Preparing To Get A Mortgage In Knoxville
By Holli McCray, Holli McCray Home Marketing Group
(Holli McCray Home Marketing Group Keller Williams)
By gathering pertinent documents prior to making an offer on a home, you can potentially shorten the number of days it will take to complete the mortgage process. This means you can close on the home of your dreams much sooner! Preparing to get a mortgage will not only make process of getting a mortgage easier, but will make your loan officer very happy. Many times, the loan officer will request certain documents such as tax returns, pay stubs and bank statements once the loan process is underway. The buyer must then scramble to find the required documents causing a delay in the underwriting process and lengthening the number of days needed to complete the transaction. Below are some examples of documents you should have on hand before initiating your mortgage application: Tax R...
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