Buying your first home in today's market can be an exciting but daunting process. Here's a step-by-step guide to help you navigate the current real estate landscape: Assess Your Finances: Review your financial situation, including your income, savings, and credit score. Determine how much you can afford to spend on a home, considering factors like down payment, closing costs, and monthly mortgage payments. Get Pre-Approved for a Mortgage: Work with a mortgage lender to get pre-approved for a loan. This will give you a clear understanding of your budget and demonstrate to sellers that you're a serious buyer. Define Your Needs and Preferences: Make a list of your must-haves and nice-to-haves in a home, such as location, size, number of bedrooms, amenities, and proximity to schools or publ... 04/27/2024

Sought after townhouse for sale in Society Hill in Mahopac. Lovely light and bright home 2 bedrooms, 2.5 bath with large eat-in-kitchen with gas range, large living room with plenty of light, 1 car attached garage. Sliding glass doors to deck and yard. Sought after section on Jonathan Drive with plenty of guest parking right across from the unit, close to all amenities. Natural Gas Heat! Minutes to Westchester and Taconic Pkwy. Taxes only $3,310 after the STAR deduction. To view more photos and information visit: 51 Jonathan Drive Mahopac NY To view all townhouses for sale in Society Hill visit: SocietyHillAtMahopac.com 01/14/2014

  Mahopac Real Estate - Feautring a lovely updated colonial in sought after cul-de-sac neighborhood in Mahopac NY. Features include 4 bed, 2.5 bath, 1.5 acres, hardwood floors, central A/C, central vac, new bathrooms, freshly painted, recessed lighting, large eat-in-kitchen, family room w/fireplace. Large master suite w/walk-in-closet & new master bath, three more large bedrooms, new hallway bath. Large unfinished basement. Lovely private property, 13 month Home Warranty plan for buyer included in sale. Taxes are $13,173 after STAR deduction. Easy taconic commute, close to Mahopac schools.  Asking $467,000 To view more photos and information about this home for sale in Mahopac visit: 22 Craescot Way Mahopac, NY 10541     - Original blog postt: http://putnam-westchester-homes.com/22-cra... 06/12/2013

UPDATE ON AFFORDABLE HOMES IN PUTNAM COUNTYInventory has increased to 212 from 209. This is not a very big increase considering this is the beginning of the spring market! So now if you need a 3 BR home under $350,000.00 in Putnam County now is the time. As more home are going into contract the inventory will be getting smaller as more home are getting accepted offers than are coming on the market!Come Now to Putnam County.We have 212 3 BR homes available under $350,000.00 in Putnam CountyBUT NOT FOR LONG!!!!  These homes are all throughout Putnam County.If you are looking in Putnam County and need a 3 BR Home you are in LUCK. We have as of right now we have only 212 3 Bedroom Homes that can be show immediately for you to choose from. You can call me at 845-590-5488 for Fast and Knowled... 03/30/2013

      Handyman Special - investor's dream. Historic Mahopac Falls front porch colonial on 1.75 acres. Features 5 bedrooms plus office/bedroom, 2 full bath, hardwood floors throughout, crown molding, huge walk-up attic. Walk to school, market, post office, bus stop, minutes to Taconic Parkway. House needs work - Sold AS-IS. This is NOT a short sale or foreclosure! Asking $225,000! To view more photos and info check out: 145 Myrtle Ave Mahopac NY 10541     04/30/2012

You've made the decision to sell your house. You will soon realize that now is the time to prepare yourself to move into the marketing mode because you will soon be presenting your home to your market...the home buyer.     Getting Mentally Prepared   Your home has become a product. It can be difficult to think of a home as a mere product, but it helps to do this in order to get top dollar and sell it in a reasonable amount of time.         • That product is your house. Your home will become the new residence you choose - how exciting!   • You want to sell that product.    • As with any product for sale, your house will have to be marketed.    • Before you can market it, you must determine how you will package it.   • You want to package your house so that it is attractive to customers (... 01/20/2011

For the 1st quarter of 2010 there were 28 sales in Mahopac. The median selling price of these homes was $325,000 with an average time on the market of 206 days. The current absorption rate is 9.67 months. The absorption rate is the number of weeks it takes to sell the current inventory at the present rate of sales and if no other listings came on the market. Compare this data to the 1st quarter of 2009, the median selling price was $417,000 with an average days on the market of 208. This represents a 22% drop in median home selling price from 12 months ago this time.  The median price in all of Putnam County was $295,000 compared to the 1st quarter of 2009 which was $334,750  If we compare 1st quarter 2010 median sales price to all of 2009's median sales price which was $380,000, we wil... 07/09/2010

With a weakening housing market and expiration of the home buyer credit, the Obama administration and Treasury have stepped up efforts to help struggling home owners facing foreclosure, including subsidies for the unemployed and borrowers who owe more than their home is worth.  The updated/revised plan would increase payments to lenders that modify second mortgages. Banks' unwillingness to write down second liens has helped block efforts to prevent foreclosures, and preventedcurrent programs from helping more home owners.   The administration proposed allowing more mortgages to be refinanced into FHA guarantee programs if the borrower is current on the loan. The lender would have to cut the amount owed by at least 10 percent to less than the value of the home. The first and second mort... 06/10/2010

Lenders will file a tidal wave of lawsuits against homeowners in the next few years as a way to counter losses when home sales or foreclosure auctions don’t result in enough money to pay the mortgages in full, according to  real estate and legal analysts. “It will be a dramatic problem because the borrowers will not know it’s coming,” said Frank Alexander, a law professor at Emory University in Atlanta.   The laws vary from state to state. For example, in Florida, banks have five years from the date of the sale to file for so-called deficiency judgments and up to 20 years to collect. Lenders can then garnish wages or make claims on borrowers’ assets.   As the next wave of the housing crisis plays out, those most in danger of getting slapped with lawsuits include angry homeowners who ra... 06/10/2010

Welcome to 34 Tommy Ct in Mahopac NY. Lovely oversized contemporary home with spectacular view on 1.45 acres with above ground pool. Hardwood floors throughout, crown molding, huge oversized eat-in-kitchen. Updated baths, large master bedroom suite with master bath. Large finished lower level with family room, recessed lights, full bath with double sinks. Located in sought after neighborhood in Mahopac, minutes to Taconic Parkway. Taxes do not reflect $1,093 STAR deduction. Asking $490,000 - negotiable!           To view more photos and details check out: 34 Tommy Ct. Mahopac NY 10541To view all homes in Mahopac check out: Homes for sale in Mahopac NY.       03/15/2010

I have just launched a new web site MahopacForeclosureHelp.com that is focused on homeowners in Mahopac NY who are facing a foreclosure or are missing mortgage payments and fear they may lose their home to foreclosure. The web site is focused on assisting distressed homeowners find information and investigate options to avoid the foreclosure process. As an expert in foreclosures and short sales, a real estate transaction option that banks will consider instead of foreclosure with specific guidelines, I am determined to provide essential knowledge to homeowners in Putnam and Westchester County facing this unfortunate circumstance. Are you behind on your mortgage payments? Think foreclosure is the only option? Afraid you will lose your home? Curious about Short Sales?.....You CAN avoid fo... 02/27/2010

I just had a closing two days ago with a wonderful agent! It is so much fun to know that when an offer comes from another Realtor, that Realtor is not a diva and is looking to get the job done. To the agent I just referred to......thank you, thank you, thank you! It was a pleasure to work with you. The sad thing is that when an agent does his/her job, we don't get an opportunity to talk often. But know that good and great agents without difficult personalities always hold a dear place in my heart. I show their properties when I have a buyer. On the other side of that coin, I just finished, or did I??? an offer with a double diva agent.  It really was the most awful experience. She was insulting and brash at best. What's worse is that she really made it difficult to put the deal together... 02/19/2010

The state of real estate market in Mahopac pretty much reflects the overall picture of the market in wider areas of Northern Westchester and Putnam counties. In short, the spring has already arrived to real estate market! It came earlier this year due to federal tax credits, and the fact that buyers need to be in contract by April 30th to qualify for the credits. More homes were put on the market in January than in previous months, at the same time, the pace of sales slowed down. The current absorption rate is 14 months (this is how long it would take for all currently listed houses to be sold if nothing else comes on market). This is an indication of a very strong buyers market. Below are some vital numbers for Mahopac real estate (single family houses only, Mahopac school district). M... 02/15/2010

     Lovely updated cape on cul-de-sac lot in sought after Lake Community in Mahopac. Features include new granite kitchen with stainless steel appliances, recessed lighting, fireplace, hardwood floors, crown molding. New driveway and roof in 2005, new boiler in 2007, new front door, updated bathroom. New carpet in upstairs bedrooms. Town sewer and water. Located on quite cul-de-sac.1 mile to Taconic Parkway. Low taxes, only $5,371 after STAR. Hurry and take advantage of the $8,000 tax credit! Asking price only $259,000!To view more photos and details check out: 74 Underhill Rd. Mahopac, NY 10541To view all homes for sale in Mahopac check out: Homes for sale in Mahopac NY 01/28/2010

   I just listed yet another lovely townhouse in Mahopac.  This townhouse is located in desirable Society Hill in Mahopac NY with garage! Lovely light and bright home featuring 2 bed. 2.5 bath with large eat-in-kitchen, dining room, sunken living room with fireplace and cathedral ceiling. Sliding glass doors to deck, large open back yard with great views and privacy. Large master bedroom & master bath, large 2nd bedroom, plenty of closets throughout. Sought after section of Society Hill with plenty of guest parking, close to all amenities. Minutes to Taconic Pkwy. Taxes only $3400 after STAR. Asking price is $349,999.   To view more photos and details check out: 55 Jonathan Drive Mahopac, NY 10541   To view other townhouses in this complex check out Society Hill at Mahopac 01/28/2010

What Is A Short Sale?   Home sellers should consider a Short Sale when the value of their home is LESS than the amount of their outstanding loans. For example, if your home is worth $250,000 but you have a loan of $300,000 then a short sale is a consideration. Obviously, if you do not have to sell your home, you could wait out the market and hope for a turnaround in real estate values. However, if you do have to sell your home you basically have three options. First, you can bring cash to the table. In the example above you would sell your home for $250,000 and pay another $50,000 to the lender out of your pocket to pay off the loan on your property. Second, you could let the home go into foreclosure. The lender will go through the foreclosure process, force you out of your home and th... 01/23/2010

MAHOPAC NY TODAY The hamlet of Mahopac encircles a picturesque 587-acre lake, from which it draws its name. Lake Mahopac contains three islands, Fairy, Petre, and Canopus, all privately owned. Fairy Island sports multiple homes accessible via a short causeway; Petre boasts a single Frank Lloyd Wright designed residence, the A. K. Chahroudi Cottage; and Canopus has undeveloped land available for purchase. Boating, fishing and other water sports are permitted on the lake. Slips and support services are provided by two marinas. Besides Lake Mahopac, other lakes include Lake Secor, Lake MacGregor, Kirk Lake, Lake Casse, Long Pond, Wixon Pond, and Bryant Pond. Mahopac has a state of the art 33,000-square-foot library, featuring multiple reading rooms overlooking Lake Mahopac, abundant compu... 01/21/2010

Mahopac, New York, is a hamlet in the Town of Carmel in Putnam County, New York. Mahopac is located on US Route 6 on the County's southern central border with Westchester County. As of the 2000 census, the population was 8,478.     THE HISTORY OF MAHOPAC, NEW YORK 10541 Mahopac and Mahopac Falls play central roles in the history of Putnam County. Originally inhabited by the Wappinger Native Americans, an Algonquin tribe, the hamlet's land was patented in 1697 by Adolphus Philipse, son of a wealthy Anglo-Dutch gentryman. During the French and Indian War Wappingers throughout Putnam County traveled north to Massachusetts to fight for the British. When the Crown refused to return their land after the war, most Wappingers abandoned the area and joined with other displaced Native Americans e... 01/20/2010

Townhouses and Condos for sale in Mahopac NYMahopac has a variety of townhouse and condominium complexes. From 1 level waterfront condos on Lake Mahopac to 3 level single family townhouse style homes. To view every townhouse and condo listings currently on the market in Mahopac please check out: Townhouses for sale in Mahopac        Williamsburg Ridge Townhouses Williamsburg Ridge is a lovely tri-level townhouse complex in Mahopac NY. There are 89 units featuring pool, playground, tennis. Close to school, shopping, Route 6 and Taconic Parkway, 4 miles from Westchester border and sought after Mahopac Blue Ribbon School district. To view listings click the link below: Williamsburg Ridge Townhouses in Mahopac                   Society Hill Townhouses Society Hill at Mahopac is a lovely dev... 11/27/2009

Technology is changing faster than most can keep up with. At the same time, it is getting easier every day. It does take a time commitment to stay on top of the new features available through Web 2.0. In many ways, it is easier to keep in touch with clients. This said, there was a "tweet" from Active Brad very recently asking why more REALTORS(R) don't take advantage of all technology has to offer. In my opinion, there are two reasons; (1) fear of change, and (2) lack of knowledge. I am fortunate to be able to bring together a group of forward thinking REALTORS(R) in a new Technology/Networking Group. We will be meeting for the first time on Monday, April 6 at Four Brothers Restaurant, Route 6, Mahopac, NY. This is a NO FEE Membership and, the restaurant will provide individual checks s... 04/02/2009