Heading over to Canada for Dinner from Western New York? Not so fast, soon you will need a passport to cross the boarder. In Western New York we are comfortable crossing the boarder on a regular basis.  For many of us it is the next town over.  We never thinking twice about it, well now we soon will have to think about it with the new travel regulations that are set to go into place sometime in the Summer of 2008.  With that we will need a passport to head over to Canada.  There is more information regarding these regulations at the Department of Homeland Security's website.So think ahead and get your passport application in now! There is a long wait for those passports, so you might as well get the application and apply now. It only takes a few moments of your time to process your pas... 12/12/2007

  This Could Be Your Church!DeFranco Real Estate is now working with a Design Team and Contractor, to offer a small, state-of-the-art church facility to area churches. This new facility can be more efficient, and less costly to operate than an old or existing building. Meeting the demands of the modern church, yet retaining the traditional look and experience, DeFranco has produced a building that fits many needs. Are You Ready?Are you curious about what possiblities a new facility could provide your congregation? We are DeFranco Real Estate and Mortgage. We provide structures for the small congregation that are affordable to maintain and very flexible. In addition we are able to do all of the land acquisition and the financing. This means your project is delivered complete from a singl... 12/08/2007

We can help you sell faster with a custom sign program ! DeFranco Real Estatecan help you sell your Niagara Falls property faster. We have unveiled our Integrated Signage Package for our Commercial and Residential sellers.As we jointly develop a plan for marketing your Niagara Falls property, we can call upon the latest in technology. We offer the fundamental MLS listing of course. Our MLS listings are also available via the web to any prospective Niagara Falls buyer. This means that buyers in other areas beyond the Niagara Frontier can see and evaluate your property.We also have the ability to produce custom signs for your property that extol the particular advantages of your listing. We use the most compelling means to get your message out. And our Talking House program puts an AM Rad... 12/08/2007

IN MY OPINION:  Crisis.  What Crisis?How's the Market? It's a Fair Market and that's good for all! - by Carl F. DeFranco Things are shapin' up in good ol Buffalo (and Niagara Falls). From Youngstown to Springville the real estate market is healthy. We are in what I like to call a fair market. Not necessarily a sellers market as in the recent past, and not exactly a buyers market because the prices are indeed higher than they have ever been, but a fair market. I would venture to say that a buyer and seller in the present market are pretty much exchanging a dollar's worth of real estate for a dollar. It seems that we are in harmony with the real estate & mortgage universe. With harmony comes reward. All of this warm and fuzzy makes developers large and small more confident. We are more li... 12/08/2007

The D.R.E.A.M. Team of Niagara FallsDeFranco Real Estate and Mortgage offers a full set of financial services to Commercial Real Estate investors and Personal Real Estate Buyers and Sellers.  We specialize in financing in Western New York State.DREAM stands both for the company name (DeFranco Real Estate And Mortgage) and the company philosophy. We wish to enable you, the Real Estate client, to fufuill your DREAM or business objective. To help you, we offer personal attention, and complete services throughout the Real Estate transaction. You can use just one of our services, or all of them. And you can be assured you will receive service from a group of professionals experienced and willing to help. If you are listing, buying, or financing, call us to show you how we can help you achiev... 12/08/2007

 What are the Risks and Benefits of Mortgages as Investments in Niagara Falls?Since the typical loan will be for 50-60% of the property value, the property "secures" the loan. Sharing the risk this way, both the lender (or investor) and the borrower have a very secure financial transaction. The lender gets a good return and the borrower has a substantial investment in his property. As a result these private financing deals provide a good way for both lenders and borrowers to participate in the American Dream of owning a home. DeFranco Real Estate And Mortgage (DREAM), has been specializing in this kind of financial partnership and have been very successful. Though not a common approach among traditional mortgage houses, we find that with the right level of service, we have established a... 12/08/2007