Sayville, NY Real Estate News

By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The VA 100% Loan Program with no mortgage insurance is the most powerful home loan program on the market for refinances for many veterans, service members and military family in Sayville New York. This mortgage program is desigened to offer long term financng to American vetreans, VA mare issued by federally qualified lenders andare quaraneed by the U.S. Veterans Administraton. These flexible, government mortgages come with significant benefits that open the doors to veterans who might otherwise struggle to obtain financing and keeping their American dream alive.  VA loans in Sayville New York feature competitive rates and terms and allow qualified borrowers to refinance thier home with little to no money out of pocket .   Please take time to learn the basics about VA loans on our short...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The VA 100% Loan Program with no mortgage insurance is the most powerful home loan program on the market for refinances for many veterans, service members and military family in Sayville New York.  These flexible, government mortgages come with significant benefits that open the doors to veterans who might otherwise struggle to obtain financing and keeping their American dream alive.  VA loans in Sayville New York feature competitive rates and terms and allow qualified borrowers to refinance thier home with little to no money out of pocket .  Please take time to learn the basics about VA loans on our short video below:   To learn more about our great VA Loan Rates contact one of our specialists at The Mortgage Outlet or call us at  631 589 3600.  We are proud to serve those who served o...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Sayville, NY VA Loans - Pre-Qualify at The Mortgage Outlet PreQualify - VA Home Loan here with our simple 2 minute process Buying a Home in Sayville, NY is the biggest financial decision you will ever make and it can be a time of great excitement and/or confusion which is why the experts at The Mortgage Outlet are ready to help you navigate the mortgage process.  If you are using your VA Loan entitlement for the first time, you may be wondering how the process will go.Does it take longer then a conventional home loan?Are there extra hoops that i might have to jump through?Will I close on Time?What testimonials do they Have? Lets us show you exactly what you can expect during your VA Home Loan process in Suffolk County NY. VA Home Loan Prequalification in Sayville, NY.  The first set is ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
First Time Home Buyers Tips in Sayville, NY - The Mortgage Outlet You have finally decided to go for it. Buying a home can be exciting and nerve-wracking at the same time, especially for you first-time home buyers.  It is difficult to known exactly what is needed as there is so much information and dis-information on the Internet.  The Learning curve can be steep, but many of the potential issues can be resolved by doing a little financial homework prior to your search.   Take these steps to help make the home buying and home loan process go more smoothly.  Check you credit Your Credit score is one of the most important factors when it comes to qualify for a loan these days.  The middle credit score will determine what type of loan program you qualify for and what costs might be associa...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Benefits of an FHA loan in Sayville, NY - The Mortgage Outlet FHA home loans in Sayville, NY fell in popularity for many years due to their stringent appraisal guidelines and Low FHA loan limits in the late 1990's and the early 2000's.  Since 2005 FHA financing has come back with a vengeance as these loan limits have increased to $ 625,000 in Suffolk County and as  the FHA has loosened its appraisal and property guidelines. Borrowers in Sayville, NY today can enjoy the new and improved FHA home loans with competitive low mortgage rates and a low down payment, coupled with looser credit and income requirements have helped thousands of home-buyer get a loan they would qualify for with a conventional home loan.    If you are trying to decide which loan type is right for your specific situa...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
VA Home Loan Program in Sayville, New York The VA Home Loan program in Sayville, New York is one of the most powerful mortgage tools available today for veterans and other qualified borrowers. It is actually the best home loans you can get. VA Home Loans typically come with low interest rates and looser credit requirements than other mortgages.  VA Loans do not require a down payment at all, which makes them very attractive to many first time borrowers.VA Loans came about in the G.I. Bill of 1944, and the VA Home Loan program has helped more than 18 million veterans become homeowners. In the last year alone, over 489,000 VA Loans were guaranteed with a total of more than $63 billion. Are you ready to become a homeowner with the help of the VA? Here is a look at the VA Home Loan program ...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Great Home Loan options for Veterans in Sayville New York 11782. We have created a short video reviewing how great a loan guanrranteed by the Verteran Administration can be for our Verterans who have served our country proudly.      The Mortgage Outlet is proud to serve our VeteransCall us today and see how this program works VA Home Purchase LoanCurrent low interest rates and VA purcahse loans are a winning combination to help our countries VETERANS buy a home.  VA loans offer great features such as no money down and credit scores as low as 620. Competitive rates and no mortgge insurance premiums may mean lower monthly payements than conventional or FHA insured loans.   Option for NO DOWN PAYMENT No monthly mortgage insurance premiums Low to no reserve requirements Credit Scores as low...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Bad Credit FHA Loans - Sayville New York 11782  Bad Credit? Do not worry you can still get a home loan in Sayville New York 11782. The federal government has a loan program that help lenders give loans to those borrowers with less than perfect credit.  The Federal Housing Authority (FHA) will insure loans to lenders that guarantee that they will repaid on the amount they lend to you. Having your loan insured means that you can get into a home with credit scores as low as 580.  Since these loans are insured by the Federal Government you will not have to pay a high rate or have a large down payment.  We have created a short video below detailing the advantages and disadvantages of FHA insured Loans.  Unlike many web sites you see on the internet that pass you on to a lender we actually pr...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
 FHA Bad Credit Home Loans - Sayville New York - The Mortgage Outlet Many home buyers in the Real Estate market in Sayville New York do not realize that our government insures loans for those with bad credit.  Need a home mortgage, but you are concerned about your less than perfect credit? You have come to the right place. Ask me a questionAn FHA insured mortgage can get you into a new home even if you have bad credit. The Federal Housing Administration aka the FHA inures these loans with the lenders so they are willing to take on greater risk as the Government will buy back the loan should you default on it.  Even if you have had accounts forwarded to collections, filed a bankruptcy in the past or have high debt, you still might qualify for an FHA guaranteed mortgage.FHA mortgage’s req...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
VA loans a are great way to buy a home in Sayville NY 11782.  You have served our country proudly let us help you with your new purchase.  A VA loan's have an option for no down payment and Seller or Lender assistance with your closing costs. These VA loans have no mortgage insurance premiums which means your payment should be less than any Conventional or FHA insured mortgages. Check out our short video explaining VA loans.   Call us today to see what we can do for you  631-589-3600. VA Home Purchase Loans VA Purchase loans and current low interest rates are a winning combination to help Veterans such as yourself buy your dream home. Loans insured by the Veterans Administration offer great features like no money down payments and credit scores as low as 620.  Today's competitively low ...
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By Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Condo and Home Specialists
(The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803)
Are you looking for an active guard-gated 55 and over community on the South Shore Of Long Island?Then you should call Lawrence And Sheila Agranoff at our cell 631-805-4400, Licensed Associate Broker and Licensed Salesperson. Sunrise Village is an active 55+ established condo neighborhood that is located in Sayville Long Island by Sunrise Highway and Lincoln Avenue. Opened in 1985, Sunrise Village is an enclave of all attached Ranch style units.You enter this active adult community at the gated 24 hour entry, and straight ahead from the entry is the visitors parking lot, the clubhouse, pool, library, and gathering room. Each Condo at Sunrise Village, which is surrounded by Revere Drive, has central air conditioning, electric heat and front or backyard patios. Sunrise Village has 2 bedro...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The VA 100% Loan Program with no mortgage insurance is the most powerful home loan program on the market for refinances for many veterans, service members and military family in Sayville New York.  These flexible, government mortgages come with significant benefits that open the doors to veterans who might otherwise struggle to obtain financing and keeping their American dream alive.  VA loans in Sayville New York feature competitive rates and terms and allow qualified borrowers to refinance thier home with little to no money out of pocket .  Please take time to learn the basics about VA loans on our short video below:   To learn more about our great VA Loan Rates contact one of our specialists at The Mortgage Outlet or call us at  631 589 3600.  We are proud to serve those who served o...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The VA 100% Loan Program with no mortgage insurance is the most powerful home loan program on the market for both purchase and refinances for many veterans, service members and military family in Sayville New York.  These flexible, government mortgages come with significant benefits that open the doors to home ownership to veterans who might have otherwise struggle to obtain financing for the American dream.  VA loans in Sayville New York feature competitive rates and terms and allow qualified borrowers to purchase a home with little to no money out of pocket .  Please take time to learn the basics about VA loans on our short video below:   To learn more about our great VA Loan Rates contact one of our specialists at The Mortgage Outlet or call us at  631 589 3600.  We are proud to serv...
Comments 0
By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The VA 100% Loan Program with no mortgage insurance is the most powerful home loan program on the market for both purchase and refinances for many veterans, service members and military family in Sayville New York.  These flexible, government mortgages come with significant benefits that open the doors to home ownership to veterans who might have otherwise struggle to obtain financing for the American dream.  VA loans in Sayville New York feature competitive rates and terms and allow qualified borrowers to purchase a home with little to no money out of pocket .  Please take time to learn the basics about VA loans on our short video below:   To learn more about our great VA Loan Rates contact one of our specialists at The Mortgage Outlet or call us at  631 589 3600.  We are proud to serv...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
The Mortgage Outlet  has noticed that many first time home buyers come to us confused by the various first time home buyer programs availble in Sayville New York that are available to them for financing their first home.  This is due to the multiple changes that the Federal Government has made to the mortgage industry making it harder and more confusing then every.  Hopefully our short video will show some of the new programs that might be available to help you get your dream home in Sayville New York.   We look forward to answering any questions you might have, you can reach me directly on my cell at 631 767 8948 or at the office at 631 589 3600.  
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Don’t Let Bargain Hunting for a New Home Backfire You’ve been raised to hunt for the best bargain. If you’re plunking down a huge sum of money, why would you buy the most expensive option? That’s crazy talk! But when it comes to buying a new house, is it possible to get too caught up in the bargain hunt and miss out on a house that’s perfect for you? If you’re knee deep in the hunt for a house and you find yourself thinking “We can find something cheaper” all too often, then it’s time to reevaluate your priorities. You could be losing out on something that’s perfect for you for the sake of saying you found a bargain! It Might Not Suit Your Needs Yeah, it might be $20,000 cheaper than the four bedroom home, but can you feasibly live comfortably in a three bedroom house? When you’re choos...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
5 Things That Could Devalue Your Home When it comes to listing your home on the market, a common concern is wanting to increase its value and allow it to stay competitive in the local area. Many people work to remodel their property or make minor upgrades to increase the selling potential of their home. Although you should   take certain steps to increase what your home is truly worth, there are a few mistakes to avoid to prevent reducing its overall value. There are many different factors that determine the property value. If you know which ones are working against your home then you can prevent losing equity 1. Using Bold Paint Colors To appeal to a larger group of buyers, use neutral paint on the walls and with the trim. Bold colors stand out like a sore thumb in neighborhoods and ca...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Why Your Credit Rating Matters Before a lending institution will give you a mortgage to purchase a new home, it wants to estimate how much risk you present as a borrower. If the bank perceives you as having a high default risk, it will protect itself by charging you a higher interest rate for a loan or if the perceived risk is high enough, by denying you altogether. So how do banks determine how risky of a proposition it is to loan you money? The most valuable tool they have is your credit report What is a Credit Report? Your credit report is a summary of the credit you have been extended in the past and how you have handled it. Are most or all of your payments made on time? Have you had a repossession or foreclosure due to nonpayment? Any accounts in collections? How close are your bal...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
10 Home Improvement Ideas for Under $150 When you hear “home improvement”, don’t let the image of dollar signs be burned into your mind. You can absolutely renovate your home a little bit at a time for as little as $150. With some creativity, your house can be given a fresh face lift for a veritable steal. 1.  Shine Up Your Floors Dingy, dull floors can really be a drag on the overall look of your house. If mopping isn’t quite doing the job, consider restoring the wood’s natural luster with a product that is specifically made for shining wood. Ensure the floor is clean and dry before applying the product via the manufacturer’s directions. High traffic areas benefit from a twice yearly polish, while lower traffic areas can get away with an annual shine-up. 2.  Affix a New Light Fixture A...
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By David Bailey and Erika Bailey, "Creating Clients for Life" Cell # 631-589 3600
(The Mortgage Outlet NMLS # 36861)
Is a Smart Home Really Smart?   Smart homes take great advantage of modern building techniques and automation technology to give you a new control level. A smart home may be built from scratch with automation as a key design goal or constructed from an existing home during renovation. In both cases, they offer several advantages over a conventional home. Security Smart homes have security systems that do a better job of preventing home invasions and intrusions than those that need manual setting. Aside from that, these systems have advanced capabilities to warn residents of potential threats on the inside of the home or on the property. A lot of owners connect their smart home security systems to their city or town’s warning system. This is done in order to obtain advanced warning durin...
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