05/30/2023

        In 1981 , one of these appeared on the scene . Prior to this , Real Estate Agents had to carry pocket sized Mortgage Payment Books . By 1995 , real estate trainers had taught more than 50% of all licensees how to use a Financial Calculator. In a matter of seconds you could show a consumer what the monthly mortgage payment would be for the mortgage amount they were requesting.          Today many Realtors have visited the App Store and acquired ( for their cell phone) the abovecalculator for a mere $5.99 . Talk about bargains !I can’t tell you how many times I have used this function at Open Houses ! Also it’s a show stopper in Buyer Consultation Sessions.  But it’s much morethan just Real Estate . It can be for Any InstallmentLoan you are considering. Buying a new car , furnitur... 02/15/2023

     More than a decade ago we moved to a development called Mill Creek in West Lampeter Twp. , Lancaster Co.PA 17602 . One of the deciding factors for me was a walking trail that was 2+ miles of mulched walking path along a tributary of the  Conestoga River . Two of our dogs love this walk and have swam in the River on hot sunny days .      Along our walks we see all kinds of wild life andnative plant species. Some of these are Geese and Ducks in the water and Egrets on the River Bank .Squirrels , rabbits are abundant and often we bumpinto a deer or two . Numerous Bird species are chirping from the trees . Sometimes it’s near impossible to get my Black Lab out of the Woods.       Thanks to West Lampeter Twp. for maintaining this Wood land paradise. 01/26/2023

        We live along several miles of Woods and a Tributary ( that as wide as a River) . My Black Lab ,Tucker is always ready to navigate his walks into the Woods. We have a well maintained & mulched pathway along the Conestoga River. We see all types of birds, squirrels, deer and egrets . But there’s one character that always lets us know he is there .         You guessed it the Woodpeckers, busy peckingon trees along our trail . The other creatures attempt to stay out of our way , but not Woody . He is determined to make sure we know these are his trees ! Well in late December we had a Cold Wave for 7+ days and stayed out of the Woods . Woody seemed to miss us because I was awakened by himknocking on our Sunroom’s exterior wall ! He continued this for a second day until I got his mes... 01/20/2023

    America has always been a Land of Opportunity . From its' beginning you had no guarantees and had to take risk to live here . Those who boarded ships to sail here , knew that 10-20% would not survive the trip . But they came . Once they arrived, many decided to settle in some of the most dangerous parts of the Western territories. They slept with their guns , knowing they could be subject to hostile attack at any  moment . But still they came !      They came for opportunity , and greater freedoms than they had experienced in  Europe (and other parts of the world ) . Clearly they knew that they were risking  their lives and of their families to pursue settlement in America . But they came ! At any time did they have Fear ? Of course they did ! But many also had Faith . They had vis... 04/22/2020

Do You Know the Real Cost of Renting vs. Buying? [INFOGRAPHIC] Some Highlights: Historically, the choice between renting or buying a home has been a close decision. Looking at the percentage of income needed to rent a median-priced home today (30%), vs. the percentage needed to buy a median-priced home (15%), the choice becomes obvious. Every market is different. Before you renew your lease again, find out if you could use your housing costs to own a home of your own! Buyers , your first step is Mortgage Pre-Approval  !    Email      mikeperrykw@gmail.com  to get started  !  02/19/2017

The Great News About Rising Prices for Homeowners Recently there has been a lot of talk about home prices and if they are accelerating too quickly. As we mentioned before, in some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers out looking for a home, which has caused prices to rise. The great news about rising prices, however, is that according to CoreLogic’s US Economic Outlook, the average American household gained over $11,000 in equity over the course of the last year, largely due to home value increases. The map below was created using the same report from CoreLogic and shows the average equity gain per mortgaged home from June 2015 to June 2016 (the latest data available). For those who are worried that we are doomed to repeat 2006 al... 02/15/2017