Patchogue, NY Real Estate News

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
VA loans a are great way to buy a home in Patchogue NY 11772.  You have served our country proudly let us help you with your new purchase.  A VA loan's have an option for no down payment and Seller or Lender assistance with your closing costs. These VA loans have no mortgage insurance premiums which means your payment should be less than any Conventional or FHA insured mortgages. Check out our short video explaining VA loans.   Call us today to see what we can do for you  631-589-3600. VA Home Purchase Loans VA Purchase loans and current low interest rates are a winning combination to help Veterans such as yourself buy your dream home. Loans insured by the Veterans Administration offer great features like no money down payments and credit scores as low as 620.  Today's competitively low...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The Mortgage Outlet  has noticed that many first time home buyers come to us confused by the various first time home buyer programs availble in Patchogue New York that are available to them for financing their first home.  This is due to the multiple changes that the Federal Government has made to the mortgage industry making it harder and more confusing then every.  Hopefully our short video will show some of the new programs that might be available to help you get your dream home in Patchogue New York.   We look forward to answering any questions you might have, you can reach me directly on my cell at 631 767 8948 or at the office at 631 589 3600.  
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By Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher
(Feng Shui Manhattan Long Island)
Feng Shui Workshopwith Laura CerranoCertified Feng Shui Expert CEO and Founder of Feng Shui Manhattan Long Island Date: Friday May 15, 2015Time: 7pm – 9pmFee: $25.00 per personRegister click on: Feng Shui Workshop  Laura Cerrano CEO and Founder of Feng Shui Manhattan Long Island a family owned and operated consulting firm founded in 1997.Ms. Cerrano became a Certified Feng Shui Expert through the Proven Feng Shui School in 2000. She was honored to have studied with some of the finest Masters in Feng Shui, Reiki, Shamanism and Ascension. Some of her teachers include, H.H. Grandmaster Thomas Lin-Yun, Carole Provenzale, Katherine Metz, R.D. Chin, Pamela Lawrence, and Denise Linn. Ms. Cerrano is also a motivational speaker, published author and Certified Reiki Practitioner specializing in F...
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By Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher
(Feng Shui Manhattan Long Island)
Feng Shui Workshopwith Laura CerranoCertified Feng Shui Expert CEO and Founder of Feng Shui Manhattan Long Island Date: Friday May 15, 2015Time: 7pm – 9pmFee: $25.00 per personRegister click on: Feng Shui Workshop  Laura Cerrano CEO and Founder of Feng Shui Manhattan Long Island a family owned and operated consulting firm founded in 1997.Ms. Cerrano became a Certified Feng Shui Expert through the Proven Feng Shui School in 2000. She was honored to have studied with some of the finest Masters in Feng Shui, Reiki, Shamanism and Ascension. Some of her teachers include, H.H. Grandmaster Thomas Lin-Yun, Carole Provenzale, Katherine Metz, R.D. Chin, Pamela Lawrence, and Denise Linn. Ms. Cerrano is also a motivational speaker, published author and Certified Reiki Practitioner specializing in F...
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By Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher
(Feng Shui Manhattan Long Island)
Feng Shui Workshop at The Spiritual Center in Patchogue NY On May 15th   Join Laura Cerrano, Certified Feng Shui Expert and discover how Feng Shui can help rejuvenate your energy, become more motivated, inspired and positively engaged with a new perspective on life! You will learn how to combine the intuitive thinking processes of Feng Shui and analytical techniques for your home. A blend of east and west alchemy that can help develop and sharpen your sense of awareness on all levels…physical, emotional, spiritual and universal. Learn the effects of clutter on our lives and how Feng Shui can be used to enhance your career, finances, relationships and more. Students are asked to bring in a simple sketch of the floor plan of their home for a mini Feng Shui consultation of their own space....
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By Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher
(Feng Shui Manhattan Long Island)
Feng Shui Workshop in May of 2015 With Laura Cerrano at The Spiritual Center in Patchogue NY   Join Laura Cerrano, Certified Feng Shui Expert and discover how Feng Shui can help rejuvenate your energy, become more motivated, inspired and positively engaged with a new perspective on life! You will learn how to combine the intuitive thinking processes of Feng Shui and analytical techniques for your home. A blend of east and west alchemy that can help develop and sharpen your sense of awareness on all levels…physical, emotional, spiritual and universal. Learn the effects of clutter on our lives and how Feng Shui can be used to enhance your career, finances, relationships and more. Students are asked to bring in a simple sketch of the floor plan of their home for a mini Feng Shui consultati...
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By Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher
(Feng Shui Manhattan Long Island)
  May 2015 Feng Shui Workshop with Laura Cerrano at The Spiritual Center in Patchogue NY    Join Laura Cerrano, Certified Feng Shui Expert and discover how Feng Shui can help rejuvenate your energy, become more motivated, inspired and positively engaged with a new perspective on life! You will learn how to combine the intuitive thinking processes of Feng Shui and analytical techniques for your home. A blend of east and west alchemy that can help develop and sharpen your sense of awareness on all levels…physical, emotional, spiritual and universal. Learn the effects of clutter on our lives and how Feng Shui can be used to enhance your career, finances, relationships and more. Students are asked to bring in a simple sketch of the floor plan of their home for a mini Feng Shui consultation ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Purchase Renovation Mortgage in Patchogue, NY 11772  Not your dream home, make it into your dream home with a Homestlye Renovation Mortgage which enables the borrower to obtain a purchase transaction mortgage and receive funds to cover the costs of repairs, remodeling, renovations, or energy improvements.   Receive 50% of the completed home value for renovations.  There are no required improvements or restrictions on repairs/ renovation and no minimum dollar amount.  You can even get that pool you always wanted. This renovation Mortgage provided by The Mortgage Outlet and is available for 1-4 Unit Primary Residences 5% Down Payment 1 Unit Second Home 10% Down Payment 1 Unit Investment Property 20% Down Payment Find a house in the perfection location but needs improvements, let me help y...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Some of us in Patchogue NY reach retirement and discover that, for whatever reason, they just don’t have enough money put away for their retirement.  If you find yourself in a similar situation – and you’re a homeowner age 62 or older – a reverse mortgage may help you take advantage of the resources you already have in place. Here are 11 things you need to know about reverse mortgages in Patchogue NY. 1. Reverse mortgages are approved by the FHA They are also known as HECM (Home Equity Conversion Mortgages) and they are insured by the Federal Housing Administration (FHA).  They are a loan product designed specifically for older adults.  Reverse mortgages are a federally-approved mortgage product and as such have regulatory requirements and oversight to insure borrower safety and protect...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Current mortgage lending rates are at record lows in Patchogue, New York.  Low rates combined with an FHA insured loan are giving qualified home buyers in Patchogue, NY an opportunity to take advantage of the current real estate market.  The Mortgage Outlet has some of the best FHA mortgage Rates in New York State. Call us today to see what you quailfy for 631-767-8948   What is FHA?  The Federal Housing Administration, generally known as FHA, was created in 1934 and is the largest government insurer of mortgages in the world. The FHA insures that loans made by mortgage brokers such as The Mortgage Outlet, would allow greater flexibility for a home buyer to qualify for a loan.  Higher qualifying ratios, less than perfect credit scores and low rates help first-time home buyers and other ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
FHA Mortgage loan programs in Patchogue New York   FHA Mortgage Loan Programs in Patchouge New York are subsidized by the Federal Governments mortgage insurance program (MIP).These types of loans vary form one lender to another and The Mortgage Outlet can help you navigate these troubled lending times. It is important to that you understand the advantages and disadvantages of this great program and how important it is to be pre-approved prior to you starting your search for your new home.   There are many advantages of Loans offered by the FHA   3.5% down payment, which helps many of today's home buyers Gift funds can be used for down payment and all closings costs Sellers allowed to contribute up to 6 percent towards buyers closing costs Lending limits are higher then conventional loan...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
THE MORTGAGE OUTLET would like you to Compare mortgage rates in  PATCHOUGE, NEW YORK.  For over 25 years we have been providing mortgage rates equal to most banks with superior customer service.  We charge No Points or Origination Fees.  You are important to us, unlike many lenders, you are assigned one person to work with throughout your entire mortgage process.  Contact DAVID BAILEY at 631-767-8948 to see how much The Mortgage Outlet can save you.   The first step to home ownership in PATCHOGUE, NY is to arrange for financing by getting a pre-approval before you begin shopping for your new home.  Getting a pre-approval (as opposed to a pre-qualification, for which your information is not verified) not only takes the guesswork out of whether you qualify for a mortgage, it can mean the ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
I have noticed that many first time home buyers come to me confused by the various First Time Home Buyers in Patchogue, New York, that are available to them for financing their first home.  This is just the tip of the ice berg as there is so much industry-specific terminology to learn and understand that the home buying process can be very intimidating to most new comers.I will try to explain in this article the most common First Time Home Buyers in Patchogue New York so that you might better understand the options and requirements more clearly.  As always I am available as a reference if you have more specific questions about how these specific programs might get you your new home.Conventional Loans are typically processed through Fannie Mae and Freddie Mac. Typically they require a 5%...
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By Jill Sackler, LI South Shore Real Estate - Broker Associate
(Charles Rutenberg Realty Inc. 516-575-7500)
BUYING IN PATCHOGUE VILLAGE  11772    For 10 years, I had the pleasure of living in Patchogue, New York, a lovely Suffolk County south shore community which has recently undergone revitalization.    Quality of life is offered to those interested in calling it home.    Lisa Doll Bruno, a long-term Newsday real estate reporter who writes a weekly column called Buying In (and, who, incidentally, lives up to her name) has spotlighted the Village of Patchogue.    She interviewed me for an article and I was happy to supply her with a quote.       Ten previous Patchogue & surrounding area posts: http://activerain.com/blogsview/2426712/artspace-patchogue-lofts  http://activerain.com/blogsview/2402307/great-south-bay-music-festival-2011 http://activerain.com/blogsview/2516573/patchogue-theatre-f...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Located in Patchogue Long Island in Zip Code 11772, there is a Condo community called The Landings. This South Shore community consists of attached upper or ground level Condos with 1 or 2 bedroom apartments. Lawrence & Sheila Agranoff have a buyer that has been asking about Patchogue Long Island Long Island Condo | Living At The Landings on River Road so here is some additional information on the complex.   The main address of The Landings is 263 River Avenue, Patchogue New York 11772, and each unit has its own apartment number. Heat, water, landscaping and trash pickup is included in the monthly common charges. Some of the units have a deeded boat slip. No pets are permitted in The Landings At Patchogue. There is gas cooking and laundry facilities on the premises and a patio or terrac...
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By Jill Sackler, LI South Shore Real Estate - Broker Associate
(Charles Rutenberg Realty Inc. 516-575-7500)
MUD CREEK NATURAL BORDERS DOG PARK, PATCHOGUE, NY  11772 There is a new dog park that I just discovered, although, it's been open since September of 2009. There are no chain link fences here or any other man-made barriers. It's known as a natural borders dog park and it faces the Great South Bay. I don't know if they have them in other states but it's the first of it's type on Long Island. It's a Suffolk County pilot project.It's use is being monitored and refinements may have to be made along the way. Visitors are required to bring in their own drinking water and plastic bags for waste disposal. Chloe has never been swimming before but she definitely enjoyed the freedom. Luckily, she never ventured far from shore. It was a very tranquil outing. I can't wait to get back.                  
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By Jill Sackler, LI South Shore Real Estate - Broker Associate
(Charles Rutenberg Realty Inc. 516-575-7500)
THE SILVER LINING CHRONICLES - IT'S COMPLICATED! Part I When listing a property, if your homeowners have their own thoughts about what their house is worth and it does not quite match up with what the market is showing, it's always a great idea to take the time to visit some of the comps in the area. There's nothing better than seeing in person the size and condition of similar homes. Then your homeowners will walk away with real insight as to how their home compares to other houses for sale in the neighborhood and it can be a real eye opener!  But if for some reason, the homeowners can't tour their competition in person, then, certainly, you need to pour over recent sales/under contracts/just listeds on their home computer. If by chance, there is no computer in the house, then you need...
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By Jill Sackler, LI South Shore Real Estate - Broker Associate
(Charles Rutenberg Realty Inc. 516-575-7500)
LEGAL OIL TANK ABANDONMENT ON LONG ISLAND - THE VIDEOI took some footage of an underground oil tank undergoing legal abandonment yesterday in Suffolk County. I thought you might be interested in seeing it.Filling it with foam is, by far, the easiest, quickest, cheapest and least invasive method for getting the job done. This is definitely the way to go if foam is an option for you. There are a couple of situations where it might not be the right choice: If the property is too close to water, then foam will not work. It will rise to the top and float like a rubber ball in a pool. If the oil tank is located beneath a driveway or garage, then the weight that rests above it will render the area unsafe. The whole process took all of 20 minutes. Before the men started the fill, they took out ...
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By Jill Sackler, LI South Shore Real Estate - Broker Associate
(Charles Rutenberg Realty Inc. 516-575-7500)
CONGREGATIONAL CHURCH OF PATCHOGUE, NY RECENT UPDATE 11/10/12 Ten bikes have been given away and they have 100 still available. UPDATE:  The church is looking for people who would like to learn to assemble new bikes and fix old ones. They are interviewing now but the actual training program will not start until March. They will pay a minimum of $12.00 per hour to those who are hired. For people without cars or access to public transportation, the Congregational Church of Patchogue has come up with an innovative program. The Workers Without Wheels Program donates bicycles year-round to people who would otherwise be unable to commute to their jobs. Shiny new bicycles frequently top the list of popular Christmas presents. If you've received a new bike and you've outgrown your old one and a...
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By Jill Sackler, LI South Shore Real Estate - Broker Associate
(Charles Rutenberg Realty Inc. 516-575-7500)
PATCHOGUE'S CHAMBER OF COMMERCE CHRISTMAS BOAT PARADE Just in time for the season, I found this beautiful and professionally made video of the Christmas Boat Parade held annually on the Patchogue River. This video is from a couple of years ago, but this year's Main Street and River Parades were, recently, held and enjoyed by the town residents and other folks from around the County. Once again, Patchogue does a wonderful job!    
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