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By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 1.87% CANHOU 12/15/24 [-]   ‌ 10 Year - 1.97% CANHOU 09/15/29 [-]   * denotes interpolated rate GoC 5 Year - 1.57% CAN 1.50 09/01/24 [-]   ‌ 10 Year - 1.56% CAN 2.25 06/01/29 [-]   ‌ 15 Year - 1.65%* CAN 06/01/35 [-0.01]   ‌ 20 Year - 1.69%* CAN 06/01/40 [-0.0...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
    TERM POSTED Preferred  RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 3.59% 2.69% Fixed 2 Year 3.74% 2.69% Fixed 3 Year 3.89% 2.69% Fixed 4 Year 3.94% 2.69% Fixed 5 Year 5.19% 2.64% Fixed 7 Year 5.80% 2.99% Fixed 10 Year 6.10% 3.04% Variable Rate 2.90% Prime Rate 3.95% Benchmark Rate 5.19% Cost ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Calculating the Equalization Payment in OntarioQuestion:After a few years marriage, John and Maria are divorcing. John brought in $20,000 and Maria brought in $50,000. The difference, $50,000-$20,000=$30,000 should be equalized during divorcing process and Maria gets $15,000 (30000/2). Is that co...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Confirmation of Acceptance: Who Signs! (Ontario)Question:Who signs the Confirmation of Acceptance in the event of a counter offer by the seller that is accepted by the buyer? (the buyer or the seller)? For example, Buyer submits an offer; Seller counters with a higher price, Buy Accepts.Answer:Th...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Relisting and Resale (Ontario)Question:Can an agent relist a property on MLS without a signed mutual release for a previous deal? We were one day late with the deposit.Answer:If you were late with your deposit, then the Buyer is in breach of contract. The Seller has the option to terminate the co...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 1.84% CANHOU 12/15/24 [+0.17]   ‌ 10 Year - 1.96% CANHOU 09/15/29 [+0.16]   * denotes interpolated rate GoC 5 Year - 1.54% CAN 1.50 09/01/24 [+0.19]   ‌ 10 Year - 1.54% CAN 2.25 06/01/29 [+0.18]   ‌ 15 Year - 1.64%* CAN 06/01/35 [+0.14]   ‌ 20 Year - 1.68%* CA...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
HIGH RATIO fixed term best discounted rates & posted rates as of October 5, 2019 Terms                           Posted Rates                 Preferred Rates6 months                       3.34%                          3.30%1 year                          3.59%                          2.69%2 yea...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Term Posted Rate Preferred Rate Open 1 Year 6.30% 6.30% Fixed 1 Year 3.59% 2.69% Fixed 2 Year 3.74% 2.69% Fixed 3 Year 3.89% 2.69% Fixed 4 Year 3.94% 2.69% Fixed 5 Year 5.19% 2.64% Fixed 7 Year 5.80% 2.99% Fixed 10 Year 6.10% 3.04% Variable 2.90% Prime 3.95% Benchmark 5.19%

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
TERM POSTED Preferred RATES* Open 1 Year 6.30% 6.30% Fixed 1 Year 3.59% 2.69% Fixed 2 Year 3.74% 2.69% Fixed 3 Year 3.89% 2.69% Fixed 4 Year 3.94% 2.69% Fixed 5 Year 5.19% 2.64% Fixed 7 Year 5.80% 2.99% Fixed 10 Year 6.10% 3.04% Variable Rate 2.90% Prime Rate 3.95% Benchmark Rate 5.19% Cost per ...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Gas Well on PropertyQuestion: Does anyone have any experience representing a buyer on a rural listing with an owned gas well on the property? LA agent says it is owned and seller doesn't sell any of the gas; it services the property only. Questions to ask? Due diligence? Special Clause? Is it a c...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Water Damage ClauseQuestion:[Warranty Clause question] Purchaser's lawyer wants to change a warranty clause to the following: "The Seller represents and warrants that, to the best of the Seller's knowledge, the premises have not suffered any prior water damage. The Parties agree that this represe...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 1.61% CANHOU 12/15/24 [-0.03]   ‌ 10 Year - 1.73% CANHOU 09/15/29 [-0.01]   * denotes interpolated rate GoC 5 Year - 1.28% CAN 1.50 09/01/24 [-0.03]   ‌ 10 Year - 1.27% CAN 2.25 06/01/29 [-0.02]   ‌ 15 Year - 1.39%* CAN 12/01/34 [-0.02]   ‌ 20 Year - 1.45%* CA...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
 Tenant Slips – Insurance Implications in OntarioQuestion:Tenant slips and breaks the toilet by falling onto it. Water floods the place. She doesn’t know how to turn the water off. Whose insurance - ultimately who is responsible to fix the damage?Answer:It looks like the Tenant was negligent. If ...
August 2019 GTA Real Estate Market Stats. Interested in learning more about your specific neighbourhood? Send us a message or call us at 905-338-2121.Are you looking to buy or sell in Oakville or the surrounding areas? We'd love to hear from you. Contact The Goodale Miller Team today or view our ...
Have you wondered why a lot of businesses seem to be moving to Oakville or want to set up operations in Oakville? Aside from being named as one of the best places to live in, Oakville is one of the best locations in Canada for businesses too for a lot of reasons. Read about them below!Superb Loca...

By Brian Madigan, LL.B., Broker
(RE/MAX West Realty Inc., Brokerage (Toronto))
Comments 0
Commercial Bond Yields CMB 5 Year - 1.79%* CANHOU 12/15/24 [+0.03]   ‌ 10 Year - 1.86% CANHOU 09/15/29 [+0.02]   * denotes interpolated rate GoC 5 Year - 1.47% CAN 1.50 09/01/24 [+0.03]   ‌ 10 Year - 1.43% CAN 2.25 06/01/29 [+0.02]   ‌ 15 Year - 1.53%* CAN 12/01/34 [+0.01]   ‌ 20 Year - 1.58%* C...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
Dealing with occupational fraud is an unavoidable part of having a business. It can come in the form of financial statement fraud, corruption, or misappropriation of assets. If you own or manage a company, you should do all that is necessary to protect yourself and your business from occupational...

By feeDuck - Low Commission Real Estate Agents, Serving Toronto and Vancouver
(feeDuck)
Comments 0
Buying a home soon in Canada? Good news! A few days ago, the federal government launched a program that will make things easier for millennials to buy their first home in some of Canada’s hottest real estate markets. The program is called the FTHBI or First-Time Home Buyer Incentive. Homebuyers w...

By feeDuck - Low Commission Real Estate Agents, Serving Toronto and Vancouver
(feeDuck)
Comments 0
This year is an exciting year for Eglinton in Toronto. May 2019 set the wheels turning for a streetscape overhaul in Eglinton Avenue with the proposed changes encompassing Jane Street to Kennedy Road together with more changes brought in by the Crosstown Light Rail Transit Line. A very exciting t...

By feeDuck - Low Commission Real Estate Agents, Serving Toronto and Vancouver
(feeDuck)
Comments 0
Toronto remains as one of the best places to live in for families in Canada but some neighbourhoods can prove to be better choices than others for your specific needs. With dozens of amazing Toronto neighbourhoods to choose from, it is understandably confusing and challenging to pick one that wil...

Ontario Real Estate Agents and Real Estate Professionals