne
(Keller Williams Capital District)
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We are please to annouce our new listing  2 West van Vetchen St Albany NY= $109,900nice starter home offering 3 Bedrooms, 1 Full bath.  enclosed in front porch perfect for summer nights.  Wall to Wall over hardwood.all bedrooms upstairs with full bath.Nice Walk up Attic. Ready to be finished.Grea...

By Kevin Clancy, Real Estate Broker - Albany New York
(Http://www.clancyrealestate.com)
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It's a call I am starting to get all too often. A buyer will call on one of my listings that they then find isn't suitable for them for one reason or another after a brief phone conversation. They indicate they are not working with a Realtor and will only work with the listing agent on a property...

By Steven Dearstyne
(Keller Williams Capital District)
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Real Money Maker- 17 Western Ave  Albany NYcompletely renovated three unit income property located just one block off Albany's Washington Park.new elec, windows, baths, flooringperfect owner occ building let the tenant pay your mortgageSteven A. DearstyneKeller Williams Capital District 724-5917-...

Albany, NY Real Estate Professionals