The Mortgage Outlet hopes a two-year extension of a government-sponsored refinancing program will encourage more participation from Underwater Homeowners in Baldwin New York can a Harp Refinace Help? The program, created in 2009, is designed for homeowners who may not otherwise qualify for refinancing because they owe more on their mortgages than their homes are worth. For those who haven't heard about it yet or think it's too expensive, it's an ideal time to reach out and try to refinance as some program allow you to go as high as 150% of your present mortgage balance.   These undwerwater borrowers can expect much lower payments by getting mortgage rates below 4 percent. Some homeowners can reduce their mortgages to 15 years from 30 with only slightly higher payments than they have now... 04/30/2013

Current mortgage lending rates are at record lows in Baldwin, New York.  Low rates combined with an FHA insured loan are giving qualified home buyers in Baldwin, NY an opportunity to take advantage of the current real estate market.  The Mortgage Outlet has some of the best FHA mortgage Rates in New York State. Call us today to see what you quailfy for 631-767-8948   What is FHA?  The Federal Housing Administration, generally known as FHA, was created in 1934 and is the largest government insurer of mortgages in the world. The FHA insures that loans made by mortgage brokers such as The Mortgage Outlet, would allow greater flexibility for a home buyer to qualify for a loan.  Higher qualifying ratios, less than perfect credit scores and low rates help first-time home buyers and other buye... 04/25/2013

Baldwin New York Homes for Sale and Real Estate Guide-April 6 2013, Call Pat 516 855-7202 Baldwin NY Homes for Sale Baldwin NY Real Estate Baldwin NY 11510 View Baldwin New York Homes for Sale and find Baldwin, NY Real Estate Information in the Baldwin NY Homes for Sale and Baldwin New York Real Estate Guide-April 6 2013. The weekly Baldwin NY Real Estate publication, provided by Baldwin Real Estate Broker and Agent Home Driven Realty, is a tool to assist prospective home buyers in the purchase of Baldwin NY Homes for Sale and Baldwin NY Real Estate The Baldwin NY Homes for Sale and Real Estate Guide provides a Free Multiple Listing Search option, Helpful Home Buying Videos and Steps to Baldwin Homeownership Links. Pat White and Home Driven Realty can help you find Baldwin, New York Hom... 04/06/2013

Baldwin, New York Real Estate Trends-March 30 2013 Baldwin New York Homes for Sale Baldwin, New York Real Estate Baldwin, New York 11510   The purchase or sale of Baldwin New York Real Estate maybe one of the largest financial decisions made. Having current information on Baldwin NY Homes for Sale, Baldwin NY Homes for Sale by Price Range and Baldwin NY Homes sold is critical in the decision making process. The Baldwin, New York Real Estate Trends-March 30 2013 report prepared by Home Driven Realty Inc covers Baldwin, New York homes for sale and Baldwin, New York real estate that has closed over the 12 month period ended March 30 2013.The report includes analysis of Baldwin New York Short Sales, and Baldwin, New York Foreclosures. A free search MLSLI.com Baldwin, NY Homes for sale and s... 03/31/2013

Baldwin New York Homes for Sale and Real Estate Guide-March 3 2013, Call Pat 516 855-7202 Baldwin NY Homes for Sale Baldwin NY Real Estate Baldwin NY 11510 View Baldwin New York Homes for Sale and find Baldwin, NY Real Estate Information in the Baldwin NY Homes for Sale and Baldwin New York Real Estate Guide-March 3 2013. The weekly Baldwin NY Real Estate publication, provided by Baldwin Real Estate Broker and Agent Home Driven Realty, is a tool to assist prospective home buyers in the purchase of Baldwin NY Homes for Sale and Baldwin NY Real Estate The Baldwin NY Homes for Sale and Real Estate Guide provides a Free Multiple Listing Search option, Helpful Home Buying Videos and Steps to Baldwin Homeownership Links. Pat White and Home Driven Realty can help you find Baldwin, New York Hom... 03/03/2013

Yes You Can Buy or Sell a Home in Baldwin NY. Ask Pat 516 855 7202 Baldwin NY Real Estate Trends Fourth Quarter 2006-2012 Baldwin NY Homes for Sale Baldwin NY 11510   Whwn considering the purchase or sale of Baldwin NY Real Estate and Baldwin NY Homes for Sale, it is important to know the long term housing trends, the sales prices of Baldwin NY Real Estate and the effect of Baldwin NY Short Sales and Baldwin NY Foreclosures. The Baldwin NY Real Estate Trends Fourth Quarter 2006-2012 report, prepared by Pat White and Home Driven Realty, Inc. provides critical information on Baldwin NY Real Estate. The following is an analysis of Baldwin NY Real Estate for the fourth quarter periods 2006-2012. It will take a look at changes in residential homes sold, median sales price and days on market ... 03/01/2013

Baldwin New York Homes for Sale and Real Estate Guide-February 24 2013, Call Pat 516 855-7202 Baldwin NY Homes for Sale Baldwin NY Real Estate Baldwin NY 11510 View Baldwin New York Homes for Sale and find Baldwin, NY Real Estate Information in the Baldwin NY Homes for Sale and Baldwin New York Real Estate Guide-Febuary 24 2013. The weekly Baldwin NY Real Estate publication, provided by Baldwin Real Estate Broker and Agent Home Driven Realty, is a tool to assist prospective home buyers in the purchase of Baldwin NY Homes for Sale and Baldwin NY Real Estate The Baldwin NY Homes for Sale and Real Estate Guide provides a Free Multiple Listing Search option, Helpful Home Buying Videos and Steps to Baldwin Homeownership Links. Pat White and Home Driven Realty can help you find Baldwin, New Y... 02/24/2013

Baldwin New York Homes for Sale and Real Estate Guide-February 16 2013, Call Pat 516 855-7202 Baldwin NY Homes for Sale Baldwin NY Real Estate Baldwin NY 11510 View Baldwin New York Homes for Sale and find Baldwin, NY Real Estate Information in the Baldwin NY Homes for Sale and Baldwin New York Real Estate Guide-Febuary 16 2013. The weekly Baldwin NY Real Estate publication, provided by Baldwin Real Estate Broker and Agent Home Driven Realty, is a tool to assist prospective home buyers in the purchase of Baldwin NY Homes for Sale and Baldwin NY Real Estate The Baldwin NY Homes for Sale and Real Estate Guide provides a Free Multiple Listing Search option, Helpful Home Buying Videos and Steps to Baldwin Homeownership Links. Pat White and Home Driven Realty can help you find Baldwin, New Y... 02/16/2013

I have noticed that many first time home buyers come to me confused by the various First Time Home Buyers loans in Baldwin New York, that are available to them for financing their first home.  This is just the tip of the ice berg as there is so much industry-specific terminology to learn and understand that the home buying process can be very intimidating to most new comers. Find out the 7 things you should not do when applying for a home loan click I will try to explain in this article the most common First Time Home Buyers  in Baldwin New York so that you might better understand the options and requirements more clearly.  As always I am available as a reference if you have more specific questions about how these specific programs might get you your new home. Conventional Loans are typ... 02/16/2013

Baldwin, New York Real Estate Trends-January 17 2013 Baldwin New York Homes for Sale Baldwin, New York Real Estate Baldwin, New York 11510   The purchase or sale of Baldwin New York Real Estate maybe one of the largest financial decisions made. Having current information on Baldwin NY Homes for Sale, Baldwin NY Homes for Sale by Price Range and Baldwin NY Homes sold is critical in the decision making process. The Baldwin, New York Real Estate Trends-January 17 2013 report prepared by Home Driven Realty Inc covers Baldwin, New York homes for sale and Baldwin, New York real estate that has closed over the 12 month period ended January 17 2013.The report includes analysis of Baldwin New York Short Sales, and Baldwin, New York Foreclosures. A free search MLSLI.com Baldwin, NY Homes for sale... 01/17/2013

Baldwin New York Homes for Sale and Real Estate Guide-January 13 2013, Call Pat 516 855-7202 Baldwin NY Homes for Sale Baldwin NY Real Estate Baldwin NY 11510 View Baldwin New York Homes for Sale and find Baldwin, NY Real Estate Information in the Baldwin NY Homes for Sale and Baldwin New York Real Estate Guide-January 13 2013. The weekly Baldwin NY Real Estate publication, provided by Baldwin Real Estate Broker and Agent Home Driven Realty, is a tool to assist prospective home buyers in the purchase of Baldwin NY Homes for Sale and Baldwin NY Real Estate The Baldwin NY Homes for Sale and Real Estate Guide provides a Free Multiple Listing Search option, Helpful Home Buying Videos and Steps to Baldwin Homeownership Links. Pat White and Home Driven Realty can help you find Baldwin, New Yo... 01/13/2013

Good Morning-See You on Time Square. Really. Official Time Square Ball App for Itunes and Android Lets Drop the Ball Together, Maybe?   Good Morning everybody and please regard this as an early wish for a happy and prosperous New Year. To bring in 2013 with a Big Bang, why not watch it from your Iphone, Ipad , or Android device. Even better, submit your New Year's Eve photo for display in Times Square. The official Times Square Ball app is available free on Itunes for Iphone, Ipad and Itouch users or Google Play for the Android. You can  connect to the live show featuring musical performances, celebrity appearances, hourly countdowns and the midnight ball drop. submit your own New Year's Eve photo, which could be displayed in Times Square create and customize a countdown clock, with a p... 12/28/2012

Beautful New Year's Balls-Child's Play Maritime Explorium Port Jefferson, NY   Bring in 2013 with a bang by building your own Times Square Ball, It is child's play. The Maritime Explorium conducts hands on workshops for kids that want to build their own Time Square Balls. Using the principles of geometry kids will learn what shapes make strong designs and then make their own balls that can be used on the big night. The program is targetted for ages 2-12 but all are welcome. Fee-$5 per person.   Event Particulars When: Wed. 12/26 1-5 p.m. Thu. 12/27 1-5 p.m. Fri. 12/28 1-5 p.m. Sat. 12/29 1-5 p.m. Sun. 12/30 1-5 p.m. Where: Maritime Explorium 101 East Broadway Port Jefferson, NY 11777   View Larger Map 12/25/2012

Merry Christmas Everybody-Hop A Holiday Choo-Choo on Long Island The Wrong Island Railroad Ronkonkama, NY   Merry Christmas everybody. The best to all and your families. If you're on Long Island, why not take a ride on the Wrong Island Railroad ?  The Wrong Island Railroad is an operating toy train display that has been a family favorite for over 20 years. The display features 8 operating lines and a number of buttons that kids and adults can push to animate different accessories around the layout. This is an excellent post Christmas destination.   Event Details Animated Toy Train Display Wrong Island Railroad Dates:December 29-30, 2012 Time: 12:00 pm-5:00 pm 679 Hawkins Avenue Ronkonkoma, NY 631 467-1222    View Larger Map 12/25/2012

Merry Christmas-Take a Ride on the Choo-Choo You Giant, Well KindaNew York Transit Museum's Holiday Train Show Grand Central Terminal New York, NY   Ever wanted a giant's view of locomotives coursing their way through New York City ?  Why not visit New York City's landmark Grand Central Terminal's New York Transit Museum's 11th Annual Holiday Train Show. . Travel around the 34 foot long display featuring miniature versions of New York City landmarks including the Brooklyn Bridge and the Empire State Building. Follow the train as it travels over the East River on route ro the North Pole. I wonder who lives there ? ;-) The magical event is free of charge and goes from December 24th 2012 to February 12 2013. Kids young and old will love it.   Additional Information: Opening Hours: Monday-F... 12/23/2012

Baldwin New York Homes for Sale and Real Estate Guide-December 22 2012, Call Pat 516 855-7202 Baldwin NY Homes for Sale Baldwin NY Real Estate Baldwin NY 11510 View Baldwin New York Homes for Sale and find Baldwin, NY Real Estate Information in the Baldwin NY Homes for Sale and Baldwin New York Real Estate Guide-December 22 2012. The weekly Baldwin NY Real Estate publication, provided by Baldwin Real Estate Broker and Agent Home Driven Realty, is a tool to assist prospective home buyers in the purchase of Baldwin NY Homes for Sale and Baldwin NY Real Estate The Baldwin NY Homes for Sale and Real Estate Guide provides a Free Multiple Listing Search option, Helpful Home Buying Videos and Steps to Baldwin Homeownership Links. Pat White and Home Driven Realty can help you find Baldwin, New ... 12/22/2012

Baldwin New York Homes for Sale and Real Estate Guide-December 2 2012, Call Pat 516 855-7202 Baldwin NY Homes for Sale Baldwin NY Real Estate Baldwin NY 11510 View Baldwin New York Homes for Sale and find Baldwin, NY Real Estate Information in the Baldwin NY Homes for Sale and Baldwin New York Real Estate Guide-December 2 2012. The weekly Baldwin NY Real Estate publication, provided by Baldwin Real Estate Broker and Agent Home Driven Realty, is a tool to assist prospective home buyers in the purchase of Baldwin NY Homes for Sale and Baldwin NY Real Estate The Baldwin NY Homes for Sale and Real Estate Guide provides a Free Multiple Listing Search option, Helpful Home Buying Videos and Steps to Baldwin Homeownership Links. Pat White and Home Driven Realty can help you find Baldwin, New Yo... 12/02/2012

Baldwin, New York Real Estate Trends-November 24 2012 Baldwin New York Homes for Sale Baldwin, New York Real Estate Baldwin, New York 11510   The purchase or sale of Baldwin New York Real Estate maybe one of the largest financial decisions made. Having current information on Baldwin NY Homes for Sale, Baldwin NY Homes for Sale by Price Range and Baldwin NY Homes sold is critical in the decision making process. The Baldwin, New York Real Estate Trends-November 24 2012 report prepared by Home Driven Realty Inc covers Baldwin, New York homes for sale and Baldwin, New York real estate that has closed over the 12 month period ended November 24 2012.The report includes analysis of Baldwin New York Short Sales, and Baldwin, New York Foreclosures.  A free search  MLSLI.com Baldwin, NY Homes for... 11/24/2012

Baldwin New York Homes for Sale and Real Estate Guide-November 17 2012, Call Pat 516 855-7202 Baldwin NY Homes for Sale Baldwin NY Real Estate Baldwin NY 11510 View Baldwin New York Homes for Sale and find Baldwin, NY Real Estate Information in the Baldwin NY Homes for Sale and Baldwin New York Real Estate Guide-November 17 2012. The weekly Baldwin NY Real Estate publication, provided by Baldwin Real Estate Broker and Agent Home Driven Realty, is a tool to assist prospective home buyers in the purchase of Baldwin NY Homes for Sale and Baldwin NY Real Estate The Baldwin NY Homes for Sale and Real Estate Guide provides a Free Multiple Listing Search option, Helpful Home Buying Videos and Steps to Baldwin Homeownership Links. Pat White and Home Driven Realty can help you find Baldwin, New ... 11/17/2012

Baldwin, New York Real Estate Trends-November 12 2012 Baldwin New York Homes for Sale Baldwin, New York Real Estate Baldwin, New York 11510 The Baldwin, New York Real Estate Trends-November 12 2012 report prepared by Home Driven Realty Inc covers Baldwin, New York homes for sale and Baldwin, New York real estate that has closed over the 12 month period ended November 12 2012.The report includes analysis of Baldwin New York Short Sales, and Baldwin, New York Foreclosures. A free search Baldwin, NY Homes for sale and search Baldwin New York Real Estate option is also available. Click the following highlighted area for the Baldwin NY Home Buyers Guide, a valuable Baldwin NY Real Estate resource. The hamlets of Baldwin and Baldwin Harbor are located in The Town of Hempstead on the south sho... 11/15/2012