By Philip A Raices - January 16, 2023 0   Unfortunately, we are again approaching our debt limit. Since 1960, Congress has acted 78 times to consider either temporarily extending or permanently increasing the debt limit or revising the meaning of the debt limit; 49 times under Republican presidents and 29 under Democratic presidents. Janet Yellen the secretary of the Treasury, sent a letter to Congress on Jan. 13 that our current U.S. debt limit was raised to $31.381 trillion on Dec. 16, 2021, and will be reached on Jan. 19, 2023, which will be 138% of GDP. In 2013 it was 100% of the GDP.The pandemic caused a liquidity crunch with the excessive (virtually created) $8 trillion infused into the market (but not printed). I have read recently that increasing the money supply doesn’t cause... 01/17/2023

  By Philip A Raices - December 15, 2022 0   In the United States everyone is entitled to purchase a home who is gainfully employed and has adequate income, credit, and debt-to-income ratios to qualify under the Fair Housing Act. However, discrimination and ownership disparity still occurs and exists between white and black households as per an article by The National Association of Realtors back on March 3. Here is a link to the article, which explains in greater depth the housing disparity among white and minority groups: https://www.nar.realtor/blogs/economists-outlook/racial-disparities-in-homeownership-rates According to the article, Black homeownership has increased to 43.3% but is still lower than it was 10 years ago. Moreover, Hispanic and Asian households have increased their h... 12/15/2022

 You have finally found “your place to call home” arrived at an agreed price and been accepted on your purchase of a co-op. You have submitted your offer with your pre-approval from your bank or if cash, proof of funds. Some sellers will ask to see your financials prior to going to contract to be confident that you are financially strong enough to pass the co-op board.Then the contract is made up by the seller’s attorney and sent to the buyer’s attorney for review. Once all the terms are agreed upon by the attorneys and their clients and the final contract is drafted, then the contract is signed first by the buyer and then the seller. All required agency, lead, housing anti-discrimination, and buyer disclosures should also be signed, too, by both parties.Over the last few years, I have ... 12/08/2022

When it comes to affordability, financial profile, and lifestyle, whether an initial purchase or downsizing, everyone has different needs and wants. Some who have the finances will choose a condo or townhome for the luxury, doorman, and amenities, such as a pool, tennis, and security. However, others will choose based on the affordability that a co-op provides. Prices will obviously depend on the building and its infrastructure, financial strength, and whether one, two, or three-plus bedrooms and accompanying bathrooms suit the buyer.Co-ops can be upwards of $100,000 less, minus most of the amenities provided by a condo or townhome. Sales applications and board approval are mandatory. Whether it is a doorman or gated community for security, pool, tennis, golf, or gym, the level of extra... 12/05/2022

There is no doubt that the increases in mortgage rates have slowed down the housing market over the last six months, but it’s not even close to what occurred in 2008. The inventory accumulation back then was 10.4 months (MLS stats) whereas currently, it is 3.2 months. So bubbles in inventories generally cause prices to go down as supply becomes greater than demand (the typical supply/demand economics) and competition among sellers becomes heightened, which leads to lower prices.Currently, we have much higher prices and interest rates so the prospect of becoming a homeowner has faded for so many. The lines at open houses are gone and offer at asking prices and above are gone. Properties are still selling, however, and although prices are moderating, they are still holding — again due to ... 11/18/2022

Are You Looking To Work With REALTORS® Who List and Sell in Great Neck Long Island? CALL: Lawrence “Larry” and Sheila Agranoff, Licensed Real Estate Associate Broker & Licensed RE Salesperson.   CELL: 631-805-4400   We Can Help You Find Your Great Neck Long Island Home or Condo, and Can Help You Sell Your Present L.I. Home or Condo. As a Husband and Wife Long Island Team, we have represented many Home Buyer’s and Home Seller’s throughout our career in helping them reach their goals.   Call our Cell: 631-805-4400, and let's chat about your Long Island Home Buying or Selling Journey.   If you are buying on Long Island, as your trusted Real Estate Professionals we will help you find the best home or condo in the area within your price range.   If you are selling your residence on Long Isla... 11/05/2022

LISTED. SHOWN. SOLD!REALTORS® Lawrence "Larry" and Sheila Agranoff  *SOLD* Another Nassau County Long Island Home. This Time it was in Great Neck, New York.  We Listed this Home. We Showed This Home. We SOLD This Home! And For Over-Asking Price, With Multiple Offers, In ONE Day! Are You Ready To Sell Your Nassau County or Suffolk County Long Island Home Too? Sell With Confidence By Calling and Listing Your Long Island Home or Condo With REALTORS® Lawrence & Sheila Agranoff. Cell: 631-805-4400  Search Here For Long Island Homes 07/15/2022

FOR SALE4 Burbury LaneGreat Neck, New York 11023 Vintage Colonial Home Circa 1925...With Unlimited Possibilities in Great Neck Long Island! This Comfortable Home on a Prime Residential Block is Nestled in the Heart of Great Neck, Nassau County New York. Offering Generous Size Living Room with Parlor Niche* Nice Size Dining Room* 3 Bedrooms* 2.5 Baths* Finished Basement w/Laundry Area* Detached 2 Car Garage, and Well-Maintained Backyard with Deck. Location! Location! Location! Rare Opportunity in Great Neck L.I.!  Call The Listing Agents Lawrence & Sheila Agranoff for all the details.  Cell: 631-805-4400 Search Here For Long Island Homes 04/25/2022

All Things Real Estate By Philip A Raices - March 1, 20210 22 Who will you be hiring when selling, investing, purchasing, renting, or leasing your residential or commercial real estate, a salesperson or a consultant, or both? Hopefully, you will find a professional who is a hybrid and represents a combination of both types. Everyone who is selling needs a salesperson to seek out the most serious, motivated, qualified income and the creditworthy purchaser who will fall in love with your home, right? But at the same time has the savoir-faire and astute knowledge to be a professional consultant by asking probing questions to ascertain, narrow down and pinpoint those who are the real buyers from those who are the tire-kickers and shoppers, out for a day perusing homes for whatever reason. ... 03/01/2021

 Here is a unique community in the Heart of Great Neck Long Island. Portico At Great Neck is a 24 hour guard-gated community in Nassau County New York in Zip Code 11021. Located In The Heart of Town, you can reach Portico by The Long Island Expressway Exit 31 (Lakeville Road) to Middle Neck Road. A right Turn on Maple Drive and a left on Bond Street will bring you to the gated entry. Portico is comprised of a 4 Story Elevator Building, and Attached Townhouses. The 4 Story Doorman Building includes underground parking, and the Townhouses have either a 1 or 2 car garage.  Amenities Include a Gym and a Party Room, and there is a monthly common charge fee to cover the costs. Pets are welcome. The complex is served by The Great Neck School District #7.  This North Shore Long Island neighborh... 08/11/2019

Meet 20+ Wellness experts from New York all in one place! Explore fitness, Essential Oils, Feng Shui, Reiki, Yoga and so much more! If you can't attend, please spread the word! It's going to be a wonderful event, filled with great company, energy, learning and sharing!   When: March 11th, 2018Where: Great Neck Synagogue, Great Neck, NY 11023Time: 10am - 2pmCost: FREEEE!! All are welcome to join in!    03/09/2018

By Philip A Raices  December 23, 2017        We had our first snowfall 2 weeks ago and it was kinda nice to see those snowflakes finally fluttering down to christen the beginning of our 2017-2018 winter. Of course, I waited til the next day to shovel, since I actually had a lazy streak that night and as you get a bit older, you can pick and choose your battles, right? Well, I decided to spend the night with my wife and enjoy! Although it wasn’t a huge snowfall, maybe three to five inches, it was almost gone by the afternoon the next day. Do you really think that the cash and mortgage qualified purchasers took a vacation? Are you kidding? Of course not, they are lining up at open houses and grabbing what they can before the end of the year. We’ll see what the Trump Tax plan will yield; ... 12/23/2017

We're expanding into a time of consciousness of knowing and understanding that every person’s behaviors, habits, thoughts, emotions and environment at some point in time interconnect and affect one another. Feng Shui is a lifestyle practice that offers you an opportunity to awaken and step into this awareness with your eyes and heart wide open though expanding your knowledge with; the metaphysics, psychology, neurology, emotional intelligence and much more. The teachings of Feng Shui express these dynamic collaborations through Yin and Yang principles, the five elements, Ba-gua map readings and transcendental principles as to name a few methods. During the workshop, New York City Certified Feng Shui Expert Laura Cerrano bridges these interdisciplinary practices in a practical way that i... 12/11/2017

We're expanding into a time of consciousness of knowing and understanding that every person’s behaviors, habits, thoughts, emotions and environment at some point in time interconnect and affect one another. Feng Shui is a lifestyle practice that offers you an opportunity to awaken and step into this awareness with your eyes and heart wide open though expanding your knowledge with; the metaphysics, psychology, neurology, emotional intelligence and much more. The teachings of Feng Shui express these dynamic collaborations through Yin and Yang principles, the five elements, Ba-gua map readings and transcendental principles as to name a few methods. During the workshop, New York City Certified Feng Shui Expert Laura Cerrano bridges these interdisciplinary practices in a practical way that i... 12/08/2017

We're expanding into a time of consciousness of knowing and understanding that every person’s behaviors, habits, thoughts, emotions and environment at some point in time interconnect and affect one another. Feng Shui is a lifestyle practice that offers you an opportunity to awaken and step into this awareness with your eyes and heart wide open though expanding your knowledge with; the metaphysics, psychology, neurology, emotional intelligence and much more. The teachings of Feng Shui express these dynamic collaborations through Yin and Yang principles, the five elements, Ba-gua map readings and transcendental principles as to name a few methods. During the workshop, Certified Feng Shui Expert Laura Cerrano bridges these interdisciplinary practices in a practical way that is easy to unde... 11/08/2017

 Marie Regis M.S., L.Ac., has an acupuncture practice n Great Neck NY. She specializes in treating anxiety and stress-related conditions. She has been practicing meditation for over 30 years. She is currently undergoing training in The Huntington Method: A Clinical Meditation and Imagery course with Richard and Bonnie Schaub of the Huntington and Meditation Center.  Course Description:This three part course is designed to help you cultivate inner resources to create the life you have been dreaming of. We will meet once/week for three consecutive weeks:  Week 1: Reconnect with your true Purpose• Week 2: Defeat difficult thoughts and habits• Week 3: Connect with your Wisdom MindLocation: 22A Arrandale Ave, Great Neck NY 11024 (Please park on Arrandale Ave)Dates: Wednesdays March 16th, 23r... 03/17/2016

Chinese Buyers are in Demand for Homes with Feng Shui in Long Island NY Real estate agents, brokers and especially real estate developers, Feng Shui is in your future. Each year home buyers from China make their way to America and in particular, Long Island NY. The reason?  The school districts, the location from Long Island NY to Manhattan and Flushing Queens (not being far), along with cleaner air and less pollution are all a huge attractions for buyers.  Major villages and towns include Greak Neck, Syosset, Jericho and much of the Gold Coast in General. Many buyers are also beginning to spread more east ward on the Island. Million dollar homes have been on the menu while others are beginning to down size to more practical sized homes that host 3-5 family members.  Some buyers will pu... 02/11/2015

Feng Shui Great Neck New York Home Consulations Is the energy in your home, apartment or business feeling stagnant or stuck?  Or perhaps you are simply looking to renovate or redesign your space utilizing the principles of Feng Shui.  This beautiful ancient practice can help awaken your higher consciousness thus teaching you how to follow and listen to your intuition, which gives great  insight into life’s challenging situations while at the same time offering resolutions. Approaching Feng Shui wholeheartedly allows you to be honest with yourself and see areas of your life that need to be addressed which allow you to see doors of opportunities with clearer eyes.  Feng Shui creates a unique “plan of action” for life and makes any redesign or renovation project that much easier to impleme... 11/04/2013

Feng Shui Interior Design Consultations for Great Neck NY Homes please keep in mind fees are all the same no matter the size of your home, business or apartment.  Fees are based the amount of time we work together on-site.  First: An on site interview is provided to help you understand the specific areas of your life you are certain to enhance with Feng Shui. This requires sharing information about key events of your past, which paved the way to your current life situations and understanding your future plans.  This allows insight into your main intentions for why you are having a Feng Shui consultation. Usually clients have 2-3 key areas in their life they wish to focus on during the consultation. Please keep in mind, what tends to happen during the Feng Shui process is development of ... 08/11/2013

All about Great Neck New York: The village of Great Neck is 100 years old year. One of the village is located near Manhattan. The village is beautiful with its tree-lined streets. Residents can access waterside park, complete with pools tennis court sand athletic field and playgrounds. Middle Neck Road offers up scales shops and restaurants and House of worship. The train station is near by and the commute to  NYC is just a 30 minute ride. The Coops: 184 listing available as of Jan,2013: $1,395,000 highest price, $232,000 Median and $80,000 is the lowest.   Listing as of Jan 2013: 139 homes for sale at an average price of $1,398,000 , Low price at $380,888 Sold listing as of Jan 2013: 16 homes sold at an average price of $1,277,750 Median price at $1,299,000 and the lowest price is $679... 02/14/2013