*From being in the business of Real Estate Sales it is very important to being Pre Approved.  So many buyers make the mistake and prefer to ask an agent to show them a house and not know if they can afforded the house.  Also they need documentation in writing showing they can afford to buy the house.  Some buyers will wait until after seeing the property and will return and find out the property has been sold.  One of the most important steps in the home-buying process is being pre-approved for a home loan. Many buyers apply for a loan and receive approval from a lender BEFORE searching for a home. This is called "pre-approval."* Pre-approval can cut days or even weeks off the closing, because the lender has already conducted its credit analysis and approved you for a mortgage.* Pre-app... 02/17/2008